AmeriNat
- Company typePrivate
- Founded1975
- HeadquartersAlbert Lea, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
AmeriNat firmographics
Firmographics- Name
- AmeriNat
- Legal name
- AmeriNat
- Website
- https://amerinatls.com
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
AmeriNat industry classification
Industry- Product category
- Loan Servicing
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Loan Servicing & Special Servicing (Delinquency Management) (FSAKAJAG)
- akta.pro secondary industries
- Commercial Mortgage Servicing & Asset Management (Master/Special) (FSALADAJ), Mortgage Default Insurance & Loss Mitigation Services (Claims, Recoveries, MI Servicing) (FSALAJAH)
Keywords
Where AmeriNat is headquartered
LocationHeadquarters
- HQ city
- Albert Lea
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
AmeriNat business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Loan Servicing Fees: AmeriNat charges financial institutions, independent lenders, and investors for comprehensive loan portfolio administration and servicing. This includes mortgage servicing, payment processing, escrow management, and compliance-related services.
- Loss Mitigation Services: Revenue generated from loss mitigation services including alternatives to foreclosure management, helping clients navigate distressed loan situations.
- C-PACE Assessment Administration: Fees for C-PACE assessment enrollment, billing, and payment collection services for C-PACE administrators and capital providers, leveraging regulatory and compliance expertise.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
AmeriNat product offering
Product offeringCore offering
AmeriNat provides comprehensive loan portfolio administration and servicing for financial institutions, government agencies, independent lenders, nonprofits, and C-PACE administrators. Its services include mortgage and loan servicing (payment processing, escrow management, borrower communications), loss mitigation to help borrowers avoid foreclosure, and C-PACE assessment enrollment, billing, and payment collection. The company operates a proprietary servicing platform with an online borrower payment portal, real-time data and customizable reporting, and SOC 2-audited infrastructure, servicing approximately $11 billion in principal balance across 50,000+ loans in 47 states and Puerto Rico.
Product overview
AmeriNat is a loan servicing platform offering a unified suite of services centered around loan portfolio administration. The core offerings include Loan Servicing (with integrated Loss Mitigation capabilities) and C-PACE Management. The platform serves Financial Institutions, Government Agencies, Independent Lenders & Investors, Nonprofits, and C-PACE Administrators & Capital Providers. The company manages approximately $11 billion in principal balance across more than 50,000 loans, with operations spanning 47 states and Puerto Rico. Insights serves as the content/resource component providing industry guidance and compliance information.
Differentiator
Problem solved
Functional benefit
Products and services
- Loan Servicing Comprehensive loan portfolio administration services including payment processing, escrow management, and borrower communications for mortgage and loan servicing, serving financial institutions, independent lenders, investors, government agencies, and nonprofits.
- Loss Mitigation Specialized services to help borrowers avoid foreclosure through modification, repayment plans, and other loss mitigation strategies, supporting lenders and servicers managing distressed loan situations.
- C-PACE Management Assessment enrollment, billing, and payment collection services for Commercial Property Assessed Clean Energy (C-PACE) programs, providing regulatory and compliance expertise for C-PACE administrators and capital providers.
Quantifiable outcome
- Over 50,000 loans in service with $11 billion principal balance
- +2 more outcomes
Companies that use AmeriNat
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles5 records
AmeriNat technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
AmeriNat partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered minor.
- Mortgage Bankers Association (MBA)minorAmeriNat displays affiliation with the Mortgage Bankers Association as part of its industry credibility and compliance with professional standards in mortgage banking.
- PACENationminorAmeriNat is affiliated with PACENation, indicating specialization and compliance with Property Assessed Clean Energy (C-PACE) financing programs.
- Freddie MacminorAmeriNat maintains Freddie Mac seller/servicer approval for servicing mortgages backing Freddie Mac securities, demonstrating compliance with GSE standards.
- USDAminorAmeriNat holds USDA approval for loan servicing, enabling servicing of USDA Rural Development loans.
- FHL Bank (Federal Home Loan Bank)minorAmeriNat maintains affiliation with Federal Home Loan Bank for compliance with housing finance standards.
- FHA (Federal Housing Administration)minorAmeriNat is an FHA-approved lender/servicer, authorized to service FHA-insured mortgages.
- Department of Veterans AffairsminorAmeriNat maintains VA approval for servicing VA-guaranteed loans, serving veterans and military families.
