Global Underwriters

What Global Underwriters does

Global Underwriters Agency, Inc. is a privately held, Cincinnati-based specialty insurance program manager and intermediary that develops, underwrites, administers, and markets international health, life, property & casualty, and special risk insurance products. Founded in 1960 and operating for over 60 years, the company concentrates on coverage needs that are underserved by generalist insurers: international travel medical, Defense Base Act workers compensation for U.S. government contractors working overseas, Kidnap Ransom & Extortion, Foreign General Liability, Business Travel Accident, Group Special Risk Accident, and integrated Global Expatriate Benefits for multinational employers with mobile workforces. The product line is anchored by the Diplomat Series (Diplomat International for outbound travelers, Diplomat America for non-U.S. residents visiting the United States, and Diplomat Long Term for extended assignments) and supplemented by modular add-ons such as the Athletic Sports & Hazardous Activity Rider, Additional AD&D, and an Active Shooter/Felonious Assault rider targeting educational institutions.

The company's technology stack is a conventional insurance product administration platform handling policy issuance, underwriting, claims adjudication (operated out of Global Claims Administration in Cincinnati), and 24/7 multilingual assistance staffed with U.S. board-certified physicians. KRE coverage is paired with strategic partnerships to leading crisis management and security consultants for 24/7 incident response, including strategic/tactical advice, family support, government liaison, and post-incident victim services. There is no public API, no AI/ML capability disclosed, and no proprietary software products beyond standard insurance administration tooling.

Global Underwriters monetizes exclusively through recurring subscription-style insurance premiums, with policy structures varying by per-day rates for individual travel medical coverage and group-rated premiums for institutional clients. The company distributes products through a multi-channel model: a contracted agent and broker network, direct-to-customer website quote-and-purchase flows, and an affiliate program for third-party referrals. Its customer base spans six primary verticals — government contractors, educational institutions, faith-based organizations, multinational corporations, entertainment/production companies, and NGOs — supplemented by individual international travelers. Geographic restrictions limit service availability to U.S., Australia, and Iran (with Iran restrictions likely compliance-driven).

Name

Global Underwriters

Legal name

Global Underwriters Agency, Inc.

Website

https://globalunderwriters.com

Company type

Private

Founded year

1960

Operating status

Operating

Headcount range

11–50 employees

Short description

Global Underwriters is a privately held Cincinnati-based specialty insurance program manager founded in 1960 that underwrites and administers international travel medical, Defense Base Act workers compensation, KRE, and expatriate benefits insurance for governments contractors, educational institutions, faith-based organizations, multinationals, and individual travelers.

Ownership category

akta.pro rank

Product category

International Travel Medical and Special Risk Insurance

NAICS

Direct Life, Health, and Medical Insurance Carriers (52411), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers and Related Activities (524)

SIC

Insurance Carriers, Nec (6399), Accident & Health Insurance (6321)

akta.pro primary industry

Travel Insurance & Corporate Risk Transfer (Trip, Medical, Kidnap & Ransom) (THACAEAH)

akta.pro secondary industry

Travel Medical Insurance (Individual) (FSAIAEAI)

Keywords

• Travel medical insurance
• Special risk insurance
• Defense base act coverage
• Expatriate benefits programs
• Kidnap ransom insurance

Headquarters

HQ city

Cincinnati

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Travel Medical Insurance Premiums: Revenue generated from underwriting and selling travel medical insurance policies including the Diplomat Series (Diplomat International, Diplomat America, Diplomat Long Term). Policies are sold as per-day coverage with premium rates based on destination, duration, coverage limits, and age.
2. Special Risk Insurance Products: Revenue from specialized insurance products including Foreign General Liability, Defense Base Act (DBA) Insurance, Kidnap Ransom & Extortion, Business Travel Accident, and Group Special Risk Accident coverage for organizations.
3. Global Expatriate Benefits: Comprehensive benefits programs for multinational companies providing health, dental, vision, life, disability, medevac, and travel assistance coverage for globally mobile employees.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Global Underwriters underwrites, administers, and markets international travel medical and special risk insurance products under its own brands. Its portfolio centers on the Diplomat Series for individual travelers (International, America, Long Term) and an array of group and organizational coverages including Foreign General Liability, Defense Base Act workers compensation, Travel Medical & Trip Cancellation, Med-Evac, Customizable Group Travel, Business Travel Accident, Kidnap Ransom & Extortion, Global Expatriate Benefits, and Group Special Risk Accident. Products are distributed through contracted agents/brokers, an affiliate program, and direct online purchase to both individual policyholders and organizations operating in the U.S. and abroad.

