UFCW Unions and Employers Benefits Administration

What UFCW Unions and Employers Benefits Administration does

UFCW Unions and Employers Benefits Administration, LLC (The Fund Office) is a Taft-Hartley multiemployer benefits administrator headquartered at 1740 Phoenix Parkway in Atlanta, Georgia. Founded in 1995 and operating with 101-250 employees, the organization administers four distinct benefit programs for United Food and Commercial Workers (UFCW) union members: the UFCW Consolidated Pension Fund (covering 23 Local Unions across 17 states with approximately 259,293 participants and 64,000 retired pensioners), the UFCW Unions & Employers Health and Welfare Fund - Atlanta (covering Arkansas, Alabama, Georgia, Kentucky, Louisiana, Mississippi, South Carolina, Tennessee, and Texas), the UFCW Union Local 1995 and Employers Health and Welfare Fund (covering Tennessee, Kentucky, and Alabama), and the UFCW Unions & Employers Legal Assistance Fund (covering Georgia and Alabama). The company's core technology is a benefits administration platform with an online participant portal providing unified single-login access for enrollment, eligibility status, benefit documents, and digital ID cards across both Health & Welfare and Pension funds.

The Fund Office operates a B2B2C managed services model funded by employer contributions negotiated through collective bargaining agreements between UFCW locals and 29 contributing employers (with Kroger identified as a major contributing employer). It does not sell a product in the traditional sense; rather, it administers pooled benefits by contracting with carriers and third-party administrators - including Cigna Healthcare, Anthem Blue Cross Blue Shield, Kaiser Permanente, BlueCross BlueShield of Tennessee, Delta Dental, OptumRx, MedImpact, Group Vision Services, and Uprise Health - and integrating with employer HR systems such as Kroger HR Express. Distribution is primarily regional and direct: participants access services through the self-serve online portal, phone-based enrollment and customer service, walk-in office services at Atlanta headquarters, and periodic newsletters.

The Fund Office is governed by a Board of Trustees of union and employer representatives, the standard structure for multiemployer benefit plans. It has no external investors, no parent company, no public ticker, and no disclosed funding rounds or M&A activity. Revenue is not publicly disclosed. Operating geographies are limited to the Southeastern and South Central United States, and the organization's value proposition rests on centralized, expert administration of complex multiemployer benefits across multiple states rather than on technology differentiation or rapid product expansion.

Name

UFCW Unions and Employers Benefits Administration

Legal name

UFCW Unions and Employers Benefits Administration, LLC.

Website

https://ufcwemprfund.org

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

101–250 employees

Short description

UFCW Unions and Employers Benefits Administration, LLC operates as a Taft-Hartley multiemployer fund office in Atlanta, Georgia, administering pension, health and welfare, and legal benefits for approximately 259,000 UFCW union participants and 64,000 retirees across 17 states through an online participant portal and partnerships with major carriers.

Ownership category

akta.pro rank

Product category

Employee Benefits Administration

NAICS

Health and Welfare Funds (525120), Pension Funds (525110), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Hospital & Medical Service Plans (6324), Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Taft-Hartley / Union Multiemployer Group Health Plans (FSAIAFAG)

akta.pro secondary industries

Taft-Hartley / Labor Union & Public Sector Retirement Systems (FSAAAGAK), Benefits Administration & Total Rewards Outsourcing (BPACAKAE), Pensions & Retirement Benefits Administration (BPAIAKAA), Benefits Administration (BPACAPAC)

Keywords

• Multiemployer benefits administration
• Pension fund management
• Health and welfare benefits
• Union benefits administration
• Prepaid legal services

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Others

Revenue model

1. Employer Contributions: Multiemployer benefit fund financed through contributions from participating employers as specified in collective bargaining agreements. The fund administers pension, health and welfare, and legal benefits for eligible union employees.

Distribution channels3 records

Marketing channels3 records

Core offering

UFCW Unions and Employers Benefits Administration, LLC operates a Taft-Hartley multiemployer benefits fund that administers Pension, Health and Welfare, and Legal benefits for eligible United Food and Commercial Workers (UFCW) union employees across multiple states. The organization administers four distinct benefit programs (UFCW Consolidated Pension Fund, UFCW Unions & Employers Health & Welfare Fund - Atlanta, UFCW Union Local 1995 and Employers Health & Welfare Fund, and UFCW Unions & Employers Legal Assistance Fund) financed through employer contributions specified in collective bargaining agreements.

Product overview

UFCW Unions and Employers Benefits Administration, LLC operates as a multi-fund benefits administration organization providing pension, health and welfare, and legal benefit services to union employees. The company administers four distinct benefit programs: the UFCW Unions & Employers Health & Welfare Fund – Atlanta covering nine states, the UFCW Union Local 1995 Health & Welfare Fund covering Tennessee, Kentucky, and Alabama, the UFCW Consolidated Pension Fund covering 22 local unions across 17 states with nearly 260,000 participants, and the UFCW Unions & Employers Legal Assistance Fund covering Georgia and Alabama. All funds are accessible through the integrated UFCW Participant Portal, which provides a unified online experience for benefits management, enrollment, and information access.

