Bhanix Finance and Investment

What Bhanix Finance and Investment does

Bhanix Finance and Investment is an India-domiciled, private non-banking financial institution (NBFI) headquartered in Mumbai. Founded in 1996, the firm operates in the consumer credit segment with a stated specialization in short-term unsecured personal loans, addressing retail borrowers seeking small-ticket, non-collateralized credit. The company's operating footprint as disclosed is concentrated in Mumbai, and its headcount is reported in the 11–50 employee range, positioning it as a micro/small-scale lender rather than a scaled NBFC platform.

The firm's revenue mechanics are typical of an NBFI personal-loan originator: interest income and fees on originated short-term unsecured personal loans, with no disclosed auxiliary product lines, digital channels, or third-party servicing arrangements in the available inputs. Distribution, marketing channels, partner networks, and underwriting process details are not documented in the source material; the company's public website currently renders only a "One moment, please..." verification page rather than substantive product or pricing content. Similarly, management team composition, funding history, ownership structure, and regulatory status specifics are not disclosed in the aggregated inputs.

In summary, the verifiable profile is narrow: a long-standing (since 1996), privately held, small-headcount Mumbai-based NBFI focused on short-term unsecured personal lending. Material gaps — including loan-book size, borrower count, asset quality, capital base, regulatory standing, leadership, and current operating status — prevent deeper financial or competitive assessment and constitute a data-risk note for any prospective investor or counterparty.

Name

Bhanix Finance and Investment

Website

https://bhanixfinance.com

Company type

Private

Founded year

1996

Headcount range

11–50 employees

Short description

Bhanix Finance and Investment is a Mumbai-based, privately held Indian non-banking financial institution founded in 1996 that specializes in originating short-term unsecured personal loans to retail borrowers, operating with a small headcount of 11–50 employees.

Ownership category

akta.pro rank

Headquarters

HQ city

Mumbai

HQ country

India

HQ region

Asia

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Others

Core offering

Bhanix Finance and Investment is a non-banking financial company (NBFC) that provides short-term unsecured personal loans to individuals. Founded in 1996 and headquartered in Mumbai, India, the firm operates with a small team of 11-50 employees and focuses on direct consumer lending rather than corporate or institutional finance.

Product overview

No product information available. The source website displays a verification/waiting page ("One moment, please...") rather than product content.

Differentiator

Problem solved

Functional benefit

Products and services

• Short-term Unsecured Personal Loans Personal credit facility extended to individual borrowers without requiring collateral, structured for short tenures and intended for personal consumption needs of retail customers.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Market position

Competitive moat2 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bhanix Finance and Investment