What Vita does

Vita is a Swiss occupational retirement provision (BVG / pillar 2) provider that operates a portfolio of five collective foundations under Zurich Insurance Group: Vita Classic (balanced pension plan), Vita Invest (tailored investment strategies), Vita Relax (full-risk insurance for SMEs and start-ups), Vita Plus (supplementary risk and savings), and Vita Select (1e plans for senior management). Its core technology consists of a multi-portal digital platform comprising the Vita Company Portal for employer-side administration (employee lifecycle events, salary registrations, contribution calculations), the Vita Insurance Portal for insured individuals (pension certificates, purchase-potential calculators, retirement simulations), and product-specific portals for Vita Invest and Vita Select, complemented by the free Vita Mobil in-person or online employee orientation service.

The company serves primarily Swiss small and medium-sized enterprises (SMEs) that lack internal pension expertise, alongside larger enterprises and start-ups, distributing its services through dedicated phone lines, email support, direct enterprise advisory via pension specialists, and digital self-service. Vita monetizes via recurring employer/employee pension contributions; the collective foundations do not charge separate fees to insured persons, with revenue derived from the float on invested assets and administrative fees embedded in contribution rates.

Vita is headquartered at Hagenholzstrasse 60, Zurich, as part of Zurich Insurance Group, where it benefits from full risk assumption for Vita Relax and joint data-controller status. In fiscal year 2025 the Vita Collective Foundation reported a 6.4% net return and 115% coverage ratio, and the foundation continues to publish annual sustainability and governance reports. Vita is restricted to Swiss customers and does not operate in the United States, United Kingdom, or Japan.

Name

Vita

Legal name

Zurich Insurance Company Ltd

Website

https://vita.ch

Company type

Private

Founded year

1922

Operating status

Operating

Headcount range

251–500 employees

Short description

Vita is the Swiss occupational pension (BVG / pillar 2) brand of Zurich Insurance Group, offering five collective foundation products covering SMEs, start-ups, larger enterprises, and senior management, with digital employer and insured portals plus Vita Mobil employee orientation services.

Ownership category

akta.pro rank

Product category

Occupational Pension Services

NAICS

Pension Funds (525110), Pension Funds (52511), Insurance and Employee Benefit Funds (5251)

SIC

Life Insurance (6311), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF)

akta.pro secondary industries

Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Worksite Financial Wellness & Employee Assistance Programs (EAP) (FSAIAMAN)

Keywords

• Occupational pension solutions
• BVG pension administration
• Corporate retirement plans
• Pension fund management
• Supplementary pension insurance

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Occupational Pension Contributions: Vita collects retirement savings contributions from employers and employees as part of mandatory (BVG) and voluntary occupational pension plans. These contributions are invested and managed through the collective foundations, generating returns that fund retirement pensions, disability benefits, and survivors' pensions. The revenue is derived from the float on invested assets and administrative fees embedded in contribution rates.

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

Vita provides occupational pension (BVG/pillar 2) solutions for Swiss companies of all sizes through five collective foundations operating under Zurich Insurance Group. The offering includes Vita Classic (balanced collective plan), Vita Invest (tailored strategies), Vita Relax (SME/start-up insurance with full Zurich risk assumption), Vita Plus (supplementary risk and savings cover for senior staff), and Vita Select (1e senior management plans), supported by digital Company and Insurance portals, Vita Mobil employee orientation, and online pension calculators.

Product overview

Vita is a Swiss occupational retirement provision provider offering a portfolio of five interconnected pension solutions. The core offerings include Vita Classic (balanced collective pension), Vita Invest (tailored high-return solution), and Vita Relax (SME-focused comprehensive insurance), supplemented by Vita Plus and Vita Select (supplementary insurance for additional risk benefits and senior management). The digital platform includes the Vita Company Portal for employer administration and Vita Insurance Portal for insured individuals. Additional services include Vita Mobil for employee education, online pension calculators, and pension check tools. All offerings are underwritten by Zurich Insurance Group.

