BridgeWell Capital
BridgeWell Capital is an Orlando-based, privately held hard money lender founded in 2008 that provides short-term, asset-backed financing — including fix-and-flip, commercial, cash-out refinance, rehab, and buy-and-hold loans — to real estate investors across 20+ U.S. states.
- Company typePrivate
- Founded2008
- HeadquartersOrlando, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What BridgeWell Capital does
BridgeWell Capital is a privately held hard money and private money lender headquartered in Orlando, Florida, founded in 2008. The company provides short-term, asset-based real estate financing to small and mid-sized real estate investors, including fix-and-flip borrowers, rental property owners, and small-commercial real estate operators. BridgeWell Capital is licensed as a mortgage lender and reports an A+ rating with the Better Business Bureau, with the management team claiming more than 50 years of combined industry experience.
The company's product portfolio spans multiple loan types including fix-and-flip loans, commercial loans, cash-out refinances, owner-occupied loans (Florida only), rehab-only financing, and buy-and-hold rental loans, supplemented by ancillary services such as title insurance, escrow, and closing support. Originations are sourced through a direct-to-consumer channel — primarily phone-based intake and online applications — supplemented by marketing through real estate investor associations (REIAs), the company's blog, and social media. BridgeWell Capital reports having funded over $200 million in hard money loans since inception, with active lending operations across 20 or more U.S. states, including a recent push into Texas.
The business model centers on originating asset-backed loans at above-market yields and earning revenue primarily through interest, points, and fees on funded loans. BridgeWell Capital does not disclose proprietary technology, AI/ML tooling, or unique technical platforms; its primary value propositions are speed of funding (a stated 10-day closing capability), underwriting flexibility for non-conforming borrowers, and lending activity in geographies where conventional banks are less active. The firm operates as an LLC with 11–50 employees, with no disclosed outside equity funding or institutional credit facilities.
BridgeWell Capital firmographics
Firmographics- Name
- BridgeWell Capital
- Legal name
- BridgeWell Capital LLC
- Website
- https://bridgewellcapital.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- BridgeWell Capital is an Orlando-based, privately held hard money lender founded in 2008 that provides short-term, asset-backed financing — including fix-and-flip, commercial, cash-out refinance, rehab, and buy-and-hold loans — to real estate investors across 20+ U.S. states.
- Ownership category
- akta.pro rank
BridgeWell Capital industry classification
Industry- Product category
- Hard Money / Private Money Lending
- NAICS
- Real Estate Credit (522292)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Fix-and-Flip / Investor Rehab Financing (FSALAHAH)
- akta.pro secondary industries
- CRE Bridge & Transitional Lending (FSALADAC), Bridge & Short-Term Real Estate Loan Intermediation (FSAEAEAG)
Keywords
Where BridgeWell Capital is headquartered
LocationHeadquarters
- HQ city
- Orlando
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
BridgeWell Capital business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Interest Income on Hard Money Loans: BridgeWell Capital generates revenue by originating hard money loans for real estate investors. Interest rates and loan terms vary based on property type, loan amount, and borrower profile. The company acts as an in-house private money lender, funding loans directly from its own capital.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Fix-and-Flip Loans |
| Other | Pay-as-you-go | Commercial Loans |
| Other | Pay-as-you-go | Cash-Out Refinance |
| Other | Annual | Owner-Occupied Loans (Florida Only) |
| Other | Pay-as-you-go | Rehab Only Loans |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
BridgeWell Capital product offering
Product offeringCore offering
BridgeWell Capital is a direct, in-house private money and hard money lender providing rapid asset-based financing to real estate investors across roughly 20 U.S. states. Core offerings include fix-and-flip purchase/rehab loans, commercial real estate loans, cash-out refinances, owner-occupied loans (Florida), rehab-only loans, and buy-and-hold rental loans, typically funded within 10 days without reliance on borrower credit.
Product overview
BridgeWell Capital is a direct private money and hard money lender specializing in real estate investment financing. The company operates as a single unified lending platform offering multiple loan products including Fix-and-Flip Loans, Commercial Loans, Cash-Out Refinance, Owner-Occupied Loans, Rehab Only Loans, and Buy-and-Hold Loans. These products are complemented by ancillary services such as Rehab Credit Lines, Proof of Funds Letters, Investor Consulting Services, Project Consulting Program, and Refi-Builder Program. The platform focuses on providing rapid financing (often within 10 days) based on asset collateral rather than credit checks, serving real estate investors throughout multiple U.S. states.
Differentiator
Problem solved
Functional benefit
Products and services
- Fix-and-Flip Loans Purchase and rehabilitation funding for real estate investors, with funding in as little as 10 days and no interest charged on undrawn rehab funds; designed for fix-and-flip operators across BridgeWell's lending states.
- Commercial Loans Funding for commercial property purchase or refinance covering office, retail, mixed-use, and medical office properties; loan amounts from $150,000 to $2 million, available as owner-occupied, non-owner-occupied, vacant, or leased.
- Cash-Out Refinance Cash-out refinancing for investment properties, allowing real estate investors to access equity in the property for any purpose; terms and rates determined during application.
- Owner-Occupied Loans (Florida Only) Owner-occupied residential loans available exclusively in Florida with a 360-day term, requiring a 700+ credit score and carrying no pre-pay penalty.
