MoneyPlace

Peer-to-Peer Lending Marketplacemoneyplace.com.au

MoneyPlace is an Australian online marketplace, headquartered in Melbourne and founded in 2014, that connects investors with credit-worthy borrowers for personal loans, operating as a two-sided lending intermediary with 11-50 employees.

Company typePrivate
Founded2014
HeadquartersMelbourne, Australia
Headcount11–50
GTM typeB2B and B2C
OfferingDigital Commerce or Content

What MoneyPlace does

MoneyPlace is an Australian online marketplace, headquartered in Melbourne, that connects investors with credit-worthy borrowers. Founded in 2014, the company operates in the consumer personal lending segment, with personal loans identified as its core product offering. The business is structured as a two-sided platform intermediating between capital providers (investors) and borrowers seeking personal credit, rather than acting as a balance-sheet lender itself.

The company's technology surface is described only at a high level: an online marketplace accessible via its website at moneyplace.com.au. No proprietary technology stack, underwriting engine, platform architecture, or integration footprint is disclosed in the available source material. The leadership team includes a Chief Risk Officer (Paul Abbey) and a Chief Design Officer (James Smith), indicating organizational investment in credit risk oversight and user experience design respectively, consistent with operating a regulated lending intermediary.

The revenue model is not disclosed in the inputs. As a marketplace lender, plausible revenue mechanics would include origination fees, platform/service fees charged to borrowers or investors, or a spread on matched loan flows, but none of these are confirmed by the source data. The company employs 11-50 staff and remains private, with no disclosed funding rounds, ownership structure, customer logos, segment mix, or geographic footprint details available. The evidentiary base for this company is thin, and the description above is limited to what can be directly supported.

MoneyPlace firmographics

Firmographics

Name: MoneyPlace
Website: https://moneyplace.com.au
Company type: Private
Founded year: 2014
Operating status: Operating
Headcount range: 11–50 employees
Short description: MoneyPlace is an Australian online marketplace, headquartered in Melbourne and founded in 2014, that connects investors with credit-worthy borrowers for personal loans, operating as a two-sided lending intermediary with 11-50 employees.
Ownership category
akta.pro rank

MoneyPlace industry classification

Industry

Product category: Peer-to-Peer Lending Marketplace
NAICS: Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)
SIC: Personal Credit Institutions (6141)
akta.pro primary industry: P2P Credit Lines / Revolving Marketplace Lending (FSAKAHAK)

Keywords

Peer-to-peer lending
Personal loans marketplace
Online lending platform
Consumer credit matching
Borrower investor marketplace

Where MoneyPlace is headquartered

Location

Headquarters

HQ city: Melbourne
HQ country: Australia
HQ region: Oceania

Markets served

MoneyPlace business model

Business model

GTM type: B2B and B2C
Offering type: Digital Commerce or Content
Cost components: Technology or R&D, Personnel, Marketing or Sales, Operations, Others

MoneyPlace product offering

Product offering

Core offering

MoneyPlace is an online marketplace that connects investors with creditworthy borrowers. The company facilitates personal loan transactions between individual borrowers seeking credit and investors supplying capital. Its core product is personal loans, sourced through its digital platform at moneyplace.com.au.

Product overview

MoneyPlace is a personal lending platform offering personal loans as its core product. The company appears to specialize in providing personal loan services to borrowers. The source material is limited and does not provide details on additional products, modules, or a platform architecture.

Differentiator

Problem solved

Functional benefit

Products and services

Personal Loans Personal loan products facilitated through MoneyPlace's online marketplace, matching individual borrowers seeking consumer credit with investors providing capital. The personal loan offering serves as the company's core, primary product.

Companies that use MoneyPlace

Customer profile

Ideal customer profiles2 records

MoneyPlace technology and API

Technology

Technology focussed Yes

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

MoneyPlace partnerships and signals

Strategic signal

Recent moves3 records

Expansion highlights1 record

MoneyPlace competitors and assessment

Company assessment

Direct peers

Zopa: UK-based peer-to-peer and digital consumer lender offering personal loans. Comparable marketplace-style personal loan model, though operating in the UK rather than Australia.
SocietyOne: Australian peer-to-peer personal loan marketplace connecting borrowers with investor capital. Highly comparable to MoneyPlace in model, product (personal loans), and geography.
Plenti: Australian consumer lender offering personal loans and automotive finance, formerly RateSetter Australia. Directly comparable in marketplace-style consumer lending to Australian borrowers.
Wisr: Australian fintech consumer lender focused on personal loans and credit-building. Competes for the same creditworthy borrower segment as MoneyPlace.
Harmoney: Australia and New Zealand-based marketplace lender offering personal loans funded by wholesale and retail investors. Closely matches MoneyPlace's two-sided model.
Prosper Marketplace: US-based peer-to-peer consumer lending marketplace connecting borrowers to investor capital. Highly comparable operating model even though geography differs.
RateSetter (UK): UK-founded peer-to-peer personal loan marketplace. Closely matches MoneyPlace's investor-funded personal loan model and is a useful international benchmark.
MoneyMe: Australian digital consumer lender offering personal loans and credit products. Competes in the same Australian creditworthy borrower segment as MoneyPlace, with similar risk-based pricing.

Broad incumbents

LendingClub: US-listed pioneer of consumer peer-to-peer lending. While US-based and much larger, it is the benchmark marketplace personal loan model comparable to MoneyPlace's business design.

Emerging players

Upstart: AI-driven consumer lending platform partnering with banks to originate personal loans. Comparable in targeting creditworthy personal loan borrowers using technology-led underwriting.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

MoneyPlace financial estimates

Financial estimate

Revenue estimate

Valuation estimate

MoneyPlace leadership team

Management profile

Number of profiles

Profiles2 records

MoneyPlace funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

MoneyPlace M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MoneyPlace

What does MoneyPlace do?

Is MoneyPlace a public or private company?

MoneyPlace is a private company. It is classified as unknown and is currently operating.

When was MoneyPlace founded?

MoneyPlace was founded in 2014. It employs 11 to 50 people.

Where is MoneyPlace based?

MoneyPlace is headquartered in Melbourne, Australia, in the Oceania region.

Who are MoneyPlace's main competitors?

Direct peers on record are Zopa, SocietyOne, Plenti, Wisr, Harmoney, Prosper Marketplace, RateSetter (UK) and MoneyMe. LendingClub is listed as a broad incumbent. Upstart is listed as an emerging player.

Does MoneyPlace have an API?

No public API is recorded for MoneyPlace.

What industry is MoneyPlace in?

MoneyPlace's product category is Peer-to-Peer Lending Marketplace. Its primary akta.pro industry code is FSAKAHAK, P2P Credit Lines / Revolving Marketplace Lending. Its NAICS code is 522 and its SIC code is 6141.