Banza

Name

Banza

Legal name

BANZA SERVICIOS S.A.

Website

https://banza.com.ar

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Digital Investment Platform

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231), Portfolio Management and Investment Advice (523940)

SIC

Security Brokers, Dealers & Flotation Companies (6211), Investment Advice (6282)

akta.pro primary industry

Neobank Core Platform (Retail/SME Digital Bank) (FSAGAAAA)

akta.pro secondary industry

Retail Investment Products (RIPs) & Packaged Products (PRIIPs/KIDs) (FSACAMAN)

Keywords

• Mobile investment platform
• Capital market services
• Biometric identity verification
• Retail brokerage services
• Investment advisory app

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Investment Services Platform: Banza operates as an investment platform providing access to capital markets. The platform enables users to invest with the backing of Adcap Grupo Financiero, which has 16+ years of experience advising individuals, companies, and institutions in the Mercado de Capitales (Capital Market).

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Banza operated a mobile-first investment application that enabled users in Argentina to access the local capital markets (Mercado de Capitales) for portfolio management and investment services. The platform performed biometric identity verification using facial recognition, PDF417 barcode reading, and MRZ extraction from the Argentine DNI, and operated under CNV, UIF, and AFIP regulatory frameworks. Following integration with Adcap Grupo Financiero, Banza users are being migrated to the Adcap app while continuing to access investment services backed by Adcap's 16+ years of capital markets experience.

Product overview

Banza was a mobile investment application that provided individual investors access to capital markets. The company operated as a standalone investment platform before integrating into Adcap Grupo Financiero's application. The core product offering centered on investment services, with identity verification powered by biometric facial recognition technology. As of the migration, Banza's services have been transitioned to Adcap's platform, which offers a 100% investment-focused experience backed by a financial group with over 16 years of trajectory in capital markets.

Differentiator

Problem solved

Functional benefit

Products and services

• Banza Investment Platform (Mobile App) Mobile-first investment application that enables individual investors, companies, and institutions in Argentina to access the Mercado de Capitales (Capital Market) for portfolio management and investment activities. Includes automated biometric identity verification via facial recognition and DNI (PDF417/MRZ) reading, and is now integrated into the Adcap app.

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability2 records

Feature3 records

Partnerships

Two partnerships are on record, tiered flagship and core.

• Adcap Grupo FinancieroflagshipStrategic or Co-development Partner · 1 January 2026Banza has integrated into the Adcap app, offering users a 100% investment-focused experience backed by Adcap Grupo Financiero. Adcap brings 16+ years of experience advising individuals, companies, and institutions in the Mercado de Capitales (Capital Market). Banza users can login with their existing credentials and access investment services through Adcap's platform.
• Adcap Securities Argentina S.A.coreStrategic or Co-development Partner · 4 October 2023Adcap Securities Argentina S.A. is listed as a holder and developer of Banza, alongside BANZA SERVICIOS S.A. This entity provides the regulatory and financial backing for the platform's operations in Argentine capital markets.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Balanz: Balanz is an Argentine retail brokerage and investment platform offering access to local capital markets and mutual funds. Directly comparable to Banza in serving Argentine individual investors with mobile-first access to securities, with overlapping customer segments and competitive overlap.
• Portfolio Personal de Inversiones (PPI): PPI is a leading Argentine retail investment platform offering equities, fixed income, and mutual funds via digital channels. Comparable to Banza as a regulated, mobile-accessible investment platform targeting Argentine retail investors with similar product offerings.
• InvertirOnline (IOL): IOL is an established Argentine online brokerage providing retail investors access to local and U.S. capital markets. Directly comparable to Banza in regulated securities intermediation and digital investor onboarding for the Argentine retail market.
• Bull Market Brokers: Bull Market Brokers is an Argentine online broker serving retail investors with equities, bonds, and dollar-denominated instruments. Comparable to Banza as a digital-first securities broker serving the same Argentine retail segment.

Broad incumbents

• Adcap Grupo Financiero: Adcap is a broader Argentine financial group with 16+ years in capital-markets advisory, into which Banza has been integrated. Comparable as the parent/partner operating platform providing the regulatory license (via Adcap Securities Argentina) and institutional advisory services behind Banza's retail offering.
• Cohen Aliados Financieros: Cohen is a long-established Argentine financial services firm offering brokerage, asset management, and corporate advisory. Comparable to Banza as a regulated capital-markets intermediary serving Argentine investors, though with a more institutional heritage.
• Mercado Pago: Mercado Pago is the dominant Argentine digital wallet and payments platform, increasingly offering investment and credit products. Comparable to Banza as a mobile-first consumer financial platform in Argentina, though much broader in scope and scale.

Emerging players

• Ualá: Ualá is an Argentine digital financial platform offering prepaid accounts and payments with growing investment features. Comparable to Banza as a mobile-first consumer fintech in Argentina, with partial overlap in retail financial-services onboarding and KYC infrastructure.

Regional players

• Latin Securities: Latin Securities is a Latin American-focused brokerage providing cross-border securities access to retail and institutional clients. Comparable to Banza in capital-markets intermediation for the LATAM region, though operating across multiple countries rather than Argentina-only.
• Naranja X: Naranja X is the digital financial-services arm of Argentina's Naranja card brand, offering accounts, payments, and consumer credit. Comparable to Banza as a mobile-first consumer fintech serving Argentine users with regulated financial-product offerings, though with a payments rather than investment focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/banza_ar
• LinkedInlinkedin.com/company/somos-banza

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Banza