Wholesale Warranties

What Wholesale Warranties does

Wholesale Warranties is a privately held, San Diego-based warranty broker that matches recreational vehicle (RV) and automobile owners with extended service contracts offered by multiple third-party insurance carriers. The company carries policies for motorhomes (Class A, B, C), towable RVs (travel trailers, 5th wheels, pop-up campers, truck campers), and automobiles through at least seven carrier brands (Extended Elite, TruWarranty, Viking Protection Plan, NorthStar, American Auto Shield, Omega, plus others), each with tiered coverage — exclusionary, listed-component/comprehensive, and powertrain — and with terms ranging from one to seven years. All policies are backed by AM Best A-rated or better insurance carriers and accept any licensed repair facility in the United States or Canada, including mobile mechanics. The company distinguishes itself by operating an in-house Claims Support staff that walks customers through the claims process, and by structuring deductibles per visit rather than per item.

The business is a brokerage, not an underwriter. Revenue is generated via commissions on multi-year service contract sales, with add-on products including RV Roadside Assistance and RV Tire/Wheel Protection. Pricing is quote-based and varies by RV type, age, mileage, coverage level, term length, and deductible; no list pricing is disclosed. The go-to-market is sales-led and consultative: RV Warranty Specialists work one-on-one with customers by phone (800-939-2806) and via an online quote request form, supplemented by an RV dealer partnership program, an affiliate/referral network of RV bloggers and influencers, and endorsement partnerships with RV community organizations such as Escapees RV Club and Harvest Hosts. Marketing is multi-channel and content-driven, anchored by the company website, RV Insights Blog, weekly newsletter, social channels, the "Beyond the Wheel" podcast, and presence at RV seminars and events.

The company was recognized on the Inc. 5000 list of fastest-growing private companies in 2014 and ranked #23 of 100 on the San Diego Business Journal's Fastest Growing Private Companies list while growing team headcount from 8 to 21 employees over three years. Leadership is anchored by owner and CEO Jeff Shelton. The company holds a registered "Wholesale Warranties" trademark, displays a 4.8/5 customer satisfaction rating across 300+ customer reviews, and operates as an independent entity with no disclosed parent company, institutional investors, or funding rounds.

Name

Wholesale Warranties

Legal name

Wholesale Warranties

Website

https://wholesalewarranties.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Wholesale Warranties is a privately held, San Diego-based warranty broker that matches RV and automobile owners with extended service contracts from multiple AM Best A-rated insurance carriers, operating sales-led through phone, dealer, and affiliate channels across the US and Canada.

Ownership category

akta.pro rank

Product category

RV and Auto Extended Warranties

akta.pro primary industry

OEM/Captive Warranty & Service Contract Programs (FSAJALAE)

akta.pro secondary industries

Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD), Auto Ancillary Warranties (Tire & Wheel, Paintless Dent, Key/Remote, Windshield) (FSAJALAB), Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

Keywords

• RV extended warranties
• Motorhome service contracts
• Travel trailer warranties
• Auto extended warranties
• RV roadside assistance

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Extended Warranty/Service Contract Sales: Wholesale Warranties acts as a broker for RV extended service contracts. The company earns revenue by offering multiple coverage plans from various providers, earning commissions on policy sales. Customers pay upfront premiums for chosen plans based on coverage level, RV type, term length, and deductible selection. The company also offers RV roadside assistance and tire/wheel protection as additional products.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

Wholesale Warranties acts as a broker connecting RV and auto owners with extended warranty/service contracts from multiple AM Best A-rated insurance carriers. The company sells multi-year coverage plans (exclusionary, listed component, and powertrain tiers) for motorhomes, travel trailers, 5th wheels, pop-up campers, truck campers, and automobiles. It also offers RV roadside assistance and tire/wheel protection as add-on products, and supports customers through a dedicated in-house claims team.

Product overview

Wholesale Warranties is an RV and auto extended warranty broker offering multiple coverage tiers across multiple brand partners. The core product is RV extended warranties (extended service contracts) available for motorhomes (Class A, B, C), towable RVs (travel trailers, 5th wheels, pop-up campers, truck campers), and automobiles. Coverage levels include Exclusionary (highest), Listed Component/Comprehensive, and Powertrain (entry-level) plans. Products are offered through brand partners including Extended Elite, TruWarranty, Viking Protection Plan, NorthStar, American Auto Shield, and Omega. Additional services include RV Roadside Assistance and RV Tire and Wheel Protection as add-on modules. All RV policies are backed by AM Best A-rated or better insurance carriers and allow repairs at any licensed facility in the US or Canada. The company operates as a broker, matching customers with coverage options tailored to their RV type, usage, and budget through personalized quotes.

