BMS Corporate Solutions

What BMS Corporate Solutions does

BMS Corporate Solutions GmbH is a Düsseldorf-based IT and consulting firm that operates as the designated Kompetenzzentrum Firmenkunden (corporate client competence center) within the Atruvia Group, serving the German Volksbanken and Raiffeisenbanken cooperative banking sector. The company develops and sells a modular software portfolio built on Atruvia's cloud-based omnichannel platform with Angular front-ends and Java microservices, including MinD.Banker, Sofortkredit Business, agree21Firmen-Plus, Banking Workspace (BWS), and digital onboarding solutions for corporate customers. It also delivers strategic and implementation consulting through its Tribe Corporate Consulting unit of more than 30 specialists using its SPRINT methodology, covering strategy, processes, regulation, IT, sustainability and transparency across 120+ ongoing projects.

The firm combines vertical banking software with advisory services, integrating deeply with cooperative banking infrastructure (agree21, VR-Rating, GENO-fbs, SCHUFA, VR Payment, DZ Bank's VR-Geschäftsnavigator, L-Bank and Bürgschaftsbanken). Revenue is generated through multi-year enterprise software subscriptions, product bundles (Firmenkunde-Basis and Firmenkunde-Profi) and individual custom development, paired with professional services engagements delivered via direct enterprise sales, the Atruvia Service Portal and event-based lead generation. Recent productization efforts focus on AI-assisted advisory (KI-Beratungsassistent, Wirtschaftliche Verhältnisse mit KI) and ESG/sustainability tooling (CO2 Wegweiser, ZukunftsDialog Nachhaltigkeit), positioning BMS CS as a digitization partner for cooperative banks competing against digital-native entrants while maintaining regulatory compliance under MaRisk and KWG.

Name

BMS Corporate Solutions

Legal name

BMS Corporate Solutions GmbH

Website

https://bms-cs.de

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

101–250 employees

Short description

BMS Corporate Solutions is the Atruvia Group competence center for corporate client banking, providing modular software (MinD.Banker, Sofortkredit Business, Banking Workspace) and consulting services to German Volksbanken and Raiffeisenbanken for digitalizing corporate lending, advisory and onboarding.

Ownership category

akta.pro rank

Product category

Corporate Banking Software

NAICS

Custom Computer Programming Services (541511), Management Consulting Services (54161)

akta.pro primary industry

iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG)

akta.pro secondary industries

B2B SaaS & Enterprise Personalization (CRM, Sales, Support) (HDAAAGAJ), Business Rules & Decision Management Platforms (BRMS/DMN) (HDAEAKAG)

Keywords

• Corporate banking software
• Credit processing solutions
• Banking consulting services
• Omnichannel banking platform
• Digital advisory tools

Headquarters

HQ city

Düsseldorf

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Solutions: BMS Corporate Solutions provides specialized software applications for banks covering the entire process chain for corporate customer business. This includes solutions for corporate advisory, credit processing, sales management, and payment transactions.
2. Consulting Services: Strategic, conceptual, and implementation consulting for banks. With over 120 ongoing projects, they support cooperative banks in developing market strategy, processes, technology, and organization.
3. Individual Solutions: Custom development and adaptation of software solutions tailored to individual bank requirements.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

BMS Corporate Solutions is the competence center for corporate customer banking within the Atruvia Group, providing specialized software applications and consulting services for Volksbanken and Raiffeisenbanken (German cooperative banks). The company develops modular software covering the entire process chain for corporate banking — including credit processing, sales management, account opening, payment transactions, and digital advisory — alongside strategic, conceptual, and implementation consulting delivered by over 30 specialists.

Product overview

BMS Corporate Solutions is a competence center for firm customer banking within the Atruvia Group, offering a modular software and consulting portfolio organized around two solution bundles: Paket:Firmenkunde-Basis (foundational omnichannel solutions including Kontoeröffnung Firmenkunde, Sofortkredit Business, Firmenkunde onboarden, and MinD.Banker with its Beratung/Kredit/Vertriebsmanagement modules) and Paket:Firmenkunde-Profi (advanced solutions including ZukunftsDialog Nachhaltigkeit Experte, Wirtschaftliche Verhältnisse mit KI, and ZukunftsDialog Geschäftskunden/Gewerbekunden). The platform integrates with agree21, VR-Rating, GENO-fbs, and Power BI for analytics. AI capabilities include KI-Beratungsassistent for automatic meeting documentation, Wirtschaftliche Verhältnisse mit KI for financial document analysis, and CO2 Wegweiser for sustainability scoring. The SPRINT methodology provides holistic transformation consulting, while additional solutions cover customer segmentation, credit processes, payment services, and compliance.