Product overview

Global Underwriters is an insurance company offering a comprehensive portfolio of international travel medical insurance and special risk products for both groups and individuals. The product lineup is organized around the Diplomat Series (Diplomat International, Diplomat America, Diplomat Long Term) for individual travel medical coverage, supplemented by specialized products including Foreign General Liability, Defense Base Act Insurance, Travel Medical & Trip Cancellation, Med-Evac, Customizable Group Travel, Business Travel Accident, Kidnap Ransom & Extortion, Global Expatriate Benefits, and Group Special Risk Accident. These products serve diverse industries including non-profits, faith-based organizations, entertainment, education, and government contractors, with coverage options ranging from individual policies to customizable group plans with optional enhancements like Athletic Sports coverage, Additional AD&D, and Active Shooter protection.

Differentiator

Problem solved

Functional benefit

Products and services

• Diplomat International Travel medical insurance for individuals traveling internationally outside their home country, providing Accident & Sickness medical coverage and AD&D benefits.
• Diplomat America Travel medical insurance for Non-U.S. residents visiting the United States, providing Accident & Sickness medical coverage, Emergency Medical Evacuation, AD&D benefits, and 24-hour multilingual assistance services.
• Diplomat Long Term Long-term travel medical insurance for extended international travel assignments, providing comprehensive Accident & Sickness coverage.
• Foreign General Liability Liability insurance for organizations operating outside the United States, covering third-party property damage and bodily injury, and including Foreign Voluntary Workers Compensation.
• Defense Base Act Insurance Federally mandated workers compensation insurance for U.S. government contractors working overseas under the Defense Base Act.
• Travel Medical & Trip Cancellation Insurance Combined travel insurance coverage providing both travel medical protection and trip cancellation/interruption benefits.
• Med-Evac (Global Accident Protection Plan) Medical evacuation coverage providing emergency air transportation and repatriation services for critical medical situations during international travel.
• Customizable Group Travel Flexible group travel insurance plans tailored to the specific needs of organizations with members traveling domestically or internationally.
• Business Travel Accident Accident insurance coverage for employees traveling on business, providing protection against accidental death and dismemberment.
• Kidnap, Ransom & Extortion Insurance coverage for kidnapping, ransom, and extortion risks with 24/7 crisis management services and security intelligence monitoring for individuals and organizations with overseas exposure.
• Global Expatriate Benefits Comprehensive benefits program for multinational employers covering Global Health, Dental, Vision, Rx, Life/AD&D/LTD, and Emergency Medical Evacuation & Repatriation for globally mobile employees and international assignees.
• Group Special Risk Accident Group accident insurance providing Accidental Death & Dismemberment and Accident Medical coverage for organizations with special risk exposures.

Quantifiable outcome

• Over 60 years of industry experience and expertise
• +2 more outcomes

Named customers6 records

Segments7 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Contracted Agents and BrokerscoreChannel Partner/ Reseller/ DistributorNetwork of independent insurance agents and brokers who are contracted to sell Global Underwriters products including travel medical, DBA, KRE, and expatriate benefit policies. Partners receive marketing support, sales resources, and access to agent portal.
• Affiliate PartnersminorChannel Partner/ Reseller/ DistributorThird-party affiliates participating in the Global Underwriters affiliate program to refer customers in exchange for referral compensation.
• Crisis Response and Security ConsultantscoreStrategic or Co-development PartnerLeading crisis management and security consulting firms available 24/7 through KRE policies to manage kidnapping, extortion, and security incidents. Provides strategic/tactical advice, family support, government liaison, media support, and post-incident victim services.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/GUnderwriters
• Facebookfacebook.com/GlobalUnderwriters
• LinkedInlinkedin.com/company/global-underwriters-agency-inc-

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Underwriters