What SNAP Account does

SNAP Account, a trading name of ETP Card Processing Ltd and a subsidiary of the DCC diversified conglomerate, operates a digital payment ecosystem for commercial road transport across Europe. The platform enables fleet operators and HGV drivers to pay for truck parking, washing, refuelling, and tolls (notably the Dartford Crossing) through two payment mechanisms: Vehicle Licence Plate Number (VLPN) recognition, which removes the need for physical cards or cash at the point of service, and the SNAP Fuel Card. Access is provided via a web portal, the intruck mobile application, an automated phone system, an in-parking payment kiosk, and API-based software integrations used by fleet management systems. Consolidated weekly invoicing is a key deliverable, alongside operational controls such as dynamic washing frequency limits for fleet managers.

The platform serves two primary customer segments: fleet operators (8,500+) and truck drivers (185,000+), with a secondary segment of truck park and depot parking operators whose facilities (430+ truck parks, 160+ depot parking sites, 230+ truck washes, plus 53 Moto service areas since 2023) form the supply side of the network. The Depot Parking scheme, launched in 2012, monetizes underutilised logistics yard space as overnight truck parking and is reported to have added 600,000 spaces to the European industry. Related offerings include SNAP Access and Security (a wholly-owned adjacent business providing haulage-site security products) and the intruck mobile app indexing 11,000+ HGV service providers.

SNAP generates revenue primarily through transaction fees: a 3.99% service charge on VLPN-based invoices covering parking, washing, and Dartford Crossing; SNAP Fuel Card fees (card issuance at £15 per card, 5% annual interest on overdue invoices, £50 direct debit failure charges); and parking reservation fees varying by booking channel (£1.49 web, £1.99 intruck app, £2.49 phone). The go-to-market combines free self-service sign-up for fleets and drivers, direct enterprise sales to large operators, and partner referrals via the 600+ service partner network.

Name

SNAP Account

Legal name

ETP Card Processing Ltd

Website

https://snapacc.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

51–100 employees

Short description

SNAP Account operates a European digital payment ecosystem enabling commercial fleet operators and HGV drivers to pay for truck parking, washing, fuel, and tolls via licence plate recognition and the SNAP Fuel Card across 600+ service partners.

Ownership category

akta.pro rank

Headquarters

HQ city

Norwich

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Technology or R&D, Operations, Marketing or Sales, Personnel, Infrastructure

Revenue model

1. VLPN Transaction Fees: SNAP charges a 3.99% service fee on all VLPN-based service invoices (truck parking, washing, Dartford Crossing). This is the primary revenue stream for digital payment processing services.
2. SNAP Fuel Card Services: Revenue from SNAP Fuel Card operations including card issuance fees (£15 per new/replacement card), interest on overdue invoices (5% annual rate), and direct debit failure fees (£50).
3. Parking Reservation Fees: Charges for parking space reservations via different channels: £1.99 via intruck app, £2.49 via phone, £1.49 via SNAP website for standard parking. Bookable parking sites have different fee structures.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels6 records

Core offering

SNAP Account is a digital payment ecosystem for international commercial road transport that enables fleet operators, truck drivers, and service partners to book and pay for truck services — including parking, washing, fuel, and tolls — via Vehicle Licence Plate Number (VLPN) recognition or SNAP Fuel Card. It operates as an intermediary connecting fleets and drivers to a network of 600+ service partners across Europe, with consolidated weekly invoicing and guaranteed payment to service partners.

Product overview

SNAP Account is a unified digital payment ecosystem for international road transport, built around a central account that consolidates multiple truck-service payment types. The core SNAP Account platform enables fleet operators and drivers to pay for parking, washing, fuel, and tolls through two payment methods: Vehicle Licence Plate Number (VLPN) recognition and the SNAP Fuel Card. Key product modules include SNAP Parking (430+ truck parks including 160+ exclusive Depot Parking Sites), SNAP Washing (230+ truck washes with frequency controls), SNAP Fuel (Certas Energy refuelling with discounted rates), and SNAP Dartford (Dartford Crossing toll payment with guaranteed no late charges). SNAP Access & Security adds physical site-security packages as a related offering. The InTruck mobile app serves as the driver-facing interface for discovering and booking services. All services are accessible via the SNAP Account web portal, the intruck mobile app, and API-based software integrations.

