Lienhardt & Partner Privatbank Zürich

What Lienhardt & Partner Privatbank Zürich does

Lienhardt & Partner Privatbank Zürich AG is a Swiss universal private bank founded in 1868 and headquartered at Rämistrasse 23 in Zürich, with a branch in Bern. The bank serves high-net-worth private individuals, institutional investors, independent financial intermediaries, and real estate clients through an integrated three-pillar offering: Private Banking (discretionary wealth management mandates and investment advisory with no minimum asset requirement), Immobilien (property management, marketing/brokerage, and real estate financing including fixed-rate and SARON mortgages), and Vorsorge (pillar 3a, vested benefits, and pillar 3b pension solutions in partnership with UVZH, UFSZ, and Simply3a foundations).

The technology stack includes a secure E-Banking portal, a dedicated pension platform (vorsorgeportal.lienhardt.ch), a digitally integrated PMS interface for external asset managers enabling automated portfolio data transfer, and the proprietary LPZ-X organized trading system (OHS) — approved under the Swiss Financial Market Infrastructure Act (FinfraG) — which provides regulated price discovery and trading for non-exchange-listed Swiss shares and real estate funds. The bank maintains a coordinated vulnerability disclosure program via Bugbounty.ch and uses Bloomberg EMSX and SIX/SIS integrations for trading infrastructure.

The revenue model combines recurring management and custody fees on wealth mandates, transaction-based fees from the LPZ-X trading platform, success-based commissions on real estate sales, mortgage interest income, and account/administrative fees on pension products. The go-to-market is relationship-led and advisory-driven through Zurich and Bern branches, supplemented by a quarterly 'Investor' client magazine, six newsletter series, and a German/French bilingual website. The bank is regulated by FINMA, deposits are covered by esisuisse up to CHF 100,000 per client, and the CEO Dr. Duri Prader reported a 'solid result' for 2025 in a challenging interest rate environment.

Name

Lienhardt & Partner Privatbank Zürich

Legal name

Lienhardt & Partner Privatbank Zürich AG

Website

https://lienhardt.ch

Company type

Private

Founded year

1868

Operating status

Operating

Headcount range

51–100 employees

Short description

Lienhardt & Partner Privatbank Zürich AG is a Swiss universal private bank founded in 1868 that serves HNW individuals, institutional investors, independent asset managers, and real estate clients in Switzerland through integrated private banking, real estate, and pension services.

Ownership category

akta.pro rank

Product category

Private Banking

NAICS

Portfolio Management and Investment Advice (523940), Depository Credit Intermediation (5221), Offices of Real Estate Agents and Brokers (5312)

SIC

National Commercial Banks (6021), Security Brokers, Dealers & Flotation Companies (6211), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

akta.pro secondary industries

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD), Private Client Custody & Brokerage (Execution, Reporting, Safekeeping) (FSAAABAN)

Keywords

• Private banking services
• Wealth management advisory
• Real estate financing
• Pension planning solutions
• Custodian banking services

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Private Banking Fees and Commissions: Wealth management advisory and discretionary mandates generate management fees, transaction commissions, and custody fees from private clients and institutional investors. The bank invests directly in original securities with a focus on Swiss equities and balanced, global equity, or Swiss equity-focused strategies.
2. Trading Revenue from OHS Platform: The bank operates an organized trading system (LPZ-X) for unlisted Swiss shares and real estate funds, earning transaction fees and commissions on trades executed through the platform. The system supports over 488 pages of historical trade data, indicating significant trading volume.
3. Real Estate Services: Property management, marketing, and brokerage services for residential and commercial properties generate fee income. The bank also provides mortgage financing (fixed-rate and SARON mortgages) and construction credits for real estate transactions in Switzerland, primarily in the canton of Zurich.
4. Pension and Provident Fund Management: Administration and management of pillar 3a accounts, free passage (freizügigkeit) solutions, and pillar 3b savings and investment products generate account fees and potentially management fees. The bank partners with external pension foundations (UVZ, UFSZ, Simply3a) and offers a dedicated pension platform for financial intermediaries (Banking as a Service).

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels6 records

Core offering

Lienhardt & Partner Privatbank Zürich AG operates as a Swiss universal bank founded in 1868, delivering an integrated platform of private banking (wealth management mandates and investment advisory), real estate services (property management, marketing, brokerage, fixed-rate and SARON mortgage financing), and pension solutions (pillar 3a, free passage, pillar 3b). The bank also operates the LPZ-X organized trading system (OHS) for non-listed Swiss shares and real estate funds, and provides custodian banking services to independent asset managers with automated PMS data integration.

