Exim Bank of Malaysia

What Exim Bank of Malaysia does

EXIM Bank of Malaysia Berhad is a government-owned development financial institution incorporated in Malaysia in 1995 under the Companies Act 2016 (Company No. 199501027992 / 357198-K) and headquartered in Kuala Lumpur. Operating with an explicit policy mandate from the Ministry of Finance, the bank promotes Malaysia's international trade and reverse investment by providing trade finance, export credit insurance and takaful, treasury solutions, and overseas project and contract financing to Malaysian exporters, importers, and foreign buyers of Malaysian goods and services. The institution is a statutory DFI delivering both conventional and Shariah-compliant (Islamic) banking facilities through an integrated product suite spanning pre- and post-shipment financing, letter of credit and guarantee solutions, credit takaful/insurance for commercial and political risk, money-market and FX hedging instruments, and specialized overseas project financing.

Its product architecture is organized around four core pillars: Trade Finance Solutions (pre/post-shipment financing, supplier financing, trust receipts, letters of credit, and shipping guarantees), Export Protection Solutions (short-term and medium/long-term credit takaful and conventional insurance), Treasury Solutions (Commodity Murabahah Deposit-i, Money Market Deposit, Forward Foreign Exchange instruments), and Value-Added Programmes (GO-Export SMExport, GO-Export ACE, GO-Export GreenTech, SIP2 incentives, and Vendor Financing Scheme via CGC/SJPP guarantees). The bank's go-to-market combines direct enterprise field sales targeting Malaysian-owned companies expanding abroad, channel partnerships with international counterpart banks and government export-promotion bodies, and event-driven activity tied to budget announcements and trade missions. Revenue mechanics are not publicly disclosed but derive from transaction fees on trade finance, recurring facility income on term and revolving credit, transaction fees on credit takaful/insurance premiums, and transaction-based fees on treasury hedging and money-market instruments. Customer segmentation is hybrid by use case (exporters, importers, overseas-ventures, foreign buyers) and size tier (with a dedicated SME exporter track). Recent strategic activity centers on Budget 2026 mandates exceeding RM9 billion in coordination with BPMB Group, bilateral partnerships with Export Finance Australia and Turkish firms, cross-border Shariah-compliant deal flow into Japan (Berjaya Okinawa), and the integration of sustainability considerations into credit risk management via a partnership with the Malaysian Nature Society.

Name

Exim Bank of Malaysia

Legal name

Export-Import Bank of Malaysia Berhad

Website

https://exim.com.my

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

251–500 employees

Short description

EXIM Bank of Malaysia is a government-owned development financial institution providing trade finance, Islamic and conventional export credit protection, treasury solutions, and overseas project financing to Malaysian exporters, importers, SMEs, and foreign buyers of Malaysian goods.

Ownership category

akta.pro rank

Product category

Trade Finance Banking

NAICS

Commercial Banking (52211), Commercial Banking (522110)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Structured Trade & Export Credit (ECA-backed, Structured Solutions) (FSABAHAJ)

akta.pro secondary industries

Open Account Trade Finance (Receivables/Payables Finance) (FSABAHAB), Pre-Export & Export Finance (Working Capital, Packing Credit) (FSABAHAG), Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF), Trade Finance, Export Credit & Risk Mitigation (BPADAMAG), Shariah-compliant Financing Products (Murabaha, Ijara, Tawarruq, Istisna, Salam) (FSABAGAH), Trade & Invoice Payments (Cross-Border B2B) (FSAMAIAL)

Keywords

• Trade finance solutions
• Export credit insurance
• Islamic banking facilities
• Overseas project financing
• SME export programs

Headquarters

HQ city

Kuala Lumpur

HQ country

Malaysia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Trade Finance Services: Comprehensive trade finance solutions including pre-shipment financing (Export Credit Refinancing, Supplier Financing, Trust Receipt), post-shipment financing, letters of credit, shipping guarantees, and guarantee solutions for importers and exporters.
2. Financing Solutions: Term financing/loans for business expansion (Capital Expenditure and Working Capital), contract and project financing abroad, and revolving credit facilities for working capital requirements under Islamic and Conventional structures.
3. Export Protection (Credit Takaful/Insurance): Short-term and Medium/Long-term credit takaful and insurance products providing protection against non-payment risks, with potential for double tax deduction relief and share of profit from investment (Credit Takaful only).
4. Treasury Solutions: Money market instruments (Commodity Murabahah Deposit-i, Money Market Deposit) and hedging instruments (Forward Foreign Exchange-i, Forward Foreign Exchange) for managing foreign exchange risks and liquidity optimization.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

Export-Import Bank of Malaysia Berhad (EXIM Bank) is a government-backed development financial institution that provides trade finance, export credit protection (Credit Takaful/Insurance), treasury solutions, and overseas project and investment financing to Malaysian companies engaged in cross-border trade. It delivers both conventional and Shariah-compliant (Islamic) banking facilities, including pre-shipment and post-shipment financing, letters of credit, guarantees, and value-added GO-Export programmes for SMEs.

Product overview

EXIM Bank Malaysia operates as a trade finance bank offering an integrated suite of products organized around four core areas: Trade Finance Solutions (pre and post-shipment financing and services), Export Protection Solutions (Credit Takaful/Insurance for short-term and medium/long-term coverage), Treasury Solutions (money market instruments and hedging tools), and Value Added Programmes (GO-Export initiatives including SMExport, ACE, GreenTech, SIP2, and Vendor Financing). The bank provides both Islamic and Conventional banking options, promoting Malaysian exports and facilitating cross-border business expansion while supporting reverse investment into Malaysia.

