Warrantech

What Warrantech does

Warrantech (legal entity Amynta Agency Inc.) is a U.S.-based service contract administrator and a wholly-owned subsidiary of The Amynta Group, a conglomerate of warranty and specialty risk companies. Founded in 1983 and headquartered in Bedford, Texas, the company designs, underwrites support, and administers vehicle service contracts (extended warranties), Guaranteed Asset Protection (GAP) coverage, and ancillary protection products (tire and wheel, dent, windshield, key, surface protection) for the automotive F&I channel. It also offers tailored programs in adjacent verticals: PowerEdge for powersports vehicles (motorcycles, ATVs, personal watercraft, snowmobiles) and CampersEdge for recreational vehicles, both with 24/7 roadside assistance and cross-border repair-facility acceptance in the U.S. and Canada. The product portfolio is administered through an integrated platform providing underwriting assistance, marketing, contract processing, data management, claims payment, and actuarial loss reporting, with a 24/7 online claims submission portal and an Agent/Dealer login for partners.

Warrantech generates revenue primarily through premiums on extended warranty and protection products sold at the dealer point-of-sale and lender F&I desk, supplemented by administrative fees for claims processing, underwriting support, and portfolio management. Pricing is quote-based and tailored to vehicle, coverage level, term, and mileage, and is not publicly disclosed. The company is privately held with 501-1,000 employees and does not sell directly to consumers; instead, it operates exclusively through B2B channels consisting of a preferred certified agent network, franchised and independent automobile dealers, leasing companies, financial institutions/credit unions, and dealer/agent insurance company captives. Its go-to-market is relationship-driven, executed by an account management team ([email protected]) supported by the Agent/Dealer portal.

Strategically, the company is positioned as a turnkey or modular back-office extension for warranty and F&I product programs, including rapid-response takeover of existing in-force portfolios. It is governed under Texas law and constrained in its public-facing digital presence to U.S. users, although product-level repair coverage extends to Canada. The Warrantech mark is a registered trademark within the Amynta Group brand portfolio, alongside Automotive Assurance Group, BTIS, CNH Industrial Insurance, Guardsman, Oryx Insurance Brokerage, and others. No public revenue, funding, or M&A disclosures are available.

Name

Warrantech

Legal name

Amynta Agency Inc.

Website

https://warrantech.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Warrantech, a subsidiary of The Amynta Group, administers vehicle service contracts, GAP coverage, powersports (PowerEdge) and RV (CampersEdge) extended warranties, and ancillary protection products for auto dealers, lenders, leasing companies, and certified agents in the U.S. and Canada.

Ownership category

akta.pro rank

Product category

Extended Vehicle Warranty Administration

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

OEM/Captive Warranty & Service Contract Programs (FSAJALAE)

akta.pro secondary industries

GAP & Vehicle Protection Products (GAP Waiver/Insurance, Lease/Loan Protection) (FSAJALAC), Auto Ancillary Warranties (Tire & Wheel, Paintless Dent, Key/Remote, Windshield) (FSAJALAB), Powertrain & Component-Specific Vehicle Warranty Programs (FSAJALAK)

Keywords

• Extended service plans
• Vehicle service contracts
• Warranty administration services
• GAP insurance coverage
• Automotive protection products

Headquarters

HQ city

Bedford

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Service Contract Administration: Warrantech generates revenue as a service contract administrator providing vehicle service contracts, GAP coverage, and ancillary products to automotive dealerships and their customers. Revenue comes from premiums paid by consumers for extended warranty and protection products, with administrative fees earned for claims processing, underwriting support, and contract management services.
2. Vehicle Service Contracts: Revenue from the sale of vehicle service contracts (extended warranties) that cover components such as air conditioning, heating, power windows, electronics, and navigation. Includes additional benefits like rental car, roadside assistance, and locksmith services.
3. GAP Coverage: Guaranteed Asset Protection coverage that pays the difference between insurance payout and remaining loan/lease balance when a vehicle is totaled or stolen.
4. Ancillary Products: Additional protection products including appearance multi-coverage bundles, tire and wheel road hazard, dent repair, cosmetic wheel, windshield, key protection, and surface protection.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Warrantech administers extended service plans (ESPs) and warranty programs for automotive dealerships, leasing companies, financial institutions, and dealer/agent insurance captives. The company delivers vehicle service contracts, GAP coverage, and ancillary protection products, providing underwriting assistance, marketing, contract processing, data management, claims payment, and actuarial loss reporting. Offerings can be packaged as a complete turnkey solution or provided as individual services to partners.

