Crouse and Associates Insurance

What Crouse and Associates Insurance does

Crouse and Associates Insurance is a national wholesale insurance brokerage headquartered in San Francisco and founded in 1972. The company holds insurance licenses in all 50 U.S. states plus D.C. and operates as a subsidiary of Ryan Specialty (NYSE: RYAN), having been acquired in 2021 and now functioning as part of the RT Specialty wholesale brokerage platform. Its core function is acting as an intermediary between insurance carriers and retail brokers, placing specialty coverage for complex and hard-to-place risks that standard-market carriers typically decline or price inefficiently.

The firm's product portfolio spans 12+ specialty lines, including Property, Casualty, Personal Lines, Professional & Executive Liability, Transportation, Workers' Compensation, Accident & Health, Cyber, Environmental & Construction Professional Liability, Marine, Surety, and Transactional Risk (M&A). Distribution is organized around 17+ industry verticals — from Agribusiness and Aviation to Private Equity, Life Sciences, and Sharing Economy — each supported by specialty brokers. Operationally, Crouse leverages two RT Specialty platform components: RT Binding, a multi-line delegated binding authority for small-to-medium placements, and RT Connector, a digital marketplace that allows retail agents to quote, bind, and manage specialty policies online.

Revenue is generated through standard wholesale brokerage commission on placed policies, supplemented by binding authority economics on delegated placements routed through RT Binding. Go-to-market is relationship-led, anchored on a nationwide footprint and specialized underwriting expertise rather than mass-market volume. Leadership continuity is preserved post-acquisition, with Greg Crouse serving as President and Pam Quilici as Executive Vice President.

Name

Crouse and Associates Insurance

Legal name

Crouse and Associates Insurance

Website

https://crouseandassociates.com

Company type

Private

Founded year

1972

Operating status

Operating

Headcount range

51–100 employees

Short description

Crouse and Associates Insurance is a San Francisco-based wholesale insurance brokerage founded in 1972 and licensed nationwide. It distributes specialty property, casualty, professional liability, and other specialty lines to retail agents as part of Ryan Specialty's RT Specialty platform.

Ownership category

akta.pro rank

Product category

Wholesale Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Trade Credit Insurance Brokerage (FSAEADAL)

Keywords

• Wholesale insurance brokerage
• Specialty insurance distribution
• Excess and surplus lines
• Binding authority services
• Retail broker intermediary

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Core offering

Crouse and Associates Insurance is an independent wholesale insurance brokerage that places specialty and excess-and-surplus (E&S) insurance coverage on behalf of retail brokers with multiple carriers. Operating within the RT Specialty platform, the firm distributes a broad set of specialty lines including Property, Casualty, Personal Lines, Professional & Executive Liability, Transportation, Workers' Compensation, Cyber, Marine, Surety, Accident & Health, Environmental & Construction Professional, and Transactional Risk, supported by RT Binding authority services and the RT Connector digital marketplace.

Product overview

RT Specialty is a wholesale distributor of specialty insurance products and services operating as a platform-plus-modules architecture. The core offerings include Property, Casualty, Personal Lines, Professional & Executive Liability (ProExec), Transportation, and Workers' Compensation insurance specialties. Two key platform components are RT Binding (a multi-line binding authority operation for small-to-medium placements) and RT Connector (a digital marketplace enabling retail agents to quote, bind, and manage specialty insurance). Additional specialty lines include Accident & Health, Cyber, Environmental & Construction Professional, Marine, Surety, and Transactional Risk. Crouse and Associates Insurance is one of multiple agencies acquired by Ryan Specialty, operating as part of the RT Specialty wholesale brokerage network.

Differentiator

Problem solved

Functional benefit

Products and services

• Property Insurance (Specialty) Specialty property insurance products covering commercial and residential property risks, placed through wholesale brokerage channels on behalf of retail agents.
• Casualty Insurance (Specialty) Specialty casualty insurance products covering liability and related risks for complex or non-standard exposures.
• Personal Lines (Private Client and Farm/Ranch) Personal lines specialty insurance including private client and farm/ranch coverage for high-net-worth and rural clients.
• Professional & Executive Liability (ProExec) Professional and executive liability insurance covering errors and omissions, directors and officers, and related professional risks.
• Transportation Insurance Transportation insurance specialty covering commercial transportation and logistics risks.
• Workers' Compensation Insurance Workers' compensation insurance specialty covering employer liability and employee injury coverage.
• RT Binding Multi-line binding authority operation providing small-to-medium binding placements and programs on a national basis, with underwriter authority for quick turnaround regardless of risk complexity.
• RT Connector Digital marketplace enabling retail agents to quote, bind, and manage specialty insurance through a streamlined digital experience with instant access to products and services across diverse risks and carriers.
• Accident & Health Insurance Accident and health insurance products placed through the wholesale brokerage channel.
• Cyber Insurance Cyber insurance products covering digital risk and data breach liability.
• Environmental & Construction Professional Liability Environmental and construction professional liability insurance for related specialty risks.
• Marine Insurance Marine insurance products covering maritime and ocean cargo risks.
• Surety Bonds Surety bond and guarantee products placed through wholesale brokerage.
• Transactional Risk Insurance Transactional risk insurance for mergers, acquisitions, and other complex transactions.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves5 records

Expansion highlights5 records

Market position

Weaknesses3 records

Competitive moat4 records

Key risks4 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Crouse and Associates Insurance