Name

D+H

Website

https://dh.com

Company type

Private

Founded year

1875

Operating status

Operating

Headcount range

1,001–5,000 employees

Ownership category

akta.pro rank

Product category

Financial Software for Banking

NAICS

Software Publishers (5132), Software Publishers (513210), Credit Intermediation and Related Activities (522), Commercial Banking (52211), Activities Related to Credit Intermediation (5223)

SIC

Services-Prepackaged Software (7372), National Commercial Banks (6021), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

akta.pro secondary industries

Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK), Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)

Keywords

• Financial software solutions
• Loan servicing platforms
• Core banking systems
• Payments modernization software
• Trade finance technology

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Distribution channels4 records

Marketing channels7 records

Core offering

D+H (operating as Finastra) sells enterprise financial software across three core platforms: Lending & Corporate Banking, Payments, and Universal Banking. The company delivers loan origination and servicing systems, payments modernization and financial messaging software, and next-generation core banking solutions to financial institutions worldwide. Its portfolio includes flagship products such as Loan IQ, LaserPro, MortgagebotLOS, Global PAYplus, Trade Innovation, and Essence, with AI capabilities such as Assist.AI and Academy.AI layered across the platform.

Product overview

Finastra is a global fintech leader offering comprehensive financial software solutions organized across three core platforms: Lending & Corporate Banking, Payments, and Universal Banking. The platform-plus-modules architecture includes flagship products like Loan IQ (loan servicing), LaserPro (document production), MortgagebotLOS (mortgage origination), and Essence (core banking). The portfolio spans core systems, origination, servicing, payments processing, and analytics, supported by AI capabilities including Assist.AI for automation and Academy.AI for training. The company serves over 7,000 financial institutions including banks, credit unions, fintechs, and corporate entities, processing $7 trillion in daily transactions.

Differentiator

Problem solved

Functional benefit

Brands

• Loan IQ: Market-leading loan servicing platform supporting full spectrum of lending on a modern, unified platform
• LaserPro
• MortgagebotLOS
• Global PAYplus
• Essence
• Essence Analytics
• Trade Innovation
• Trade Portal
• Finastra Assist.AI
• Finastra Academy.AI
• Cash Portal
• Teciem

Products and services

• Finastra Loan IQ Market-leading loan servicing platform supporting the full spectrum of lending on a modern, unified platform including specialized credit portfolio management. Acquired by D+H through the Harland Financial Solutions acquisition in 2013.
• Finastra LaserPro Automated loan document production with compliance checks supporting commercial, consumer, and mortgage lending workflows.
• Finastra MortgagebotLOS Secure loan origination system built for retail, wholesale, and correspondent mortgage loans improving accuracy, speed, and compliance. Acquired by D+H through the Mortgagebot acquisition on 2011-03-24.
• Finastra Essence Next-generation core banking solution combining rich, broad, and deep banking functionality with advanced technology for established banks.
• Finastra Global PAYplus Payments modernization platform accelerating payments innovation worldwide for high-tier banks and financial institutions. Acquired by D+H through the Fundtech acquisition on 2015-03-26.
• Finastra Trade Innovation Trade finance booking engine that reduces manual errors, streamlines processing, and delivers accurate compliant service.
• Finastra Payments To Go Cloud-based payment transformation solution enabling payment modernization for mid-tier financial institutions.
• Finastra Financial Messaging Streamlined financial messaging and seamless market infrastructure connectivity for financial institutions.
• Finastra Financial Messaging API Single API connection for financial messaging services enabling seamless integration with market infrastructure.
• Finastra Bacsactive-IP Online access to full range of Bacs and Faster Payments services for UK customers.
• Finastra Essence Analytics Real-time dashboards, predictive models, and AI-ready analytics foundation that turns raw banking data into actionable insights.
• Lending & Corporate Banking Platform Comprehensive software portfolio supporting consumer, commercial, mortgage, syndicated lending, and trade finance, including Trade Innovation, Trade Portal, Loan IQ, LaserPro, MortgagebotLOS, Originate Mortgagebot, Originate Consumer Loans & Deposits, and Originate Business Loans & Deposits.
• Payments Platform Modern payments and financial messaging solutions for all types of financial institutions across the ecosystem, spanning payments hubs, payments-as-a-service, payments connectivity, and fraud prevention use cases.
• Universal Banking Platform Banking software solutions satisfying demands of digital-savvy consumers including core banking, digital banking, analytics & AI, and offerings for start-ups, established banks, building societies, mutuals, and Islamic finance.
• Finastra Assist.AI AI assistant that speeds task execution, improves data accuracy, and helps teams act faster across trade and corporate banking.
• Finastra Academy.AI AI-guided learning and support platform for upskilling lending and trade teams.
• Finastra Solution Store Secure marketplace for retail lending solutions supporting compliance and streamlined operations, accessible through a self-serve channel for mid-market institutions.
• Finastra Confirmation Matching Service Multi-bank confirmation matching solution automating and de-risking trade confirmations.
• Finastra KTP Corporate Treasury Innovation Integrated modular platform for corporate treasury centralization across business operations.
• Finastra Premium Support Services Proactive premium support service ensuring client success with dedicated assistance programs for institutions running D+H/Finastra financial software.

Quantifiable outcome

• 2.2 seconds - loan package closing time with Finastra lending software
• +2 more outcomes

Named customers9 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature8 records

Partnerships

One partnership is on record.

• MaybanknotableStrategic or Co-development PartnerMaybank powers ASEAN trade growth with Finastra's trade platform. This customer story showcases successful implementation of Finastra's trade finance solutions in Southeast Asia's largest bank.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Temenos: Direct competitor in core banking and lending software for retail, commercial, and universal banks globally, with strong cloud-native positioning that directly competes with Finastra's Essence core platform.
• Q2 Holdings: Digital banking platform serving community banks, credit unions, and fintechs, overlapping with Finastra's digital engagement and community banking solutions.
• ACI Worldwide: Real-time payments and financial messaging software vendor competing directly with Finastra's Global PAYplus and Financial Messaging API solutions for high-tier bank payments hubs.
• Bottomline Technologies: Provider of payments, financial messaging, and trade finance software for banks and corporates, with comparable products to Finastra's trade and payments portfolio.
• Jack Henry & Associates: Provider of core banking, lending, and payments technology primarily serving community banks and credit unions in North America, directly competing for the same FIs in D+H/Finastra's community bank and credit union segments.

Emerging players

• Thought Machine: Cloud-native core banking challenger competing with Finastra's Essence in greenfield bank transformations and modernizations, particularly at tier-1 banks transitioning off legacy systems.
• Mambu: Cloud-native core banking platform targeting digital banks, fintechs, and neo-banks (e.g., Tonik) that compete with Finastra's Essence and Payments To Go offerings in newer financial institutions.
• nCino: Cloud-based banking and lending platform focused on commercial and mortgage origination, directly competing with Finastra MortgagebotLOS and Originate platforms in retail and correspondent lending.

Broad incumbents

• Fiserv: Major financial technology incumbent offering core banking, payments, merchant, and lending software serving banks and credit unions with broadly similar product categories to D+H/Finastra.
• FIS (Fidelity National Information Services): Large global provider of banking, capital markets, and payments technology platforms serving thousands of financial institutions with overlapping lending, core banking, and payments software offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/dhusacorp
• YouTubeyoutube.com/channel/UCXMHbdfIgA6bzw_fsPN39bg
• LinkedInlinkedin.com/company/d-h

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A6 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about D+H