HSBC

What HSBC does

HSBC Brazil, legally Banco HSBC S.A., is the São Paulo-based wholesale and investment banking subsidiary of HSBC Holdings plc (listed in London, Hong Kong, and New York) operating in Brazil since 1997. Following the July 2016 divestiture of retail banking operations to Banco Bradesco, the entity refocused exclusively on serving Large Local Corporates, Multinationals, Foreign Institutional Investors, Financial Institutions, and Public Sector clients — and in May 2020 expanded into a full wholesale bank proposition targeting over 500 top Brazilian economic groups.

The product platform spans working capital and trade finance (Credit & Lending, Exports ACC/ACE, Import Documentary Credits, Guarantees, Global Receivables, Supply Chain Finance), Global Markets (FX, derivatives, fixed income, structured products), Investment Banking (M&A advisory, restructuring, DCM, ECM, project finance), and payments and liquidity (HSBCnet digital platform, Current Account, HSBC Invest, Corporate Cards with mobile app and Google Pay / Apple Pay integration). Underlying technology centers on HSBCnet — a global connectivity platform with biometric authentication, customizable reporting, and file exchange — and on the Voltron blockchain trade platform built with seven other banks on R3 Corda, where HSBC led the first cross-border renminbi blockchain-based letter of credit.

Revenue is generated through interest income on loans and credit facilities, transaction and fee income from trade services, FX, guarantees, and payments, advisory fees from investment banking mandates, and spreads on Global Markets and Treasury products. Pricing is fully relationship-manager-negotiated with no public fee schedules; GTM is exclusively enterprise field sales through dedicated relationship managers supported by onshore product specialists in Global Markets/Treasury, Investment Banking, Credit & Lending, Global Trade Solutions, and Global Payments Solutions, with cross-border capabilities anchored by HSBC Group balance sheets in the US, UK, and Hong Kong.

Name

HSBC

Legal name

Banco HSBC S.A.

Website

https://business.hsbc.com.br

Company type

Public

Founded year

1997

Operating status

Operating

Headcount range

1–10 employees

Short description

HSBC Brazil (Banco HSBC S.A.) is the São Paulo-based wholesale and investment banking subsidiary of HSBC Holdings plc, serving Large Local Corporates, Multinationals, Foreign Institutional Investors, and Public Sector clients with trade finance, credit, FX, advisory, and digital banking solutions.

Ownership category

akta.pro rank

Product category

Wholesale Banking

NAICS

Commercial Banking (522110)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Consumer & Retail (CPG, Food, Apparel) (FSABACAM)

Keywords

• Wholesale banking services
• Trade finance solutions
• Foreign exchange services
• Investment banking advisory
• Cash management solutions

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Interest Income: Traditional banking interest income from loans, credit facilities, and lending products including working capital loans, term loans, and trade finance facilities.
2. Transaction and Fee Income: Fees from trade services, guarantees, letters of credit, foreign exchange transactions, payments and collections, and other transaction banking services.
3. Investment Banking Advisory: Advisory services for M&A, restructuring, joint ventures, strategic alliances; Debt Capital Markets (DCM) and Equity Capital Markets (ECM) services.
4. Global Markets and Treasury Products: Revenue from derivatives, fixed income, foreign exchange services, and risk management solutions for corporate and institutional clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

HSBC Brazil operates as a wholesale commercial and investment bank providing trade finance, credit and lending, global markets, and investment banking services to large local corporates, multinationals, foreign institutional investors, and public sector clients in Brazil. The bank delivers working capital optimization, cross-border trade solutions, foreign exchange and derivatives, M&A and capital markets advisory, project finance, and corporate payments through dedicated relationship managers and the proprietary HSBCnet digital platform.

Product overview

HSBC Brazil operates as a wholesale commercial and investment bank offering a comprehensive suite of banking products and services organized around four core themes: Expand (Investments), Grow (Growth/Funding), Manage (Operations), and Protect (Risk/Security). The product portfolio centers on Working Capital solutions (Credit & Lending, Trade Finance including Exports ACC/ACE and Import DC, Guarantees), Global Receivables and Supply Chain Finance for working capital optimization, and Global Markets for FX and derivatives. Additional offerings include Investment Banking (M&A, DCM, ECM, Project Finance), HSBCnet digital platform for connectivity and transactions, Corporate Cards with mobile app and digital wallet integration, Payments services, and Current Account/HSBC Invest for liquidity management. The bank serves Large Local Corporates, Multinationals, and Foreign Institutional Investors across sectors including Agribusiness, Oil & Gas, Mining, Power/Utilities, Financial Institutions, and Public Sector.