- Rehab Only Loans Loans focused exclusively on funding property rehabilitation, with flexible terms and competitive rates for qualified real estate investors.
- Buy-and-Hold Loans Financing for real estate investors purchasing and holding rental properties for ongoing income generation.
- Investor Consulting Services Professional consulting and advisory services for real estate investors, including free consulting sessions and investment advice covering deal structuring and strategy.
- Project Consulting Program Consultative assistance for real estate investors throughout all phases of an investment project, designed to help them execute successfully.
- Refi-Builder Program Program designed to help real estate investors qualify for long-term conventional refinancing of cash-flow rental properties after the initial BridgeWell loan.
Quantifiable outcome
- Funding completed in as little as 10 days (7 days in Dallas market)
- +2 more outcomes
Companies that use BridgeWell Capital
Customer profileNamed customers4 records
Segments1 record
Ideal customer profiles1 record
BridgeWell Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
BridgeWell Capital partnerships and signals
Strategic signalScale indicators4 records
Recent moves6 records
Expansion highlights5 records
BridgeWell Capital competitors and assessment
Company assessmentDirect peers
- Lima One Capital: Lima One Capital is a direct hard money and private lender specializing in fix-and-flip, rental, and new construction loans for real estate investors. Highly comparable to BridgeWell in core product set, target customer (individual investors), and asset-based underwriting approach.
- RCN Capital: RCN Capital is a direct private lender offering fix-and-flip, rental, and commercial loans to real estate investors nationally. Overlaps directly with BridgeWell's product portfolio, geographic reach, and customer base of small-scale real estate investors.
- CoreVest Finance: CoreVest (a Franklin Templeton company) finances residential real estate investors via bridge loans for fix-and-flip and rental portfolios. Highly comparable to BridgeWell in fix-and-flip focus and investor customer base, though CoreVest operates at significantly larger scale.
- New Silver Lending: New Silver is a hard money lender providing fix-and-flip and rental loans to real estate investors, with funding sourced through a fund-based structure. Directly competes with BridgeWell in asset-based lending to the same SMB real estate investor segment.
- Visio Lending: Visio Lending specializes in rental portfolio financing for real estate investors, particularly long-term buy-and-hold borrowers. Comparable to BridgeWell in customer profile and asset-based underwriting, with greater emphasis on DSCR rental loans.
- Civic Financial Services: Civic Financial Services is a private lender offering hard money loans for fix-and-flip and rental property investors in California and select states. Comparable to BridgeWell in direct lending to real estate investors and product set, with regional concentration.
- Anchor Loans: Anchor Loans is one of the largest fix-and-flip lenders in the U.S., focused exclusively on residential real estate investors. Directly comparable to BridgeWell in core product, customer segment, and asset-based underwriting, though operating at materially larger scale.
Emerging players
- Kiavi: Kiavi (formerly LendingHome) is a tech-enabled lender focused on fix-and-flip and new construction loans to real estate investors. Comparable to BridgeWell in target borrower and core product, but differentiates through proprietary technology and a marketplace-style funding model.
- Groundfloor Finance: Groundfloor is a real estate investment platform that originates fix-and-flip and rental loans through a crowdfunded model. Comparable to BridgeWell in serving individual real estate investors with short-term rehab financing, with a differentiated retail-investor funding source.
Broad incumbents
- Angel Oak Mortgage Solutions: Angel Oak Mortgage Solutions provides non-QM and investor loan products through a broader institutional platform. Comparable to BridgeWell in lending to non-conforming real estate borrowers, though at meaningfully larger scale and broader product portfolio.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
BridgeWell Capital social profiles
Digital presenceBridgeWell Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
BridgeWell Capital leadership team
Management profileNumber of profiles
BridgeWell Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
BridgeWell Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about BridgeWell Capital
What does BridgeWell Capital do?
BridgeWell Capital is a direct, in-house private money and hard money lender providing rapid asset-based financing to real estate investors across roughly 20 U.S. states. Core offerings include fix-and-flip purchase/rehab loans, commercial real estate loans, cash-out refinances, owner-occupied loans (Florida), rehab-only loans, and buy-and-hold rental loans, typically funded within 10 days without reliance on borrower credit.
Is BridgeWell Capital a public or private company?
BridgeWell Capital is a private company. It is classified as unknown and is currently operating.
When was BridgeWell Capital founded?
BridgeWell Capital was founded in 2008. It employs 11 to 50 people.
Where is BridgeWell Capital based?
BridgeWell Capital is headquartered in Orlando, United States, in the North America region.
How does BridgeWell Capital make money?
One revenue line is on record: interest Income on Hard Money Loans.
Who are BridgeWell Capital's main competitors?
Direct peers on record are Lima One Capital, RCN Capital, CoreVest Finance, New Silver Lending, Visio Lending, Civic Financial Services and Anchor Loans. Emerging players are Kiavi and Groundfloor Finance. Angel Oak Mortgage Solutions is listed as a broad incumbent.
Does BridgeWell Capital have an API?
No public API is recorded for BridgeWell Capital.
What industry is BridgeWell Capital in?
BridgeWell Capital's product category is Hard Money / Private Money Lending. Its primary akta.pro industry code is FSALAHAH, Fix-and-Flip / Investor Rehab Financing, with a secondary code of FSALADAC, CRE Bridge & Transitional Lending. Its NAICS code is 522292 and its SIC code is 6162.