SüdLeasing

Name

SüdLeasing

Legal name

SüdLeasing GmbH

Website

https://suedleasing.de

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Equipment Leasing

NAICS

Commercial and Industrial Machinery and Equipment Rental and Leasing (5324)

SIC

Services-Equipment Rental & Leasing, Nec (7359)

akta.pro primary industry

Lease Servicing, Management & Remarketing (Consumer) (FSAKANAL)

Keywords

• Equipment leasing
• Hire purchase financing
• Sales financing
• Asset finance
• Factoring services

Headquarters

HQ city

Stuttgart

HQ country

Germany

HQ region

Europe

Offices21 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Leasing: SüdLeasing as lessor retains legal ownership of leased assets during the contract term. Full amortization (Vollamortisation) contracts guarantee complete cost recovery through fixed lease payments. Partial amortization (Teilamortisation) contracts cover only part of costs during the base term, with a guaranteed residual value payable at maturity or return of the asset. Assets are capitalized on SüdLeasing's balance sheet and depreciated per tax guidelines.
2. Hire Purchase (Mietkauf): Upon final payment, ownership transfers to the hirer. The asset is capitalized on the customer's balance sheet immediately as economic ownership. VAT on the full purchase price is due with the first installment and can be claimed as input tax. Commonly used to access state investment subsidies or grants excluded from leasing.
3. Sales Financing (Absatzfinanzierung): SüdLeasing acquires the asset and grants the end customer use for a contracted lease term. The manufacturer/dealer receives the full purchase price immediately, eliminating dependency on customer installment payments. The dealer-tailored lease contract facilitates the purchase decision and strengthens customer loyalty.
4. Insurance: SüdLeasing acts as a tied insurance agent (gebundener Versicherungsvertreter §34d Abs. 7 GewO) for SV SparkassenVersicherung (SV), offering object-specific insurance for leased and hire-purchased assets. Insurance is transferable upon contract end. Damage claims are handled directly between the customer and the insurer.
5. Factoring: Factoring services are provided through sister company SüdFactoring GmbH. Enables immediate liquidity by converting receivables into cash, improves equity ratios, improves credit ratings, and shortens balance sheet structure. Particularly suited for companies with long debtor periods, strong revenue growth, volatile commodity prices, or customer concentration. Sector strengths include automotive, metal processing, trade, food, textile, and chemicals.
6. ESG-linked Leasing: ESG-linked financing products link contract conditions to defined corporate sustainability criteria (Environment, Social, Governance). Customers assessed by EcoVadis who demonstrate improved sustainability performance may receive a monetary bonus.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

SüdLeasing is one of the largest manufacturer-independent leasing companies in Germany, providing equipment leasing (Vollamortisation and Teilamortisation), hire purchase (Mietkauf), sales financing (Absatzfinanzierung), and object insurance to business customers. The company also offers ESG-linked and climate-neutral leasing variants, and works through sister company SüdFactoring GmbH to provide factoring services. It serves Mittelstand companies, large enterprises, dealers, manufacturers, and financial intermediaries across 20 German branch offices and one Swiss location.

Product overview

SüdLeasing is one of Germany's largest independent leasing companies with over 55 years of experience, offering a comprehensive portfolio of financing solutions as part of the LBBW Group. The core offering includes five main financial products: Leasing (operating and financing leases with full/partial amortization options), Mietkauf (hire purchase with immediate ownership transfer), Absatzfinanzierung (sales financing for manufacturers/dealers), Versicherung (insurance partnership with SV SparkassenVersicherung), and Factoring (offered through sister company SüdFactoring). These are delivered across eleven specialized financing object categories: Baumaschinen (construction machinery), Maschinen & Anlagen (machinery/systems), Fahrzeuge (vehicles), Großmobilien (large-scale mobility assets including rail, aviation, shipping), Land- & Forstwirtschaft (agriculture/forestry), Intralogistik (warehouse/intralogistics), Energie (energy equipment), Informationstechnologie (IT - via subsidiary ALVG), Entsorgungstechnik (waste management), and Außergewöhnliche Objekte (special assets). The portfolio is supported by digital self-service portals (Kundenportal/SL-Online and PartnerWeb) and sustainable financing options including ESG-linked Leasing and Klimaneutrales Leasing. Target segments include entrepreneurs/SMEs, manufacturers/dealers, intermediaries/brokers, and large corporations.