Differentiator

Problem solved

Functional benefit

Brands

• SPRINT: A holistic consulting approach for corporate client transformation, covering Strategy, Processes, Law/Regulation, IT, Sustainability, and Transparency.
• MinD.Banker
• Sofortkredit Business (SKB)
• agree21Firmen-Plus
• Firmenkunde-Basis (Paket)
• Firmenkunde-Profi (Paket)
• Banking Workspace (BWS)
• KI-Beratungsassistent
• ZukunftsDialog Nachhaltigkeit
• CO2 Wegweiser

Products and services

• MinD.Banker Platform connecting sales, credit, and sales management processes in corporate customer business. Automatically aggregates data from agree21, VR-Rating, and GENO-fbs. Sold to cooperative banks in Germany.
• agree21Firmen-Plus Software solution connecting sales and credit processes in corporate customer business, automatically importing customer data, accounts, ratings, annual statements, and controlling data from cooperative banking systems.
• agree21Firmen-Finanzanalyse Testing-secure, standardized method for evaluating capital service capacity (Kapitaldienstfähigkeit) for credit decisions, integrated into the agree21 environment.
• Sofortkredit Business (SKB) Standardized omnichannel credit process for low-risk financing in corporate customer business, enabling fully digital, paperless completion of annuity loans and overdraft facilities.
• KI-Beratungsassistent AI-powered assistant that automatically documents advisory conversations, creates structured meeting notes, and integrates to-dos directly into the Banking Workspace agenda.
• Wirtschaftliche Verhältnisse mit KI AI-supported analysis of submitted financial documents that automatically identifies and extracts relevant business economic indicators (annual accounts, BWA, EÜR) into structured factsheet data fields.
• Banking Workspace (BWS) Digital advisory platform for corporate customer advisors providing integrated agenda, conversation tools, customer management, and AI-based conversation preparation.
• CO2 Wegweiser L-Bank accredited CO2 calculator for transparent determination of corporate clients' carbon footprint along Scopes 1-3 with branch comparisons and concrete CO2 reduction recommendations.
• Paket:Firmenkunde-Basis Foundational solution bundle for omnichannel corporate customer banking including fully digital account opening, automated process support, and omnichannel integration.
• Paket:Firmenkunde-Profi Advanced solution bundle complementing Firmenkunde-Basis with functions for Banking Workspace and online banking, enabling proactive corporate customer business and creative advisory.
• Prozesscockpit Data-based transparency solution using Power BI dashboards providing insight into corporate customer business processes and enabling strategic control.
• Beratungs-Leistungen (Tribe Corporate Consulting) Comprehensive consulting services for corporate customer business including transformation, process optimization, and change management delivered by over 30 specialists covering strategy, processes, credit, automation, configuration, and project assistance.
• SPRINT Consulting Methodology Holistic transformation consulting approach for corporate customer business covering Strategy, Processes, Law/Compliance, IT, Sustainability, and Transparency.

Quantifiable outcome

• 30% reduction in processing time for corporate account opening
• +2 more outcomes

Named customers12 records

Segments2 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

AI capability12 records

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• Atruvia AGcoreStrategic or Co-development PartnerBMS Corporate Solutions is the competence center for corporate customer business (Kompetenzzentrum Firmenkunden) within the Atruvia Group. The company was formed by combining BMS Consulting GmbH and Atruvia AG's corporate customer competencies. BMS CS develops solutions on the cloud-based omnichannel platform of Atruvia AG.
• Volksbanken und RaiffeisenbankencoreChannel Partner/ Reseller/ DistributorOver 700 cooperative banks in Germany (Volksbanken and Raiffeisenbanken) as customers who use BMS CS software solutions and consulting services for their corporate customer business.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• FIS Global: FIS Global is a US-headquartered major banking technology vendor with broad lending, core, and risk software portfolio (including the former SunGard systems) - comparable to BMS CS at vastly larger scale across many segments beyond the cooperative banking vertical.
• Sopra Steria: Sopra Steria is a French-headquartered European IT services firm with a strong banking software practice via Sopra Banking Software - comparable to BMS CS for combining consulting and software delivery to European banks, though at much larger scale.
• Finastra: Finastra is a UK-headquartered large banking technology provider offering lending, treasury, and core banking solutions - comparable to BMS CS as a horizontal banking software competitor rather than a vertical specialist in cooperative banking.
• Temenos: Temenos is a Swiss-headquartered global leader in core banking software serving thousands of banks worldwide - comparable to BMS CS as a banking software vendor but at significantly larger scale and across a much broader customer base than the cooperative banking niche.

Direct peers

• nCino: nCino is a US-headquartered cloud Bank Operating System providing commercial lending, onboarding, and CRM - directly comparable to BMS CS's MinD.Banker platform for corporate banking processes and Sofortkredit Business instant loan workflow.
• Backbase: Backbase is a Dutch digital banking platform offering engagement, onboarding, and omnichannel banking services - directly comparable to BMS CS's omnichannel firmenkunden solutions and Banking Workspace advisory platform.
• Mambu: Mambu is a Berlin-headquartered cloud-native banking SaaS platform providing composable banking infrastructure - directly comparable to BMS CS's cloud-based modular approach to cooperative banking software and SaaS delivery model.
• Thought Machine: Thought Machine is a UK-based cloud-native core banking platform serving retail and commercial banks - comparable to BMS CS for its mission of modernizing traditional banking through cloud-based, API-driven software rather than legacy core systems.
• GFT Technologies: GFT Technologies is a German IT firm specializing in digital transformation for banks and insurers - directly comparable as a domestic peer combining banking software delivery with consulting services, similar to BMS CS's combined software+consulting model.
• msg group: msg is a German IT services and software company with strong financial services practice including msgGILLION, msgFACTORY, and IS:R - comparable to BMS CS as a domestic peer providing both banking software and consulting across German and European financial institutions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/bms-corporate-solutions-gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BMS Corporate Solutions