513 Capital

What 513 Capital does

513 Capital is a Cincinnati, Ohio-based commercial finance intermediary founded in 2017 that arranges debt financing for commercial real estate investors and business owners. Operating as a broker rather than a direct lender, the firm matches borrowers with a network of capital sources — regional banks, credit unions, REITs, insurance companies, private lenders, and SBA (7(a) and 504) programs — to structure loans across acquisitions, refinances, repositionings, and time-sensitive quick closings. The company concentrates on hospitality (hotels), medical/healthcare, retail, multifamily, office, and business/franchise assets, with disclosed transactions spanning states including Ohio, Indiana, and Texas.

Its product surface is a suite of loan products arranged through partner lenders: bridge loans, CMBS loans, SBA 7(a) and 504 loans, conventional loans, construction loans, land acquisition loans, and equipment financing, supported by an online payment calculator tool. The firm is not a technology company; it explicitly states it is not a registered SEC or FINRA Broker/Dealer, consistent with its positioning as a private finance broker. The business is founder-owned and led by President/Founder Daniel Redlinger, who brings over 20 years of finance brokerage experience, with a team of 1–10 employees.

513 Capital monetizes through transaction-based brokerage compensation — arrangement fees, origination fees from lenders, and fees tied to loan closings. Pricing is not publicly disclosed and is negotiated per deal based on borrower qualifications, property type, loan amount, and selected capital source. Its go-to-market is sales-led and direct-to-borrower, generating demand through its website, LinkedIn, industry events (e.g., AAHOA conferences), and community sponsorships (notably a long-running Platinum sponsorship of the Cincinnati Volleyball Club). The company reports cumulative scale of $500MM+ in capital deployed across 100+ closed deals in 30 states since inception.

Name

513 Capital

Legal name

513 Capital

Website

https://513cap.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

513 Capital is a Cincinnati-based commercial finance intermediary founded in 2017 that arranges debt financing — bridge, CMBS, SBA, conventional, and construction loans — for commercial real estate investors and business owners by matching them with a network of capital sources.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Finance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Activities Related to Credit Intermediation (5223)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Corporate Finance & Capital Advisory (BPAHADAB)

akta.pro secondary industries

Short-Term Credit Broking & Lead Generation (FSAKAMAN), Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)

Keywords

• Commercial real estate finance
• Business loan brokerage
• SBA loan arrangement
• Bridge loan financing
• CMBS loan brokerage

Headquarters

HQ city

Cincinnati

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Commercial Finance Brokerage: 513 Capital earns fees as a finance broker/intermediary by connecting borrowers with appropriate lenders. They arrange various loan products including conventional loans, SBA loans (7a and 504), bridge loans, and construction financing. Revenue is generated through arrangement fees, origination fees from lenders, and transaction-based compensation tied to loan closings.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

513 Capital is a commercial real estate and business finance intermediary that arranges debt financing by matching borrowers with capital sources including regional banks, credit unions, REITs, insurance companies, and SBA program lenders. The company brokers acquisitions, refinances, repositionings, bridge loans, CMBS loans, SBA 7(a) and 504 loans, construction loans, and equipment financing for commercial real estate investors and business owners across 30 states.

Product overview

513 Capital operates as a commercial real estate and business finance intermediary offering a unified suite of financing solutions. Their core services include acquisitions (with long-term fixed-rate and bridge loan options), refinances (through banks, credit unions, conduits, and private lenders), repositionings (for buyouts, renovations, and expansions), and quick closings for time-sensitive transactions. They specialize in hotel, retail, multifamily, office, medical, and land financing across 30 states. Their product portfolio includes bridge loans, CMBS loans, SBA 7(a) and 504 loans, conventional loans, construction loans, and equipment financing. The company also provides a Payment Calculator as a digital tool for prospective clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Acquisition Financing
• Refinance Brokerage
• Repositioning and Capital Improvement Financing
• Bridge Loans
• CMBS Loans
• SBA 7(a) Loans
• SBA 504 Loans
• Equipment Financing
• Construction Loans
• Medical Office Building Loans
• Assisted Living Expansion Loans

Quantifiable outcome

• Bridge loans can close in as little as 2-3 weeks
• +2 more outcomes

Named customers7 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Northmarq: Large US commercial real estate mortgage banker/broker arranging debt and equity capital across property types. Directly comparable as a CRE capital intermediary, though at substantially greater scale than 513 Capital.
• Meridian Capital Group: Specialist commercial mortgage broker focused on multifamily and commercial real estate financing. Directly comparable in business model as an intermediary sourcing debt capital from banks, agencies, and private lenders for commercial borrowers.
• Lument: Commercial real estate capital intermediary specializing in agency, CMBS, bridge, and structured financing. Comparable in arranging multifamily and CRE debt through a network of capital providers, with similar niche focus on hospitality, multifamily, and senior living.

Broad incumbents

• Walker & Dunlop: Large publicly traded commercial real estate finance company with a dominant small/middle-market CRE lending platform. Comparable as a CRE capital intermediary, but operates at scale across capital markets, servicing, and brokerage.
• JLL Capital Markets (Debt & Structured Finance): Global real estate services firm's capital markets group arranging CRE debt and equity financing. Comparable as a CRE capital intermediary with broad capital provider network; competes for larger and more institutional mandates than 513 Capital.
• CBRE Debt & Structured Finance: Capital markets arm of the largest global real estate services firm, arranging debt and structured financing across all major CRE asset classes. Overlapping capital intermediary model at much greater scale and institutional focus.
• Newmark Group: Full-service commercial real estate services firm including a capital markets debt origination business. Comparable as a CRE debt intermediary across property types; serves a larger institutional and investment-grade client base.
• Marcus & Millichap: Large commercial real estate investment sales and financing brokerage. Comparable in intermediating capital for commercial property transactions, with an institutional sales force and broader service set.

Emerging players

• Live Oak Bank: Leading SBA-focused commercial bank originating small-business and CRE loans nationally. Comparable for SBA 7(a) and 504 origination capabilities that overlap with 513 Capital's SBA Preferred Lending Partner activity.
• SBA Commercial Loans (Hawaii National Bank / SmartBiz type SBA lenders): SBA loan marketplaces and direct SBA lenders facilitating small-business and CRE financing. Comparable for SBA 7(a)/504 origination channel that overlaps with 513 Capital's specialty, though delivered through a more digital model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/513-capital
• Facebookfacebook.com/profile.php

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 513 Capital