Differentiator

Problem solved

Functional benefit

Products and services

• Leasing Core financing product where SüdLeasing as lessor retains legal ownership of the leased asset during the contract term. Available as full amortization (Vollamortisation) where lease payments fully cover acquisition costs, or partial amortization (Teilamortisation) with a guaranteed residual value payable at contract maturity. The asset is capitalized on SüdLeasing's balance sheet and depreciated per tax guidelines.
• Mietkauf (Hire Purchase) Hire purchase financing where ownership of the object transfers to the hirer upon final installment payment. The asset is capitalized on the customer's balance sheet immediately as economic ownership, and VAT on the full purchase price is due with the first installment. Commonly used to access state investment subsidies or grants excluded from leasing.
• Absatzfinanzierung (Sales Financing) Sales financing solution where SüdLeasing acquires the asset and grants the end customer use for a contracted lease term. The manufacturer or dealer receives the full purchase price immediately, eliminating dependency on customer installment payments. Dealer-tailored contracts facilitate purchase decisions and strengthen customer loyalty.
• Versicherung (Insurance) Object-specific insurance for leased and hire-purchased assets, offered as a tied insurance agent (gebundener Versicherungsvertreter) for SV SparkassenVersicherung. Insurance policies are transferable upon contract end. Damage claims are handled directly between the customer and the insurer.
• Factoring Receivables purchasing and working capital management solution offered through sister company SüdFactoring GmbH. Provides immediate liquidity by converting receivables into cash, improves equity ratios, and shortens balance sheet structure. Particularly suited for companies with long debtor periods, strong revenue growth, volatile commodity prices, or customer concentration. Sector strengths include automotive, metal processing, trade, food, textile, and chemicals.
• ESG-linked Leasing Sustainable financing product linking lease contract conditions to defined corporate Environment, Social, and Governance criteria. Customers assessed by EcoVadis who demonstrate improved sustainability performance may receive a monetary bonus. Launched in 2023 following the successful implementation of ESG-linked Factoring at sister company SüdFactoring.

Quantifiable outcome

• €2 billion new business volume in 2023 — a record year for the company
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Ten partnerships are on record, tiered minor and core.

• AMB Stuttgart (Messe Stuttgart)minorGTM or Marketing Partner · 1 January 2026SüdLeasing exhibits with a partner stand at the AMB International Metalworking Exhibition in Stuttgart (September 15–19, 2026), one of Germany's leading trade fairs for metalworking.
• FAKUMA Friedrichshafen (International Trade Fair for Plastics Processing)minorGTM or Marketing Partner · 1 January 2026SüdLeasing exhibits with a partner stand at the FAKUMA trade fair in Friedrichshafen (October 12–16, 2026) alongside ARBURG, a leading manufacturer of injection molding machines.
• ARBURGminorChannel Partner/ Reseller/ Distributor · 1 January 2026ARBURG, a manufacturer of injection molding machines, partners with SüdLeasing for customer financing at the FAKUMA trade fair (Friedrichshafen, October 2026). SüdLeasing supports ARBURG's sales through financing solutions for customers acquiring their equipment.
• IAA TransportationcoreGTM or Marketing Partner · 1 January 2026SüdLeasing exhibits with its own stand at the IAA Transportation in Hannover (September 15–20, 2026), described as the world's most important platform for the future of the commercial vehicle industry.
• 1. FC Heidenheim 1846 e.V.minorGTM or Marketing Partner · 1 January 2025Gold sponsor of the 1. FC Heidenheim 1846 football club since the 2025/2026 season. SüdLeasing's sponsorship aims to build regional brand awareness and communicate shared values of teamwork, passion, and ambition. Partnership formalized with photo exchange between Guido Feldhaus (CEO) and Holger Sanwald (club CEO).
• EcoVadisminorStrategic or Co-development Partner · 1 January 2023EcoVadis provides sustainability ratings used in SüdLeasing's ESG-linked Leasing product. Customers rated by EcoVadis who demonstrate improved sustainability performance may receive a monetary bonus (reduced financing costs). This enables customers to contribute to a sustainable future while gaining financial benefits from elevated sustainability performance.
• ALVG Anlagenvermietung GmbHcoreTechnology or Integration · 1 January 2019ALVG Anlagenvermietung GmbH is a 100% subsidiary of SüdLeasing, specialized in leasing and services for IT hardware and software solutions. ALVG provides qualified consulting and contract models tailored to digital standards. It shares SüdLeasing's branding and visual identity since a website redesign in June 2023. ALVG operates as an integrated subsidiary within the SüdLeasing group.
• SV SparkassenVersicherung (SV)coreStrategic or Co-development Partner · 1 January 2019SüdLeasing acts as a tied insurance agent (gebundener Versicherungsvertreter §34d Abs. 7 GewO) for SV SparkassenVersicherung, offering object-specific insurance for leased and hire-purchased assets. Insurance policies are transferable upon contract end. Damage claims are handled directly between the customer and the insurer. SüdLeasing is registered in the Vermittlerregister under number D-NQVW-H3E16-30.
• Siemens MobilitycoreStrategic or Co-development Partner · 1 January 2019SüdLeasing orders locomotives (Vectron multi-system) from Siemens Mobility on behalf of customers such as SBB Cargo International. Contracts include the XLoad equipment package and maintenance services provided by Siemens Mobility. Long-standing relationship in rolling stock financing with maintenance wrap contracts.
• SBB Cargo International AGcoreStrategic or Co-development Partner · 1 January 2019SüdLeasing financed 20 Vectron multi-system locomotives including XLoad packages for SBB Cargo International via a long-term hire-purchase with flexible terms. The contract includes vehicle maintenance by Siemens Mobility. Represents one of SüdLeasing's landmark large-scale rolling stock financing transactions.