Differentiator

Problem solved

Functional benefit

Products and services

• UFCW Unions & Employers Health & Welfare Fund – Atlanta Health and welfare benefits administration fund covering medical, dental, vision, and prescription drug benefits for eligible participants and dependents in Arkansas, Alabama, Georgia, Kentucky, Louisiana, Mississippi, South Carolina, Tennessee, and Texas. Offers multiple plan options including HMO, PPO, and POS plans through carriers such as Anthem Blue Cross Blue Shield, Kaiser, Cigna Dental, and OptumRx.
• UFCW Union Local 1995 and Employers Health & Welfare Fund Health and welfare benefits administration fund for eligible participants and their dependents in Tennessee, Kentucky, and Alabama. Provides medical, dental, vision, and prescription drug benefits through Blue Cross Blue Shield of Tennessee and MedImpact.
• UFCW Consolidated Pension Fund Pension benefits fund covering 23 Local Unions across 17 states with approximately 259,293 participants and 64,000 retired pensioners. Provides retirement benefits for eligible union employees including normal, early, and disability retirement options with vesting after 5 years of eligibility service.
• UFCW Unions & Employers Legal Assistance Fund Pre-paid legal services benefit providing comprehensive legal coverage including criminal and consumer actions, domestic relations, will drafting, and estate administration for eligible participants in Georgia and Alabama. Offers in-house attorney services and reimbursement options for outside attorney use.
• UFCW Participant Portal Online participant portal providing access to health and welfare fund information, pension plan details, eligibility status, enrollment capabilities, and digital ID cards. Single login access for participants enrolled in both Health & Welfare and Pension Funds.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• Cigna HealthcarecoreOthersCigna Healthcare provides medical and dental insurance benefits to UFCW participants. The fund office partners with Cigna for medical (mycigna.com) and dental PPO plans under the health and welfare fund.
• OptumRxcoreOthersOptumRx provides prescription drug benefits to UFCW participants in the Atlanta fund area.
• BlueCross BlueShield of TennesseecoreOthersBlueCross BlueShield of Tennessee provides medical insurance benefits for UFCW Union Local 1995 participants in Tennessee, Kentucky, and Alabama.
• Delta DentalcoreOthersDelta Dental provides dental benefits overview and information for UFCW participants.
• MedImpactminorOthersMedImpact provides prescription drug program services for UFCW 1995 Health and Welfare Fund participants.
• KrogercoreOthersKroger is a major contributing employer to multiple UFCW health and welfare funds. The fund administers benefits for Kroger employees with special prescription plans through Kroger Prescription Plans.
• Group Vision Services (GVS)coreOthersGroup Vision Services (gvsmd.com) provides vision benefits to UFCW Atlanta fund participants.
• Anthem Blue Cross Blue ShieldcoreOthersAnthem provides PPO/POS medical benefit plans for UFCW Atlanta fund participants, with machine-readable files available for Transparency in Coverage compliance.
• Kaiser PermanenteminorOthersKaiser Permanente provides HMO medical plans for eligible UFCW Atlanta fund participants.
• Uprise HealthminorOthersUprise Health provides online wellness program services including health questionnaires for UFCW 1995 Health and Welfare Fund participants.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• BeneSys: BeneSys is a third-party administrator specializing in Taft-Hartley and multiemployer benefit funds, providing pension, health & welfare, and benefits administration services similar to UFCW's Fund Office. Direct competitor in the multiemployer/Taft-Hartley administration niche.
• UFCW National Health & Welfare Fund: The UFCW National Fund is run by the UFCW International Union and provides health and welfare benefits to UFCW members nationally. It is the closest direct peer as it serves the same union constituency with similar multiemployer benefit products.
• Central States Pension Fund (Teamsters): Central States is a large multiemployer defined benefit pension fund for Teamsters members, operating under the same Taft-Hartley framework as UFCW's Consolidated Pension Fund. Comparable in pension fund structure, participant demographics, and regulatory exposure.
• Western Conference of Teamsters Pension Trust: WCTPT is a large multiemployer DB pension fund serving Teamsters locals across the western United States. Highly comparable as a Taft-Hartley multiemployer pension fund with similar participant base, funding challenges, and governance model.
• Sheet Metal Workers National Benefit Funds: SMWNBF administers health and welfare and pension benefits for sheet metal workers locals under Taft-Hartley plans. Operates the same multi-fund benefits administration model as UFCW's Fund Office.

Broad incumbents

• HealthEquity (WageWorks): HealthEquity is a large benefits administration platform for HSA, FSA, HRA, COBRA, and other consumer-directed benefits. While UFCW's Fund Office is multiemployer-specific, HealthEquity represents the broader benefits administration technology landscape that the Fund Office could partner with or compete against.

Emerging players

• Benefitfocus: Benefitfocus is a benefits administration technology platform serving carriers, employers, and public exchanges. Competes in the broader benefits administration space where the Fund Office could modernize its participant portal.
• bswift: bswift provides cloud-based benefits administration and exchange technology for employers and benefits brokers. Adjacent competitor in the HR/benefits administration technology category that could serve multiemployer fund clients.

Others

• Anthem Blue Cross Blue Shield: Anthem is a major insurance carrier that provides medical PPO/POS plans to UFCW Atlanta fund participants. It is a key vendor partner rather than a competitor, but represents the broader insurance carrier ecosystem the Fund Office relies on.
• Cigna Healthcare: Cigna provides medical and dental PPO benefits to UFCW participants. As a major carrier partner, it represents the upstream insurance ecosystem that funds the Fund Office's delivery of benefits.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UFCW Unions and Employers Benefits Administration