Jordan International Bank

What Jordan International Bank does

Jordan International Bank Plc (JIB) is a UK-regulated, unlisted international bank incorporated in England and headquartered at Almack House, 26-28 King Street, London, in the St James's area. Established in 1984 as Jordan Finance Consortium Plc and renamed in 1987, JIB operates four distinct business areas: Private Banking, Structured Property Finance, Trade Finance, and Treasury. The bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FRN: 183722), with approximately 50 employees all based at its London office. JIB is privately owned by two Jordanian listed banks — Housing Bank for Trade and Finance (75%) and Arab Jordan Investment Bank (25%) — both listed on the Amman Stock Exchange.

JIB's product set spans multi-currency current and savings accounts (GBP, USD, EUR) for high-net-worth individuals, residential and buy-to-let mortgages in the £250K–£8M range, structured property development and investment lending of £1M–£15M in London and the South East, trade finance instruments (letters of credit, guarantees, documentary collections, forfaiting) targeted at exporters to Jordan, Qatar, UAE, and Algeria, and treasury/fx services (spot, forward, swaps, money market deposits). Delivery is via dedicated international relationship managers, supported by an in-house digital banking platform at digitalbanking.jibonline.com, FCA-compliant Open Banking APIs using Dynamic Client Registration with 90-day consent windows, and a contactless MasterCard debit card issued under CSC Bank SAL's Primary MasterCard membership for use in the UK, Jordan, Europe, and GCC.

Revenue is generated through net interest income on mortgages and property finance loans, transaction fees on trade finance instruments, fees and charges for private banking services (accounts, debit cards, forex), and structured property finance lending margins. Pricing is quote-based and not publicly disclosed, with stated minimum operating balances (£50,000 personal / £250,000 business) and minimum loan sizes (£250,000 mortgage / £1,000,000 structured property) reflecting a relationship-banking go-to-market rather than a mass-market retail model. Customer segments are international HNW individuals, UK property professionals, and corporate exporters engaged in Middle East trade.

Name

Jordan International Bank

Legal name

Jordan International Bank Plc

Website

https://jordanbank.co.uk

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

101–250 employees

Short description

Jordan International Bank Plc is a UK-authorised, unlisted bank headquartered in London offering private banking, structured property finance (UK property professionals), trade finance (exporters to the Middle East), and treasury services, serving high-net-worth individuals and corporates across UK, Jordan, Europe, and GCC markets via relationship managers and digital channels.

Ownership category

akta.pro rank

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Interest Income: Interest earned on mortgages, property finance loans, and other credit facilities extended to clients
2. Private Banking Services: Fees and charges for private banking services including current accounts, savings accounts, debit cards, and forex facilities
3. Trade Finance: Letters of credit, guarantees, documentary collections, and trade-related services
4. Treasury Services: Foreign exchange, money market deposits, and treasury products for corporate and high net worth clients
5. Structured Property Finance: Short to medium term development and investment funding for property professionals with loan amounts from £1,000,000 to £15,000,000

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Jordan International Bank is a UK-based international bank offering Private Banking, Structured Property Finance, Trade Finance, and Treasury Services to high-net-worth individuals, property professionals, and corporate clients with UK–Middle East financial needs. It supports those offerings with a digital banking platform, residential and buy-to-let mortgages, a MasterCard debit card, and Open Banking API access for third-party providers.

Product overview

Jordan International Bank operates as a UK-based international bank with four core business divisions: Private Banking (personal banking services, multi-currency accounts, debit cards, and mortgage advisory for high net worth clients), Structured Property Finance (specialist lending for property development and investment from £1M to £15M), Trade Finance (letters of credit, guarantees, and documentary collections for exporters to Jordan and wider Middle East), and Treasury Services (foreign exchange and money market services). The bank also offers residential and buy-to-let mortgages as part of its Private Banking proposition, with digital banking and Open Banking API access supporting its product ecosystem.

Differentiator

Problem solved

Functional benefit

Products and services

• Private Banking Relationship-managed international banking for high-net-worth individuals and families, including sterling and multi-currency accounts, deposit management, mortgages, debit cards, and access to FX/treasury services — primarily for clients with UK and Middle East interests.
• Structured Property Finance Tailored development and investment finance facilities provided to UK property developers, investors and sponsors — often those with MENA-linked capital — covering development loans, bridging and term finance.
• Trade Finance Documentary credits, guarantees and trade-related finance facilities for corporate importers and exporters with UK and MENA trading partners.
• Treasury Services Spot and forward FX execution, multi-currency placements and treasury services for corporate and high-net-worth clients with cross-border cash flows, often in sterling, Jordanian dinar, US dollars and other regional currencies.
• Residential Mortgages UK residential mortgage lending for owner-occupiers among the bank's Private Banking clients, including those with international income and deposit profiles.
• Buy to Let Mortgages Buy-to-let mortgage lending for individual landlords within the bank's Private Banking client base, supporting UK residential investment portfolios.
• MasterCard Debit Card MasterCard-branded debit card issued to Private Banking clients for everyday spending and ATM withdrawals.
• Digital Banking Online and mobile banking service available to Private Banking account holders for balances, payments, transfers and statements.
• Open Banking PSD2-compliant Open Banking platform with Dynamic Client Registration, allowing third-party providers authorised under UK Open Banking to connect to JIB customer accounts.

Quantifiable outcome

• Specialist Structured Property Finance team with almost three decades of UK property sector experience
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

Two partnerships are on record, tiered core and minor.

• CSC Bank SALcoreTechnology or IntegrationCSC Bank SAL provides card processing and client management services for JIB's UK Debit Card proposition. JIB is an affiliate member of MasterCard under CSC Bank SAL's Primary MasterCard membership.
• Open Banking Third Party ProvidersminorChannel Partner/ Reseller/ DistributorFCA-regulated fintech providers approved to access JIB customer account data through Open Banking APIs to provide innovative financial services and products.

Scale indicators6 records

Recent moves9 records

Expansion highlights5 records

Market position

Strengths4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/61574801
• LinkedInlinkedin.com/company/jordan-international-bank-plc
• Instagraminstagram.com/jordaninternationalbank

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jordan International Bank