What Bondar & Associates does

Bondar & Associates Financial and Insurance Services is a private financial advisory practice founded in 1996 by Andrew Bondar and headquartered at 4366 Auburn Blvd, Sacramento, California, with additional regional offices in San Jose, Los Angeles, and San Francisco. The firm serves high-net-worth individuals, families, and business owners across 10 U.S. states (AZ, CA, FL, KS, MD, NC, NV, OR, UT, WA), delivering a holistic suite of services including wealth preservation and estate planning, business succession strategies, retirement planning, education funding, portfolio management, charitable gifting, and risk management. The practice is operated as a solo-led advisory carried by a stated four-person team that includes founder Andrew Bondar, Operations Manager Alexandra 'Sasha' Hanson, administrative support, and a community-facing role.

The firm operates as an independent practice affiliated with New York Life Insurance Company, distributing its products through NYLIFE Securities LLC (Member FINRA/SIPC) for securities and Eagle Strategies LLC (SEC-registered Investment Adviser) for fee-based advisory services. Its central differentiator is the proprietary Macro Asset Perspective (MAP) planning methodology, originally developed for physician networks and Silicon Valley engineers and now taught at Fortune 500 company workshops, which structures a balanced approach to accumulation, income, and tax reduction. The firm leverages New York Life ecosystem technology (eMoney, Wealthscape, NYL Virtual Service Center) rather than building proprietary platforms, and has no public API, mobile app, or AI/ML capabilities disclosed.

Revenue is generated through a mix of insurance commissions (via New York Life and unaffiliated carriers), securities transaction commissions (via NYLIFE Securities), and fee-based financial planning (via Eagle Strategies). GTM is relationship-driven: personalized consultations, educational webinars and seminars targeting HR/L&D managers and business owners, community engagement through a Two Wings anti-trafficking partnership, and a content/SEO-led website. No revenue, AUM, or headcount-growth figures are disclosed, and there have been no funding rounds, acquisitions, or M&A activity in the documented history.

Name

Bondar & Associates

Legal name

Bondar & Associates Financial and Insurance Services

Website

https://bondar-associates.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1–10 employees

Short description

Bondar & Associates is a private, Sacramento-based financial advisory practice founded in 1996, serving high-net-worth individuals, families, and business owners across 10 U.S. states with wealth, retirement, estate, and business succession planning delivered through the New York Life ecosystem and its proprietary MAP methodology.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Broker-Dealer Affiliated Wealth Advisory (FSAEABAB)

Keywords

• Financial planning services
• Wealth management advisory
• Estate planning services
• Retirement income planning
• Insurance advisory services

Headquarters

HQ city

Sacramento

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Products: Andrew Bondar is an agent licensed to sell insurance through New York Life Insurance Company and various independent unaffiliated insurance companies. Revenue generated through insurance product sales and commissions.
2. Securities Products & Services: As a Registered Representative of NYLIFE Securities LLC (Member FINRA/SIPC), the firm offers securities products and services. Revenue generated through securities commissions and fees.
3. Fee-Based Financial Planning: Through Eagle Strategies LLC (SEC-registered Investment Adviser), Andrew Bondar provides fee-based financial planning, investment advisory services, and access to investment management programs.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels5 records

Core offering

Bondar & Associates is a private financial advisory practice founded in 1996 that delivers wealth preservation, estate planning, retirement planning, business succession, education funding, portfolio management, charitable gifting, and risk management services. The firm operates as an independent Registered Representative of NYLIFE Securities LLC and Financial Adviser with Eagle Strategies LLC (both wholly-owned subsidiaries of New York Life Insurance Company), offering clients access to insurance, securities, and fee-based investment advisory solutions.

Product overview

Bondar & Associates is a financial advisory practice offering a comprehensive suite of financial planning and insurance services through partnerships with New York Life Insurance Company and Eagle Strategies LLC. The firm's core offerings include Wealth Preservation/Estate Planning, Business Succession Strategies, Retirement Planning, Education Funding, Portfolio Management, Charitable Gifting, and Risk Management. At the center of their approach is the proprietary Macro Asset Perspective (MAP) Planning Process—a certified methodology that integrates risk management with tax-reduction strategies. Services are delivered through fee-based planning (via Eagle Strategies) and insurance products (via New York Life), providing clients with both advisory services and insurance solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Preservation/Estate Planning Estate planning services for affluent individuals and families that protect family legacy through strategies for minimizing income and estate taxes, transferring wealth across generations, developing charitable gifting strategies, and aligning investment portfolios with estate plans.
• Business Succession Strategies Comprehensive business succession planning services addressing business growth, asset protection, business continuation, tax minimization, key employee retention, and estate equalization for business owners.
• Retirement Planning Retirement income planning services helping clients maximize retirement income through goal prioritization, delayed retirement strategies, increased savings, investment optimization, and qualified plan maximization.
• Education Funding Education planning services for funding children's education utilizing strategies such as 529 Plans, UTMA/UGMA accounts, Coverdell Educational Savings Accounts, and prepaid tuition plans.
• Portfolio Management Investment advisory and portfolio management services providing access to professional investment management through separately managed accounts or mutual fund wrap portfolios, tailored to individual investment objectives and risk tolerance.
• Charitable Gifting Charitable giving strategies including Grantor Retained Trusts, Charitable Remainder Trusts, and Charitable Lead Trusts designed to reduce estate taxes and maximize distributions to family and charities.
• Risk Management Risk management and insurance planning services including life insurance and disability income insurance to protect families against death, disability, and financial loss.
• Macro Asset Perspective (MAP) Planning Process A proprietary financial planning methodology that provides a balanced approach to personal accumulation and income, combining time-tested principles of risk management with long-term tax-reduction strategies to increase net spendable income in retirement.
• Fee-Based Financial Planning (Eagle Strategies) Fee-based financial planning and investment advisory services provided through Eagle Strategies LLC, a Registered Investment Adviser and wholly-owned subsidiary of New York Life Insurance Company.
• Advanced Planning Group Services Access to New York Life's Advanced Planning Group, a collective of professionals with expertise in law, accounting, and financial services that supports estate, business, and life insurance planning with nationwide insight across all 50 states.

