Roche Surety and Casualty Company

What Roche Surety and Casualty Company does

Roche Surety and Casualty Company, Inc. is a family-owned surety bond provider headquartered in Tampa, Florida, that underwrites bail bonds for professional bail bond agents across the United States. Founded in 1981 by Armando Roche, the company describes itself as one of the nation's largest family-owned surety bond companies and operates a nationwide agent network served through 24/7 phone support and dedicated agent services teams handling underwriting, transfer bonds, after-hours requests, and finance/billing. Revenue is generated primarily through surety bond premiums collected from bail bond agents, with pricing set on a contact basis per bond rather than through public rate cards.

The company's core product is the issuance of surety bonds that allow licensed bail agents to post financial guarantees enabling defendant release pending trial. Surrounding this core product, Roche has built proprietary agent-facing infrastructure including the Roche Forms Portal (form submission), Web Pay Portal (billing and commission management), and Online Web Reports (bond status and case information). A wholly-owned subsidiary, Bail Bond Education Providers of Florida, is licensed by the Florida Department of Financial Services to deliver 120-hour pre-licensing courses and continuing education, creating an adjacent regulated revenue stream and an agent recruitment pipeline.

The go-to-market motion is direct-to-agent relationship selling, reinforced by industry association partnerships (notably PBUS), BBB accreditation, and regional chamber affiliations across the Tampa area. Customers are exclusively SMB bail bond agencies, with testimonials spanning Tennessee, Texas, Connecticut, and Virginia. Leadership consists of founder/CEO/Chairman Armando Roche, President Shannon Roche, and Vice President Missy Martin, indicating a generational family ownership structure. The company is bootstrapped with no disclosed external funding or institutional ownership.

Name

Roche Surety and Casualty Company

Legal name

Roche Surety and Casualty Co., Inc.

Website

https://rochesurety.com

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

11–50 employees

Short description

Roche Surety and Casualty Company is a family-owned surety bond provider founded in 1981 that underwrites bail bonds for licensed bail bond agents nationwide, supported by proprietary agent portals and a regulated Florida-based bail bond education subsidiary.

Ownership category

akta.pro rank

Product category

Surety Insurance

NAICS

Finance and Insurance (52)

SIC

Surety Insurance (6351), Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAJAIAK

Notary / Bail / Miscellaneous Consumer Bonds

Financial & Insurance/Insurance — Motor, Property & Casualty/Surety & Fidelity Bonds

SECONDARYFSAEADAI

Surety & Bond Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAJAIAB

Commercial Surety Bonds

Financial & Insurance/Insurance — Motor, Property & Casualty/Surety & Fidelity Bonds

Keywords

• Surety bond services
• Bail bond underwriting
• Agent licensing education
• Bond issuance portal
• Claims and recoveries

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Surety Bond Premiums: Roche Surety generates revenue through premiums collected on surety bonds written for bail bond agents. The company serves as a surety provider, enabling bail agents to post bonds for defendants in criminal cases. Revenue comes from agents who pay for bond issuance and related services.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Roche Surety and Casualty Company provides surety bonds that back bail bond agents who post bonds for defendants in criminal cases, enabling their release pending trial. The company offers 24/7 agent support, underwriting assistance, transfer bond coordination, claims and recoveries handling, and compliance support, complemented by online portals for forms, payments, and reporting. It also operates a licensed bail bond education school in Florida for agent pre-licensing and continuing education.

Product overview

Roche Surety and Casualty Co., Inc. is a family-owned surety bond company serving professional bail bond agents nationwide since 1981. The company operates as a unified platform combining core bail bond surety services with agent support tools including the Roche Forms Portal for form submission, Web Pay Portal for billing management, and Online Web Reports for case tracking. Additionally, the company operates Bail Bond Education Providers of Florida, an approved bail bond school offering pre-licensing and continuing education courses for agents in Florida.

