What Calcasa does

Calcasa is an independent Dutch technology company specializing in automated property valuation and statistical real-estate analytics, headquartered in Delft, Netherlands and affiliated with the Houseful group. The company operates a proprietary Automated Valuation Model (AVM) that has been continuously refined since 2000, drawing on a screened database of more than 100 million housing and location records and monitoring 8 million objects on a daily basis. The model is updated monthly and tested against actual realized sale prices, providing objective, standardized valuations used in mortgage origination, portfolio reporting, regulatory oversight, and consumer decisioning.

Calcasa's product suite is structured into five offerings that share the underlying AVM: Calcasa Desktop Taxatie® (a desktop appraisal combining the AVM with human appraiser oversight, delivered within four business hours and accepted by all Dutch banks and NHG), Calcasa Model Taxatie (a fully digital, lower-cost valuation for select lenders), Calcasa Model Waardering (a consumer-facing value indication for setting asking prices or making offers), Calcasa Portfolio Service (quarterly-updated individual valuations for institutional portfolio holders), and Calcasa Analyse Applicaties (real-estate databases and market analytics at all geographic levels). Calcasa is a founding member of the European AVM Alliance, the non-profit industry body promoting AVM standardization across Europe.

Calcasa generates revenue through B2B subscriptions and per-report fees from Dutch mortgage providers, banks, rating agencies, investors, and regulators (Desktop Taxatie, Model Taxatie, Portfolio Service, Analyse Applications), supplemented by lower-ticket direct-to-consumer transactions via Model Waardering on its self-serve app. Its customer base includes 'all Dutch mortgage providers' and the Nationale Hypotheek Garantie (NHG) — a near-universal regulatory endorsement — alongside 'thousands of monthly customers' across Dutch homeowners, investors, and government bodies. The company is sales-led with direct enterprise relationships for B2B and a self-serve digital channel for consumers; pricing is not publicly disclosed but appears contract-based for institutional clients and transactional for consumers.

Name

Calcasa

Legal name

Calcasa

Website

https://calcasa.nl

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

Calcasa is a Netherlands-based technology company that operates a proprietary Automated Valuation Model (AVM) to deliver automated property valuations and real-estate analytics for Dutch mortgage providers, banks, investors, regulators, rating agencies, and consumers.

Ownership category

akta.pro rank

Product category

Real Estate Valuation Software

NAICS

Offices of Real Estate Appraisers (531320), Offices of Real Estate Appraisers (53132)

SIC

Investment Advice (6282)

akta.pro primary industry

Automated Valuation Models (AVM) & Property Data/Analytics (FSALALAJ)

akta.pro secondary industries

Automated Valuation Models (AVM) & Desktop/Hybrid Appraisals (BPAJAKAO), Home Equity Valuation & Collateral Management (AVM/Appraisal/BPO) (FSALAGAJ)

Keywords

• Automated property valuation
• Real estate analytics
• AVM software
• Property portfolio reporting
• Housing market data

Headquarters

HQ city

Delft

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. B2B Valuation Services: Calcasa generates revenue by providing automated valuation services and reports to mortgage providers, financial institutions, investors, and other B2B customers. Services include Desktop Taxatie (full appraisal), Model Taxatie (digital valuation), Portfolio Service (quarterly portfolio reporting), and Analysis Applications (real estate databases).
2. Consumer Valuation Services: Calcasa offers Model Waardering (property value indication) directly to consumers for purposes such as setting asking prices or making offers, providing a more affordable alternative to full appraisals.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Calcasa operates a proprietary Automated Valuation Model (AVM) that delivers automated property valuations and statistical real estate market analysis for Dutch mortgage providers, financial institutions, investors, regulators, and consumers. Its product portfolio spans desktop appraisals (Desktop Taxatie), fully digital model-based valuations (Model Taxatie), consumer-facing property value indications (Model Waardering), quarterly portfolio valuations (Portfolio Service), and comprehensive real estate databases (Analyse Applicaties).

Product overview

Calcasa is an independent technology company specializing in automated property valuation and advanced statistical analysis of real estate. The core offering is the proprietary Automated Valuation Model (AVM), which serves as the foundation across a portfolio of five distinct products: Desktop Taxatie (desktop appraisal with human oversight), Model Taxatie (fully automated valuation for select lenders), Model Waardering (consumer-facing value indication), Portfolio Service (quarterly portfolio reporting with individual valuations), and Analyse Applicaties (real estate databases and market analysis tools). The AVM processes over 100 million property and location records, updated monthly since 2000.

