WE International

Name

WE International

Legal name

Wallonie Entreprendre

Website

https://wallonie-entreprendre.be

Company type

Private

Founded year

2023

Operating status

Operating

Ownership category

akta.pro rank

Product category

Development Finance

SIC

Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

Private Sector & Blended Finance Arms (IFC-type) (BPADACAJ)

akta.pro secondary industries

Bilateral Development Finance Institutions (DFIs) (BPADACAD), Trade Finance, Export Credit & Risk Mitigation (BPADAMAG), Technical Assistance, Policy Lending & Capacity Building Programs (BPADACAN)

Keywords

• Development finance
• Business loans
• Equity investments
• Loan guarantees
• Business accompaniment

Headquarters

HQ city

Madison

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Capital investments: WE takes equity stakes in companies to provide the necessary foundation for investment projects. This strengthens the balance sheet, enabling companies to raise additional funds from private actors or banking institutions.
2. Loans: Standardized or tailored loans provided to businesses of all sizes, with amounts reaching several tens of millions of euros. Includes online loans, subordinated loans, digital transformation loans, green loans, and more.
3. Guarantees: WE acts as guarantor to facilitate the obtainment of credit from banks, covering investments, working capital needs, or asset buybacks.
4. Investment returns and dividends: WE generates returns through dividends and interest from its portfolio investments. In 2025, the group closed with a profit of 151 million euros, enabling a dividend distribution of 70.3 million euros to shareholders.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels8 records

Core offering

WE International is the international development financing arm of Wallonie Entreprendre (WE), the public economic and financial development tool of the Walloon Region in Belgium. It provides Walloon companies with financial products (capital investments, loans, guarantees) and expertise services to finance export contracts, foreign subsidiaries, acquisitions abroad, and the development of dedicated export sales forces. Operations are supported by connections to international networks such as EuroQuity and Transeo.

Product overview

WE International (Wallonie Entreprendre) is a comprehensive financial and business support ecosystem for Walloon enterprises, not a single software product but a portfolio of financial products and expertise services. The offering consists of three core financial instruments: Capital (equity investments), Prêts (loans including Prêt Online, Prêt Easy'Green, Prêt Tailored Green, Prêt Digit Online, Prêt Green Industry, and Prêt Coup de Pouce), and Garanties (guarantees including Garantie Online, Garantie WE PME, Garantie à l'International, and Garantie WE Grandes Entreprises). These are complemented by nine expertise services: Cession & Acquisition, Générations Entreprenantes, Growth, Soins de Santé, WE International, Retournement, Transition Énergétique & Circulaire, WE Venture Capital, and Politique Industrielle. Supporting platforms include StartUp.Wallonia, wetransmission.be, Transmiscore assessment tool, and Kube ESG for ESG data collection, with network connections to EuroQuity and Transeo for international business development.

Differentiator

Problem solved

Functional benefit

Brands

• WE International: International development financing solutions for Walloon companies expanding abroad
• WE Venture Capital
• W.ALTER
• WE Cession & Acquisition
• WE Growth
• StartUp.Wallonia

Products and services

• Prêt Online Standardized loan of up to €75,000 provided alongside a bank, offering simple and rapid access to financing for small businesses.
• Prêt subordonné WE (Prêt Complémentaire au Prêt Bancaire) Subordinated loan complementing bank credit to finance investment, business takeover, or operational needs.
• Prêt Digit Online Standardized loan of up to €75,000 for digital transformation projects, provided alongside a bank with simple and rapid access.
• Prêt Easy'Green Financing up to €1 million covering up to 100% of needs for carbon footprint reduction projects in enterprises.
• Prêt Tailored Green Customized financing tool for large low-carbon projects, ranging from €1 to €10 million.
• Prêt Easy'Green Online Standardized loan of up to €75,000 for energy transition and circular economy investments alongside a bank.
• Prêt Coup de Pouce Loan from a family member or close contact that provides a tax advantage in the form of a tax credit.
• Prêt Green Industry Financing tool for enterprises under Carbon Convention for large low-carbon industrial projects.
• Garantie Online Bank guarantee of up to €75,000 to facilitate credit acquisition from banks for investments, working capital, or asset acquisition.
• Garantie WE PME Guarantee supporting investments, business takeovers, working capital financing, or performance guarantees for operations.
• Garantie à l'International International guarantee enabling easier access to bank credit for international projects.
• Garantie WE Grandes Entreprises Guarantee product designed for large enterprises with coverage up to €5 million.
• Capital (Prise de Participations) Equity investment providing businesses with necessary financial foundation for investment projects, strengthening balance sheet to facilitate additional private or bank financing.
• WE International International development expertise providing products to finance export contracts, foreign subsidiaries, acquisitions abroad, and dedicated export sales force development, with connections to EuroQuity and Transeo networks.
• WE Cession & Acquisition Expertise service for business transfer and acquisition including confidential guidance, Transmiscore assessment tool, and transmission week events.
• Générations Entreprenantes Program supporting young entrepreneurs and students with resources, tools, animations, training, and student incubator partnerships.
• Growth Business growth acceleration expertise including sector-specific project calls and access to financing solutions for expansion.
• Soins de Santé (Healthcare Infrastructure) Expertise for health sector including financing solutions for infrastructure, working capital, equipment, and energy/digital transition for healthcare actors.
• Retournement (Business Recovery) Support for companies in turnaround or redeployment with credible and sustainable economic projects, including SME aid schemes and interim management solutions.
• Transition Énergétique & Circulaire Expertise for energy transition and circular economy including individual/group accompaniment, private expert connections, and Renowatt program for public building renovations.
• WE Venture Capital Venture capital expertise for innovation with focus on Life Sciences and Digital Deeptech ecosystems, investing from earliest phases to market launch.
• Politique Industrielle Industrial policy expertise launching project calls in emerging sectors like sustainable construction to strengthen value chains in future-oriented domains.
• Accompagnement (Business Support) Comprehensive business support services including launching assistance, growth strategy, energy transition detection, short supply chain entrepreneurship, social economy incubation (iES), and intellectual property integration.

