Developer docs
API playgroundTry for free, no card

Search company profiles

Embassy Bank

Full company profile

uuid000eoq5

Namestring
Embassy Bank
Legal namestring
Embassy Bancorp, Inc.
Websiteurl
embassybank.com
Company typeenum
Public
Founded yearint
2001
Descriptiontext

Embassy Bancorp, Inc. (publicly traded as EMYB on OTC Markets, market cap approximately $159 million) is a bank holding company founded in 2001 and headquartered in the Lehigh Valley, Pennsylvania. The company operates through its wholly-owned subsidiary, Embassy Bank For the Lehigh Valley, which provides customized banking solutions including deposits, lending, and financial management services to individuals and businesses in the regional community. As of December 31, 2025, the bank held over $1.8 billion in total assets and $1.64 billion in total deposits.

The company's revenue model is driven by traditional community banking activities, primarily net interest income from its loan portfolio and deposit base, with reported net interest margin of 2.60% and a very low noncurrent loan ratio of 0.04%, reflecting strong asset quality. Net income for fiscal year 2025 reached $13.7 million ($1.79 per diluted share), representing a 31% increase from $10.4 million in 2024, driven by deposit growth of $87.3 million and improved margin management.

Embassy Bancorp's go-to-market approach relies on local relationship-based banking through its branch network in the Lehigh Valley region, supported by public relations and investor disclosures distributed through GlobeNewswire, Investing.com, and StockTitan. The company maintains a strong track record of 17 consecutive years of dividend payments and 14 consecutive years of dividend increases, with a recent dividend hike of 14% to $0.55 per share, reflecting consistent shareholder return discipline alongside its modest headcount of 11-50 employees.

Short descriptiontext

Embassy Bancorp, Inc. is a publicly traded bank holding company operating through Embassy Bank For the Lehigh Valley, providing community banking services including deposits, lending, and financial management to individuals and businesses in Pennsylvania's Lehigh Valley region.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
51–100
akta.pro rankint
HeadquartersBethlehem, United States
HQ citystring
Bethlehem
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Keyword5 values
community banking services, retail deposit accounts, commercial lending, business banking solutions, consumer banking services
NAICS code2 codes
  • Commercial Banking52211
  • Depository Credit Intermediation5221
SIC code1 code
  • State Commercial Banks6022
Product category
Community Banking
Marketing channels3 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components4 values
Personnel, Operations, Technology or R&D, Infrastructure
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

Embassy Bank operates as a community bank through its wholly-owned subsidiary Embassy Bank For the Lehigh Valley, providing deposit accounts, commercial and consumer lending, and financial management services to individuals and businesses in the Lehigh Valley region of Pennsylvania. The bank holds over $1.8 billion in assets and $1.64 billion in deposits as of December 31, 2025.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

Embassy Bank operates as a banking institution through its wholly-owned subsidiary Embassy Bank For the Lehigh Valley, holding over $1.8 billion in assets as of December 31, 2025. The company provides standard commercial and retail banking services. No specific product names, modules, or detailed service offerings were identified in the available source content.

Product and service4 records
1Retail and Commercial Banking Services
CategoryCommunity Banking
Description

Comprehensive retail and commercial banking services including deposit accounts, lending, and financial management for individuals and businesses in the Lehigh Valley region of Pennsylvania, operated through the wholly-owned subsidiary Embassy Bank For the Lehigh Valley.

2Deposit Accounts
CategoryRetail and Commercial Deposits
Description

Deposit products for individuals and businesses, totaling $1.64 billion in deposits as of December 31, 2025, with deposit growth of $87.3 million during 2025.

3Commercial and Consumer Lending
CategoryLending
Description

Lending services to commercial and consumer borrowers in the Lehigh Valley, with a low 0.04% noncurrent loan ratio indicating strong asset quality as of December 31, 2025.

4Business Banking Services
CategoryCommercial Banking
Description

Dedicated business banking services for commercial clients in the Lehigh Valley, led by the Vice President of Business Banking.

Scale indicator10 records

Each record includes

Type, Value, Description, Source

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight4 records

Each record includes

Type, Description

Market position
Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Customer concentration

Classification, Details

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles5 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

Subsidiaries1 record

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Embassy Bank

Community Bankingembassybank.com

Embassy Bancorp, Inc. is a publicly traded bank holding company operating through Embassy Bank For the Lehigh Valley, providing community banking services including deposits, lending, and financial management to individuals and businesses in Pennsylvania's Lehigh Valley region.

What Embassy Bank does

Embassy Bancorp, Inc. (publicly traded as EMYB on OTC Markets, market cap approximately $159 million) is a bank holding company founded in 2001 and headquartered in the Lehigh Valley, Pennsylvania. The company operates through its wholly-owned subsidiary, Embassy Bank For the Lehigh Valley, which provides customized banking solutions including deposits, lending, and financial management services to individuals and businesses in the regional community. As of December 31, 2025, the bank held over $1.8 billion in total assets and $1.64 billion in total deposits.