Scale indicators8 records

Recent moves10 records

Expansion highlights6 records

Broad incumbents

• ALD Automotive: One of Europe's largest vehicle leasing and fleet management operators (Société Générale subsidiary). Comparable to SüdLeasing's Fahrzeuge (vehicle) financing category, particularly for corporate fleets and full-service leasing.
• DZ Bank / TeamBank: Cooperative banking group with leasing and consumer finance offerings for SMEs and the Genossenschaftliche FinanzGruppe. Adjacent to SüdLeasing's Sparkassen-aligned positioning via the LBBW/SparkassenVersicherung partnership.
• DLL (De Lage Landen): Global vendor finance provider (Rabobank subsidiary) covering agriculture, food, healthcare, and clean-tech equipment. Comparable to SüdLeasing's Land- & Forstwirtschaft, Energie, and Maschinen & Anlagen categories, with broader geographic footprint.
• Siemens Financial Services: Captive financing arm of Siemens covering industrial equipment, large mobility, and energy projects. Comparable to SüdLeasing's Großmobilien rail and aviation financing (SüdLeasing has financed Siemens Mobility Vectron locomotives for SBB Cargo International); competes on structured large-ticket deals.

Direct peers

• Commerzbank Equipment Finance: Equipment financing arm of Commerzbank, covering SME and corporate asset finance in Germany including vehicles, machinery, and IT — directly overlapping SüdLeasing's Mittelstand and corporate client base.
• Deutsche Leasing (DAL): One of Germany's largest asset financiers and direct competitor to SüdLeasing across mid-market equipment, large-mobility (aviation, shipping, rail), and structured finance. Both serve the Mittelstand and large enterprises with manufacturer-independent advisory; overlap is strongest in aviation and rail where DAL also originates large tickets.
• Grenke AG: Listed German leasing specialist focused on small-ticket IT, office, and SME equipment financing with a high degree of digital self-service. Comparable to SüdLeasing in Mittelstand orientation but smaller-ticket, more IT-skewed, and digitally native — overlapping in IT leasing (SüdLeasing's ALVG subsidiary) and SME markets.
• UniCredit Leasing: Bank-affiliated German lessor covering vehicles, equipment, and real estate for SMEs and corporates. Several SüdLeasing MDs (Rebentisch) were previously at UniCredit Leasing, illustrating close competitive and talent overlap in the German leasing market.

Others

• ALVG Anlagenvermietung GmbH: 100% subsidiary of SüdLeasing itself, specialized in IT hardware and software leasing. Included as an ecosystem peer illustrating the digital-asset leasing niche within the broader group.
• SüdFactoring GmbH: Sister company of SüdLeasing within the LBBW group, providing receivables purchasing and factoring. Closely affiliated — share headquarters, leadership, and customer base — and demonstrates the LBBW group's broader working-capital finance offering adjacent to SüdLeasing's leasing core.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/468314

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SüdLeasing