Liquida Inkasso
Liquida Inkasso is a privately held German debt collection agency founded in 1999, providing digital-first B2B receivables management—from pre-legal dunning through judicial enforcement—across 15+ countries and 13 verticals on a success-fee basis.
- Company typePrivate
- Founded1999
- HeadquartersHeilbronn, Germany
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Liquida Inkasso does
Liquida Inkasso (LIQUIDA Inkasso GmbH) is a privately held German debt collection agency founded in 1999 and headquartered in Heilbronn. The company delivers B2B receivables management across the full lifecycle—pre-legal dunning, judicial enforcement via partner law firm LIQUIDUS JURIS, and long-term title surveillance (up to 30 years)—serving small businesses, freelancers, mid-sized firms, large corporations, and startups across at least 13 verticals including freight forwarding, healthcare, wholesale, insurance, e-commerce, tourism, automotive, logistics, and energy supply. International collection coverage extends to 15+ countries through a partner-network model covering DACH, Western Europe, the UK, CEE, and the Mediterranean.
The technology stack centers on a digital-first platform comprising a Customer Portal for creditor case management, a debtor-facing Payment Portal (powered by Ferber-Software GmbH), and CRIF credit bureau integration for creditworthiness checks. In 2024-2025 the company embedded OpenAI's ChatGPT under a GDPR-compliant data processing agreement to classify and route inbound debtor communications, detect installment proposals, and summarize case context. Marketing and sales leverage Google Ads, Google Analytics 4, and SalesViewer for B2B lead generation, alongside LinkedIn and XING presence.
Liquida operates on a pure contingency model: clients face no upfront fees, with compensation tied exclusively to successful debt recovery (transaction/take-rate). The company is registered as an Inkasso-Unternehmen (Reg. No. 371a-1262) at Regional Court Stuttgart under Federal Office of Justice supervision and holds memberships in BDIU, FENCA, BVCM, and Legal Tech Verband Deutschland. Ownership is concentrated in Managing Director/CEO Alexander Kraus, with no external investors, parent company, or public listing identified; no funding rounds, M&A activity, or leadership transitions are disclosed.
Liquida Inkasso firmographics
Firmographics- Name
- Liquida Inkasso
- Legal name
- LIQUIDA Inkasso GmbH
- Website
- https://liquida.de
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Liquida Inkasso is a privately held German debt collection agency founded in 1999, providing digital-first B2B receivables management—from pre-legal dunning through judicial enforcement—across 15+ countries and 13 verticals on a success-fee basis.
- Ownership category
- akta.pro rank
Liquida Inkasso industry classification
Industry- Product category
- Debt Collection Services
- NAICS
- Collection Agencies (56144)
- SIC
- Functions Related To Depository Banking, Nec (6099)
- akta.pro primary industry
- Payment Processing for Collections (Lockbox, ACH, Card, IVR) (FSAKAJAJ)
Keywords
Where Liquida Inkasso is headquartered
LocationHeadquarters
- HQ city
- Heilbronn
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Liquida Inkasso business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Debt Collection Success Fees: Fees charged exclusively upon successful collection of debts. The primary revenue model where compensation is contingent on results achieved.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Success-based pricing with no upfront costs |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Liquida Inkasso product offering
Product offeringCore offering
LIQUIDA Inkasso GmbH is a registered German debt collection agency that provides end-to-end receivables management for businesses, covering pre-litigation dunning, judicial enforcement, and long-term title surveillance. Services are delivered through a digital platform with customer and debtor portals, supported by AI-powered communication analysis and an international partner network spanning 15+ countries.
Product overview
Liquida Inkasso is a digital debt collection agency offering a comprehensive suite of services organized around a core debt collection platform with digital customer and payment portals. The portfolio includes the primary Debt Collection Service as the core offering, supplemented by specialized modules including Foreign Debt Collection (with international coverage across Europe and beyond), Dunning Service, Long-Term Debt Surveillance, Telephone Debt Collection, and Debt Collection Field Service. The company differentiates through its digital infrastructure featuring a Customer Portal for clients to monitor cases in real-time and a Payment Portal for debtors to view claims and make payments. Additional offerings include Credit Reports for debtor risk assessment and Back-Up Servicing for additional capacity. The company also partners with LIQUIDUS JURIS law firm for disputed collection cases requiring legal action.
Differentiator
Problem solved
Functional benefit
Brands
- Customer Portal: Digital customer portal for clients to monitor receivables and case status.
- Payment Portal
- LIQUIDUS JURIS
Products and services
- Debt Collection Service The primary debt collection service offering flexible and customized complete solutions for successful debt collection, covering pre-legal, legal, and post-legal collection proceedings for business clients.
- Foreign Debt Collection International debt collection services with worldwide coverage including Germany, Austria, Switzerland, France, Luxembourg, Italy, Netherlands, Spain, Poland, England, Turkey, Croatia, Albania, Malta, and other countries via local partner network.
- Dunning Service Professional dunning service handling the entire dunning process from first reminder through multiple stages, customized and legally compliant.
- Long-Term Debt Surveillance Monitoring of enforceable claims (titles) over extended periods, with measures that can be carried out for up to 30 years to ensure long-term success of debt recovery.
- Telephone Debt Collection Direct telephone contact with debtors to find personal solutions, including at least four contact attempts as part of the standard collection process.
