NOA Bank
- Company typePrivate
- Founded2014
- HeadquartersDuluth, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
NOA Bank firmographics
Firmographics- Name
- NOA Bank
- Legal name
- PromiseOne Bank
- Website
- https://noabank.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
NOA Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI)
Keywords
Where NOA Bank is headquartered
LocationHeadquarters
- HQ city
- Duluth
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
NOA Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Interest Income: Traditional banking revenue generated from interest earned on loans including commercial loans, real estate loans, construction loans, SBA loans, and residential mortgage loans
- Deposit Account Fees: Fee income from checking accounts, savings accounts, money market accounts, and certificates of deposit including service charges and maintenance fees
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
NOA Bank product offering
Product offeringCore offering
NOA Bank (PromiseOne Bank) is a community bank providing personal banking products (multiple checking accounts, savings, money market, CDs/IRAs), business banking products (business checking, savings, money market, IOLTA, CDs), and lending services (commercial lines of credit, commercial loans, commercial construction loans, commercial real estate loans, SBA loans, and residential mortgage loans). The bank delivers these services through a physical branch in Duluth, GA, an online banking platform with Zelle payment integration, and telephone customer support.
Differentiator
Problem solved
Functional benefit
Products and services
- Happy Checking A personal checking account offering with various benefits and features for individual customers.
- Basic Checking A fundamental personal checking account designed for customers seeking basic banking services.
- Student Checking A checking account tailored for students with features suitable for younger customers.
- Premier Now Checking A premium personal checking account with enhanced features and benefits.
- Golden Senior Now Checking A checking account designed for senior customers with age-appropriate benefits.
- Investment Now Checking A checking account combined with investment features for customers seeking both banking and investment services.
- Investment Gold Money Market A money market account with investment-focused features and competitive rates for personal customers.
- Regular Savings A standard personal savings account for general savings needs.
- Minor Savings A savings account designed for minors, typically under 18 years of age.
- Happy Installment Saving An installment savings product allowing customers to save systematically over time.
- Certificates of Deposit / IRAs Time deposit accounts and Individual Retirement Accounts offering fixed-term savings with competitive rates for personal customers.
- Personal Online Banking Digital banking platform for personal account management including account access, transfers, and bill pay for individual customers.
- Analysis Business Checking A business checking account with analytical tools and reporting features for business customers.
- Smart Business Checking An intelligent business checking solution with smart features for managing business finances.
- Small Business Checking A checking account specifically designed for small businesses with simplified features.
- Investment Now Business Checking A business checking account combined with investment capabilities for business owners.
- Investment Gold Business Money Market A business money market account with investment-focused features.
- Business Savings A savings account designed for business entities to accumulate and manage business funds.
- IOLTA Interest on Lawyers Trust Accounts, a specialized account for legal professionals to hold client funds.
- Business Certificates of Deposit Time deposit accounts for business entities with fixed terms and competitive rates.
- Business Online Banking Digital banking platform for business account management, including cash management and treasury services.
- Commercial Lines of Credit Revolving credit facilities for businesses to manage cash flow and working capital needs.
- Commercial Loans Term loans for businesses to fund expansion, equipment purchases, and other capital needs.
- Commercial Construction Loans Financing for commercial construction projects including ground-up development and renovations.
- Commercial Real Estate Loans Loans for acquiring, refinancing, or developing commercial properties.
- SBA Loans Small Business Administration-backed loans providing favorable terms for qualified small businesses.
- Residential Mortgage Loans Home financing products for purchasing or refinancing residential properties.
- Zelle A peer-to-peer payment service enabling instant money transfers between bank accounts for personal and business customers.
Companies that use NOA Bank
Customer profileSegments3 records
Ideal customer profiles1 record
NOA Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
NOA Bank partnerships and signals
Strategic signalScale indicators2 records
NOA Bank competitors and assessment
Company assessmentRegional players
- United Community Banks: Large Georgia-headquartered community bank operating throughout the Atlanta metro and Southeast with similar consumer, business, and CRE lending products — a same-state competitor with overlapping geography but without the Korean-American niche focus.
- Colony Bankcorp: Georgia-based community bank focused on small business and CRE lending across the Southeast — comparable scale, customer base, and product mix outside the Asian-American niche.
- Synovus Financial: Georgia-headquartered regional bank with deep Atlanta metro presence in commercial, CRE, and small-business banking — competes for the same business-banking customer base though with no cultural-niche positioning.
Direct peers
- Hanmi Bank: Korean-American focused commercial bank with full-service personal, business, and SBA lending — a larger but functionally equivalent Asian-American community banking model.
- Cathay Bank: Chinese-American focused commercial bank with full deposit, lending, and SBA product suite tailored to Asian-American small businesses — a comparable community-bank-for-immigrant-businesses model.
- East West Bank: Asian-American focused bank serving immigrant and small-business communities with deposit, treasury, and CRE/SBA lending products — directly comparable mission and product set to PromiseOne, though at much larger scale.
- First IC Bank: Georgia-based Korean-American community bank offering deposit and lending products tailored to Korean-American consumers and small businesses — directly overlapping with PromiseOne's customer segment and product mix.
- Metro City Bank: Korean-American focused community bank headquartered in Doraville, GA (Atlanta metro), offering comparable personal, business, and SBA lending products to the same Korean-American small-business demographic in the same geography as PromiseOne.
- Woori America Bank: Korean-American focused bank providing personal and business banking products to the Korean diaspora — directly overlapping with PromiseOne's target demographic and product strategy.
Broad incumbents
- PNC Bank: Large national bank with significant Atlanta metro presence offering consumer, business, and SBA lending at scale — competes for the same deposit and small-business relationships with a broader product platform and digital capabilities.
Market position
Customer concentration
NOA Bank social profiles
Digital presenceNOA Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
NOA Bank leadership team
Management profileNumber of profiles
NOA Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NOA Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NOA Bank
What does NOA Bank do?
NOA Bank (PromiseOne Bank) is a community bank providing personal banking products (multiple checking accounts, savings, money market, CDs/IRAs), business banking products (business checking, savings, money market, IOLTA, CDs), and lending services (commercial lines of credit, commercial loans, commercial construction loans, commercial real estate loans, SBA loans, and residential mortgage loans). The bank delivers these services through a physical branch in Duluth, GA, an online banking platform with Zelle payment integration, and telephone customer support.
Is NOA Bank a public or private company?
NOA Bank is a private company. It is classified as unknown and is currently operating.
When was NOA Bank founded?
NOA Bank was founded in 2014. It employs 11 to 50 people.
Where is NOA Bank based?
NOA Bank is headquartered in Duluth, United States, in the North America region.
How does NOA Bank make money?
Two revenue lines are on record. Interest Income is the primary driver. The others are deposit Account Fees.
Who are NOA Bank's main competitors?
Regional players on record are United Community Banks, Colony Bankcorp and Synovus Financial. Direct peers are Hanmi Bank, Cathay Bank, East West Bank, First IC Bank, Metro City Bank and Woori America Bank. PNC Bank is listed as a broad incumbent.
Does NOA Bank have an API?
No public API is recorded for NOA Bank.
What industry is NOA Bank in?
NOA Bank's product category is Community Banking. Its primary akta.pro industry code is FSAKAGAI, SBA/Government-Backed & Development Finance Loans. Its NAICS code is 52211 and its SIC code is 6022.