CIBC Bank
CIBC Bank USA, the US subsidiary of Canadian Imperial Bank of Commerce (NYSE: CM), provides relationship-led commercial, private wealth, personal, and small business banking through twelve staffed US offices and a digital platform serving consumers, businesses, and high net worth clients.
- Company typePublic
- Founded1867
- HeadquartersChicago, United States
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What CIBC Bank does
CIBC Bank USA is the US banking subsidiary of Canadian Imperial Bank of Commerce (NYSE: CM), a 150-plus-year-old Canadian chartered bank, and operates as a relationship-led commercial, private wealth, personal, and small business bank headquartered at 120 South LaSalle Street in Chicago. The bank serves individual consumers, high net worth families, businesses of all sizes, and specialized industry verticals through twelve staffed US offices spanning Chicago, New York, San Francisco, Boston, Atlanta, Dallas, Denver, Minneapolis, Houston, Newport Beach, Wilmington, and Baltimore, complemented by a digital distribution layer. Its product surface includes personal checking, savings, mortgages, and lending; commercial lending, capital markets, commercial real estate, and treasury management; private wealth investment management, trust, and private banking; and specialty banking in healthcare, asset-based lending, legal, financial institutions, construction, equipment finance, sponsor coverage, insurance, and correspondent banking. Underlying technology consists of the CIBC US Digital Banking platform, a mobile app for iOS and Android, the Agility Digital Banking channel for online savings and CDs, and integrations with Zelle and Apple Pay. CIBC Bank USA is a wholly-owned subsidiary supported by capital markets execution through CIBC World Markets Corp., trust services through CIBC National Trust Company and CIBC Delaware Trust Company, and registered investment advisory through CIBC Private Wealth Advisors, Inc. The entity is also a wholly-owned subsidiary of CIBC Bank USA's parent which holds a 91.7% stake in CIBC Caribbean Bank Limited that is pending sale to Butterfield for approximately $1.794 billion, expected to close in H1 2027. Revenue is generated through net interest income on loans and deposits across personal, commercial, and specialty segments, plus non-interest fee revenue from wealth management, treasury management, capital markets, and advisory mandates, with go-to-market executed via dedicated relationship advisors, physical banking and commercial banking centers, private wealth offices, and the digital banking and mobile app channels.
CIBC Bank firmographics
Firmographics- Name
- CIBC Bank
- Legal name
- CIBC Bank USA
- Website
- https://us.cibc.com
- Company type
- Public
- Founded year
- 1867
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- CIBC Bank USA, the US subsidiary of Canadian Imperial Bank of Commerce (NYSE: CM), provides relationship-led commercial, private wealth, personal, and small business banking through twelve staffed US offices and a digital platform serving consumers, businesses, and high net worth clients.
- Ownership category
- akta.pro rank
CIBC Bank industry classification
Industry- Product category
- Diversified Banking
- NAICS
- Commercial Banking (522110), Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022), National Commercial Banks (6021)
- akta.pro primary industry
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)
- akta.pro secondary industries
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA), Real Estate (Commercial Property, REITs) (FSABACAH), Retail-focused Neobanks (Mass Market) (FSABAFAA)
Keywords
Where CIBC Bank is headquartered
LocationHeadquarters
- HQ city
- Chicago
- HQ country
- United States
- HQ region
- North America
Offices12 records
Markets served
CIBC Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Net Interest Income: Interest earned on loans and financial products including mortgages, commercial loans, and personal lending
- Non-Interest Revenue: Fee-based income from wealth management, treasury management services, capital markets, and advisory services
- Wealth Management: Investment management, private banking, and trustee services for high net worth individuals
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Personal banking products including checking, savings, mortgages, and lending |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels3 records
CIBC Bank product offering
Product offeringCore offering
CIBC Bank USA provides retail and commercial banking, wealth management, and small business financial services to consumers, businesses, and high-net-worth individuals across the United States. The bank delivers these through physical Banking Centers, Commercial Banking Centers, Private Wealth offices, and digital channels including online and mobile banking. Its offerings span deposit accounts, mortgages, personal and commercial lending, treasury management, capital markets, investment management, and trust services.
Differentiator
Problem solved
Functional benefit
Brands
- Agility Digital Banking: Online savings and CD accounts with high-interest rates, including high-yield savings accounts and certificates of deposit.
- CIBC Private Wealth
- CIBC Capital Markets
Products and services
- Personal Checking Personal checking account offerings for individual consumers for everyday banking needs including deposits, withdrawals, and bill payment.
- Personal Savings Personal savings accounts for individual consumers to grow deposits over time.
- Mortgage Residential mortgage lending products for individual consumers for home purchase or refinancing.
- Personal Lending Personal lending and credit products offered to individual consumers for personal financing needs.
- Health Savings Account Health Savings Account (HSA) deposits and related services for individual consumers seeking tax-advantaged medical savings.
- Retirement Retirement savings products for individual consumers planning for retirement.
- Investment Management Investment management services offered through CIBC Private Wealth for high-net-worth individuals and families.
- Wealth Planning and Trustee Services Wealth planning, estate planning, and trustee services offered through CIBC Private Wealth for high-net-worth clients.
- Private Banking Private banking services including customized lending and banking for high-net-worth individuals and families.
- Corporate and Institutional Services Corporate and institutional wealth management services provided through CIBC Private Wealth to corporate clients and institutions.
- Commercial Lending Commercial lending products including term loans, lines of credit, and financing for businesses of all sizes through Commercial Banking Centers.
- Capital Markets Capital markets products and advisory services provided through CIBC Capital Markets including debt and equity underwriting, M&A advisory, and capital raising for corporate and institutional clients.
