Single Resolution Board

What Single Resolution Board does

The Single Resolution Board (SRB) is the central resolution authority within the European Banking Union, established by Regulation (EU) No 806/2014 and operational since 2015. Headquartered in Brussels, the SRB works with National Resolution Authorities (NRAs) to form the Single Resolution Mechanism (SRM) and holds direct resolution authority over significant credit institutions across 21 eurozone member states, while NRAs lead resolution planning for approximately 2,000 less significant institutions (LSIs) under SRB oversight. The SRB's mandate is to ensure the orderly resolution of failing banks with minimum impact on financial stability, depositors, and taxpayers — explicitly shielding the public from state bailouts. Core activities include defining resolution policy and guidance, running annual resolution planning cycles, setting Minimum Requirement for Own Funds and Eligible Liabilities (MREL) targets, and executing resolution decisions in crisis situations.

The SRB's operational technology stack consists of internal toolkits developed and maintained in-house: a Bail-in Calculator for executing bail-in decisions at short notice, a Valuation Tool for crisis-time asset and liability valuation, a Ready for Crisis secure communication platform for stakeholder coordination during live events, an MREL Dashboard for quarterly/half-yearly monitoring of MREL targets and shortfalls, and a Minimum Bail-in Data Template (MBDT) for structured data collection during resolution events and dry-runs. The SRB also manages the Single Resolution Fund (SRF), a crisis financing backstop funded by annual ex-ante contributions from banks across the Banking Union, which reached its statutory target level of 1% of covered deposits by end-2023.

The SRB is a public EU agency, not a commercial entity: it generates no commercial revenue and is funded by mandatory administrative and ex-ante contributions from banks under its legal mandate. Its distribution model is direct engagement with significant credit institutions and cooperation with NRAs, supported by public-facing communications through its website, annual reports, public consultations, an annual conference, and active social media channels. The organization is governed by a Board chaired by Dominique Laboureix, with 251-500 employees, and recently pivoted strategy through SRM Vision 2028 (February 2024) to emphasize operationalisation, resolvability testing, and crisis readiness over the prior planning-and-preparation focus.

Name

Single Resolution Board

Legal name

Single Resolution Board

Website

https://srb.europa.eu

Company type

Public

Founded year

2015

Operating status

Operating

Headcount range

251–500 employees

Short description

The Single Resolution Board (SRB) is the central resolution authority within Europe's 21-country Banking Union. It plans and executes orderly resolution of failing banks to protect taxpayers from bailouts, manages the Single Resolution Fund, and oversees MREL compliance for significant credit institutions.

Ownership category

akta.pro rank

Product category

Bank Resolution Regulation

NAICS

Public Administration (92), Executive, Legislative, and Other General Government Support (921)

SIC

International Affairs (9721)

akta.pro primary industry

Central Government Policy, Strategy & Performance (incl. OMB-style functions) (BPAIAAAB)

akta.pro secondary industry

Risk, Controls & Governance (GRC) Platforms (FSAFAOAG)

Keywords

• Bank resolution services
• Regulatory resolution authority
• Crisis management tools
• MREL monitoring
• Resolution fund administration

Headquarters

HQ city

Brussels

HQ country

Belgium

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Distribution channels2 records

Marketing channels6 records

Core offering

The Single Resolution Board (SRB) is the central resolution authority within Europe's Banking Union, responsible for ensuring the orderly resolution of failing banks across 21 eurozone countries. It conducts annual resolution planning for significant credit institutions, sets Minimum Requirement for Own Funds and Eligible Liabilities (MREL) targets, performs resolvability assessments, and operates the Single Resolution Fund (SRF) as an emergency backstop. The SRB also develops and maintains proprietary operational tools—including a Bail-in Calculator, Valuation Tool, and Ready for Crisis secure communication platform—and issues binding regulatory guidance and resolution decisions, working in cooperation with National Resolution Authorities and EU institutions.

Product overview

The Single Resolution Board (SRB) is a regulatory authority, not a commercial product company. It provides bank resolution services including resolution planning, policy development, and crisis management for the Banking Union's 21 eurozone countries. Its core offerings consist of resolution planning guidance, MREL monitoring dashboards, operational tools (bail-in calculator, valuation tool, Ready for Crisis platform), and regulatory guidance documents. The SRB also manages the Single Resolution Fund and publishes annual reports, work programmes, and bi-annual reports to the Eurogroup. Key strategic frameworks include SRM Vision 2028 and Multi-Annual Plans.