Differentiator

Problem solved

Functional benefit

Brands

• Intruck: Driver's mobile app including 11,000 HGV service providers across Europe for finding truck parking and washing near transit routes.
• SNAP Parking
• SNAP Washing
• SNAP Fuel
• SNAP Dartford
• SNAP Access & Security

Products and services

• SNAP Account A unified digital payment ecosystem for international road transport that enables fleet operators, drivers, and service partners to book and pay for truck services (parking, washing, fuel, tolls) via VLPN recognition or SNAP Fuel Card, consolidated into a single account with weekly invoicing.
• SNAP Parking Truck parking payment service accepted at 430+ truck parks across Europe, including 160+ exclusive Depot Parking Sites with enhanced security features, processed via VLPN recognition.
• SNAP Washing Vehicle washing payment service available at 230+ European truck washes, paid via licence plate number with a dynamic frequency-control system allowing fleet managers to set washing limits.
• SNAP Fuel

Named customers14 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Five partnerships are on record, tiered strategic, supporting and core.

• MotostrategicChannel Partner/ Reseller/ Distributor · 1 January 2023Partnership began in 2023. SNAP drivers can now park at 53 Moto service areas across the UK, providing nearly 3,000 extra parking spaces. Transaction managed through SNAP Account.
• Extra Motorway Service AreasstrategicChannel Partner/ Reseller/ Distributor · 1 January 2011Partnership since 2011. Extra MSA offers truck parking at their motorway service areas exclusively through SNAP. Director Ross Mendenhall reported SNAP helped increase revenue growth across their network by up to 8% annually.
• SNAP Access & SecuritysupportingStrategic or Co-development PartnerSNAP Access & Security is a related entity offering tailored security products and market expertise to protect people, vehicles, and cargo at haulage sites across Europe. SNAP promotes this service to depot parking partners.
• intruckcoreTechnology or Integrationintruck is the companion mobile app for drivers, integrating with SNAP Account to provide truck parking finder, washing station locations, and reservation functionality for SNAP Depot Parking Sites. The app includes 11,000 HGV service providers across Europe.
• Creditsafe Business Solutions LtdsupportingTechnology or IntegrationCredit intelligence partner used to run business checks for fraud prevention, identity verification, and anti-money laundering purposes on SNAP Account applicants.

Scale indicators13 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Eurowag: Eurowag is a European integrated mobility platform providing fleet fuel cards, toll payments, parking, and vehicle services to commercial fleets. Closely comparable to SNAP Account on product scope (multi-vertical road transport payments), customer base (fleet operators across Europe), and transaction-based revenue model.
• DKV Mobility: DKV Mobility is one of Europe's largest B2B mobility service providers, offering fuel cards, toll solutions, vehicle services, and parking for commercial fleets. Directly comparable to SNAP across truck payment acceptance, depot/partner network, and consolidated invoicing for fleet operators.
• UTA Edenred: UTA (part of Edenred) provides fleet fuel cards, toll, and service acceptance across Europe with a network of partner stations. Comparable to SNAP in serving commercial fleets with multi-service acceptance and consolidated billing across borders.

Broad incumbents

• WEX Fleet: WEX is a major global fleet card and payment solutions provider serving commercial fleets with fuel, maintenance, and toll payments. Comparable to SNAP at the fleet-payments layer, though WEX is larger and US-anchored with broader corporate payment capabilities.
• Shell Fleet Solutions: Shell offers B2B fleet fuel cards and mobility solutions through Shell Fleet Solutions. Comparable to SNAP Fuel — both accept fleet cards at refuelling stations and offer consolidated invoicing — though Shell is a fuel major with its own network rather than an independent intermediary.
• TotalEnergies Marketing Services (AS 24): AS 24, part of TotalEnergies, is a European truck stop and fleet fuel card network. Directly comparable to SNAP in accepting fleet payment cards at HGV service stations and offering parking, washing, and fuel across a multi-country network.
• MSTS (Mastercard B2B Fleet): MSTS, a Mastercard company, provides B2B fleet and transportation payment solutions including fuel cards and expense management. Comparable to SNAP at the fleet card and consolidated billing layer, though backed by a global card network rather than VLPN recognition.

Emerging players

• Toll4Europe: Toll4Europe operates the EETS-compliant European Electronic Toll Service, providing interoperable truck tolling across multiple countries. Comparable to SNAP's SNAP Dartford module — both address cross-border digital toll payment for commercial vehicles.
• AtoBe (Clemessy Mobility): AtoBe is a European mobility platform offering interoperable tolling, fuel, and parking services for fleets. Overlaps with SNAP on multi-country road transport payments, though with a stronger initial focus on toll interoperability.

Regional players

• Petrol d.d. (Slovenia) – Fleet Card: Petrol operates a CEE-focused fuel card and mobility platform for commercial fleets. Comparable to SNAP Fuel in serving fleets with card-based acceptance at refuelling stations, though primarily concentrated in Central and Southeast Europe.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/snapaccount
• Facebookfacebook.com/snapaccount
• LinkedInlinkedin.com/company/snap-account

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SNAP Account