Quantifiable outcome

• 613 million € invested in 2025, exceeding annual objective, benefiting 1,330 enterprises
• +5 more outcomes

Named customers11 records

Segments10 records

Ideal customer profiles8 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered minor and core.

• VokaminorGTM or Marketing PartnerFlemish business federation partnering on Entrepreneurship World Cup national final organization.
• BeciminorGTM or Marketing PartnerBrussels chamber of commerce and industry partnering on Entrepreneurship World Cup national final.
• AKTminorGTM or Marketing PartnerBusiness support organization partnering on Entrepreneurship World Cup and developing specific support for Walloon finalists.
• GEN-Global (Global Entrepreneurship Network)coreGTM or Marketing PartnerGlobal entrepreneurship network organizing the Entrepreneurship World Cup competition that WE supports and participates in.
• Agoria WalloniacoreGTM or Marketing PartnerFederation of technology companies in Wallonia; WE coordinates Defense Task Force together with Agoria for defense industry support.
• AWEX (Walloon Export and Investment Agency)coreGTM or Marketing PartnerWE coordinates Defense Task Force with AWEX for international business development and defense industry support.
• SkywinminorGTM or Marketing PartnerAerospace and security cluster in Wallonia; part of the Defense Task Force coordinated by WE.
• SPW Economie Emploi RecherchecoreOthersWalloon public service for economy, employment and research; part of the Defense Task Force coordinated by WE.
• Enterprise Europe NetworkminorGTM or Marketing PartnerEuropean network helping Walloon SMEs innovate and internationalize through WE partnership and referrals.
• Wallonie SantéminorGTM or Marketing PartnerHealthcare sector portal where WE directs companies for detailed healthcare financing and accompaniment information.
• W.ALTERcoreChannel Partner/ Reseller/ DistributorWE subsidiary specifically focused on financing social economy enterprises in Wallonia, managing dedicated financing programs.
• iES (incubateur d'économie sociale)minorGTM or Marketing PartnerSocial economy incubator for committed project holders, providing accompaniment, training, and workspace for social enterprises.
• BDOminorImplementation/ SI/ Consulting PartnerProfessional services firm providing strategic and financial advisory half-day sessions for Entrepreneurship World Cup finalists.

Scale indicators14 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Bpifrance: French national development bank providing loans, guarantees, and equity to French SMEs and startups. Most direct functional analogue to WE: same multi-instrument platform, regional/national mandate, partnership with EIB/EIF, and active co-investor with WE in biotech (Elkedonia) and other sectors.
• PMV (Participatiemaatschappij Vlaanderen): Flemish regional investment company providing equity, loans, and guarantees to Flemish SMEs and startups. Operates as WE's sister institution across Belgium's linguistic border with a comparable mandate, instruments, and customer base.
• Invest-NL: Dutch national development finance institution focused on financing Dutch businesses and sustainability/energy transition projects. Comparable in providing patient capital, green financing, and venture capital for Dutch SMEs.
• NRW.BANK: State development bank of North Rhine-Westphalia providing promotional loans, equity, and advisory services to regional SMEs and infrastructure projects. Highly comparable as a sub-national German promotional bank with similar mission, product mix, and stakeholder ecosystem.
• LfA Förderbank Bayern: Bavarian state development bank offering low-interest loans, equity, and guarantees to Bavarian SMEs, startups, and mid-caps. One of the closest analogues in scale, mandate, and product architecture to WE at the German Länder level.

Emerging players

• Gimv: Belgian investment company providing growth capital and buyout financing to Belgian and European SMEs, with strong life sciences and deeptech franchises. Comparable as a Belgian-headquartered investor in similar sectors, but operates as a private investment firm rather than a public development institution.

Broad incumbents

• Caisse des Dépôts et Consignations (CDC): French public financial institution providing long-term financing for territorial development, social housing, and business support. Comparable as a public promotional finance institution with diversified development mandates, though operating at significantly larger national scale.
• KfW Bankengruppe: German national development bank — by far WE's most established broader analogue at federal level. Operates similar promotional loan, guarantee, and equity instruments, but at vastly greater scale and with a broader national/eurozone mandate that includes sovereign-level functions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xtwitter.com/WEntreprendre_
• YouTubeyoutube.com/@WallonieEntreprendre
• Facebookfacebook.com/profile.php?id=100089126240723
• LinkedInlinkedin.com/company/wallonieentreprendre

Revenue estimate

Valuation estimate

Number of profiles

Profiles21 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about WE International