- Debt Collection Field Service On-site visits to debtors by field agents to achieve settlement through serious, professional discussions face-to-face.
- Credit Reports Economic and creditworthiness reports to help clients assess debtor risk and avoid bad debts before extending credit.
- Back-Up Servicing Backup collection services for clients who need additional support or capacity for their debt collection operations.
Companies that use Liquida Inkasso
Customer profileSegments12 records
Ideal customer profiles6 records
Liquida Inkasso technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability3 records
Feature3 records
Liquida Inkasso partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Bundesverband Deutscher Inkasso-Unternehmen e.V. (BDIU)coreFederal Association of German Debt Collection Agencies. Largest association for receivables management in Europe and second largest worldwide. Long-standing membership with commitment to high quality standards.
- FENCA - Federation of European National Collection AssociationscoreUmbrella organization of European National Collection Associations. Provides ideal foundation for maintaining and expanding international debt collection network.
- BVCM - Bundesverband Credit Management e.V.minorFederal Association of Credit Managers in Germany. Represents interests of members and provides expertise in credit management field.
- Legal Tech Verband Deutschland e.V.minorCentral interest group for companies developing and using innovative technologies in the legal sector. Promotes digital transformation of legal industry.
- LIQUIDUS JURIScoreLaw firm specializing in debt collection with many years of experience supporting disputed debt collection cases. Led by Mr. Armin Fütterer. Provides legal enforcement services.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Liquida Inkasso competitors and assessment
Company assessmentBroad incumbents
- Intrum: Largest European credit management and debt collection company, operating broadly across multiple countries and product lines. Competes with Liquida for large international mandates but serves a much wider portfolio of credit-related services.
- Lowell: European credit management company operating across multiple countries, now part of the GFKL Lowell Group. Broader incumbent with a larger portfolio and pan-European footprint that overlaps with Liquida's cross-border collection capabilities.
- Riverty (formerly Arvato Financial Solutions): Bertelsmann-owned financial services provider offering debt collection, credit management, and factoring services to enterprise clients across Europe. Competes with Liquida in B2B receivables management but at significantly larger scale and with broader service breadth.
Emerging players
- Paigo: German fintech providing automated debt collection and receivables management primarily to e-commerce and B2B clients. Emerging tech-forward competitor targeting the same digital-first segment Liquida serves.
- PAIR Finance: Berlin-based AI-driven debt collection startup using machine learning for personalized collection communications. Highly comparable to Liquida's AI-forward positioning, though typically focused on consumer rather than B2B claims.
Direct peers
- Creditreform: Germany's largest credit bureau and a major provider of debt collection and receivables management services. Direct competitor in the B2B and consumer collections space, with deeper credit information assets and a longer institutional history.
- Bürgel Wirtschaftsinformationen: German credit information and debt collection provider combining credit reporting with receivables management. Comparable to Liquida through the Credit Reports add-on and core B2B debt recovery offerings.
- EOS Group: One of the largest debt collection companies in Europe and a direct German-headquartered competitor to Liquida. Operates a similar B2B receivables management model across multiple European countries, competing for the same mid-market and enterprise clients.
- GFKL Lowell Group: German-headquartered debt collection and receivables management firm following the merger of GFKL and Lowell. Direct competitor in the European B2B collections market, with overlapping vertical coverage including B2B, e-commerce, and financial services.
- Tesch Inkasso: German debt collection agency offering B2B receivables management and international collection services. Direct mid-market competitor with similar service portfolio and target client base in Germany.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Liquida Inkasso social profiles
Digital presenceLiquida Inkasso financial estimates
Financial estimateRevenue estimate
Valuation estimate
Liquida Inkasso leadership team
Management profileNumber of profiles
Profiles1 record
Liquida Inkasso funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Liquida Inkasso M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Liquida Inkasso
What does Liquida Inkasso do?
LIQUIDA Inkasso GmbH is a registered German debt collection agency that provides end-to-end receivables management for businesses, covering pre-litigation dunning, judicial enforcement, and long-term title surveillance. Services are delivered through a digital platform with customer and debtor portals, supported by AI-powered communication analysis and an international partner network spanning 15+ countries.
Is Liquida Inkasso a public or private company?
Liquida Inkasso is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Liquida Inkasso founded?
Liquida Inkasso was founded in 1999. It employs 51 to 100 people.
Where is Liquida Inkasso based?
Liquida Inkasso is headquartered in Heilbronn, Germany, in the Europe region.
How does Liquida Inkasso make money?
One revenue line is on record: debt Collection Success Fees.
Who are Liquida Inkasso's main competitors?
Broad incumbents on record are Intrum, Lowell and Riverty (formerly Arvato Financial Solutions). Emerging players are Paigo and PAIR Finance. Direct peers are Creditreform, Bürgel Wirtschaftsinformationen, EOS Group, GFKL Lowell Group and Tesch Inkasso.
Does Liquida Inkasso have an API?
No public API is recorded for Liquida Inkasso.
What industry is Liquida Inkasso in?
Liquida Inkasso's product category is Debt Collection Services. Its primary akta.pro industry code is FSAKAJAJ, Payment Processing for Collections (Lockbox, ACH, Card, IVR). Its NAICS code is 56144 and its SIC code is 6099.