Tall Tree Administrators
Tall Tree Administrators is a privately held, 25+ year third-party administrator (TPA) headquartered in Salt Lake City that administers self-funded medical, dental, and ancillary benefits for small and mid-sized employer groups across the United States through broker channels.
- Company typePrivate
- Founded-
- HeadquartersSalt Lake City, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Tall Tree Administrators does
Tall Tree Administrators (TTA / Tall Tree Health) is a privately held third-party administrator (TPA) headquartered in Draper, Utah (Salt Lake City metro), with regional offices across the United States. Founded more than 25 years ago and continuously under private ownership, the firm administers self-funded medical and dental benefit plans for small and medium-sized employer groups, processing $2.1Bn+ in paid claims and serving 1MM+ households cumulatively. Its core service suite includes medical and dental claims adjudication, cafeteria plan administration, FSA/HRA and COBRA administration, stop-loss placement, benefit package design, and custom/ad-hoc reporting. Tall Tree has expanded beyond its traditional employer base into Individual Solutions (health sharing memberships and association benefits), Specialty & Emerging Markets (including an inbound travelers member management program and a pet parent care access initiative), and Custom Plans for PEOs, affinity groups, and health share programs.
The underlying technology is a proprietary, web-based in-house platform supporting claims processing, plan management, member enrollment, and reporting, backed by dedicated in-house support. The platform integrates with ten national and regional PPO networks — including Blue Cross Blue Shield, Cigna, First Health, MultiPlan, HealthSmart, Cofinity, HealthLink, Prime Health, and 6 Degrees Health — as well as FSA program vendors, enabling multi-network provider access for plan members. Tall Tree differentiates on a digital-first member experience, with seamless online enrollment and embedded wellness tools.
Commercially, Tall Tree operates on a sales-led, broker-driven go-to-market model, acquiring employer clients primarily through insurance brokers and advisors. Pricing is quote-based and not publicly disclosed, structured around plan size, member count, and selected services. The firm has been named "Best TPA in Salt Lake" by the National Commerce Association for three consecutive years and reports an 89% customer retention rate with a 9.3-year average client tenure — indicators of strong relationship-based stickiness in a mid-market self-funded segment. Leadership includes Principals Mark H. Selman and John Marston, COO Jeff Shepherd (20+ years at TTA), and Chief of Staff Donna K Fendley (former BCBSTX TPA operations lead).
Tall Tree Administrators firmographics
Firmographics- Name
- Tall Tree Administrators
- Legal name
- Tall Tree Administrators, LLC
- Website
- https://talltreehealth.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tall Tree Administrators is a privately held, 25+ year third-party administrator (TPA) headquartered in Salt Lake City that administers self-funded medical, dental, and ancillary benefits for small and mid-sized employer groups across the United States through broker channels.
- Ownership category
- akta.pro rank
Tall Tree Administrators industry classification
Industry- Product category
- Third-Party Healthcare Administration
- akta.pro primary industry
- Dental & Vision Third-Party Administration (TPA) (FSAIAHAL)
- akta.pro secondary industry
- Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ)
Keywords
Where Tall Tree Administrators is headquartered
LocationHeadquarters
- HQ city
- Salt Lake City
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Tall Tree Administrators business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Third-Party Administration Fees: Revenue generated from administering self-funded medical and dental plans for employers and groups, including claims processing, cafeteria plan administration, FSA, HRA, and COBRA services. Fees are typically charged based on plan size, number of members, or as a per-transaction basis.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Tall Tree Administrators product offering
Product offeringCore offering
Tall Tree Administrators is a privately owned third-party administrator (TPA) that administers self-funded medical and dental benefit plans for employers and groups. Core services include medical and dental claims adjudication, cafeteria plan administration, FSA, HRA, and COBRA administration, stop-loss placement, and tailored benefit package design, all delivered through a proprietary in-house web-based platform with embedded wellness tools and digital onboarding.
Product overview
Tall Tree Administrators is a privately owned Third-Party Administrator (TPA) offering a unified suite of healthcare administration services built around a core self-funded medical and dental claims adjudication platform. The portfolio spans four primary service lines: Group & Employer Solutions (customized plan design with digital onboarding and wellness tools), Individual Solutions (health sharing memberships and association benefits), Specialty & Emerging Markets (niche programs such as travelers member management and pet health), and Custom Plans (ERISA, PEO, affinity group, and health share arrangements). Supporting these are core administrative capabilities including Cafeteria Plan Administration, FSA/HRA/COBRA management, Stop-Loss Placement, Benefit Package Design, and Custom/Ad-Hoc Reporting — all delivered through proprietary web-based platforms with in-house support.
