What Grupo NotreDame Intermédica does

Grupo NotreDame Intermédica (GNDI), publicly listed on the Brazilian stock exchange under ticker HAPV3 and operating under the Hapvida brand, is one of Brazil's largest vertically integrated health and dental insurance operators. The company was formed through the 2022 merger of Hapvida and NotreDame Intermédica, combining insurance underwriting with its own owned network of more than 600 clinics, 80+ hospitals, 292 diagnostic units and a dental affiliate network exceeding 22,000 dentists serving over 7.2 million dental beneficiaries. Core revenue is subscription-based: monthly health plan premiums starting at R$88.56/month for micro-enterprise and R$113.60/month for individual plans, plus dental plans starting at R$39.90/month, supplemented by coparticipation transaction fees on certain procedures.

The technology platform layers an integrated Teleconsulta telemedicine service (more than 20 specialties, 700,000+ monthly consultations with a 6.1-minute average wait and 92% digital resolubility) onto a unified digital patient record (Prontuário Único Inteligente) shared across the network. AI is applied primarily in diagnostic imaging, with the company reporting 60+ AI projects and 115 AI solutions supporting imaging analysis, hospital management and patient journey optimization. The company applies ISQua-recognized quality standards (more than 4,000 requirements) and operates an in-house Programa de Aperfeiçoamento Profissional that has trained 8,500+ physicians, while also distributing through certified broker (corretor) networks and digital self-service channels (website, app, WhatsApp).

Go-to-market is sales-led and multi-channel: direct self-service online and mobile sales for individual and SME segments, inside sales via call centers, enterprise field sales for corporate accounts, and a broker/corretor portal for dental plans, supplemented by referral rewards of up to R$1,500 and Clube de Vantagens benefits (discounts through SunClick, TotalPass, Drogasil, Centauro, Sephora, Movida, FlixBus, Hering). Customer segmentation is horizontal — individual, family, MEI, micro, SME and large corporate plus dedicated dental — with programs including Qualivida (chronic disease management), Nascer Bem and Gestação Segura (prenatal care), and Cuidaê (online pharmacy) layered on top of the core insurance product.

Name

Grupo NotreDame Intermédica

Legal name

Hapvida NotreDame Intermédica

Website

https://gndisul.com.br

Company type

Public

Founded year

2012

Operating status

Operating

Headcount range

51–100 employees

Short description

Grupo NotreDame Intermédica (operating as Hapvida, ticker HAPV3) is one of Brazil's largest vertically integrated health and dental insurance providers, serving individual, family, MEI, SMB and corporate beneficiaries through its own network of 600+ clinics, 80+ hospitals and 292 diagnostic units across all five Brazilian regions.

Ownership category

akta.pro rank

Product category

Health Insurance Services

NAICS

General Medical and Surgical Hospitals (6221)

SIC

Hospital & Medical Service Plans (6324), Services-Health Services (8000)

akta.pro primary industry

Group Dental Plans (Employer-Sponsored) (HLAEAIAG)

akta.pro secondary industry

Stand-Alone Dental Plans (Individual/Family) (HLAEAIAF)

Keywords

• Health insurance plans
• Dental insurance
• Healthcare services
• Diagnostic imaging
• Telemedicine services

Headquarters

HQ city

Curitiba

HQ country

Brazil

HQ region

Latin America

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Health Insurance Premiums: Monthly subscription premiums collected from individual, family, and corporate health insurance plans. Plans start at R$88.56/month for health and R$39.90/month for dental, with national coverage for urgency and emergency services.
2. Coparticipation Fees: Cost-sharing mechanism where beneficiaries pay a portion of the cost for certain medical procedures, consultations, and diagnostic exams based on tiered classification tables.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Grupo NotreDame Intermédica (GNDI), operating as Hapvida, is a vertically integrated health and dental insurance operator in Brazil that underwrites medical-health and dental plans for individuals, families, MEI/micro businesses, and corporate clients. The company delivers care through its own network of more than 80 hospitals, 600+ clinics, and 292 diagnostic imaging units, supplemented by a digital telemedicine platform (Teleconsulta), an online pharmacy (Cuidaê), and a benefits club (Clube de Vantagens). Plans start at R$88.56/month for individual health and R$39.90/month for individual dental, serving over 7.2 million dental beneficiaries nationally.

Product overview

Grupo NotreDame Intermédica (operating under the Hapvida brand) operates as a platform-based health and dental insurance company. The core offering is its medical-health insurance plans (Planos de Saúde Hapvida Clinipam), supplemented by Hapvida +Odonto dental plans — one of Brazil's largest dental operators with over 7.2 million beneficiaries. These are complemented by integrated service modules: Hapvida Diagnóstico (292 diagnostic imaging units), Teleconsulta (telemedicine across 30+ specialties), Qualivida programs (renamed to Nascer Bem and Gestação Segura for prenatal care), Clube de Vantagens (benefits club with retail and utility discounts), and Cuidaê (online pharmacy). The ecosystem is accessed through a digital beneficiary portal and mobile app for both health and dental plans.

