Triodos Bank España
- Company typePublic
- Founded1980
- HeadquartersLas Rozas, Spain
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
Triodos Bank España firmographics
Firmographics- Name
- Triodos Bank España
- Legal name
- Triodos Bank, N.V., Sucursal en España
- Website
- https://triodos.es
- Company type
- Public
- Founded year
- 1980
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Triodos Bank España industry classification
Industry- Product category
- Ethical Retail Banking
- NAICS
- Commercial Banking (522110), Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022), National Commercial Banks (6021)
- akta.pro primary industry
- Green/Ethical/Sustainable Neobanks (FSABAFAI)
- akta.pro secondary industries
- Digital Banking & Neobank Platforms (BPAMAFAD), Deposit Operations (Account Maintenance, Fees, Reconciliations) (FSABALAE)
Keywords
Where Triodos Bank España is headquartered
LocationHeadquarters
- HQ city
- Las Rozas
- HQ country
- Spain
- HQ region
- Europe
Offices4 records
Markets served
Triodos Bank España business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Interest Income on Loans: Triodos Bank earns interest income by providing loans to sustainable projects in social, environmental, and cultural sectors. The bank converts 79% of client funds into sustainable loans.
- Investment Fund Custody and Administration: Triodos Bank provides custody and administration services for investment fund shares and executes purchase and sale orders for investment funds it distributes.
- Deposit and Savings Account Fees: Fees and interest spreads from current accounts, savings accounts, and time deposits. The bank offers various savings products including Cuenta de Ahorro and Depósitos Triodos.
- Project Finance: Structured project finance for renewable energy and sustainable infrastructure projects, such as the €22M photovoltaic project finance with ICF and Estabanell.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Banking services - Contact-based pricing |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Triodos Bank España product offering
Product offeringCore offering
Triodos Bank España operates as the Spanish branch of Triodos Bank N.V., providing ethical and sustainable banking services to individuals, self-employed professionals, and businesses. Its offering spans deposit products (current accounts, savings accounts, time deposits), payment solutions (Visa debit cards), retirement products (pension plans), and investment vehicles (sustainable investment funds, share deposit certificates listed on Euronext). The bank channels 79% of client deposits into loans for social, environmental, and cultural projects, and provides digital banking through Banca Internet, a mobile app, telephone banking, and physical branches.
Product overview
Triodos Bank España offers a comprehensive ethical banking platform consisting of core deposit products (current account, savings account, time deposits), payment solutions (debit card), retirement products (pension plans), and investment services (investment funds, share deposit certificates). The bank operates through multiple digital channels including online banking (Banca Internet), mobile banking (Banca Móvil app), and telephone banking, enabling customers to manage accounts, make transfers, and access financial services. Beyond traditional banking, the institution provides impact-focused programs such as the Regenerative Money Centre and Matchfunding initiatives, along with an Impact Prism tool for financed companies to measure their environmental and social impact. All products and services are aligned with the bank's mission of financing only projects with positive social, environmental, and cultural outcomes.
Differentiator
Problem solved
Functional benefit
Brands
- Triodos Investment Management: Investment management division managing sustainable investment funds globally
- Fundación Triodos
- Triodos Regenerative Money Centre
- Triodos Ventures
Products and services
- Cuenta Corriente Triodos Current account for individuals to make and receive payments, order bank transfers, set up direct debits, and access funds via debit card or check.
- Cuenta de Ahorro Triodos Savings account that pays monthly interest and provides immediate access to funds through transfers or direct debits.
- Depósitos Triodos Time deposits where funds are placed for a fixed term and returned with accrued interest at the contracted rate.
- Tarjeta de Débito Triodos Visa debit card for ATM withdrawals and contactless payments worldwide, including online purchases, with accessibility features for visually impaired users.
- Planes de Pensiones Triodos Pension plans for retirement savings with multiple investment options aligned with ethical and sustainable criteria.
- Plan Ahorro e Inversión Combined savings and investment plan that channels customer funds into projects generating positive environmental and social impact.
- Fondos de Inversión
- Certificados de Depósito para Acciones (CDA)
- Impact Prism
- Triodos Regenerative Money Centre
Quantifiable outcome
- €10.7 billion in loans to European projects benefiting people and the planet
- +4 more outcomes
Companies that use Triodos Bank España
Customer profileNamed customers5 records
Segments6 records
Ideal customer profiles4 records
Triodos Bank España technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature4 records
Triodos Bank España partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- Suma Impact FoundationcoreStrategic alliance to launch the matchfunding 'Territorios de Impacto' (Impact Territories) program supporting regeneration projects from Pioneers of Our Time and The Regen Institute.
- EstabanellcorePartner in €22 million project finance for 62.8 MWp photovoltaic parks, strengthening distributed generation model.
- Fundación TriodoscoreFoundation associated with Triodos Bank that channels donations, manages crowdfunding platforms for educational farms and social agriculture projects, and supports non-profit initiatives aligned with the bank's mission.
- GABV (Global Alliance for Banking on Values)coreGlobal coalition of 50+ banks working with similar values to promote a more sustainable financial system. Triodos Bank is a cofounder. Alliance serves 60+ million people worldwide.
- Platform on Living Wages Financials (PLWF)minorInvestor coalition of 19 members managing €6,500 million in assets, working collaboratively on living wages issues with portfolio companies.