Differentiator
Problem solved
Functional benefit
Products and services
- Group & Employer Solutions
Quantifiable outcome
- Self-funded plans reduce administrative overhead costs to less than 20% compared to traditional insurance's ~30%
- +5 more outcomes
Companies that use Tall Tree Administrators
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles3 records
Tall Tree Administrators technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Tall Tree Administrators partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- FSA Program VendorsminorFlexible Spending Account program vendors providing reimbursement form processing and administration.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Tall Tree Administrators competitors and assessment
Company assessmentDirect peers
- Employee Benefit Management Services (EBMS): Independent TPA focused on self-funded employer plans in the Western U.S. with claims administration, COBRA, and consumer-driven health plan tools — a strong regional comparable to Tall Tree.
- Lucent Health: TPA offering self-funded health plan administration, stop-loss, care management, and member navigation — closely aligned with Tall Tree's integrated platform approach for employer groups.
- HealthSCOPE Benefits: National TPA administering self-funded medical, dental, vision, and disability plans for employers, with similar TPA-as-managed-services economics and broker distribution model.
- Meritain Health: A subsidiary of Aetna (CVS Health) operating as a TPA for self-funded employer health plans, offering medical, dental, FSA/HRA, and COBRA administration comparable to Tall Tree's core service stack.
- UMR (United Medical Resources): Largest TPA in the U.S. and a UnitedHealth Group subsidiary; directly competes in self-funded medical/dental claims administration for employer groups with similar in-house claims platforms and stop-loss capabilities.
- AmeriBen: Mid-market TPA providing self-funded medical/dental claims administration, stop-loss, FSA/HRA/COBRA, and reporting for employer groups — a closely matched competitor in product scope and target market.
Broad incumbents
- UnitedHealth Group (Optum Health): Largest U.S. healthcare conglomerate whose Optum/UMR TPA arm competes broadly with independent TPAs like Tall Tree across self-funded administration, stop-loss, and care management.
- WPS Health Solutions: Established Wisconsin-based insurer and TPA offering self-funded administration alongside broader insurance products; competes with Tall Tree particularly in mid-size employer segments.
- Cigna Healthcare (Evernorth): National carrier offering TPA-adjacent services (including via its PPO networks used by Tall Tree members), competing in the same self-funded employer market with much greater scale.
Emerging players
- HealthEZ: Tech-forward TPA with digital enrollment, member portals, and self-funded administration for SMB employers — a relevant emerging competitor to Tall Tree's digital-first positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Tall Tree Administrators social profiles
Digital presenceTall Tree Administrators financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tall Tree Administrators leadership team
Management profileNumber of profiles
Profiles4 records
Tall Tree Administrators funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tall Tree Administrators M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tall Tree Administrators
What does Tall Tree Administrators do?
Tall Tree Administrators is a privately owned third-party administrator (TPA) that administers self-funded medical and dental benefit plans for employers and groups. Core services include medical and dental claims adjudication, cafeteria plan administration, FSA, HRA, and COBRA administration, stop-loss placement, and tailored benefit package design, all delivered through a proprietary in-house web-based platform with embedded wellness tools and digital onboarding.
Is Tall Tree Administrators a public or private company?
Tall Tree Administrators is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Tall Tree Administrators founded?
Tall Tree Administrators was founded in -1. It employs 11 to 50 people.
Where is Tall Tree Administrators based?
Tall Tree Administrators is headquartered in Salt Lake City, United States, in the North America region.
How does Tall Tree Administrators make money?
One revenue line is on record: third-Party Administration Fees.
Who are Tall Tree Administrators's main competitors?
Direct peers on record are Employee Benefit Management Services (EBMS), Lucent Health, HealthSCOPE Benefits, Meritain Health, UMR (United Medical Resources) and AmeriBen. Broad incumbents are UnitedHealth Group (Optum Health), WPS Health Solutions and Cigna Healthcare (Evernorth). HealthEZ is listed as an emerging player.
Does Tall Tree Administrators have an API?
No public API is recorded for Tall Tree Administrators.
What industry is Tall Tree Administrators in?
Tall Tree Administrators's product category is Third-Party Healthcare Administration. Its primary akta.pro industry code is FSAIAHAL, Dental & Vision Third-Party Administration (TPA), with a secondary code of HLAEAIAJ, Dental Benefit Administration (DBA) & ASO/TPA for Dental.