Differentiator

Problem solved

Functional benefit

Brands

• Hapvida +Odonto: Dental insurance plan brand offering individual and corporate dental coverage with more than 7.2 million beneficiaries and network of over 22,000 dentists.
• Hapvida Diagnóstico
• Cuidaê
• Clube de Vantagens
• Qualivida
• Qualitotal
• Teleconsulta
• Nascer Bem
• Gestação Segura
• LifeDay
• Hospital do Coração de Balneário Camboriú
• Hospital Santa Brígida

Products and services

• Planos de Saúde Hapvida Clinipam (Individual e Empresarial)
• Planos Odontológicos Hapvida +Odonto
• Teleconsulta
• Hapvida Diagnóstico
• Programa Nascer Bem
• Programa Gestação Segura
• Clube de Vantagens Hapvida
• Cuidaê

Quantifiable outcome

• 75% of emergency patients attended within 15 minutes
• +8 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability7 records

Feature5 records

Partnerships

Ten partnerships are on record, tiered minor.

• ABRAMGE (Associação Brasileira de Planos de Saúde)minorOthersABRAMGE is an association of health plans that provides emergency care coverage for beneficiaries traveling outside their contracted area of coverage. Hapvida beneficiaries can access ABRAMGE network services exclusively for urgency and emergency cases while in transit.
• DrogasilminorGTM or Marketing PartnerPartner brand in Hapvida's Clube de Vantagens benefits program, offering pharmacy discounts to beneficiaries.
• CentaurominorGTM or Marketing PartnerPartner brand in Hapvida's Clube de Vantagens benefits program, offering sports and retail discounts to beneficiaries.
• SephoraminorGTM or Marketing PartnerPartner brand in Hapvida's Clube de Vantagens benefits program, offering beauty and personal care discounts to beneficiaries.
• Movida (Aluguel de Carros)minorGTM or Marketing PartnerPartner brand in Hapvida's Clube de Vantagens benefits program, offering car rental discounts to beneficiaries.
• FlixBusminorGTM or Marketing PartnerPartner brand in Hapvida's Clube de Vantagens benefits program, offering transportation discounts to beneficiaries.
• HeringminorGTM or Marketing PartnerPartner brand in Hapvida's Clube de Vantagens benefits program, offering clothing and retail discounts to beneficiaries.
• SunClickminorGTM or Marketing PartnerEnergy savings partner in Clube de Vantagens offering up to 25% electricity bill savings to Hapvida beneficiaries.
• TotalPassminorGTM or Marketing PartnerFitness and wellness partner in Clube de Vantagens offering access to gyms, studios and well-being services to Hapvida beneficiaries.
• ANAHP (Associação Nacional de Hospitais Privados)minorOthersANAHP quality standards used as benchmarks for Hapvida's operational indicators, which exceed industry excellence standards.

Scale indicators13 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Amil: One of Brazil's largest health and dental insurance operators, owned by UnitedHealth Group. Directly competes with GNDI Hapvida in individual, family, PME, and large corporate segments across all five regions of Brazil with comparable plan structures.
• Bradesco Saúde: Bradesco Seguros' health and dental arm is among the top Brazilian carriers, offering individual, family and employer-sponsored medical-dental plans. Competes head-to-head with GNDI in the corporate and PME channels with a similarly broad provider-network model.
• SulAmérica: One of Brazil's largest independent health, dental, and group insurance operators. Competes with GNDI across individual, family, and corporate health and dental plans with comparable national network reach.
• Unimed: Brazil's largest cooperative medical system with national coverage and a physician-owned provider network model. Competes with GNDI in individual, family, and corporate plans and is structurally comparable as a large multi-region carrier with an owned provider footprint.
• Odontoprev: Brazil's largest dedicated dental insurance operator, directly competing with Hapvida +Odonto across individual and corporate dental plans. Highly relevant peer given GNDI's significant dental insurance scale (7.2M+ beneficiaries).
• Porto Seguro Saúde: Insurance arm of Porto Seguro offering health and dental plans to individuals, families, and corporate clients. Competes with GNDI in the SME and corporate health and dental segments with cross-sell leverage from auto and home lines.
• Prevent Senior: Brazilian health insurer specialized in serving older adults with vertically integrated hospital and clinic networks. Comparable to GNDI on owned-delivery model and corporate/individual plan structure, focused on a distinct demographic segment.
• Care Plus: Brazilian premium-tier health and dental insurer serving individuals, families, and corporate clients. Comparable to GNDI's higher-end plan offerings and competes in the same urban, higher-income segments.

Broad incumbents

• UnitedHealth Group: US-based global health insurer and owner of Amil in Brazil. Operates a broader portfolio (insurance plus Optum services) and competes with GNDI both directly via Amil and indirectly via its global scale, capital, and data infrastructure.

Others

• NotreDame Intermédica (pre-merger entity): The historical NotreDame Intermédica entity that merged with Hapvida in 2022 to form the current Grupo NotreDame Intermédica. Included as context — it is now the same entity as the subject — to flag the integration history and structural origin.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/clinipamoficial
• YouTubeyoutube.com/hapvidasaude
• LinkedInlinkedin.com/company/clinipam
• Instagraminstagram.com/hapvidasaude
• TikToktiktok.com/@hapvidandi

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Grupo NotreDame Intermédica