Product overview

Lienhardt & Partner Privatbank Zürich AG operates as a universal bank founded in 1868, offering an integrated platform of private banking, real estate services, and pension solutions. The core offering consists of Private Banking (wealth management with discretionary mandates and advisory services), Immobilien (real estate management, marketing, and financing), and Vorsorge (pillar 3a, vested benefits, and pillar 3b pension products). Supporting services include E-Banking and a pension portal, the LPZ-X OTC trading platform for non-listed Swiss shares under FINFRAG, custodian bank services for financial intermediaries, financing solutions (fixed-rate and SARON mortgages), financial planning, and property management. The bank also publishes the Investor magazine and operates multiple financial newsletters. The architecture is a unified private banking platform with integrated modules rather than a modular SaaS product.

Differentiator

Problem solved

Functional benefit

Products and services

• Private Banking / Wealth Management (Vermögensverwaltung) Tailored wealth management and personal advisory services for private clients, offering discretionary mandates, direct investment strategies (Equilibrium, Global Equity Focus, Swiss Equity Focus), and transfer services for relocating assets. Includes estate planning, foundation management, and philanthropy advisory.
• Investment Advisory (Anlageberatung) Investment advisory services where clients make their own investment decisions with the bank acting as a sparring partner. Provides first-hand stock market information and buy/sell recommendations from the bank's investment office. No minimum asset requirement.
• Real Estate Services (Immobilien) Comprehensive real estate services including marketing, brokerage, management, and rental services for residential and commercial properties across Switzerland, focused on Canton Zurich and surrounding cantons. Includes property listings portal for sale and rental.
• Real Estate Marketing (Immobilienvermarktung) Professional and individualized marketing of properties for optimal sale success. Operated as a member of the Swiss Chamber of Brokers (SMK), with success-based commission covering all services from first viewing to contract conclusion.
• Property Management (Immobilienbewirtschaftung) Professional management of residential and commercial properties including maintenance, tenant management, and long-term value preservation, operated under FINMA supervision.
• Real Estate Financing (Finanzierung) Real estate financing solutions including fixed-rate mortgages, SARON mortgages, construction loans, and sustainable renovation financing for properties across Switzerland with focus on Canton Zurich.
• Pension and Provident Fund Management (Vorsorge) Pension solutions including pillar 3a accounts, vested benefits/free passage (Freizügigkeit) solutions, and pillar 3b free savings/investment products, offered for private clients and financial intermediaries in partnership with external pension foundations.
• Pension Platform / Banking as a Service (Vorsorgeplattform) Innovative pension platform offering comprehensive solutions for financial intermediaries, including Banking as a Service options and tailored pension and investment solutions, accessed via vorsorgeportal.lienhardt.ch.
• Financial Planning (Finanzplanung) Personal financial planning services providing individual retirement planning scenarios from a neutral perspective, including direct investment of vested benefits assets and planning for future generations.
• Foundations and Philanthropy Advisory (Stiftungen & Philanthropie) Trusted partner services for foundations and philanthropy with in-depth expertise and personalized advisory for generating sustainable impact and managing foundation assets.
• Transfer Service Bank switching and asset manager transfer services handling all administrative tasks including optimized transfer costs and controlled, complete transfer of assets.
• OTC Trading Platform LPZ-X (Ausserbörslicher Handel) Organized trading system (OHS under FINFRAG) for non-listed Swiss shares and real estate funds. The LPZ-X platform enables trading of unlisted equities with rule-based governance approved under Swiss financial market infrastructure law. Trades submitted via phone, online banking, or Bloomberg EMSX; settlement via SIX/SIS. Only qualified investors (per Art. 10 Abs. 3 KAG) may access certain features.
• Custodian Bank Services (Depotbank-Services) Custodian banking services for independent financial intermediaries, providing all essential services for private banking, real estate management, and pension from a single source with automatic data transfer to external asset managers' portfolio management systems. No minimum assets required.
• E-Banking Platform Secure online banking platform enabling customers to manage their finances anytime, including account access for private clients with a separate dedicated pension portal (vorsorgeportal.lienhardt.ch) for retirement accounts.
• Vested Benefits Solutions (Freizügigkeitslösungen) Flexible vested benefits solutions for career transitions, retirement, or career breaks, with strategies up to 85% equities, individual investment strategies, and tax optimization.
• Pillar 3a Solutions (Säule 3a) Flexible pillar 3a solutions with up to 100% equity allocation possible, access to low-cost investment foundations, electronic client portal, and tax deduction benefits.

