Leumit Health Services

What Leumit Health Services does

Leumit Health Services (לאומית שירותי בריאות) is one of Israel's four statutory health funds (Kupat Holim) operating under the country's National Health Insurance Law. Founded in 1933 and headquartered in Rishon LeZion with operations spanning all Israeli regions, the fund delivers universal health basket coverage funded through statutory membership fees and government allocation, supplemented by tiered voluntary insurance (Leumit Silver and Gold), pharmacy operations, and member co-payments. Members access care through a national network of medical centers, dedicated Women's Health Centers across roughly a dozen cities, Child Development Centers, emergency medicine centers, and a pharmacy chain supporting home medication delivery.

The company's product surface combines physical care delivery with a digital services layer. Its core digital platform comprises the Leumit Online portal and mobile applications supporting appointment booking, prescription management, digital membership cards, test results retrieval, refund claims, and doctor correspondence. Specialized telemedicine offerings include online pediatric consultations, online dermatology, and a 24/7 medical advice hotline. Sub-brands extend the ecosystem: Leumit MOM provides pregnancy and postpartum support via WhatsApp/email/phone; LeumitDent covers dental services; Leumit Optics and Leumit FIT (+FIT, an AI-coached fitness app) address adjacent verticals. In 2024-2025, Leumit established an underground ~200-bed hospital at Assuta Ramat HaHayal in Tel Aviv under Health Ministry wartime preparedness requirements and is coordinating with peer funds (Clalit, Maccabi, Meuhedet) on emergency operations, telemedicine expansion, and fortified clinic rollouts.

The business model combines subscription-style recurring revenue from statutory membership and supplementary insurance with transaction-based revenue from pharmacy sales and co-payments. Distribution is entirely domestic (Israel) and reaches consumers directly via physical clinics, digital self-service, and pharmacy channels. Leumit does not pursue traditional venture-backed growth; no funding rounds, M&A, or public listings are evident. The fund has earned the #1 ranking in the Globes service quality survey and high marks across Israeli Ministry of Health surveys in child development, women's health, dermatology, and orthopedics.

Name

Leumit Health Services

Legal name

Leumit Health Services (לאומית שירותי בריאות)

Website

https://leumit.co.il

Company type

Private

Founded year

1933

Operating status

Operating

Headcount range

251–500 employees

Short description

Leumit Health Services is one of Israel's four statutory health funds, delivering mandatory national health insurance plus supplementary Silver/Gold plans to Israeli residents through a nationwide network of medical centers, pharmacies, women's health clinics, telemedicine, and digital self-service channels.

Ownership category

akta.pro rank

Product category

Health Insurance and Medical Services

NAICS

Health and Welfare Funds (525120), Health and Welfare Funds (52512)

SIC

Hospital & Medical Service Plans (6324), Services-Health Services (8000), Services-Offices & Clinics Of Doctors Of Medicine (8011)

akta.pro primary industry

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB)

Keywords

• Health insurance services
• Medical clinic services
• Telemedicine consultations
• Pharmaceutical services
• Preventive healthcare

Headquarters

HQ city

Tel Aviv

HQ country

Israel

HQ region

Middle East

Offices14 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Supply Chain, Marketing or Sales

Revenue model

1. Basic Health Basket Coverage: Statutory health services covered under Israel's national health insurance law, funded through membership fees and government allocation
2. Supplementary Insurance (Leumit Silver and Gold): Additional insurance programs offering extended coverage, higher reimbursements, and enhanced benefits for members
3. Pharmacy Operations: Revenue from pharmacy sales and prescription dispensing
4. Co-payments and Deductibles: Member co-payments for various healthcare services and procedures

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels6 records

Core offering

Leumit Health Services is one of Israel's four statutory health funds (Kupat Holim) providing mandatory basic health basket coverage plus supplementary insurance plans (Silver and Gold). It operates a national network of medical centers, pharmacies, and specialized women's health clinics, complemented by digital services including telemedicine, online consultations, home medication delivery, and the AI-powered +FIT fitness application.

Product overview

Leumit Health Services operates as an Israeli health fund (Kupat Holim) offering a comprehensive ecosystem of digital health services and physical healthcare facilities. The core offering includes the Leumit Online Services Portal enabling digital access to appointments, test results, and doctor correspondence, paired with specialized telemedicine services (online pediatrics, dermatology, 24/7 medical advice). The +FIT App provides AI-powered fitness coaching. Physical healthcare is delivered through a national network of medical centers, dedicated Women's Health Centers, and Child Development Centers. Supplementary insurance products (Leumit Silver and Gold) enhance coverage for dental, vision, and pregnancy services. Additional offerings include pharmacy home delivery, mental health services, routine screening programs, and specialized care in dermatology, physiotherapy, nutrition, and alternative medicine. The ecosystem is unified through a mobile application and online portal that connects members to all services.

Differentiator

Problem solved

Functional benefit

Brands

• Leumit Online: Digital health services platform providing online consultations, appointment scheduling, and member services
• Leumit FIT (+FIT)
• Leumit MOM
• Leumit Dent (לאומיתדנט)
• Leumit Silver and Gold (לאומית כסף וזהב)
• Leumit 65+