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Six partnerships are on record, tiered core, supporting and minor.

• New York Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorNew York Life is the parent company affiliation providing insurance products, distribution infrastructure, and brand backing. Andrew Bondar is licensed to sell insurance through New York Life. The firm operates under NYLIFE Securities LLC (wholly-owned subsidiary) for securities products. New York Life holds highest financial strength ratings from all four major rating agencies (A.M. Best A++, Fitch AAA, Moody's Aaa, S&P AA+).
• Eagle Strategies LLCcoreTechnology or IntegrationSEC-registered Investment Adviser and wholly-owned subsidiary of New York Life. Provides Andrew Bondar with capability to offer fee-based financial planning, investment advisory services, and access to investment management programs.
• Advanced Planning GroupsupportingStrategic or Co-development PartnerCollective of professionals with expertise in law, accounting, and financial services that supports New York Life agents with estate, business, and life insurance planning. Provides Andrew Bondar with consultation on complex planning situations across all 50 states.
• Two WingsminorOthersAnti-trafficking organization that Bondar & Associates partners with to provide financial counseling and mentoring to survivors of sex trafficking. Firm serves as donor and provider of financial services, guiding survivors toward fiscal wellness and financial freedom.
• NYLIFE Securities LLCcoreChannel Partner/ Reseller/ DistributorMember FINRA/SIPC, licensed insurance agency, and wholly-owned subsidiary of New York Life. Andrew Bondar is a Registered Representative offering securities products and services through this entity.
• Macro Asset Perspective (MAP)coreTechnology or IntegrationProprietary planning methodology licensed/certified for use by Andrew Bondar. Originally developed for physician networks and Silicon Valley engineers, now taught at Fortune 500 companies. Provides structured approach to accumulation, income planning, and legacy.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Northwestern Mutual: Northwestern Mutual operates a vast network of financial advisors who deliver insurance, wealth management, and advisory services through a captive distribution model — directly analogous to Bondar & Associates' NYL-affiliated model, but at materially greater scale and brand recognition.
• MassMutual: MassMutual combines life insurance with wealth advisory through affiliated financial professionals, mirroring Bondar & Associates' integration of insurance products, securities, and fee-based planning within a single parent-owned distribution ecosystem.
• Equitable Advisors: Equitable Advisors is the financial advisory and insurance distribution arm of Equitable Holdings, employing thousands of financial professionals who offer retirement, investment, and insurance solutions — structurally similar to a NYLIFE Securities/Eagle Strategies-affiliated practice.
• Cetera Financial Group: Cetera is a large independent broker-dealer and RIA network that supports thousands of affiliated financial advisors offering securities, advisory, and insurance services — directly comparable to the broker-dealer-affiliated wealth advisory model Bondar & Associates operates under.
• LPL Financial: LPL Financial is the largest independent broker-dealer in the U.S., supporting a national network of financial advisors who offer investment advisory, brokerage, and insurance services — the scaled analog of Bondar & Associates' broker-dealer-affiliated advisory structure.
• Cambridge Investment Research: Cambridge is a major independent broker-dealer and RIA supporting thousands of financial advisors with wealth management, retirement planning, and insurance offerings — analogous to Bondar & Associates in business model (broker-dealer-affiliated advisor) but with national scale.
• Edelman Financial Engines: Edelman Financial Engines is a large fee-based wealth management firm offering comprehensive financial planning, investment advisory, and retirement services to HNW individuals — comparable in target market and service breadth to Bondar & Associates' wealth preservation, retirement, and estate focus.
• Fisher Investments: Fisher Investments is a large independent wealth management firm primarily serving HNW individuals and institutions with discretionary portfolio management — overlapping with Bondar & Associates' portfolio management offering and HNW target segment, but at vastly greater scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/bondar.associates

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bondar & Associates