The Harbor Group

What The Harbor Group does

The Harbor Group is a fee-only, fiduciary registered investment advisory firm headquartered in Bedford, New Hampshire, founded in 1981 by Marc Hebert and Tim Riley. The firm provides comprehensive wealth management and financial planning services to high-net-worth individuals and families, with a stated minimum of $1 million in investable assets (negotiable for clients with strong savings potential). Its core services include retirement planning, estate and transfer planning, insurance and risk review, tax planning, charitable giving, 529 plan and college savings, and investment management.

The firm operates an ensemble-team service model in which every client works with multiple CERTIFIED FINANCIAL PLANNER™ professionals rather than a single advisor. All advisors hold the CFP® designation, with many holding additional credentials (CFA, CPA, ChFC, CAIA, MSFP). The firm has no proprietary technology platform; it relies entirely on third-party infrastructure including My Advisor Link (investment portal), RightCapital (planning portal), TaxDome (tax portal), and FMG Suite (content and website). Investment models are constructed in-house using evidence-based methodology and customized per client.

The Harbor Group is employee-owned, has operated continuously for over 40 years, and generates revenue through recurring advisory fees typically charged as a percentage of assets under management, consistent with fee-only fiduciary RIA economics. Its go-to-market is relationship-driven and referral-based rather than paid, anchored in deep community engagement across 30+ organizations in the southern New Hampshire market. The firm has no parent company, no institutional investors, and no disclosed revenue or AUM figures.

Name

The Harbor Group

Legal name

The Harbor Group

Website

https://harborgroup.com

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

101–250 employees

Short description

The Harbor Group is a fee-only, fiduciary registered investment advisor in Bedford, New Hampshire, founded in 1981 and employee-owned for over 40 years. It delivers comprehensive wealth management and financial planning services to high-net-worth individuals and families with at least $1 million in investable assets, using an ensemble-team of CERTIFIED FINANCIAL PLANNER™ professionals in the southern New Hampshire market.

Ownership category

akta.pro rank

Headquarters

HQ city

Bedford

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Financial Advisory and Planning Fees: As a fee-only registered investment advisor, the firm generates revenue through advisory fees, typically charged as a percentage of assets under management. The firm operates as a fiduciary, meaning they are legally obligated to act in clients' best interests.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

The Harbor Group is a fee-only, fiduciary registered investment advisor that provides comprehensive financial planning and wealth management services to high-net-worth individuals and families. Core offerings include retirement planning, estate and transfer planning, tax planning, insurance and risk review, charitable giving strategies, 529/college savings, and evidence-based investment management delivered through an ensemble team of CERTIFIED FINANCIAL PLANNER™ professionals.

Product overview

The Harbor Group is a fee-only, fiduciary wealth management and financial planning firm offering comprehensive advisory services. The firm provides an integrated suite of financial planning services including Retirement Planning, Estate & Transfer Planning, Insurance & Risk Review, Tax Planning, Charitable Giving, and 529 Plans & College Savings. These services are delivered through an ensemble-team approach where clients work with multiple CERTIFIED FINANCIAL PLANNER™ professionals. The firm also offers investment management using evidence-based strategies with in-house models. All services are supported by dedicated client service teams and operate through a fee-only model where the firm acts as a fiduciary. The firm was founded in 1981 and has been operating as an employee-owned firm for over 40 years.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Services
• Estate & Transfer Planning
• Insurance & Risk Review
• Tax Planning
• Charitable Giving Planning
• 529 Plan & College Savings
• Investment Management

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Ballentine Partners: Fee-only, multi-family office-style wealth manager based in Waltham, MA serving HNW and UHNW clients. Directly comparable to Harbor Group's HNW ensemble model, comprehensive planning services, and New England footprint; explicitly named as a previous employer of Harbor Group's Chief Planning Officer.
• Buckingham Strategic Wealth: National fee-only RIA headquartered in St. Louis with evidence-based investment philosophy and comprehensive financial planning. Comparable to Harbor Group in fiduciary, fee-only model and evidence-based approach, but at materially larger scale.
• Savant Wealth Management: Fee-only RIA serving HNW individuals and families with comprehensive financial planning, tax, and investment services. Closely comparable to Harbor Group in fee-only fiduciary structure and integrated planning approach.

Broad incumbents

• Creative Planning: Large national fee-only RIA offering comprehensive wealth management including tax, estate, and investment services. Comparable service mix and fee-only fiduciary structure as Harbor Group, but serves a national client base at much greater scale.
• Mariner Wealth Advisors: National RIA and multi-family office offering comprehensive wealth planning to HNW clients. Overlaps with Harbor Group across retirement, estate, tax, and investment services, but operates at significantly greater scale with multi-office presence.
• Hightower Advisors: National partnership-based RIA platform providing wealth management and advisory services to HNW clients. Comparable in fiduciary advice and comprehensive service offering; differs in multi-advisor partnership scale and technology investment.
• Focus Financial Partners: Partnership platform for independent, fee-only wealth management firms. Provides scale, capital, and operational support to fiduciary RIAs like Harbor Group; competes for both advisor talent and high-net-worth clients nationally.
• Carson Group (Carson Wealth): Large RIA platform offering wealth management, financial planning, and advisor coaching/support. Comparable comprehensive service suite to Harbor Group, but operates at much greater scale through partner firms and coaching programs.
• Edelman Financial Engines: Large national fee-only RIA serving HNW and mass-affluent clients with comprehensive planning. Comparable fiduciary, fee-only model and integrated planning services, but at materially larger national scale with hybrid digital/advisor delivery.
• Cerity Partners: National fee-only wealth management and multi-family office firm serving HNW clients with tax, estate, investment, and planning services. Highly comparable service architecture to Harbor Group, but with national footprint and significantly greater scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles22 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Harbor Group