The company's revenue model is driven by traditional community banking activities, primarily net interest income from its loan portfolio and deposit base, with reported net interest margin of 2.60% and a very low noncurrent loan ratio of 0.04%, reflecting strong asset quality. Net income for fiscal year 2025 reached $13.7 million ($1.79 per diluted share), representing a 31% increase from $10.4 million in 2024, driven by deposit growth of $87.3 million and improved margin management.

Embassy Bancorp's go-to-market approach relies on local relationship-based banking through its branch network in the Lehigh Valley region, supported by public relations and investor disclosures distributed through GlobeNewswire, Investing.com, and StockTitan. The company maintains a strong track record of 17 consecutive years of dividend payments and 14 consecutive years of dividend increases, with a recent dividend hike of 14% to $0.55 per share, reflecting consistent shareholder return discipline alongside its modest headcount of 11-50 employees.

Embassy Bank firmographics

Firmographics
Name
Embassy Bank
Legal name
Embassy Bancorp, Inc.
Website
https://embassybank.com
Company type
Public
Founded year
2001
Operating status
Operating
Headcount range
51–100 employees
Short description
Embassy Bancorp, Inc. is a publicly traded bank holding company operating through Embassy Bank For the Lehigh Valley, providing community banking services including deposits, lending, and financial management to individuals and businesses in Pennsylvania's Lehigh Valley region.
Ownership category
akta.pro rank

Where Embassy Bank is headquartered

Location

Headquarters

HQ city
Bethlehem
HQ country
United States
HQ region
North America

Markets served

Embassy Bank business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Infrastructure

Distribution channels1 record

Marketing channels3 records

Embassy Bank product offering

Product offering

Core offering

Embassy Bank operates as a community bank through its wholly-owned subsidiary Embassy Bank For the Lehigh Valley, providing deposit accounts, commercial and consumer lending, and financial management services to individuals and businesses in the Lehigh Valley region of Pennsylvania. The bank holds over $1.8 billion in assets and $1.64 billion in deposits as of December 31, 2025.

Product overview

Embassy Bank operates as a banking institution through its wholly-owned subsidiary Embassy Bank For the Lehigh Valley, holding over $1.8 billion in assets as of December 31, 2025. The company provides standard commercial and retail banking services. No specific product names, modules, or detailed service offerings were identified in the available source content.

Differentiator

Problem solved

Functional benefit

Products and services

  • Retail and Commercial Banking Services Comprehensive retail and commercial banking services including deposit accounts, lending, and financial management for individuals and businesses in the Lehigh Valley region of Pennsylvania, operated through the wholly-owned subsidiary Embassy Bank For the Lehigh Valley.
  • Deposit Accounts Deposit products for individuals and businesses, totaling $1.64 billion in deposits as of December 31, 2025, with deposit growth of $87.3 million during 2025.
  • Commercial and Consumer Lending Lending services to commercial and consumer borrowers in the Lehigh Valley, with a low 0.04% noncurrent loan ratio indicating strong asset quality as of December 31, 2025.
  • Business Banking Services Dedicated business banking services for commercial clients in the Lehigh Valley, led by the Vice President of Business Banking.

Companies that use Embassy Bank

Customer profile

Ideal customer profiles2 records

Embassy Bank technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Embassy Bank partnerships and signals

Strategic signal

Scale indicators10 records

Recent moves6 records

Expansion highlights4 records

Embassy Bank competitors and assessment

Company assessment

Market position

Weaknesses4 records

Competitive moat4 records

Customer concentration

Embassy Bank social profiles

Digital presence

Embassy Bank financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Embassy Bank leadership team

Management profile

Number of profiles

Profiles5 records

Embassy Bank subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

Embassy Bank funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Embassy Bank M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Embassy Bank

What does Embassy Bank do?

Embassy Bank operates as a community bank through its wholly-owned subsidiary Embassy Bank For the Lehigh Valley, providing deposit accounts, commercial and consumer lending, and financial management services to individuals and businesses in the Lehigh Valley region of Pennsylvania. The bank holds over $1.8 billion in assets and $1.64 billion in deposits as of December 31, 2025.

Is Embassy Bank a public or private company?

Embassy Bank is a public company. It is classified as public and is currently operating.

When was Embassy Bank founded?

Embassy Bank was founded in 2001. It employs 51 to 100 people.

Where is Embassy Bank based?

Embassy Bank is headquartered in Bethlehem, United States, in the North America region.

Does Embassy Bank have an API?

No public API is recorded for Embassy Bank.

Unlock the full company data

50 free credits on sign-up, no credit card required.