Differentiator

Problem solved

Functional benefit

Products and services

• Bail Bond Surety Services Surety bond services for licensed professional bail bond agents, providing the financial guarantee that backs an agent's bond posted for a defendant in a criminal case. Includes 24/7 underwriting support, transfer bond coordination, and claims and recoveries handling.
• Bail Bond Education Providers of Florida Approved and licensed bail bond school offering 120-hour pre-licensing courses and continuing education for bail bond agents in Florida, operated as a wholly-owned subsidiary of Roche Surety.
• Roche Forms Portal Web-based portal where licensed bail bond agents access and submit forms for bond processing and account administration.
• Web Pay Portal Online payment portal enabling bail bond agents to manage billing, commissions, and account financial matters with Roche Surety.
• Online Web Reports Web-based reporting system for licensed bail bond agents to access bond status, case information, and operational reports.

Named customers4 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered minor and core.

• Ybor ChamberminorOthersYbor Chamber partnership shown as logo association on the Roche Surety website, indicating community and business network connections in the Tampa/Ybor City area.
• PBUS (Professional Bail Bondsmen of the United States)coreOthersPBUS logo displayed on Roche Surety website as a key industry association partner, representing the primary professional organization for bail bond agents in the United States.
• BBB (Better Business Bureau)minorOthersBBB accreditation shown as logo on website, indicating company has been reviewed and accredited by the Better Business Bureau for business practices.
• West Tampa ChamberminorOthersWest Tampa Chamber partnership displayed as logo on website, indicating local business community involvement in Tampa area.
• South Tampa ChamberminorOthersSouth Tampa Chamber partnership shown as logo on website, indicating community and business network connections in South Tampa area.
• Great Plant City ChamberminorOthersGreat Plant City Chamber partnership displayed as logo on website, indicating community involvement in the Plant City area of Hillsborough County.
• Boys & Girls ClubminorOthersBoys & Girls Club logo shown on website, indicating company involvement in community charitable activities and youth organizations.

Scale indicators2 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Allegheny Casualty Company: Allegheny Casualty is one of the leading specialty surety insurers in the U.S., with a significant concentration in bail bond surety. It directly competes with Roche for the same agent network and underwriting relationships, making it the closest comparable in product, customer, and business model.
• Bankers Insurance Group: Bankers Insurance Group is a Florida-based multi-line insurer that writes bail bond surety alongside property and casualty products. It shares Roche's Florida roots and serves an overlapping SMB agent base, making it a direct geographic and product peer.
• Lexon Insurance Company: Lexon is a specialty surety insurer focused on bail and court bonds. It competes directly with Roche for bail agents nationwide and operates a comparable underwriting and agent-service model.
• International Fidelity Insurance Company (IFIC): IFIC is a specialty surety carrier writing bail, court, and license and permit bonds through a network of agents. It is comparable to Roche in core product (bail surety), customer segment (independent agents), and underwriting approach.
• Financial Casualty & Surety, Inc. Financial Casualty & Surety specializes in bail bond surety and related court bonds, serving a similar agent channel. It is a direct peer in product mix and customer base.

Broad incumbents

• CNA Surety: CNA Surety is one of the largest U.S. surety writers, covering contract, commercial, and bail bonds. It overlaps with Roche on bail and fidelity products but operates at much greater scale across a broader portfolio.
• Travelers Surety: Travelers writes a national surety book that includes bail bonds via agency relationships. It is comparable to Roche as a surety competitor but is a far larger, multi-line incumbent offering bail as part of a broader portfolio.
• Liberty Mutual Surety: Liberty Mutual's Surety division writes contract and commercial surety, with exposure to bail through agency partnerships. Comparable to Roche on the surety side but with materially broader underwriting scope and balance sheet.
• RLI Corp: RLI is a specialty insurer with a dedicated surety segment that overlaps with Roche on small commercial and miscellaneous bonds. It operates at larger scale with broader specialty lines.
• AmTrust Financial Services: AmTrust writes specialty surety and fidelity bonds including some bail-related products. It is comparable to Roche as a surety provider but with a much larger, diversified insurance portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/rochesurety
• Instagraminstagram.com/rochesurety
• Xx.com/rochesurety
• LinkedInlinkedin.com/company/roche-surety

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Roche Surety and Casualty Company