Liberty Legal Funding

What Liberty Legal Funding does

Liberty Legal Funding, operating as Liberty Pre-Settlement Funding, LLC, is a US nationwide, non-recourse litigation financing company headquartered in Fort Lauderdale, Florida. Founded in 2018, the company provides cash advances to plaintiffs with pending lawsuits — primarily personal injury matters — as well as to the attorneys and medical providers serving those plaintiffs. Its core product is pre-settlement funding, supplemented by surgical funding, attorney/law firm financing, medical lien funding, and inheritance funding, giving the firm five vertically integrated offerings across the plaintiff-litigation ecosystem.

The business operates a technology-enabled origination and underwriting platform: applications are submitted through a website form or inbound phone sales, underwriting decisions are completed within hours, and approved funds are disbursed to bank accounts within 24-48 hours. The company's GTM motion combines direct-to-consumer marketing with channel partnerships — most notably attorney/law firm referrals and medical provider networks — capturing demand at multiple points in the case lifecycle. Pricing is fully quote-based, negotiated individually based on case merit, advance size, and risk.

The company monetizes through the spread between non-recourse cash advances and eventual case settlements (transaction-fee revenue model). It self-reports over $1 billion in cumulative payments purchased since inception. The team is small (11-50 employees), there are no public funding rounds, and no enterprise customer concentration — revenue is generated across a long tail of individually underwritten plaintiff cases, supported by B2B channels into law firms and medical providers.

Name

Liberty Legal Funding

Legal name

Liberty Pre-Settlement Funding, LLC

Website

https://www.libertylegalfunding.com/

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Liberty Legal Funding is a US nationwide, non-recourse pre-settlement funding company that provides cash advances to personal-injury plaintiffs, attorneys, and medical providers, with same-day underwriting and 24-48 hour disbursement across five funding products.

Ownership category

akta.pro rank

Product category

Pre-Settlement Legal Funding

NAICS

Lessors of Nonfinancial Intangible Assets (except Copyrighted Works) (533)

SIC

Finance Services (6199)

akta.pro primary industry

Litigation Finance / Legal Assets Special Situations Funds (FSANAKAK)

Keywords

• Pre-settlement funding
• Lawsuit cash advance
• Legal funding services
• Medical lien financing
• Inheritance advances

Headquarters

HQ city

Conshohocken

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Supply Chain

Revenue model

1. Pre-Settlement Funding: Non-recourse cash advances to plaintiffs with pending personal injury lawsuits. Repayment only required if and when the case is won. If the case is lost, the plaintiff owes nothing and keeps the cash advance.
2. Surgical Funding: Funding for medical and surgical services related to litigation. Payments made directly to medical providers at time of service.
3. Attorney/Law Firm Financing: Working capital and litigation financing for law firms and attorneys. Non-recourse funding that doesn't need to be repaid if case is lost.
4. Medical Lien Funding: Cash advances for medical expenses from personal injury cases. Purchases medical accounts receivable from providers, eliminating their collection risk.
5. Inheritance Funding: Advances based on portion of estate. Company buys an agreed portion of inheritance at no risk to heir. Paid by estate when settled, not by heir.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Liberty Legal Funding provides non-recourse cash advances to plaintiffs with pending personal injury lawsuits, with funding decisions made within hours and cash disbursed within 24-48 hours of approval. The firm also offers surgical funding for medical procedures tied to litigation, attorney working capital, medical lien financing, and inheritance advances during probate. All advances are repaid only if and when the underlying case is won.

Product overview

Liberty Legal Funding is a nationwide pre-settlement funding company offering a portfolio of non-recourse financing products. The core offering is Pre-Settlement Funding for plaintiffs with pending personal injury lawsuits. Related products include Surgical Funding for medical procedures tied to litigation, Attorney Funding for law firm working capital, Medical Lien Funding for healthcare costs secured against settlements, and Inheritance Funding for probate advances. All products emphasize fast approval (24-48 hours), no risk to clients if cases are lost, and non-recourse financing structures.

