TMG

What TMG does

TMG (The Money Group), trading as TMG Mortgage Network and TMG Direct, is a UK-based Appointed Representative (AR) mortgage network headquartered in Rotherham, England. Founded in 2021 by Scott Thorpe, the company operates under FCA authorisation (Firm Reference No: 786245) held by TMG Direct Limited, providing a regulatory compliance umbrella for self-employed mortgage advisers and small advisory firms who join the network as ARs. Members gain access to a full panel of lenders and providers, compliance oversight, training, and business development resources while retaining ownership of their client bank and operating autonomy.

The company's core technology stack is built on the TMG Hub member portal and the TMG System, a CRM and sourcing/lending platform powered by partner OMS, with API-driven client and introducer portals. Additional product surfaces include TMG Club, a sub-brand for member engagement and partner strategy led by Danny Belton. The platform integrates compliance resources, fair value statements from lenders, and a network contact directory to streamline broker operations.

TMG's commercial model is a recurring subscription/membership fee structure paid by AR broker firms for compliance umbrella services, with no public disclosure of fee tiers. Distribution is primarily direct via an online application process, supplemented by event-driven GTM including the flagship TMG Expo, Mortgage & Protection Roadshows (North and South), and Play on the Pitch networking events. Marketing also leverages organic social channels, a newsletter ('Stay in the Loop'), and member testimonials as social proof. The company is founder-owned, privately held, and bootstrapped, with no disclosed external funding rounds.

Name

TMG

Legal name

TMG Direct Limited

Website

https://themoney-group.co.uk

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

51–100 employees

Short description

TMG is a UK FCA-authorised mortgage network providing compliance umbrella services and technology (TMG Hub, OMS-powered CRM) to self-employed mortgage brokers and small advisory firms operating as Appointed Representatives, headquartered in Rotherham.

Ownership category

akta.pro rank

Headquarters

HQ city

Rotherham

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. AR Membership Fees: TMG Mortgage Network charges fees to mortgage brokers who join as Appointed Representatives. Brokers pay for the compliance umbrella and regulatory coverage provided by TMG's FCA authorization.

Go-to-market motion3 records

Distribution channels1 record

Marketing channels7 records

Core offering

TMG Mortgage Network is an FCA-authorised mortgage and protection network that provides a compliance umbrella for self-employed mortgage brokers and small advisory firms in the UK. Brokers join as Appointed Representatives (ARs) under TMG's FCA authorisation, gaining access to a full lender and provider panel, compliance oversight, training, networking events, and the TMG Hub / OMS-powered CRM system, while retaining full ownership of their client bank and business autonomy.

Product overview

TMG (The Money Group) operates a single core product — the TMG Mortgage Network — which is an FCA-authorised compliance umbrella and Appointed Representative (AR) network for mortgage and protection brokers in the UK. Founded in 2021 and headquartered in Rotherham, TMG provides its members with access to a full panel of lenders and providers, compliance oversight, training, and business development support. The network is built around the TMG System (powered by OMS), which provides integrated sourcing, lending, and CRM functionality, alongside the TMG Hub — an internal resource portal through which members access the CRM, fair value statements, lender panels, and a network directory. TMG Club serves as a sub-brand for member engagement and partner strategy. TMG positions itself as a 'network for brokers built by brokers,' emphasising autonomy, transparency, and growth support over traditional network models.

Differentiator

Problem solved

Functional benefit

Products and services

• TMG Mortgage Network FCA-authorised mortgage and protection network providing a compliance umbrella for mortgage brokers. Brokers and their firms become Appointed Representatives (ARs) of TMG, gaining access to a full lender and provider panel, compliance support, training and networking events, and business development resources while retaining ownership of their client bank and business autonomy. Target customers are UK-based self-employed mortgage advisers and small mortgage advisory firms.
• TMG Hub Internal resource hub accessible to TMG members providing access to the OMS-powered CRM system, fair value statements from lenders, sourcing and lending integration tools, client and introducer portals, and a directory of resources and contacts within the network. Available to appointed representatives of TMG Mortgage Network.
• TMG System (powered by OMS) Integrated sourcing and lending platform with CRM capabilities, client portals, and introducer portals, designed to streamline the mortgage application process for TMG members. Powered by OMS as an award-winning, compliant end-to-end sales platform with full API development built in.
• TMG Club Sub-brand of TMG referenced as an additional member benefit, focused on member engagement and partner strategy. Danny Belton serves as Head of TMG Club and Partner Strategy.

Named customers6 records

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature2 records

Partnerships

One partnership is on record.

• OMScoreTechnology or IntegrationOMS provides TMG's bespoke CRM system - an award-winning, compliant end-to-end sales platform with full API development. The OMS-powered TMG System integrates sourcing and lending functionality with client and introducer portals.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Openwork Partnership (Mortgage Intelligence / Sesame): One of the UK's largest appointed representative networks for mortgage and protection advisers. Directly comparable to TMG as an FCA-authorized AR network providing compliance umbrellas, lender panels, and support services to self-employed advisers.
• PRIMIS Mortgage Network: UK mortgage and protection AR network offering AR firms compliance support, lender access, and training. Closely comparable to TMG on business model (AR membership, regulatory umbrella) and target customer (self-employed advisers).
• TMA Club (The Mortgage Alliance): Mortgage club for advisers and AR firms in the UK, providing compliance, lender panels, and marketing support. Direct competitor to TMG in the AR network space with a similar self-employed adviser focus.
• Stonebridge (BNC Network): Large UK mortgage and protection appointed representative network. Directly comparable to TMG's AR membership model and target adviser base, and a meaningful competitor for recruitment.
• Paradigm Mortgage Services: UK mortgage club network providing compliance umbrella, lender relationships, and member services to adviser firms. Offers a directly comparable proposition to TMG's AR network model.
• Connect for Intermediaries: UK intermediary network providing mortgage and protection advisers with lender access and support. Comparable AR-style proposition serving similar self-employed and small-firm adviser segments.

Broad incumbents

• Legal & General Mortgage Club: Lender-led mortgage club operated by Legal & General, serving as an intermediary distribution channel. Indirect peer — broader incumbent with overlapping adviser relationships but operated as a club rather than an AR network.
• SimplyBiz Group: UK compliance and business services provider to financial advisers, including mortgage networks. Adjacent incumbent providing compliance support competing for the same adviser base as TMG, though at greater scale.

Emerging players

• The Equity Release Council: While not a direct AR network, the Council represents advisers and lenders in equity release — a product category adjacent to TMG's mortgage and protection remit, and increasingly important for retirement-age mortgage brokers within TMG's roster.

Others

• National Association of Mortgage Brokers (NAMB): Industry body representing UK mortgage brokers. Not a commercial peer, but is an ecosystem participant setting standards and advocacy that directly affects the addressable adviser pool that TMG recruits from.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/TheMoneyGroupUK
• LinkedInlinkedin.com/company/the-money-group-limited
• Instagraminstagram.com/tmgdirect

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TMG