- Commercial Real Estate Commercial real estate financing products for real estate developers, owners, and investors including construction, permanent, and bridge financing.
- Treasury Management Treasury management services including cash management, payments, collections, liquidity, and fraud prevention tools for business clients.
- SBA Loans U.S. Small Business Administration (SBA) guaranteed loan products for small businesses and entrepreneurs seeking access to capital.
- Small Business Checking Small business checking accounts tailored to small businesses and entrepreneurs with simplified banking processes.
- Savings, Money Market and NOW Accounts Small business savings, money market, and NOW account products for small businesses and nonprofits.
- Agility High-Interest Savings Account Online high-interest savings account offered through the Agility Digital Banking platform for digital-first customers.
- Agility Certificate of Deposit Online certificates of deposit offered through the Agility Digital Banking platform for digital-first customers.
Quantifiable outcome
- 43% increase in net income year-over-year in Q1 2026
- +1 more outcomes
Companies that use CIBC Bank
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles4 records
CIBC Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature3 records
CIBC Bank partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Avantis Investors by American Century InvestmentsstrategicCIBC Asset Management Inc. announced a strategic alliance with Avantis Investors to launch eight new ETFs in Canada. The partnership aims to bring innovative ETF solutions to the Canadian market. Preliminary prospectus issued November 25, 2025.
Scale indicators8 records
Recent moves7 records
Expansion highlights6 records
CIBC Bank competitors and assessment
Company assessmentDirect peers
- KeyCorp (KeyBank): KeyBank is a mid-sized US commercial bank offering commercial banking, commercial real estate finance, and wealth services — comparable to CIBC Bank USA in scale and segment mix.
- PNC Financial Services: PNC is a US regional commercial bank of comparable scale with strong commercial banking, CRE financing, and wealth management franchises, competing head-to-head with CIBC Bank USA in many of the same US metropolitan markets.
- M&T Bank: M&T is a US regional bank with a comparable mid-market commercial lending footprint and commercial real estate franchise, serving many of the same East Coast and Midwest markets as CIBC Bank USA.
- Fifth Third Bank: Fifth Third is a US regional bank with overlapping commercial banking, specialty industry lending (healthcare, etc.), wealth management, and digital banking offerings — directly comparable to CIBC's segment structure.
- TD Bank (US Operations): TD Bank's US retail and commercial banking subsidiary is structurally analogous to CIBC Bank USA — both are US banking subsidiaries of major Canadian chartered banks, offering similar combinations of personal, commercial, small business, and wealth management services in comparable US geographies.
- Citizens Financial Group: Citizens is a mid-size US commercial bank with a similar mix of personal banking, commercial lending (including commercial real estate), and wealth management — overlapping directly with CIBC Bank USA's segment mix and customer profiles.
- Regions Financial Corporation: Regions is a regional commercial bank with similar mid-market commercial and personal banking services, including small business lending and wealth management, competing in overlapping geographies with CIBC Bank USA.
- BMO Harris Bank: BMO Harris is the US banking subsidiary of BMO Financial Group (a Canadian chartered bank), making it a near-direct structural parallel to CIBC Bank USA. Both compete in US Midwest commercial banking, retail deposits, and wealth management with similar product breadth.
Broad incumbents
- Bank of America (Business Banking): Bank of America competes with CIBC Bank USA across small business banking, commercial lending, and wealth management through Merrill, but as part of a national full-service franchise with vastly greater scale and product breadth.
- JPMorgan Chase (Commercial Banking): JPMorgan's Commercial Banking division competes with CIBC Bank USA across middle-market lending, CRE financing, treasury management, and capital markets, though at much greater scale and as part of a broader diversified franchise.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
CIBC Bank social profiles
Digital presenceCIBC Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
CIBC Bank leadership team
Management profileNumber of profiles
Profiles9 records
CIBC Bank subsidiaries and ownership
Company hierarchySubsidiaries7 records
CIBC Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CIBC Bank M&A and investment
M&A and investmentM&A
Investments19 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CIBC Bank
What does CIBC Bank do?
CIBC Bank USA provides retail and commercial banking, wealth management, and small business financial services to consumers, businesses, and high-net-worth individuals across the United States. The bank delivers these through physical Banking Centers, Commercial Banking Centers, Private Wealth offices, and digital channels including online and mobile banking. Its offerings span deposit accounts, mortgages, personal and commercial lending, treasury management, capital markets, investment management, and trust services.
Is CIBC Bank a public or private company?
CIBC Bank is a public company. It is classified as corporate owned and is currently operating.
When was CIBC Bank founded?
CIBC Bank was founded in 1867. It employs 1,001 to 5,000 people.
Where is CIBC Bank based?
CIBC Bank is headquartered in Chicago, United States, in the North America region.
How does CIBC Bank make money?
Three revenue lines are on record. Net Interest Income is the primary driver. The others are non-Interest Revenue and wealth Management.
Who are CIBC Bank's main competitors?
Direct peers on record are KeyCorp (KeyBank), PNC Financial Services, M&T Bank, Fifth Third Bank, TD Bank (US Operations), Citizens Financial Group, Regions Financial Corporation and BMO Harris Bank. Broad incumbents are Bank of America (Business Banking) and JPMorgan Chase (Commercial Banking).
Does CIBC Bank have an API?
No public API is recorded for CIBC Bank.
What industry is CIBC Bank in?
CIBC Bank's product category is Diversified Banking. Its primary akta.pro industry code is FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts), with a secondary code of FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings). Its NAICS code is 522110 and its SIC code is 6022.