Differentiator

Problem solved

Functional benefit

Products and services

• Pre-Settlement Funding Non-recourse cash advances for plaintiffs with pending personal injury lawsuits, providing funds within 24-48 hours of approval. Repayment is only required if the case is won.
• Surgical Funding Funding for medical and surgical services related to litigation, including trauma surgery, back surgery, orthopedic procedures, imaging studies, and physical therapy for personal injury plaintiffs, with payment made directly to medical providers at time of service.
• Attorney Funding Litigation financing and working capital for law firms and attorneys, including case cost funding, fee acceleration, and pre-settlement or post-settlement funding for their clients.
• Medical Lien Funding Financing for medical expenses using liens on lawsuit settlements, providing cash advances for uninsured or underinsured patients and helping medical providers maintain cash flow by purchasing their accounts receivable.
• Inheritance Funding Cash advances on inheritances during the probate process, providing heirs with funds within 24-48 hours based on their portion of the estate, with the advance paid by the estate when settled rather than by the heir.

Quantifiable outcome

• Funding decisions in hours rather than days
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• HighRise Financial: HighRise Financial (formerly High Rise Financial) provides non-recourse pre-settlement funding to plaintiffs and litigation financing to attorneys. Comparable to Liberty across the same customer segments (PI plaintiffs, attorneys, medical providers) and non-recourse advance economics.
• Tribeca Capital: Tribeca Capital is a litigation finance company providing pre-settlement funding and post-settlement funding to plaintiffs nationwide. Directly comparable to Liberty in product, customer, and non-recourse structure.
• Pegasus Legal Capital: Pegasus Legal Capital provides non-recourse pre-settlement funding to plaintiffs with personal injury and other civil cases. Comparable to Liberty as a plaintiff-side funder serving similar customers with the same non-recourse advance structure, though focused primarily on pre-settlement funding.
• Bravada Legal Funding: Bravada Legal Funding offers pre-settlement and post-settlement funding for personal injury, workers' comp, and other civil cases nationwide. Direct competitor to Liberty in plaintiff-side non-recourse funding with overlapping product offering and similar D2C plus attorney-referral channel mix.
• LawCash: LawCash is a direct competitor offering non-recourse pre-settlement funding and post-settlement funding to plaintiffs nationwide, with a comparable product set (lawsuit loans, attorney funding, medical funding) and similar D2C plus attorney-referral GTM. Highly comparable to Liberty across product, customer, and channel.
• Oasis Financial: Oasis Financial is one of the largest US plaintiff-side legal funding companies, providing pre-settlement funding, post-settlement funding, and attorney financing nationwide. Directly comparable to Liberty in product mix, customer base (PI plaintiffs and attorneys), and non-recourse structure, but at significantly greater scale.
• 1-800-LAW-FUND: 1-800-LAW-FUND is a nationwide consumer legal funding company offering pre-settlement and post-settlement cash advances to plaintiffs. Direct competitor to Liberty with the same target customer (PI plaintiffs), product (non-recourse advances), and phone/online acquisition channels.
• US Legal Funding: US Legal Funding is a nationwide pre-settlement funding company serving personal injury plaintiffs with non-recourse cash advances. Closely comparable to Liberty in target customer (PI plaintiffs), product (non-recourse lawsuit advances), and distribution (D2C online/phone plus attorney referrals).

Broad incumbents

• Burford Capital: Burford Capital is the largest publicly traded commercial litigation finance company, providing capital to corporate claimants and law firms across a broad range of disputes. Operates in the same litigation finance category as Liberty but at the institutional end of the market; increasingly competes for adjacent consumer and small-case funding opportunities.

Others

• National Association of Settlement Purchasers (NASP) member companies: NASP is the principal trade body for consumer-side settlement funding companies, of which Liberty is a member. NASP itself is not a competitor but functions as the industry's accreditation and self-regulation body, and its member directory represents the broader peer set for compliance, marketing standards, and best-practice benchmarking.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/LibertyLegalFunding

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Liberty Legal Funding