Product overview

Warrantech offers a comprehensive portfolio of vehicle protection products designed for automotive dealerships and their customers. The core offering consists of Vehicle Service Contracts (VSC) that cover repair costs after manufacturer warranty expires, supplemented by GAP coverage for totaled/stolen vehicles. The company also serves niche markets through PowerEdge (powersports vehicles) and CampersEdge (recreational vehicles), each offering tailored coverage terms. Ancillary protection products including dent repair, tire and wheel protection, windshield coverage, and key protection provide additional revenue streams and customer value-add options. All products are administered through The Amynta Group's infrastructure and can be offered as a turnkey solution or individually to business partners including franchised and independent dealers, leasing companies, and financial institutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Vehicle Service Contracts (VSC) Extended warranty coverage for automobiles once the original manufacturer warranty expires, covering components such as air conditioning, heating, power windows, electronics, and navigation. Plans may include rental car benefits, roadside assistance, and locksmith services. Sold through certified agents and franchised/independent auto dealers.
• GAP Coverage Guaranteed Asset Protection coverage that pays the difference between the insurance payout and the remaining loan or lease balance if a vehicle is stolen or totaled, with deductible coverage included in most cases.
• PowerEdge Extended protection plan designed for powersports vehicles including motorcycles, ATVs, scooters, personal watercraft, and snowmobiles. Plans include 24-hour roadside assistance and are honored at any licensed repair facility in the US and Canada.
• CampersEdge RV warranty program offering two simplified coverage levels with flexible time/mileage terms, 24/7 roadside assistance, and motorhome coverage for units up to 100,000 miles and $500,000 in value, with multiple deductible options.
• Ancillary Protection Products Additional protection products covering appearance bundles, tire and wheel road hazard, dent repair, cosmetic wheel, windshield, key protection, and surface protection, all of which include rental/rideshare/transportation benefits.

Quantifiable outcome

• Provides total support allowing partners to focus on running their business

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• JM&A Group: JM&A Group is a major provider of F&I products and services, including vehicle service contracts and ancillary protection, primarily through franchised auto dealers. Competes head-to-head with Warrantech for dealer F&I shelf space.
• CARCHEX: CARCHEX administers extended vehicle service contracts and ancillary protection products, distributed through dealer partners and direct channels. Closely comparable to Warrantech on VSC product structure and dealer-channel distribution model.
• Premier Dealer Services: Premier Dealer Services administers vehicle service contracts and ancillary protection products for franchised and independent dealers. Directly comparable to Warrantech's dealer-channel VSC and GAP administration business.
• CarShield: CarShield is a leading direct-to-consumer vehicle service contract provider. Competes with Warrantech for end-customer wallet share on extended vehicle protection, particularly as consumer-direct buying of F&I products grows.
• Fidelity Warranty Services: Fidelity Warranty Services is a vehicle service contract administrator serving franchised dealers, dealer groups, and agents in the US. Directly comparable to Warrantech on VSC product design, dealer distribution, and administrative service offering.
• Warranty Solutions: Warranty Solutions is a sister brand of Warrantech within The Amynta Group, providing vehicle service contracts and related protection products through dealers and agents. Most directly comparable peer given shared parent, product portfolio, and channel strategy.
• Assurant (Auto/Warranty Solutions): Assurant is one of the largest third-party administrators of vehicle service contracts and protection products, distributing extended warranties through US dealers and financial institutions. Directly comparable to Warrantech in product mix (VSC, GAP, ancillaries) and dealer-channel distribution.
• Endurance Warranty (Easycare): Endurance provides extended auto warranties and related protection products primarily direct-to-consumer but also through dealer partners. Overlaps with Warrantech's VSC and ancillary offerings and competes for the same end consumer protection spend.

Broad incumbents

• Allstate Dealer Services: Allstate's Dealer Services arm offers extended vehicle protection products (e.g., Allstate Extended Vehicle Care) through dealers. Broader incumbent that competes with Warrantech on the same dealer-channel VSC business, but as part of a much larger personal-lines insurance franchise.
• Zurich North America (Extended Warranty): Zurich underwrites and administers extended vehicle warranty programs for OEMs and dealers across the US. Overlaps with Warrantech's VSC administration but operates as part of a global commercial insurer with broader risk-bearing capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/Warrantech_Corp
• Facebookfacebook.com/warrantech
• LinkedInlinkedin.com/company/warrantech

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Warrantech