Differentiator

Problem solved

Functional benefit

Brands

• Vita Classic: Balanced occupational pension plan where active and retired employees participate equally in investment returns.
• Vita Invest
• Vita Relax
• Vita Plus
• Vita Select
• Vita Mobil

Products and services

• Vita Classic Balanced occupational pension plan from the Vita Collective Foundation where active and retired employees as well as new and existing members participate equally in investment returns, designed for companies seeking a standard BVG-compliant solution.
• Vita Invest Tailored retirement provision solution that eliminates undesirable redistributions between active and retired members, increases return opportunities, and maximizes retirement assets for companies seeking individual investment strategies.
• Vita Relax Comprehensive insurance mainly designed for start-ups and SMEs that want consistent and predictable occupational pension solutions, with full risk assumption by Zurich Life Insurance.
• Vita Plus Supplementary insurance that supplements mandatory pension provision with additional risk benefits in case of death or disability and additional savings options for senior staff across companies of all sectors.
• Vita Select Advanced 1e pension planning solution for senior management pensions that does not require constant adaptation to employees' needs, allowing individual investment choice for executives.
• Vita Company Portal Online self-service portal enabling companies to manage employee retirement provision data, transmit changes (joining, departure, retirement, inability to work, salary updates), calculate contributions, input annual salary registrations, and report changes to the administration committee. Available for Vita Classic, Vita Relax, and Vita Plus, with separate portals for Vita Invest and Vita Select.
• Vita Insurance Portal Self-service portal for insured individuals to view pension data, download pension certificates, run purchase potential calculations, simulate retirement benefits, report civil status changes, and manage digital document delivery preferences.
• Vita Mobil Employee Orientation Free in-person or online employee orientation service where Vita retirement provision experts inform staff about social security basics, occupational pension options, retirement, disability, and death benefits, as well as pillar 3a/3b personal retirement provision.

Quantifiable outcome

• Net return of 6.4% in fiscal year 2025 for Vita Classic
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• Zurich Insurance Company LtdcoreOthersZurich Insurance Company Ltd is the parent entity and legal responsible party for all five Vita Collective Foundations (Vita Collective Foundation, Vita Invest Joint Foundation, Vita BVG Joint Foundation, Vita Plus Joint Foundation, Vita Select Joint Foundation), all based at Hagenholzstrasse 60, 8050 Zurich. Zurich provides the insurance backbone for Vita Relax's full risk assumption and offers partner financial and investment products to Vita customers. The copyright notice states 'Copyright © 2026 Zurich Insurance Company Ltd' and the co-branding logo shows Vita alongside Zurich. The privacy policy confirms that Vita Collective Foundations and Zurich Switzerland are jointly responsible entities.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Mobiliar: Mobiliar is a major Swiss mutual insurer primarily known for property and casualty insurance but also offering life and pension products. It competes with Vita in the broader Swiss insurance/pension market.
• AXA Switzerland: AXA Switzerland offers a broad portfolio of life, health, and occupational pension products including BVG collective solutions. As a large multi-line insurer, it overlaps with Vita's pension offering while also serving broader insurance needs.
• Allianz Suisse: Allianz Suisse, the Swiss subsidiary of Allianz Group, offers life insurance and BVG occupational pension solutions. It competes with Vita in serving Swiss employers seeking branded, well-capitalized pension partners.
• Generali Switzerland: Generali Switzerland offers life insurance and occupational pension products as part of the global Generali Group's Swiss operations. It competes with Vita in the Swiss BVG corporate pension segment.
• Bâloise Group: Bâloise is a major Swiss insurer offering life insurance, occupational pensions (BVG), and non-life products. It competes with Vita in the Swiss corporate pension market as part of a diversified insurance portfolio.
• Pax (Schweizerische Lebensversicherungs-Gesellschaft): Pax is a Swiss cooperative life insurer offering occupational and private pension solutions. It overlaps with Vita in serving Swiss employers seeking collective BVG solutions from an established Swiss-domiciled provider.
• Helvetia Insurance: Helvetia is a leading Swiss insurance group providing life, non-life, and occupational pension products. Its BVG collective foundation offerings directly compete with Vita's portfolio for Swiss corporate clients.

Direct peers

• Swiss Life: Swiss Life is Switzerland's largest dedicated life insurance and occupational pension provider, offering both group BVG solutions and individual pension products. It is the closest direct competitor to Vita in the Swiss collective foundation / corporate pension market.
• Swisscanto: Swisscanto is a Swiss pension fund manager offering collective occupational pension solutions and investment products to Swiss companies. It competes with Vita in the corporate pension administration and asset management space.
• Tellco pk: Tellco pk is an independent Swiss collective pension foundation offering BVG solutions to SMEs and large enterprises. As an independent collective without a major insurance parent, it competes with Vita on flexibility and pricing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCRsZEMBPb4LsuhIAC_6T-gQ
• Facebookfacebook.com/vita-beruflichevorsorge
• LinkedInlinkedin.com/company/vita-berufliche-vorsorge
• Xx.com/VitaIreland

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Vita