Differentiator

Problem solved

Functional benefit

Products and services

• Working Capital Trade and receivables finance solutions that help unlock funds trapped in inventory or receivables to maintain cash flow and supply chain operations, combined with commercial banking services for managing incoming and outgoing cash across organizations. Targeted at large Brazilian corporates and multinationals.
• Credit & Lending Short and long-term loan facilities enabling companies to access funds for working capital, capital investments, and business growth, with flexible terms and digital signature capabilities. Designed for large corporates and multinationals in Brazil.
• Exports (ACC/ACE) Export financing facilities including Advances on Foreign Exchange Contracts (ACC) for pre-shipment and Advances on Foreign Exchange Delivered (ACE) for post-shipment funding, providing competitive rates for Brazilian exporters.
• Imports (Import DC) Import Documentary Credit facility where HSBC acts as an undertaking on behalf of an applicant to effect settlement offshore towards a beneficiary, providing risk mitigation and financing at favorable rates for Brazilian importers.
• Guarantees Bank guarantees issued by HSBC based on Brazilian Law ensuring payment obligations are met if the client does not perform, available as both local guarantees and international guarantees.
• Global Receivables Finance Receivables finance solution where clients transfer local receivables to HSBC without recourse to anticipate cash flow, improving working capital and balance sheet ratios for corporate clients.
• Supply Chain Finance Program allowing HSBC clients to improve commercial negotiations with suppliers by lengthening payment terms while providing suppliers early payment options through invoice anticipation.
• Global Markets (FX and Derivatives) Foreign exchange and derivatives services including interest rate swaps, cross currency swaps, FX non-deliverable forwards, government bonds, and structured products for risk management, complemented by Fixed Income and Foreign Exchange services with local market knowledge and global reach.
• Investment Banking Full-service investment banking including M&A advisory, restructuring, joint ventures, debt capital markets (DCM), equity capital markets (ECM), and project finance with export credit agency financing for large Brazilian corporates and multinationals.
• HSBCnet Digital Banking Platform Digital banking platform providing connectivity for cash management, trade transactions, account access, payments, and reporting across global accounts with biometric capabilities including Touch ID and Face ID, and customizable online reports and file exchange.
• HSBC Cartões Corporativos (Corporate Cards) Corporate credit card offering with mobile app for expense management, credit limit control, travel notification, card activation/blocking, and integration with digital wallets (Google Pay, Apple Pay).
• Payments Domestic and foreign payment and collection services with end-to-end global disbursements and receivables services for streamlined cash flow management for corporate clients.
• Current Account Local Brazilian account for primary fund concentration enabling immediate availability for income, payments, and purchases with real-time access via HSBCnet.
• HSBC Invest Automatic investment service that moves idle cash from business accounts into HSBC balance sheet funds or non-balance sheet funds, with complete reporting through HSBCnet.
• Managing Risk Risk management services including credit facilities for cash flow fluctuations, capital investment financing, and structured trade and import/export finance for counterparty risk mitigation.

Quantifiable outcome

• Electronic document exchange reduced from 5-10 days to 24 hours using blockchain letter of credit
• +2 more outcomes

Named customers7 records

Segments7 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core.

• Voltron Consortium BankscoreStrategic or Co-development PartnerHSBC participates in the Voltron platform alongside BNP Paribas, Standard Chartered, and four other banks (total of 8 banks). Voltron is a blockchain-based trade finance platform for document digitalization using R3 Corda technology. HSBC led the first cross-border blockchain-based letter of credit named Renminbi on this platform.
• BNP ParibascoreStrategic or Co-development PartnerCo-participant in Voltron blockchain trade finance platform for international trade funding optimization.
• Standard CharteredcoreStrategic or Co-development PartnerCo-participant in Voltron blockchain trade finance platform for international trade funding optimization.
• R3 (Corda Platform Provider)coreTechnology or IntegrationTechnology provider for blockchain platform (Corda) used by Voltron consortium banks for trade finance digitalization.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Market position

Competitive moat6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/hsbc

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HSBC