Products and services

• +FIT App AI-powered fitness mobile application featuring an AI coach that provides personalized workout guidance, fitness recommendations, and health tips, along with various member benefits and discounts.
• Leumit Online Services Portal Comprehensive online portal enabling members to book appointments, view test results, correspond with doctors, request medication home delivery, submit refund claims, and manage health fund services digitally.
• Digital Card Service Enables members to book and manage appointments without needing a physical card, accessed through the mobile app or online portal.
• MOM Center (Pregnancy Hotline) Dedicated pregnancy support hotline providing personalized service for women during pregnancy and the first six weeks after childbirth, with WhatsApp, email, and phone support options.
• Online Pediatric Medicine Remote pediatric consultation service available evenings, weekends, and holidays via telephone or video call for non-physical examination situations such as fever, rash, or medication questions.
• Online Dermatology Service Remote dermatology consultation service accessible through the digital platform for skin-related concerns and conditions.
• 24/7 Medical Advice Hotline Round-the-clock medical consultation hotline providing health guidance and advice at any time.
• Medication Home Delivery Prescription medication delivery service to members' homes, with free delivery for members over 65, pregnant women, and up to six months postpartum.
• Women's Health Centers Dedicated women's health clinics providing specialized services including pregnancy monitoring, fertility consultations, genetic screening, ultrasound examinations, and breastfeeding support across multiple locations.
• Child Development Centers Specialized pediatric developmental centers offering assessments and therapies to help children achieve their developmental potential and reduce developmental gaps.
• Mental Health Services Comprehensive mental health support including emotional treatment from home, psychological support, psychiatric consultations, and various therapeutic interventions.
• Leumit Silver and Gold (Supplementary Insurance) Supplemental insurance packages offering enhanced coverage including dental care, vision/optics, pregnancy benefits (up to ₪9,464 for pregnancy-related expenses), and preferential pricing on additional services.
• Emergency Medicine Centers Urgent care medical centers providing immediate treatment for non-life-threatening emergencies outside regular clinic hours.
• Dental Care (LeumitDent) Comprehensive dental care services including routine dentistry, pediatric dentistry, orthodontics, and emergency dental treatments.
• Optics Services Vision care and eyewear services including eye examinations and optical products through partnered optical stores.
• Routine Screening Services Periodic health screening services including blood tests, mammography, colonoscopy, bone density testing, genetic screening (BRCA), and cardiovascular risk assessments.
• Travel Insurance International travel insurance coverage for members traveling abroad, providing medical and emergency assistance while outside Israel.
• Long-Term Care Insurance Insurance coverage for long-term care needs, providing financial protection for extended medical and nursing care services.

Quantifiable outcome

• Ranked first in Globes survey for health fund service quality
• +2 more outcomes

Segments1 record

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature6 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Assuta Ramat HaHayalcoreOthersUnderground hospital facility with approximately 200 beds capacity established at Assuta Ramat HaHayal in Tel Aviv at the Israeli Health Ministry's request for wartime healthcare preparedness. Leumit and other major health funds are expanding telemedicine and preparing emergency operations at such fortified facilities.
• Health Ministry of IsraelcoreStrategic or Co-development PartnerCollaboration with Health Ministry on emergency transition guidelines, wartime healthcare preparedness, telemedicine expansion, and establishment of protected medical facilities including underground hospitals. Health Ministry issued updated emergency transition guidelines to health funds including Leumit.
• Other Israeli Health Funds (Clalit, Maccabi, Meuhedet)minorStrategic or Co-development PartnerCoordination among Israel's four health funds for wartime healthcare preparedness including telemedicine expansion, medication inventory management for 60 days, and mapping of fortified clinics. All major health funds preparing to shift from routine to emergency operations.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Regional players

• Sheba Medical Center: Israel's largest hospital and a major tertiary-care provider that contracts with all four statutory health funds including Leumit. Comparable as a key upstream provider whose economics and capacity directly affect Leumit's cost of care and member access.
• Assuta Medical Centers: Israel's largest private hospital network, including the Assuta Ramat HaHayal facility used by Leumit for the underground hospital partnership. Comparable as a complementary Israeli healthcare provider operating in the same market and contractually linked to Leumit's service delivery.
• Hadassah Medical Organization: Major Israeli hospital network operating in Jerusalem and surrounding areas that serves members of all four statutory health funds. Comparable as a downstream provider partner that defines service breadth and quality for Leumit members.

Direct peers

• Meuhedet Health Services: Israel's fourth statutory health fund and direct competitor. Meuhedet offers the same statutory coverage plus supplementary insurance (Meuhedet Adif, C) and competes head-to-head with Leumit for member share in the same national regulatory framework.
• Clalit Health Services: Israel's largest statutory health fund and Leumit's largest direct competitor. Clalit operates the same vertically integrated model of statutory basic-basket coverage plus supplementary insurance (Clalit Mushlam, Clalit Platinum) and an owned provider network, making it the most directly comparable peer.
• Maccabi Health Services: Israel's second-largest statutory health fund and direct competitor in the same four-fund national system. Maccabi offers the same basic-basket plus supplementary (Maccabi Sheli, Maccabi Zahav) insurance structure with a comparable national clinic and digital platform model.

Broad incumbents

• Kaiser Permanente: US integrated health system combining a health plan with owned hospitals and medical groups. The closest international analog to Leumit's vertically integrated insurer-plus-provider model, though operating at vastly larger scale and in a non-statutory system.
• BUPA: UK-headquartered international health insurer and provider operating across multiple geographies. Comparable to Leumit in combining health insurance underwriting with owned clinics and dental operations, though at global scale and without a statutory mandate.
• CVS Health (Aetna): US integrated health insurance and pharmacy retail giant combining Aetna health plan, retail pharmacy, and MinuteClinic operations. Comparable to Leumit's combination of insurance, pharmacy network, and clinic services, though at far larger scale and in a market-driven system.
• Cigna Group: Global health services company offering health insurance and related benefits in multiple geographies. Comparable as a diversified health insurance operator with supplementary and specialty coverage products, though without Leumit's owned provider clinics.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/leumit
• Instagraminstagram.com/leumit_healthcare
• LinkedInlinkedin.com/company/leumit-health-fund

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Leumit Health Services