Quantifiable outcome

• Solid annual results confirmed for 2025 in a challenging interest rate environment, demonstrating business model resilience

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core and notable.

• Unabhängige Vorsorge Zürich (UVZH)coreStrategic or Co-development PartnerUVZH is an independent pension foundation providing pillar 3a and free passage solutions. Lienhardt & Partner directs clients to UVZH for tax-advantaged pension savings and provides access to its digital pension portal (vorsorgeportal.lienhardt.ch) in partnership with UVZH.
• Unabhängige Freizügigkeitsstiftung Schwyz (UFSZ)coreStrategic or Co-development PartnerUFSZ is an independent free passage foundation based in Schwyz, Switzerland. Lienhardt & Partner partners with UFSZ to offer free passage solutions allowing clients to manage pension capital when changing employers or retiring.
• Vorsorgestiftung Simply3acoreStrategic or Co-development PartnerSimply3a is a pension foundation providing pillar 3a solutions. Lienhardt & Partner offers these solutions to clients as part of its comprehensive pension planning services.
• Swiss Finance & Property AG (SFP)notableTechnology or IntegrationSFP operates an interest platform for Swiss unlisted real estate funds and shares, in collaboration with Lienhardt & Partner. The bank provides a link to the SFP platform on its own trading pages. This enables clients to access a broader range of unlisted real estate investment opportunities.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Mirabaud & Cie: Swiss private bank founded in 1819, headquartered in Geneva with similar diversified wealth management and asset servicing offerings. Comparable as a mid-sized Swiss private bank serving HNW clients with similar service breadth across wealth management, advisory, and discretionary mandates.
• Bordier & Cie: Swiss private bank founded in 1844, family-owned, headquartered in Geneva. Directly comparable as a long-established, mid-sized Swiss private bank focused on HNW wealth management with discretionary and advisory mandates, similar ownership structure and service philosophy.
• EFG Bank (EFG International): Swiss private bank headquartered in Zurich, listed on the SIX Swiss Exchange. Provides private banking, asset management, and securities services to HNW clients globally. Comparable as a Swiss private bank offering discretionary wealth management and serving independent asset managers as intermediaries.
• Vontobel Holding AG: Swiss private banking and asset management group headquartered in Zurich. Offers wealth management, asset management, and investment banking. Comparable as a Zurich-headquartered Swiss private bank serving HNW clients with a similar mix of discretionary mandates and advisory services.
• Pictet Group: One of the largest Swiss private banks, founded in 1805, headquartered in Geneva. Provides wealth management, asset management, and asset services. Comparable as a Swiss private bank offering wealth management, though significantly larger than Lienhardt with global reach.
• Lombard Odier & Cie: Swiss private bank founded in 1796, headquartered in Geneva. Focused on wealth management for HNW and UHNW clients with strong sustainability positioning. Comparable as a long-established, family-controlled Swiss private bank with similar wealth management philosophy and Zurich presence.
• Hypothekarbank Lenzburg (Hyposwiss): Swiss regional bank with private banking division (formerly Hyposwiss), headquartered in Lenzburg. Offers private banking, mortgages, and real estate services. Comparable as a smaller Swiss bank combining wealth management with real estate and mortgage services, similar integrated business model.
• Bank Frey AG: Independent Swiss private bank headquartered in Zurich, family-owned, serving HNW clients with wealth management and asset management services. Comparable as a smaller, family-controlled Swiss private bank in the Zurich region with similar scale and service offering.

Broad incumbents

• Julius Baer Group: Leading Swiss wealth management group headquartered in Zurich, listed on the SIX Swiss Exchange. Serves HNW and UHNW clients globally. Comparable as a major Zurich-based wealth manager with overlapping HNW client base and similar Swiss private banking services.
• UBS Group AG: Switzerland's largest bank, headquartered in Zurich, with global wealth management franchise. Now includes former Credit Suisse operations. Comparable as a Zurich-headquartered bank serving HNW clients with full wealth management capabilities, though vastly larger scale and broader geographic footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/107965509223840
• LinkedInlinkedin.com/company/lienhardtpartnerprivatbank

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lienhardt & Partner Privatbank Zürich