Differentiator

Problem solved

Functional benefit

Products and services

• Resolution Planning and Policies Core regulatory service through which the SRB works with banks and credit institutions to ensure everything is in place should resolution be needed, defining policy and guidance, managing an annual resolution planning cycle, and setting MREL targets.
• MREL Dashboard Quarterly/half-yearly dashboard tracking the evolution of MREL targets and shortfalls for resolution and non-resolution entities, based on bank data reported to the SRB.
• Bail-in Calculator An operational tool developed by the SRB for executing bail-in decisions at short notice as part of resolution proceedings.
• Valuation Tool An operational tool enabling accurate valuation during crisis situations to support informed and timely resolution decisions.
• Ready for Crisis Platform A secure communication platform ensuring coordination among key stakeholders during crisis situations.
• Minimum Bail-in Data Template (MBDT) A template collecting bail-in data for bank failure events or dry-runs and testing exercises, flexible enough to accommodate national law aspects.
• BRP AR Quantitative Template A quantitative template complementing the Operational Guidance on Business Reorganisation Plan Analysis Reports, supporting consistency and comparability among banks.
• Operational Guidance for Banks on Liquidity and Funding in Resolution A guidance document laying down expectations on how banks should achieve resolvability regarding liquidity and funding in resolution.
• Single Resolution Fund (SRF) An emergency fund that can be called upon in times of crisis to ensure efficient application of resolution tools, funded by annual fees from banks across 21 Banking Union countries; it reached its target level of 1% of covered deposits by end of 2023.
• Resolution Decisions Formal resolution and non-resolution decisions taken by the SRB, including cases such as the Sberbank subsidiaries (resolution), AS PNB Banka (non-resolution), and Banco Popular (resolution).

Quantifiable outcome

• All entities which had to comply with their final MREL targets as of 1 January 2024 met their requirements
• +2 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Recent moves6 records

Expansion highlights5 records

Regional players

• Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin): Germany's integrated financial supervisor that serves as National Resolution Authority for German LSIs within the SRM framework. Comparable in function for German banks; coordinate with SRB on cross-border matters.
• Deutsche Bundesbank: German central bank participating in SSM supervision and host of senior resolution policy expertise (SRB's Karen Braun-Munzinger previously served as Deputy Director General there). Comparable in financial stability mandate.
• Autorité de Contrôle Prudentiel et de Résolution (ACPR): France's integrated banking supervisor and National Resolution Authority. Functions as national NRA counterpart to SRB for French LSIs and collaborates on significant institutions within French jurisdiction.

Direct peers

• Bank of England (PRA): UK Prudential Regulation Authority performs bank resolution functions analogous to SRB for UK firms. SRB and PRA coordinate on cross-border resolution matters for Banking Union and UK banks.
• Federal Deposit Insurance Corporation (FDIC): US federal agency with the closest direct mandate to SRB: resolution planning, insured deposit protection, and orderly resolution of failing banks. Both operate centralized resolution regimes under federal/supranational authority with statutory backstops.

Others

• European Banking Authority (EBA): EU agency that develops technical standards and coordinates supervisory practice across the Banking Union. EBA sets single rulebook elements that SRB implements; former SRB Board Member Slavka Eley led units there.
• European Central Bank (ECB): Sister EU institution within the Banking Union architecture. ECB conducts supervision (SSM) while SRB conducts resolution; close cooperation is statutorily required and the ECB's failing-or-likely-to-fail assessment triggers SRB resolution action.
• European Securities and Markets Authority (ESMA): Sister EU agency with parallel mandate for securities markets regulation. Comparable institutional structure (EU agency, similar governance and contribution model) even though the substantive remit differs from bank resolution.
• Single Supervisory Mechanism (SSM): ECB-led banking supervision pillar of the Banking Union, which sits alongside SRB's resolution pillar. The two form the integrated supervisory-resolution architecture and have a direct trigger relationship.

Broad incumbents

• Federal Reserve Board: US banking supervisor and resolution authority for large bank holding companies under the Orderly Liquidation Authority. Has overlapping capabilities with SRB but operates within a broader mandate (monetary policy, supervision, payments).

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/EU_SRB
• YouTubeyoutube.com/@singleresolutionboard1703
• LinkedInlinkedin.com/company/single-resolution-board

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Single Resolution Board