Jung, DMS & Cie

What Jung, DMS & Cie does

Jung, DMS & Cie. AG is a German financial distribution platform (Maklerpool) founded in 1958 and headquartered in Wiesbaden with additional offices in München and Troisdorf and operations in Austria. The company operates as a wholly-owned subsidiary of JDC Group AG and serves a network of 164,871 connected independent insurance brokers, financial advisors, and intermediaries with a one-stop platform spanning insurance (life, BU, health, property/commercial), investment (funds, ETFs, wealth management, AIFs), construction financing, real estate, and occupational pensions (bAV). Its core technology is a hybrid Advisortech stack centered on iCRM/MVP for broker and customer relationship management, the allesmeins WebApp for end-customer access, comparison calculators, advisor software, a Haftungsdach liability umbrella, the easyROBI robo-advisor, a bAV platform, an Immobilienportal, and a REST/OpenID-Connect API for partner integrations.

The company monetizes primarily through transaction-based commissions on mediated insurance, investment, and financing products, with tiered commission structures tied to partner business volume, plus storno reserve deductions (10%) and trust damage risk deductions (up to 3%) on cancellation-liability products. Distribution is sales-led via field sales managers, sales consultants, a service center, and digital self-service, supplemented by a year-round event engine (JDC Roadshow, JDC Live Forum, webinars, JDC Lernwelt e-learning platform) that delivers 100+ hours of annual continuing education to partners. The company has integrated AI features into its advisor workflow through the JDC Toolbox (JDC Companion for consultation/claims efficiency, AVB Companion for insurance conditions analysis, AI Advisor for digital consulting) and earned 'herausragend' ratings in all 8 categories of the finanzwelt Maklerpoolstudie 2025 among 21 broker pools studied.

Name

Jung, DMS & Cie

Legal name

Jung, DMS & Cie. AG

Website

https://jungdms.de

Company type

Private

Founded year

1958

Operating status

Operating

Headcount range

101–250 employees

Short description

Jung, DMS & Cie. AG is a German Maklerpool founded in 1958 that provides a service and technology platform for 164,871 independent insurance brokers and financial advisors, spanning insurance, investment, financing, and occupational pensions under parent JDC Group AG.

Ownership category

akta.pro rank

Product category

Insurance and Financial Product Distribution Platform (Broker Pool / Advisortech)

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Services-Computer Programming Services (7371)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industry

Customer Engagement, CRM & Agent/Broker Enablement Platforms (FSAGAGAD)

Keywords

• Broker pool services
• Financial distribution platform
• Insurance mediation platform
• Investment advisory technology
• Advisortech platform

Headquarters

HQ city

Wiesbaden

HQ country

Germany

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Commission (Versicherungsprovision): Commissions earned from mediating insurance products including life, BU, health, property and commercial insurance. Commission tiers based on business volume with active partners potentially upgraded to higher tiers.
2. Investment Commission/Courtage: Trail commissions and distribution fees from investment funds, ETFs, wealth management solutions, and AIFs through the Haftungsdach (regulatory umbrella).
3. Financing Commission: Commissions from mortgage and real estate financing mediation.
4. Storno Reserve Deduction: For products with cancellation liability periods, commissions are paid ratably or discounted. JDC retains 10% storno reserve and up to 3% trust damage risk deduction.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels9 records

Core offering

Jung, DMS & Cie. operates a hybrid Advisortech platform that enables independent insurance brokers, intermediaries and financial advisors to mediate insurance, investment, construction financing, real estate and tangible-asset products in Germany and Austria. The platform bundles the iCRM broker management system, the allesmeins end-customer WebApp, comparison calculators, the easyROBI robo-advisor, AI-powered advisor tools (JDC Companion, AVB Companion, JDC Toolbox) and a regulatory liability umbrella (Haftungsdach) so partners can run the full end-to-end distribution workflow under one contract.

Product overview

Jung, DMS & Cie. operates as a service and technology platform for financial advisory distribution in Germany, combining a platform-plus-modules architecture. The core platform centers on iCRM for customer relationship management and the allesmeins web application connecting advisors with end customers. Additional modules include comparison calculators (Vergleichsrechner), advisor software (Beratersoftware), a company pension platform (bAV-Plattform), the easyROBI robo-advisor, an Immobilienportal for real estate, and a comprehensive API for partner integrations. The product portfolio spans insurance (life, health, property), investment, construction financing, real estate, tangible assets, and a liability umbrella (Haftungsdach). The platform incorporates AI capabilities through the JDC Toolbox, featuring AI Advisor for digital insurance consulting, AVB Companion for insurance condition analysis, and JDC Companion for consultation efficiency. Additional tools include ATweb for investment advisory processes and JDC Lernwelt for training and certification.