Differentiator

Problem solved

Functional benefit

Brands

• Calcasa Desktop Taxatie®: Desktop property valuation service providing appraisal within 4 business hours, with valuations performed by appraisers from their computers, accepted by banks and NHG.
• Calcasa Model Taxatie
• Calcasa Model Waardering
• Calcasa Portfolio Service
• Calcasa Analyse Applicaties

Products and services

• Calcasa Desktop Taxatie Desktop property valuation combining Calcasa's automated AVM with human appraiser oversight. Delivers a property appraisal within 4 business hours, performed from the appraiser's computer, and is accepted by banks and the Nationale Hypotheek Garantie (NHG) for mortgage lending.
• Calcasa Model Taxatie Fully digital, fully automated model-based property valuation using the Calcasa AVM. Designed as a cost-effective and fast alternative for select mortgage providers, with acceptance limited to those participating lenders.
• Calcasa Model Waardering Consumer-facing property value indication service used by homeowners and buyers to set asking prices or make purchase offers. Explicitly not intended for mortgage lenders or formal appraisal purposes.
• Calcasa Portfolio Service Quarterly updated portfolio valuation service for portfolio holders, with each property valued individually and reporting tailored to each customer. Designed for institutional portfolio monitoring and management.
• Calcasa Analyse Applicaties Comprehensive real estate databases providing insight into the housing and real estate markets with analyses available at all geographic area levels. Used for market research, investment analysis, and institutional data needs.

Quantifiable outcome

• Desktop Taxatie delivers valuations within 4 business hours
• +1 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature3 records

Partnerships

One partnership is on record.

• European AVM AlliancecoreStrategic or Co-development PartnerCalcasa is a founding member of the European AVM Alliance, a non-profit European association of leading providers of automated valuation models for the housing market. The alliance aims to promote and standardize the use of AVMs across Europe to increase transparency and more effective risk management for mortgage providers, investors, and regulators.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Cushman & Wakefield: Global commercial real estate services firm with valuation and advisory practices that include AVM-assisted desktop valuations. Comparable as a broad incumbent that overlaps with Calcasa in lender-facing valuation and portfolio analytics.
• JLL (Jones Lang LaSalle): Global real estate services and investment management firm with a significant valuation and advisory practice serving lenders, investors, and rating agencies. Comparable as a broad incumbent that competes for portfolio valuation and advisory mandates.
• Colliers International: Global commercial real estate services firm offering valuation and advisory services including AVM-driven desktop appraisals. Comparable as a broader incumbent offering valuation services that overlap with Calcasa's portfolio and lender-facing analytics.
• Cotality (formerly CoreLogic International): Large global property data and analytics platform offering AVMs, property intelligence, and risk analytics across multiple markets. Comparable as a broad incumbent AVM/data provider that competes with Calcasa in analytics-rich lender workflows.

Direct peers

• vdp (Vastgoed Data Plein): Dutch property data and analytics provider offering data services to mortgage lenders, real estate agents, and investors. Most direct Dutch competitor to Calcasa, serving overlapping lender and investor customers with property data and valuation analytics.
• Sprengnetter: German-based provider of automated valuation models and appraisal tools for the German-speaking market. Comparable as a country-specialist AVM provider embedded in the local mortgage ecosystem, with similar lender-recognition dynamics.
• PriceHubble: European B2B PropTech company offering automated property valuations and market analytics across multiple European countries. Directly comparable as a multi-market AVM and analytics provider competing for the same lender and investor customers.
• GeoPhy: Netherlands-origin AVM and real estate analytics provider serving European lenders and investors with property valuation data. Comparable as a data-driven AVM competitor expanding across European markets.

Emerging players

• HouseCanary: US-focused residential AVM and analytics provider serving lenders, investors, and financial institutions. Comparable as a technology-led AVM competitor demonstrating the same model of automated property valuation analytics for lender and investor segments.

Others

• Houseful: European digital real estate platform that includes Calcasa as part of its portfolio of PropTech brands. Related as the parent platform that bundles Calcasa's valuation engine with adjacent mortgage and consumer real-estate services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/calcasa

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Calcasa