Waldorf Risk Solutions

What Waldorf Risk Solutions does

Waldorf Risk Solutions, LLC is a privately held, family-owned insurance brokerage and risk management firm headquartered in Huntington, New York, founded in 1928/1929 and led by brothers William G. Waldorf (Senior Managing Partner) and Stephen M. Waldorf (Managing Partner) alongside founder Christopher V. Waldorf Sr. The firm specializes exclusively in four closely related verticals: religious organizations (dioceses, archdioceses, parishes, religious orders), educational institutions (Catholic schools, seminaries, colleges), health care facilities (hospitals, skilled nursing, assisted living), and non-profit social service agencies. Unlike generalist middle-market brokers, Waldorf operates as a sector specialist with deep underwriting relationships and a 95% client retention rate over its 95+ year history.

The company's core offerings divide into two service lines: Insurance Brokerage and Advisory Services (placing commercial property, liability, auto, cyber, workers' compensation, professional liability, and umbrella coverage, plus employee benefit brokerage and claims management) and Risk Management Services (a four-stage IDENTIFY, ACCESS, CONTROL, REVIEW consultative process supported by a toll-free legal hotline, asset valuation and building appraisal, business continuity consulting, contract and policy review, and loss analysis). Technology is operational rather than transformative: a web-based CSR24 client portal provides electronic access to claims detail, certificate logs, coverage summaries, building appraisals, and policy documents, and a web-based educational platform supports decentralized risk training across multi-site clients. No AI/ML capabilities are disclosed.

The business model is commission-based brokerage supplemented by professional services fees for risk management consulting. Pricing is quote-based against client-specific coverage requirements, with annual billing cadence. Geographic reach is enabled by non-resident insurance licensure held in over 28 states, allowing nationwide placement from a single New York hub. Select customer evidence includes testimonials from multiple dioceses, an archdiocese CFO, and a child-care/skilled-nursing facility executive director. The firm reports securing insurance programs with more than $100 billion in aggregate values annually and maintains strategic partnerships with Praesidium (abuse risk management) and the CDC HEADS UP program.

Name

Waldorf Risk Solutions

Legal name

Waldorf Risk Solutions, LLC

Website

https://waldorfrisksolutions.com

Company type

Private

Founded year

1929

Operating status

Operating

Headcount range

11–50 employees

Short description

Waldorf Risk Solutions is a family-owned insurance brokerage and risk management firm specializing in religious organizations, educational institutions, health care facilities, and non-profit social service agencies across 28+ U.S. states.

Ownership category

akta.pro rank

Headquarters

HQ city

Huntington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Services: Insurance brokerage and advisory services placing insurance programs for religious and nonprofit entities. The company acts as an intermediary between clients and insurance underwriters, earning commissions from insurers for placing coverage.
2. Risk Management Consulting: Additional services including TPA services, claim preparation and advocacy, risk control services, customized policy wording, contract reviews, valuations, risk assessments, loss analysis, and web-based data management.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Waldorf Risk Solutions is a specialized insurance brokerage and risk management firm that places insurance programs and provides risk consulting for religious organizations, educational institutions, health care facilities, and non-profit/social service agencies. It delivers brokerage, claims management, exposure analysis, contract review, valuations, business continuity consulting, and risk financing solutions (including captives, retention groups, and protected cells) through a consultative, sector-focused model. Services are supported by a web-based client portal for account, claims, and document access, plus risk management training tools.

Product overview

Waldorf Risk Solutions operates as a specialized insurance brokerage and risk management firm offering a unified portfolio of services for the Religious, Education, Health Care, and Non-Profit Social Service sectors. The core offerings consist of Risk Management Services (covering the IDENTIFY, ACCESS, CONTROL, REVIEW process cycle) and Insurance Brokerage and Advisory Services (including claims management, program design, and fleet management). These are delivered through four specialized Practice Groups: Religious Organizations Insurance, Educational Institutions Insurance, Health Care Facilities Insurance, and Non-Profit & Social Service Insurance. All services are supported by a proprietary Web Portal providing clients direct access to account information, claims tracking, and certificate management.

Differentiator

Problem solved

Functional benefit

Products and services

• Risk Management Services
• Insurance Brokerage and Advisory Services
• Religious Organizations Insurance
• Educational Institutions Insurance
• Health Care Facilities Insurance
• Non-Profit & Social Service Insurance
• Risk Management Web Portal

Quantifiable outcome

• $100 billion+ in aggregate values insured annually
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered core and minor.

• PraesidiumcoreStrategic or Co-development Partner · 16 August 2017Waldorf Risk Solutions partnered with Praesidium, the national leader in organizational abuse risk management with over 25 years of experience serving more than 4,000 clients. Through this collaboration, Waldorf clients gain access to Praesidium services at substantially reduced costs. Praesidium provides accreditation processes that help reduce causes and cases of abuse in child and elderly care agencies.
• HEADS UP Program (CDC)minorStrategic or Co-development Partner · 16 August 2017Waldorf Risk Solutions is a proud partner of the HEADS UP program created by the Centers for Disease Control and Prevention (CDC). The program helps ensure the health and safety of young athletes by providing important information on preventing, recognizing, and responding to concussions.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Brown & Riding: Specialty insurance brokerage focused on niche and excess & surplus lines. Like Waldorf, Brown & Riding serves clients with complex or non-standard risk profiles where generalist brokers lack expertise and carrier access.
• RPS (Risk Placement Services): Specialty insurance wholesale and brokerage firm placing coverage with E&S carriers for difficult-to-place risks. Comparable to Waldorf in acting as an intermediary for clients whose risks fall outside standard markets.
• Heffernan Insurance Brokers: Mid-market specialty insurance brokerage serving nonprofits, education, healthcare, and religious organizations. Comparable to Waldorf in vertical specialization and mid-market client focus.
• Holmes Murphy & Associates: Independent insurance brokerage with dedicated practices serving education, healthcare, and nonprofit organizations. Closely comparable to Waldorf's vertical focus on religious, educational, healthcare, and nonprofit entities.

Broad incumbents

• USI Insurance Services: Large national insurance brokerage with dedicated specialty practices including nonprofit, education, and religious organizations. Competes with Waldorf for mid-market accounts in the same verticals.
• Marsh McLennan: Largest global insurance broker with dedicated faith-based, education, and nonprofit practices. Represents the upper bound of competitive pressure on Waldorf for larger accounts.
• Arthur J. Gallagher & Co. Global insurance brokerage with a significant religious and nonprofit practice group. Competes with Waldorf for larger diocese, archdiocese, and nonprofit health system accounts.
• Lockton Companies: Largest privately held insurance brokerage with strong specialty and nonprofit practices. Comparable in private, relationship-driven culture but at significantly greater scale.
• AssuredPartners: National insurance brokerage with dedicated religious, education, and nonprofit practices through acquired regional agencies. Competes with Waldorf in the mid-market segment.

Emerging players

• Burns & Wilcox: Specialty wholesale insurance distributor and underwriting manager focused on excess & surplus lines. Comparable to Waldorf in accessing specialty markets for hard-to-place risks.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/WaldorfRiskSolutions
• LinkedInlinkedin.com/company/waldorf-risk-solutions-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Waldorf Risk Solutions