Differentiator

Problem solved

Functional benefit

Products and services

• RV Extended Warranties

Quantifiable outcome

• 30% of RVs have a major breakdown by their 2nd year
• +7 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core and minor.

• Harvest HostscoreGTM or Marketing PartnerHarvest Hosts is a valued partner offering exclusive 15% discount on Harvest Hosts membership for Wholesale Warranties customers. Partnership provides co-marketing opportunities and mutual customer referrals through blog content and promotional codes.
• Passport AmericaminorGTM or Marketing PartnerDiscount camping membership partner featured on Wholesale Warranties website. Offers reciprocal marketing benefits to RV travelers.
• RV Repair DirectminorGTM or Marketing PartnerReferral partner providing directory and review site for RV repair facilities. Customers can find licensed repair shops through this partnership.
• Escapees RV ClubcoreGTM or Marketing PartnerEndorsement partnership with Escapees RV Club. The club endorses Wholesale Warranties as a preferred warranty provider for its members.
• American Coach AssociationminorGTM or Marketing PartnerPartnership with American Coach Association for member referrals and promotional benefits.
• AM Best A-Rated Insurance CarrierscoreStrategic or Co-development PartnerWholesale Warranties partners with insurance carriers rated A or better by AM Best to back their warranty policies. This ensures customers that their coverage will be there when needed.
• RV Blogger Partners (Network)minorGTM or Marketing PartnerNetwork of RV blogger affiliates including: Mortons on the Move, Keep Your Daydream, Endless RVing, Harvest Hosts, RV Love, WheelingIt, LivinRVision, and many others providing content marketing and referrals.
• Diesel RV ClubminorGTM or Marketing PartnerPartner organization for diesel motorhome enthusiasts providing member benefits and referrals.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Mercury Insurance / Foremost Insurance: Foremost, a Mercury Insurance specialty brand, is a leading insurer of RVs/motorhomes and offers associated protection products. As a vertically integrated RV insurance provider, it competes for the same RV owner wallet and can disintermediate brokers via direct and dealer channels.
• Assurant Dealer Services: Assurant is one of the largest extended warranty administrators and underwriters globally, offering vehicle service contracts across dealer and direct channels. As a broad incumbent with deeper capital and proprietary underwriting, it competes with brokers for dealer and direct relationships.
• Allstate Dealer Services (Allstate Protection / P&C): Allstate offers extended service contracts (often via branded dealer road-side and warranty programs) as part of a broader portfolio of vehicle and dealer products, making it a comparable broad incumbent competing for dealer and consumer RV warranty business.

Direct peers

• Endurance Warranty (Endurance Auto Warranty): Endurance is one of the largest direct-to-consumer extended vehicle warranty providers in the US, mirroring Wholesale Warranties' core auto extended warranty product line with comparable coverage tiers (powertrain, comprehensive, exclusionary).
• CARCHEX: CARCHEX is a vehicle extended warranty broker/provider offering multiple coverage tiers through third-party administrators, directly comparable to Wholesale Warranties' broker model across both auto and specialty vehicle markets.
• CarShield: CarShield is a major direct-to-consumer extended vehicle warranty advertiser and provider, competing for the same auto extended warranty customers that Wholesale Warranties targets with its Omega- and American Auto Shield-branded plans.
• EasyCare Warranty Services: EasyCare offers auto and powersports extended warranties and claims administration through dealer networks and direct channels, a directly comparable distribution and product set to Wholesale Warranties' vehicle protection business.
• Good Sam Extended Service Plan (Camping World): Good Sam / Camping World's ESP division sells RV extended service plans directly to RV owners and at F&I alongside the RV purchase, the same core product that Wholesale Warranties brokers. It is the most directly comparable competitor in the RV extended warranty space.

Emerging players

• Warranty Direct: Warranty Direct / Auto Warranties Direct operates as a vehicle warranty broker matching consumers to third-party contract providers, structurally similar to Wholesale Warranties' broker model in the auto extended warranty segment.
• National Western Financial (Service Contract Industries): National Western Financial / affiliated administrators market RV and powersports extended service contracts through dealers and direct-to-consumer channels, overlapping with Wholesale Warranties' RV product offerings but with a heavier dealer-channel orientation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/user/WholesaleWarranties
• Facebookfacebook.com/WholesaleWarranties
• LinkedInlinkedin.com/company/wholesalewarranties-net
• Instagraminstagram.com/wholesalewarranties
• Xx.com/WhslWarranties

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Wholesale Warranties