Scale indicators5 records
Recent moves4 records
Expansion highlights3 records
AmeriNat competitors and assessment
Company assessmentEmerging players
- Sagent: Cloud-native mortgage servicing technology provider serving lenders and servicers. Comparable to AmeriNat as a servicing-platform competitor increasingly offering end-to-end services that could threaten traditional servicers.
Direct peers
- Fay Servicing: Specialty servicer providing loan servicing, default management, and technology-enabled solutions to banks, credit unions, and investors. Highly comparable to AmeriNat as a multi-state subservicer for institutional clients.
- Mr. Cooper: One of the largest U.S. mortgage servicers, providing loan servicing, subservicing, and related solutions to financial institutions and investors. Directly comparable to AmeriNat as a B2B subservicer managing third-party portfolios across multiple states.
- ServiceMac: Mortgage subservicer providing default and servicing solutions to banks and credit unions. Directly comparable to AmeriNat as a subservicing partner with a similar client base of community financial institutions.
- Shellpoint Mortgage Servicing: Residential mortgage subservicer offering servicing, default, and related services to financial institutions. Closely comparable to AmeriNat's loan servicing and loss mitigation offerings.
- LoanCare: National subservicer of residential mortgages and issuer of MSRs, serving banks, credit unions, and mortgage companies. A direct peer to AmeriNat given its similar portfolio administration, default management, and reporting offerings.
- Specialized Loan Servicing (Computershare Mortgage Services): Specialty mortgage subservicer focused on non-performing, re-performing, and consumer-facing portfolios. Directly comparable to AmeriNat via loss mitigation and default management services plus conventional servicing.
- Dovenmuehle Mortgage: Established subservicer of residential mortgage loans for community banks, credit unions, and investors. Closely comparable to AmeriNat as a mid-scale specialty subservicer focused on bank and credit union clients.
Broad incumbents
- NewRez (Rithm Capital): Large non-bank mortgage servicer and originator with subservicing for institutional clients via Shellpoint. Broadly comparable to AmeriNat's subservicing business at significantly larger scale.
- ICE Mortgage Services (Black Knight): Major mortgage technology, data, and subservicing platform serving much of the U.S. mortgage industry. Comparable to AmeriNat as a provider of servicing infrastructure and scale-driven incumbents offering overlapping B2B services.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
AmeriNat social profiles
Digital presenceAmeriNat compliance and trust
Trust signalCompliance1 record
AmeriNat financial estimates
Financial estimateRevenue estimate
Valuation estimate
AmeriNat leadership team
Management profileNumber of profiles
AmeriNat funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AmeriNat M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AmeriNat
What does AmeriNat do?
AmeriNat provides comprehensive loan portfolio administration and servicing for financial institutions, government agencies, independent lenders, nonprofits, and C-PACE administrators. Its services include mortgage and loan servicing (payment processing, escrow management, borrower communications), loss mitigation to help borrowers avoid foreclosure, and C-PACE assessment enrollment, billing, and payment collection. The company operates a proprietary servicing platform with an online borrower payment portal, real-time data and customizable reporting, and SOC 2-audited infrastructure, servicing approximately $11 billion in principal balance across 50,000+ loans in 47 states and Puerto Rico.
Is AmeriNat a public or private company?
AmeriNat is a private company. It is classified as unknown and is currently operating.
When was AmeriNat founded?
AmeriNat was founded in 1975. It employs 51 to 100 people.
Where is AmeriNat based?
AmeriNat is headquartered in Albert Lea, United States, in the North America region.
How does AmeriNat make money?
Three revenue lines are on record. Loan Servicing Fees are the primary driver. The others are loss Mitigation Services and C-PACE Assessment Administration.
Who are AmeriNat's main competitors?
Sagent is listed as an emerging player. Direct peers are Fay Servicing, Mr. Cooper, ServiceMac, Shellpoint Mortgage Servicing, LoanCare, Specialized Loan Servicing (Computershare Mortgage Services) and Dovenmuehle Mortgage. Broad incumbents are NewRez (Rithm Capital) and ICE Mortgage Services (Black Knight).
Does AmeriNat have an API?
No public API is recorded for AmeriNat.
What industry is AmeriNat in?
AmeriNat's product category is Loan Servicing. Its primary akta.pro industry code is FSAKAJAG, Loan Servicing & Special Servicing (Delinquency Management), with a secondary code of FSALADAJ, Commercial Mortgage Servicing & Asset Management (Master/Special). Its NAICS code is 522 and its SIC code is 6162.