Differentiator

Problem solved

Functional benefit

Brands

• JDC: Primary commercial brand/trade name for Jung, DMS & Cie. AG, used across all platforms, events (JDC Roadshow, JDC Live Forum, JDC Lernwelt), and technology products (iCRM, allesmeins, JDC Toolbox).
• JDC Lernwelt
• iCRM / MVP
• allesmeins
• easyROBI
• JDC Toolbox
• JDC Companion
• JDC Akademie

Products and services

• Versicherungen (Insurance Mediation) Insurance mediation offering that gives partner brokers access to nearly all German insurers in life, BU, health/care and property/commercial lines, processed through the iCRM platform and JDC's commission infrastructure.
• Investment (Investment Mediation) Investment mediation covering the fund universe, wealth-management solutions, AIFs and ETFs, supported by the Haftungsdach liability umbrella, compliant advisory software and trail-commission processing.
• Baufinanzierungen (Construction Financing Mediation) Mediation of construction and mortgage financing products enabling partner brokers to support customers in financing large financial projects and unlock cross-selling opportunities.
• Immobilien (Real Estate Mediation) Real-estate mediation with full-service support for selection, verification, recommendation and ongoing management of capital-investment properties, surfaced through the Immobilienportal.
• Sachwerte (Tangible Assets) Mediation of tangible-asset products such as Alternative Investment Funds (AIFs) and Vermögensanlagen providing partners' clients with assets that target regular distributions and attractive returns.
• Haftungsdach (Liability Umbrella) Regulatory liability umbrella enabling qualified advisors to distribute investment funds, ETFs, asset-management solutions and AIFs without holding an individual §34f GewO license, with structured compliance and trail commissions processed by JDC.
• iCRM / MVP Broker Management Platform Core customer relationship management system and master vermittler portal that automates broker workflows, manages customer and contract data, delivers evaluations, and supports cross-selling for partner brokers.
• allesmeins End-Customer WebApp WebApp and customer-facing mobile application connecting partner advisors with their end customers to access insurance and investment information and enable digital communication.
• JDC API Platform REST API platform enabling partners and advisors to integrate with the JDC ecosystem, with OAuth 2.0 / OpenID Connect authentication and scoped permissions including icrmweb, icrm_jdc_backend, finanzapp_backend_api and tarifwechselservice.
• JDC Lernwelt Learning Platform E-learning and certification platform for partner advisors providing training on JDC systems, technical functions, product knowledge, IDD-compliant hours and certification programs with more than 100 hours of continuing education annually.

Quantifiable outcome

• 164,871 connected brokers on platform
• +4 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature11 records

Partnerships

One partnership is on record.

• GOING PUBLIC! Akademie für Finanzberatung AGcoreStrategic or Co-development PartnerStrategic partnership for qualification offerings. JDC partners receive 10% exclusive partner discount on training and certification programs including Sachkundeprüfungen (§34d, §34f, §34i), IHK/FH public examinations, and academic programs.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Fonds Finanz Maklerservice GmbH: Largest German broker pool, providing similar insurance and financial product intermediation, technology platforms, and commission processing to independent brokers. Direct structural competitor to Jung, DMS & Cie. in the Maklerpool category.
• blau direkt GmbH & Co. KG: German insurance and financial broker pool offering comparison tools, advisory software, and commission processing to independent brokers. Directly comparable in product breadth and target customer.
• BCA AG: German broker pool serving independent insurance brokers and financial advisors with multi-line intermediation, technology platforms, and back-office services comparable to JDC's offering.
• CHT Compass Holding & Trust AG: German financial distribution holding offering broker pool services across insurance, investment, and financing, with proprietary technology platforms addressing the same independent broker segment.
• SMK Versicherungsmakler AG (SmartMakler): German broker pool and technology provider offering comparable CRM, comparison calculators, and policy management to insurance brokers serving end customers.

Emerging players

• XbAV AG: Specialized German bAV platform and software provider for occupational pension schemes. Overlaps with JDC's bAV-Plattform but focuses more narrowly on company pensions, representing a partial competitive overlap.

Broad incumbents

• MLP SE: Established German financial advisory and wealth management firm with a captive advisor network covering insurance, investment, and financing products, partially overlapping with JDC's distribution model but on a larger, bank-like scale.
• Swiss Life Select Deutschland: Part of the Swiss Life Group, this entity provides insurance, financial advisory, and investment services in Germany via a tied agent structure, broader in scope than JDC but comparable in customer profile.

Regional players

• PLANSECUR GmbH: German financial services network offering multi-line insurance and financial advisory via tied agents; competes for the same pool of advisors and end clients in Germany though using a different ownership structure.

Others

• FintechOS: Technology vendor providing infrastructure and AI tooling to financial distributors; relevant as an ecosystem peer supplying comparable digital advisory and automation capabilities that competitor broker pools could deploy against JDC.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/jungdms
• Instagraminstagram.com/jungdmscie
• LinkedInlinkedin.com/company/jung-dms-cie
• YouTubeyoutube.com/channel/UCXZxyJXD2vZc-XL5Gd4ge-A

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jung, DMS & Cie