- PCAF (Partnership for Carbon Accounting for Financials)minorInitiative founded in 2015 by Dutch financial institutions including Triodos Bank during Paris Climate Conference. Now includes ~100 financial institutions measuring and publishing carbon emissions of their loan and investment portfolios.
- PBAF (Partnership for Biodiversity Accounting)minorFounding partner of the Partnership for Biodiversity Accounting, developing standards for financial institutions to assess biodiversity impact.
- Cátedra de Finanzas Sostenibles (BSM UPF)minorAcademic chair in Sustainable Finance established with Barcelona School of Management at Universitat Pompeu Fabra to advance sustainable finance education and research.
- Finance Impact Hub del Club de RomaminorGlobal network engagement to promote systemic change in finance aligned with the Club of Rome's mission for sustainable economics.
- Correos (Spanish Postal Service)minorCorreos Cash service partnership enabling cash deposits and withdrawals at post office locations across Spain.
Scale indicators11 records
Recent moves6 records
Expansion highlights6 records
Triodos Bank España competitors and assessment
Company assessmentDirect peers
- Umweltbank: German independent ecological bank offering sustainable mortgages, savings and project finance with no fossil-fuel exposure. Comparable niche-ethical-bank model with similar project-finance focus in renewables and social infrastructure.
- GLS Bank: Germany's leading ethical bank, member of GABV, financing social-ecological projects through deposits and investment funds. Directly comparable in values-based retail and impact-lending proposition across the German-speaking DACH market.
- Charity Bank: UK savings bank lending exclusively to charities and social enterprises. Closely comparable values-based savings-to-impact-loan model and similar customer base among values-aligned depositors in the UK.
- Ecology Building Society: UK building society lending only on sustainable homes, ecological renovations and community projects. Triodos is a co-member of GABV; both target values-driven retail depositors with ethically-restricted loan books.
- ASN Bank: Dutch sustainable bank owned by Volksbank, focused exclusively on ethical and sustainable lending and savings. Closest direct peer to Triodos in mission, products and home market, competing head-to-head in the Netherlands for ethical deposits.
Others
- Triodos Investment Management: Wholly-owned subsidiary of Triodos Bank N.V., managing sustainable investment funds globally. Sister entity within the Triodos group that complements the bank's deposit and lending franchise with asset-management revenue.
Broad incumbents
- CaixaBank: Spain's largest retail bank, with growing sustainable-finance and ESG-investment product lines. Competes with Triodos for Spanish ethical depositors but operates a mainstream universal-banking model with vastly larger scale and branch network.
- Bankinter: Spanish retail bank with an established sustainability strategy, ESG funds and green-bond issuance. A mainstream incumbent increasingly competing in Triodos' Spanish impact-banking niche.
- BBVA: Global Spanish bank with ambitious sustainable-finance commitments (€300B sustainable-flow target) and ESG product suites. Major competitive threat in Spain given its scale, distribution and increasingly aggressive ESG positioning.
Regional players
- La Banque Postale: French postal/state-linked bank with a strong CSR and local-development mandate, including a ban on fossil-fuel financing. Comparable values-aligned mandate but operates primarily in France rather than Spain, and at much larger scale via the La Poste network.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Triodos Bank España social profiles
Digital presenceTriodos Bank España compliance and trust
Trust signalCompliance3 records
Triodos Bank España financial estimates
Financial estimateRevenue estimate
Valuation estimate
Triodos Bank España leadership team
Management profileNumber of profiles
Profiles13 records
Triodos Bank España subsidiaries and ownership
Company hierarchySubsidiaries4 records
Triodos Bank España funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Triodos Bank España M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Triodos Bank España
What does Triodos Bank España do?
Triodos Bank España operates as the Spanish branch of Triodos Bank N.V., providing ethical and sustainable banking services to individuals, self-employed professionals, and businesses. Its offering spans deposit products (current accounts, savings accounts, time deposits), payment solutions (Visa debit cards), retirement products (pension plans), and investment vehicles (sustainable investment funds, share deposit certificates listed on Euronext). The bank channels 79% of client deposits into loans for social, environmental, and cultural projects, and provides digital banking through Banca Internet, a mobile app, telephone banking, and physical branches.
Is Triodos Bank España a public or private company?
Triodos Bank España is a public company. It is classified as public and is currently operating.
When was Triodos Bank España founded?
Triodos Bank España was founded in 1980. It employs 101 to 250 people.
Where is Triodos Bank España based?
Triodos Bank España is headquartered in Las Rozas, Spain, in the Europe region.
How does Triodos Bank España make money?
Four revenue lines are on record. Interest Income on Loans are the primary driver. The others are investment Fund Custody and Administration, deposit and Savings Account Fees and project Finance.
Who are Triodos Bank España's main competitors?
Direct peers on record are Umweltbank, GLS Bank, Charity Bank, Ecology Building Society and ASN Bank. Triodos Investment Management is listed as an others. Broad incumbents are CaixaBank, Bankinter and BBVA. La Banque Postale is listed as a regional player.
Does Triodos Bank España have an API?
No public API is recorded for Triodos Bank España.
What industry is Triodos Bank España in?
Triodos Bank España's product category is Ethical Retail Banking. Its primary akta.pro industry code is FSABAFAI, Green/Ethical/Sustainable Neobanks, with a secondary code of BPAMAFAD, Digital Banking & Neobank Platforms. Its NAICS code is 522110 and its SIC code is 6022.