Fidor Bank
Fidor Bank AG was a private German digital bank headquartered in Munich that surrendered its banking license and ceased all operations on February 1, 2025. Its successor, FG Management GmbH, exists solely to handle data trustee inquiries from former customers via legal data Schröder Rechtsanwaltsgesellschaft mbH.
- Company typePrivate
- Founded2009
- HeadquartersMunich, Germany
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Fidor Bank does
Fidor Bank AG was a private German digital bank headquartered in Munich at Maximilianstraße 2, 80539 München. Historically positioned as a digital-first credit institution in Germany, it served retail customers through online banking channels prior to its wind-down. No proprietary technology stack, product catalog, pricing model, headcount figures, or customer segmentation data is available in the source material, so the operational specifics of its historical banking business cannot be substantiated beyond the legal-entity facts.
As of 01.02.2025, Fidor Bank AG surrendered its German banking license and is no longer classified as a credit institution. All customer business relationships were fully dissolved, and the entity ceased all business activities. The successor company, FG Management GmbH, was established as a private limited liability company (GmbH) registered in Munich at the same address. FG Management GmbH does not operate a banking or financial services business; its sole purpose is to handle data trustee inquiries from former account holders through legal data Schröder Rechtsanwaltsgesellschaft mbH, reachable via the fidor-datentreuhand.legaldata.law contact form.
FG Management GmbH publishes a price and service catalogue (Preis- und Leistungsverzeichnis) dated 2026-03-01, indicating minimal residual administrative activity but no commercial revenue model. No products, partnerships, integrations, APIs, AI capabilities, certifications, awards, or funding history are associated with either the predecessor bank or the successor entity in the available data. The company has effectively exited the market.
Fidor Bank firmographics
Firmographics- Name
- Fidor Bank
- Legal name
- FG Management GmbH
- Website
- https://fidor.de
- Company type
- Private
- Founded year
- 2009
- Operating status
- Closed
- Headcount range
- 101–250 employees
- Short description
- Fidor Bank AG was a private German digital bank headquartered in Munich that surrendered its banking license and ceased all operations on February 1, 2025. Its successor, FG Management GmbH, exists solely to handle data trustee inquiries from former customers via legal data Schröder Rechtsanwaltsgesellschaft mbH.
- Ownership category
- akta.pro rank
Fidor Bank industry classification
Industry- Product category
- Retail Banking
- NAICS
- Commercial Banking (52211)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Retail-focused Neobanks (Mass Market) (FSABAFAA)
- akta.pro secondary industries
- Digital Retail Banking (Online & Mobile) (FSABAAAF), Digital Banking & Neobank Platforms (BPAMAFAD)
Keywords
Where Fidor Bank is headquartered
LocationHeadquarters
- HQ city
- Munich
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Fidor Bank business model
Business model- GTM type
- B2C
- Offering type
- Services
Fidor Bank product offering
Product offeringCore offering
Fidor Bank AG was a German digital bank that previously offered online retail banking services to individual customers in Germany. The bank ceased all business operations and surrendered its banking license effective February 1, 2025. Its successor entity, FG Management GmbH, no longer offers banking products and exists solely to address data trustee inquiries concerning former customer accounts via legal data Schröder Rechtsanwaltsgesellschaft mbH.
Product overview
Fidor Bank AG has ceased operations and is no longer active as a credit institution since February 1, 2025, following the return of its banking license. The successor company is FG Management GmbH. No active products or services are offered by Fidor Bank AG.
Differentiator
Problem solved
Functional benefit
Fidor Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Fidor Bank partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Fidor Bank competitors and assessment
Company assessmentDirect peers
- N26: Berlin-headquartered retail neobank operating under a German banking license, the most direct historical competitor to Fidor in the German digital retail banking market.
- Monzo: UK challenger/digital bank serving retail customers via a mobile app with current accounts, savings, and lending — a like-for-like model to Fidor's digital retail bank.
- Bunq: Dutch-headquartered retail neobank offering mobile current accounts, savings, and payments across Europe, competing in the same digital retail banking category as Fidor.
- Starling Bank: UK-based digital challenger bank with full banking license, offering retail and small business accounts via mobile — closely comparable to Fidor's licensed retail digital banking proposition.
- Revolut: UK-headquartered digital bank serving European retail customers with mobile-first accounts, payments, and FX — directly comparable to Fidor's offering pre-closure.
- Tomorrow (Tomorrow Bank): German mobile-first sustainable neobank targeting retail consumers in Germany — directly comparable geography, customer base, and product type to Fidor.
Broad incumbents
- DKB (Deutsche Kreditbank): Large German direct/digital bank serving retail and corporate customers; overlaps with Fidor's German online retail banking positioning as an established incumbent.
Emerging players
- Solaris SE: Berlin-based Banking-as-a-Service platform with a full German banking license, operating in the same German digital banking ecosystem and overlapping with parts of Fidor's tech-enabled banking value chain.
- Wise plc: Digital cross-border payments and multi-currency account provider serving European retail customers — partial overlap with the consumer-facing digital financial services positioning Fidor once held.
Regional players
- Vivid Money: European mobile-first retail banking and investment app serving customers across multiple EU markets — comparable product set (current accounts, cards, savings, investing) to Fidor's former offering.
Market position
Weaknesses4 records
Competitive moat2 records
Key risks4 records
Customer concentration
Fidor Bank social profiles
Digital presenceFidor Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fidor Bank leadership team
Management profileNumber of profiles
Fidor Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fidor Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fidor Bank
What does Fidor Bank do?
Fidor Bank AG was a German digital bank that previously offered online retail banking services to individual customers in Germany. The bank ceased all business operations and surrendered its banking license effective February 1, 2025. Its successor entity, FG Management GmbH, no longer offers banking products and exists solely to address data trustee inquiries concerning former customer accounts via legal data Schröder Rechtsanwaltsgesellschaft mbH.
Is Fidor Bank a public or private company?
Fidor Bank is a private company. It is classified as unknown and is currently closed.
When was Fidor Bank founded?
Fidor Bank was founded in 2009. It employs 101 to 250 people.
Where is Fidor Bank based?
Fidor Bank is headquartered in Munich, Germany, in the Europe region.
Who are Fidor Bank's main competitors?
Direct peers on record are N26, Monzo, Bunq, Starling Bank, Revolut and Tomorrow (Tomorrow Bank). DKB (Deutsche Kreditbank) is listed as a broad incumbent. Emerging players are Solaris SE and Wise plc. Vivid Money is listed as a regional player.
Does Fidor Bank have an API?
No public API is recorded for Fidor Bank.
What industry is Fidor Bank in?
Fidor Bank's product category is Retail Banking. Its primary akta.pro industry code is FSABAFAA, Retail-focused Neobanks (Mass Market), with a secondary code of FSABAAAF, Digital Retail Banking (Online & Mobile). Its NAICS code is 52211 and its SIC code is 6021.