PK Softech AG
PK Softech AG is a Swiss software company founded in 2004 that develops the modular PK/S pension fund administration platform for Swiss BVG occupational pension institutions, managing over 900,000 beneficiaries and processing 7 billion CHF annually across licensing, portal, API, and services revenue streams.
- Company typePrivate
- Founded2004
- HeadquartersMünchenstein, Switzerland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What PK Softech AG does
PK Softech AG is a privately-held Swiss software company founded in 2004 and headquartered in Reinach, Basel-Landschaft, that develops and maintains the PK/S suite — a modular administration platform purpose-built for Swiss occupational pension institutions operating under the BVG/LPP (2nd pillar) regime. The core PK/S system manages active insured persons and retirees in a single database with automatic data generation, specialized procedure handling, and explicit pending-matter tracking; the platform manages over 900,000 beneficiaries on behalf of customers and processes more than 7 billion CHF in annual contributions and 7 billion CHF in annual pension payouts.
The product portfolio extends the core system with three add-on modules: PK/S.Live, a modern web portal with separate areas for insured persons/retirees and employers (including a 2025 tax calculator for buy-in and capital-withdrawal scenarios); PK/S.Open, an HTTP-based API enabling third-party system integrations; and PK/S.FZ, a vested-benefits module covering Freizügigkeitsstiftungen, 1E, and 3A institutions with integrated depot management. Technology partners include Microsoft, Atlassian (Jira for customer support ticketing), and TeamViewer (remote maintenance). PK Softech is a founding member of BVG-Digital, an industry association co-established with aXenta AG, M&S Software Engineering AG, and SwissPension AG to promote digital standards in Swiss occupational pensions, including the award-winning digVA digital pension certificate.
The company operates exclusively in Switzerland via a direct, sales-led B2B enterprise motion targeting four customer segments: Pensionskassen (pension funds), Sammelstiftungen (collective foundations), Verwaltungsfirmen (pension management companies), and Expertenbüros (actuarial and consulting firms). Revenue is generated through three streams: annual software licensing for the PK/S core system (subscription/recurring), subscription fees for supplementary modules (PK/S.Live, PK/S.Open, PK/S.FZ), and professional services covering consulting, project management, migration, software development, training, and ongoing customer support. Pricing is custom and quote-based with annual billing cadence; no public price list is disclosed. Customer engagement is reinforced through recurring Erfahrungsaustausch (experience exchange) events bringing together roughly 70 customers for product updates and networking.
PK Softech AG firmographics
Firmographics- Name
- PK Softech AG
- Legal name
- PK Softech AG
- Website
- https://pksoftech.ch
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- PK Softech AG is a Swiss software company founded in 2004 that develops the modular PK/S pension fund administration platform for Swiss BVG occupational pension institutions, managing over 900,000 beneficiaries and processing 7 billion CHF annually across licensing, portal, API, and services revenue streams.
- Ownership category
- akta.pro rank
Where PK Softech AG is headquartered
LocationHeadquarters
- HQ city
- Münchenstein
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
PK Softech AG business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Software Licensing (PK/S Core System): Annual licensing fees for the PK/S core system with regular updates containing improvements, corrections, legal additions, and new features. The modular architecture allows customers to add additional products.
- Supplementary Products: Additional revenue from supplementary products including PK/S.Live portals, PK/S.Open API integration, and PK/S.FZ vested benefits management module.
- Professional Services: Consulting, project management, implementation, migration, training, and ongoing customer support services provided throughout the customer lifecycle.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom enterprise pricing based on customer requirements |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels5 records
PK Softech AG product offering
Product offeringCore offering
PK Softech AG develops and licenses the PK/S standard software suite for administering Swiss occupational pension funds (BVG/LPP). The portfolio consists of the PK/S core system for managing active insured persons and retirees in a single database, supplemented by the PK/S.Live web portal for insured persons and employers, the PK/S.Open API for third-party integrations, and the PK/S.FZ module for vested benefits foundations. The company also provides consulting, project management, migration, software development, and ongoing customer support services tied to the software.
Product overview
PK Softech AG offers a modular pension fund administration software solution centered on PK/S as the core system. The portfolio consists of PK/S (the main administration software), supplemented by three specialized add-on modules: PK/S.Live (a modern web portal for insured persons, retirees, and employers), PK/S.Open (an API for connecting third-party systems), and PK/S.FZ (for managing vested benefits with integrated deposit administration). The solution manages over 900,000 beneficiaries and processes over 7 billion CHF in annual contributions and 7 billion CHF in annual pensions.
Differentiator
Problem solved
Functional benefit
Brands
- PK/S: Core pension fund administration software system
- PK/S.Live
- PK/S.Open
- PK/S.FZ
Products and services
- PK/S The core pension fund administration software developed in Switzerland, managing active insured persons and retirees in a single database with automatic data generation, specialized procedure management, and clear pending matter handling. Designed for Swiss occupational pension funds (Pensionskassen).
- PK/S.Live Modern pension web portal providing two areas: one for active insured persons and retirees to view personal pension data, documents, run simulations, and execute certain functions; and one for employers to interact directly with the pension fund.
- PK/S.Open API module that opens the PK/S core system to third-party integrations via HTTP-based services, enabling flexible and direct connection of external systems such as banks, insurance companies, and government bodies.
- PK/S.FZ Module for managing vested benefits (Freizügigkeitsguthaben) with integrated deposit management, designed for vested benefits foundations, 1E foundations, and 3A foundations.