Differentiator

Problem solved

Functional benefit

Products and services

• Cross-Border Solutions Financial solutions facilitating cross-border business activities for Malaysian companies expanding into international markets.
• Trade Finance Solutions Comprehensive trade finance for international trade transactions including financing and services for pre-shipment and post-shipment, plus guarantee solutions available under both Shariah-compliant and Conventional facilities.
• Export Protection Solutions (Credit Takaful/Insurance) Protection instruments for Malaysian Exporters mitigating risk of non-payment by buyers due to commercial and/or political risks, available under Islamic and Conventional facilities with Short-Term and Medium/Long Term coverage options.
• Treasury Solutions Treasury solutions including Money Market Instruments (Commodity Murabahah Deposit-i, Money Market Deposit) and Hedging Instruments (Forward Foreign Exchange-i, Forward Foreign Exchange) for managing foreign exchange risks and optimizing liquidity.
• Financing Solutions Comprehensive financing solutions for overseas projects, contracts, and investments, including Term Financing/Loan for capital expenditure and working capital, and Revolving Credit-i/Revolving Credit for working capital requirements.
• Overseas Project & Contract Financing Financing for Malaysian companies undertaking projects or contracts in foreign countries, available under both Shariah-compliant and Conventional facilities.
• Overseas Investment Financing Financing support for Malaysian companies making investments abroad.
• Financing for Foreign Buyer Financing facilities extended to foreign buyers to facilitate Malaysian exports.
• Value Added Programmes (GO-Export) Programmes including GO-Export SME Emergence Program (SMExport), GO-Export Anchor Company Export Ecosystem (ACE), GO-Export Green Technology Export (GreenTech), Skim Insentif Pemampanan Pengeksport (SIP2), and Vendor Financing Programme with fast approval and simplified processes.
• Takaful / Insurance Islamic (Takaful) and conventional insurance products for protecting export transactions and credit risks.

Quantifiable outcome

• Facilitated expansion of Marrybrown to 17 outlets in Australia
• +2 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core, flagship and minor.

• Export Finance AustraliacoreStrategic or Co-development PartnerEXIM Bank and Export Finance Australia forged a strategic partnership in investment and trade to facilitate cross-border business opportunities between Malaysia and Australia, supporting Malaysian companies with overseas ventures and Australian market access.
• Turkish Firms (Tripartite MoUs)flagshipGTM or Marketing PartnerEXIM Bank signed tripartite MoUs with Turkish firms to boost trade and investment ties, facilitating market expansion for Malaysian exporters into Turkey and strengthening bilateral economic relationships.
• Malaysian Nature Society (MNS)minorStrategic or Co-development PartnerPartnership between EXIM Bank Malaysia and Malaysian Nature Society to enhance credit risk management through environmental and sustainability considerations in project financing assessments.
• BPMB (Bank Pembiayaan Rakyat Malaysia)coreStrategic or Co-development PartnerBPMB Group spearheads strategic mandates exceeding RM9 Billion under Budget 2026 to accelerate Malaysia's economic transformation, with BPMB driving export expansion through initiatives exceeding RM700 million.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Japan Bank for International Cooperation (JBIC): Japan's policy-based financial institution providing export finance, overseas investment loans, and trade-related guarantees. Comparable role as a government-backed institution financing Japanese exporters and overseas investment.
• UK Export Finance (UKEF): UK's export credit agency providing guarantees, loans, and insurance to support UK exports. Closest European analogue to EXIM Bank Malaysia's ECA mandate and product mix.
• Coface: Global credit insurer serving exporters and importers with trade credit insurance, surety, and trade finance support. Comparable to EXIM Bank Malaysia's export credit insurance/takaful products across emerging and developed markets.
• Export-Import Bank of the United States (US EXIM): The official US export credit agency providing loans, guarantees, and insurance to support US exports. Closest G7 analogue to EXIM Bank Malaysia as a country-mandated ECA operating across trade, project finance, and SME programs.
• Export-Import Bank of India: India's national export credit agency providing trade finance, export credit insurance, and overseas project financing. Most direct structural peer to EXIM Bank Malaysia as a country-mandated ECA operating across conventional and emerging-market trade corridors.
• Export Finance Australia: Australia's export credit agency providing loans, guarantees, and insurance for Australian exporters and overseas projects. Active counterparty and strategic partner to EXIM Bank Malaysia, with a directly comparable ECA mandate.
• Euler Hermes (Allianz Trade): Global trade credit insurer and export credit agency partner providing credit insurance, surety, and trade finance solutions. Comparable to EXIM Bank Malaysia's export protection (Credit Takaful/Insurance) line of business.
• Export-Import Bank of China: China's state policy bank acting as the country's ECA, providing export credit, guarantees, and overseas project financing. Closest analogue in scale and policy-bank mandate to EXIM Bank Malaysia, though materially larger.
• Korea Trade Insurance Corporation (K-SURE): South Korea's official export credit agency providing trade insurance, guarantees, and export financing for Korean exporters. Direct peer in Asia's ECA ecosystem with comparable mandate to support exporters and overseas project finance.

Others

• Bank Pembangunan Malaysia Berhad (BPMB): Malaysian development financial institution under the same BPMB Group umbrella as EXIM Bank. Sister institution rather than a direct competitor, providing complementary development financing; flagged here because they jointly spearhead the RM9B+ Budget 2026 mandates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UC2egGLsgQODG9JNljgG64iQ

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Exim Bank of Malaysia