Contact sales
Live signals
Stock TitanEmbassy Bancorp Reports $4.1M Q2 Net IncomeEmbassy Bancorp, Inc. filed its Form 10-Q for the three and six months ended June 30, 2026, reporting net income of $4.1 million and $7.9 million, or $0.56 and $1.05 per diluted share, versus $3.4 million and $6.3 million in 2025. The bank's net interest margin rose to 2.69% and deposits reached $1.69 billion, up $53.4 million from year-end.Ticker ReportComparing Akbank Turk Anonim Sirketi (OTCMKTS:AKBTY) & Embassy Bancorp (OTCMKTS:EMYB)A MarketBeat comparison page contrasts Embassy Bancorp and Akbank Turk Anonim Sirketi across valuation, profitability, dividends and ownership. Akbank reports $19.7 billion revenue, $1.45 billion net income, an 8.19% net margin and a 4.91 P/E ratio, versus Embassy's $0.87 EPS and 25.55 P/E. Akbank beats Embassy on five of nine factors.GlobeNewswireEmbassy Bancorp, Inc. Ranked 94th Among Nation’s Top 200 Publicly Traded Community Banks by American BankerEmbassy Bancorp, Inc., the parent company of Embassy Bank for the Lehigh Valley, has been ranked 94th among the top 200 publicly traded community banks nationwide in American Banker magazine's July 2026 peer analysis compiled by Capital Performance Group. The ranking evaluates institutions with less than $2 billion in assets based on their three-year average return on average equity (ROAE) using year-end 2025 data, with top performers excelling in ROAE, net interest margin, and core deposit growth. The company, which holds over $1.8 billion in assets across ten branch locations in Pennsylvania's Lehigh Valley, attributed the recognition to its disciplined, relationship-driven banking model and continued technology investments.Stock TitanEmbassy Bancorp Ranked No. 94 in Community Bank ListEmbassy Bancorp, Inc. was ranked 94th among the top 200 publicly traded community banks and thrifts nationwide in a peer analysis published by American Banker magazine in July 2026, compiled by Capital Performance Group using year-end 2025 data. The ranking evaluated institutions with less than $2 billion in assets based on their three-year average return on average equity (ROAE). The company's CEO attributed the result to its disciplined, relationship-driven approach and continued investments in technology and customer service.Investing.comEmbassy Bancorp declares $0.55 annual dividend, up 14% By Investing.comEmbassy Bancorp, Inc. announced that its Board of Directors declared an annual cash dividend of $0.55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026. The dividend represents a 14% increase over last year and marks the company's 17th consecutive year of dividend payments, with the stock delivering a 41.6% total return over the past year. The company also expanded its stock repurchase program by authorizing an additional $5 million for buying back common stock, following near-exhaustion of the initial $5 million authorization.GlobeNewswireEmbassy Bancorp, Inc. Announces Annual Cash DividendEmbassy Bancorp, Inc. declared an annual cash dividend of $0.55 per share, representing a 14% increase over the prior year and marking the company's 17th consecutive year of dividend payments. The dividend is payable on July 14, 2026, to shareholders of record on June 26, 2026. The company's CEO attributed the dividend to the bank's strong financial performance and commitment to long-term shareholder value.Stock TitanEmbassy Bancorp raises annual dividend 14% to $0.55Embassy Bancorp, Inc. announced its Board of Directors has declared an annual cash dividend of $0.55 per share, representing a 14% increase over last year's dividend and marking the company's 17th consecutive year of paying a dividend. The dividend is payable on July 14, 2026, to shareholders of record on June 26, 2026. The company's Chairman and CEO attributed the increase to the strength of their financial performance and their commitment to creating long-term shareholder value.Investing.comEmbassy Bancorp director Lesavoy buys $2,145 in common stock By Investing.comBernard M. Lesavoy, a director at Embassy Bancorp, Inc., purchased 100 shares of the company's common stock on June 15, 2026, for $2,145 at $21.45 per share, with the stock trading near its 52-week high of $21.50 following a 40% gain over the past year. The $159 million market cap bank also announced an expansion of its stock repurchase program, authorizing an additional $5 million for share buybacks. Following the transaction, Mr. Lesavoy directly holds 133,726.63 shares alongside various indirect holdings through IRAs and family entities.Investing.comEmbassy Bancorp CEO Lobach buys $10,515 in company stock By Investing.comEmbassy Bancorp CEO Lobach purchased $10,515 worth of company stock, acquiring 500 shares at prices ranging from $21.00 to $21.15 per share. The transaction occurred as the company's shares approached their 52-week high, and the company announced an expansion of its stock buyback program to up to $10 million.Investing.comhttps://in.investing.com/news/insider-trading-news/embassy-bancorp-ceo-lobach-buys-10515-in-company-stock-93CH-5444971Embassy Bancorp CEO David M. Lobach Jr. purchased $10,515 of the company’s stock, acquiring 500 shares on June 8, 2026, as shares traded near their 52-week high following a 42% gain over the year. The company also announced an expansion of its stock repurchase program, indicating ongoing confidence in its financial health.