- Professional Services End-to-end services for pension fund customers including consulting and project management, migration from legacy systems, custom software development, external system integration, ongoing customer support, and training across the full customer lifecycle.
Quantifiable outcome
- Over 900,000 beneficiaries managed by customers using PK/S
- +2 more outcomes
Companies that use PK Softech AG
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles3 records
PK Softech AG technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
PK Softech AG partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- BVG-DigitalcorePK Softech AG is a founding member of the BVG-Digital association, along with aXenta AG, M&S Software Engineering AG, and SwissPension AG. The association aims to promote the development of standards and their implementation in the second pillar (occupational pensions) in Switzerland.
- aXenta AGcoreCo-founding member of BVG-Digital association working on digital standards for Swiss occupational pensions.
- M&S Software Engineering AGcoreCo-founding member of BVG-Digital association working on digital standards for Swiss occupational pensions.
- SwissPension AGcoreCo-founding member of BVG-Digital association working on digital standards for Swiss occupational pensions.
- SwissdecminorIndustry interest group working on standards in Swiss occupational pension data exchange. PK Softech works with Swissdec through its BVG-Digital membership.
- BVG-ExchangeminorPlatform for pension data exchange. PK Softech engages through BVG-Digital association.
- eBVGminorElectronic reporting platform for occupational pensions. PK Softech works with eBVG through its industry engagement.
- SFTI (Swiss FinTech Innovations)minorSwiss FinTech Innovations project for open pension standards. PK Softech engages through BVG-Digital.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
PK Softech AG competitors and assessment
Company assessmentBroad incumbents
- Willis Towers Watson (WTW): Global advisory, broking, and solutions firm with significant pension administration software offerings (e.g., EmPOWER, RiskAgility). Larger incumbent with broader product portfolio than PK Softech but overlapping on pension fund technology.
- Aon plc: Global professional services firm with substantial pension administration, HR, and benefits consulting practices including proprietary software. Larger incumbent competing for enterprise pension mandates, though broader than PK Softech's BVG-specialized niche.
- msg life AG (msg group): European insurance and pension administration software provider within the larger msg group, serving life insurers and pension funds across DACH. Significantly larger than PK Softech with broader portfolio, but overlaps on Swiss/German pension core systems.
Direct peers
- aXenta AG: Swiss software vendor specializing in occupational pension fund administration, co-founding member of the BVG-Digital association alongside PK Softech. Directly competes in the same Swiss BVG/LPP niche with overlapping customer base.
- SwissPension AG: Swiss vendor of pension fund administration software, co-founding member of the BVG-Digital association. Directly competes with PK Softech in the Swiss BVG/LPP market segment.
- M&S Software Engineering AG: Swiss pension fund administration software provider and co-founding member of BVG-Digital. Competes head-to-head with PK Softech for the same Swiss occupational pension customers.
Regional players
- Inventx AG: Swiss IT services and software provider focused on banking, insurance, and pension administration. Operates in the same Swiss market with overlapping digitalization offerings, though broader than BVG-specific software.
- Abacus Research AG: Leading Swiss ERP/accounting software vendor that includes payroll and HR modules sometimes used alongside or against pension-specific systems. Regional Swiss player with adjacent, partially overlapping functionality.
- Avaloq Group AG: Swiss-based core banking and wealth management software provider, now part of Fujitsu. Regional player serving Swiss financial institutions with broader banking software — adjacent to but not directly competing in pension administration.
- Crealogix AG: Swiss banking and financial services software provider with digital banking and wealth platforms. Regional player serving Swiss financial institutions with adjacent — though not directly competing — technology for the financial sector.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
PK Softech AG social profiles
Digital presencePK Softech AG financial estimates
Financial estimateRevenue estimate
Valuation estimate
PK Softech AG leadership team
Management profileNumber of profiles
Profiles4 records
PK Softech AG funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PK Softech AG M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PK Softech AG
What does PK Softech AG do?
PK Softech AG develops and licenses the PK/S standard software suite for administering Swiss occupational pension funds (BVG/LPP). The portfolio consists of the PK/S core system for managing active insured persons and retirees in a single database, supplemented by the PK/S.Live web portal for insured persons and employers, the PK/S.Open API for third-party integrations, and the PK/S.FZ module for vested benefits foundations. The company also provides consulting, project management, migration, software development, and ongoing customer support services tied to the software.
Is PK Softech AG a public or private company?
PK Softech AG is a private company. It is classified as unknown and is currently operating.
When was PK Softech AG founded?
PK Softech AG was founded in 2004. It employs 11 to 50 people.
Where is PK Softech AG based?
PK Softech AG is headquartered in Münchenstein, Switzerland, in the Europe region.
How does PK Softech AG make money?
Three revenue lines are on record. Software Licensing (PK/S Core System) is the primary driver. The others are supplementary Products and professional Services.
Who are PK Softech AG's main competitors?
Broad incumbents on record are Willis Towers Watson (WTW), Aon plc and msg life AG (msg group). Direct peers are aXenta AG, SwissPension AG and M&S Software Engineering AG. Regional players are Inventx AG, Abacus Research AG, Avaloq Group AG and Crealogix AG.
Does PK Softech AG have an API?
Yes. PK/S.Open provides a standardized PK/S-API offering HTTP-based services that enable third-party systems to exchange information with the main PK/S system. Through PK/S.Open, external systems can be flexibly and directly connected to the software.