JDC Group

What JDC Group does

JDC Group AG (formerly Aragon AG, founded 26 January 2004 in Wiesbaden, Germany; listed on the Scale segment of the Frankfurt Stock Exchange, ticker JDC, ISIN DE000A0B9N37) operates a leading German-speaking Advisortech platform that connects more than 16,000 independent financial advisors (IFAs), broker pools, banks, and FinTechs with the full universe of German insurance, investment-fund, and financial-product providers. The firm runs two segments: Advisortech, which delivers modern advisory and administration technology through the wholly-owned Jung, DMS & Cie. Group, and Advisory, which distributes financial products via the FiNUM Group's approximately 230 brokers serving private end customers, HNW clients, and corporate buyers in Germany and Austria. Reported revenue for FY2025 was EUR 250 million (+13.2% YoY) with adjusted EBITDA of EUR 22.2 million (+47% YoY), and Q1 2026 revenue reached EUR 74.9 million (+23% YoY), with FY2026 guidance of EUR 300-330 million in revenue and EUR 35-38 million EBITDA.

Name

JDC Group

Legal name

JDC Group AG

Website

https://jdcgroup.de

Company type

Public

Founded year

2004

Operating status

Operating

Headcount range

251–500 employees

Short description

JDC Group AG operates a German Advisortech platform serving 16,000+ independent financial advisors and 2.5 million end customers in DACH through subsidiary Jung, DMS & Cie., offering iCRM, bancassurance infrastructure, and lead-generation tooling to insurers, banks, and broker pools.

Ownership category

akta.pro rank

Headquarters

HQ city

Wiesbaden

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Advisortech Segment Revenue: Revenue from technology platform services provided to independent financial advisors, brokers, and insurance distributors. Includes subscription and transaction fees from platform usage, iCRM services, and data processing.
2. Advisory Segment Revenue: Commission income from financial product distribution to private end customers and corporate customers via FiNUM Group advisors, brokers, and financial distributors. Commission income exceeded EUR 25 million from FiNUM operations.
3. Lead Generation (FMK): Revenue from FMK Compare GmbH lead generation platform facilitating online transactions with consumers ready to make a purchase.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

JDC Group operates an Advisortech platform that delivers modern advisory and administration technology to independent financial advisors, insurance brokers, and financial distributors. The platform connects over 16,000 sales partners to a comprehensive universe of insurance and financial products via 700 data interfaces, providing iCRM contract management, comparison calculators, and policy administration. The company also distributes financial products directly to private end customers through its FiNUM advisory network of approximately 230 brokers serving high net worth clients.

Product overview

JDC Group operates as a platform leader in Advisortech and Bancassurance, offering a unified platform-plus-modules architecture for the financial and insurance industry in German-speaking markets. The core Advisortech platform enables insurance and financial product distribution via 700 data interfaces, with iCRM providing centralized customer and contract management. Supporting modules include allesmeins (PWA digital financial home), easyROBI (RoboAdvisor for digital wealth management), GELD.de (consumer comparison portal), and IFA calculators connected to the CRM. The Advisory segment delivers financial advisory services through FiNUM.Finanzhaus and FiNUM.Private Finance (230+ brokers), while acquired brands MORGEN & MORGEN (analytics) and FMK Compare (lead generation) expand the ecosystem. Jung, DMS & Cie. serves as the primary technology platform for over 16,000 connected independent financial advisors.

Differentiator

Problem solved

Functional benefit

Brands

• allesmeins: Award-winning app for consultants - digital infrastructure for financial and insurance advisors with policy administration and claim settlement functionality
• easyROBI
• iCRM
• FiNUM
• Jung, DMS & Cie.

Products and services

• JDC Advisortech Platform Central technology platform for management and administration of investment and insurance portfolios, featuring 700 data interfaces for processing new business. The continuous value chain and central data repository enable comprehensive consultant and end-customer support from backend to frontend.
• iCRM Customer and contract management system provided by Jung, DMS & Cie. to sales partners. iCRM provides complete customer and contract management, eliminating the need for expensive proprietary CRM systems. Uses BiPRO, GDV, and insurance portal integrations to update contract data automatically.
• allesmeins Award-winning Progressive Web App providing a digital financial home for consultants and end customers. Provides consulting tools for advisors and digital financial management for end customers with automated rate check and optimization, policy administration, and claim settlement functionality.
• easyROBI Digital wealth management platform (RoboAdvisor) offering simple opportunities to save for long-term goals. Easy accessible and compliant with all new regulation settings in Germany and Europe.
• Jung, DMS & Cie. Broker Pool

Quantifiable outcome

• 13.2% YoY revenue growth to EUR 250 million in FY 2025
• +5 more outcomes

Named customers16 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

16 partnerships are on record, tiered core, major and minor.

• FMK Compare GmbH and HVG Hanse GmbHcoreTechnology or Integration · 4 August 2025Acquisition of 60% stake in FMK Group - lead generation platform for online transactions with consumers ready to make a purchase.
• VGH VersicherungenmajorChannel Partner/ Reseller/ Distributor · 4 November 2024Exclusive cooperation agreement with Jung, DMS & Cie. for insurance distribution in Sparkassen sector.
• FidesSecur Versicherungs- und Wirtschaftsdienst GmbHcoreChannel Partner/ Reseller/ Distributor · 23 August 2023Exclusive cooperation for insurance business of the savings banks in the business region of Versicherungskammer Bayern (VKB).
• SGB (Sicher gut betreut Versicherungsvermittlung GmbH)coreChannel Partner/ Reseller/ Distributor · 23 August 2023Exclusive cooperation for insurance business of the savings banks in the business region of SparkassenVersicherung (SV).
• Top Ten GroupcoreTechnology or Integration · 27 January 2023Acquisition of significant parts of Top Ten Group to expand broker pool and technology capabilities.
• EcclesiamajorChannel Partner/ Reseller/ Distributor · 3 August 2022Major broker Ecclesia uses JDC's digital administration program and platform technology for insurance distribution.
• Bain Capital InsurancemajorStrategic or Co-development Partner · 1 July 2022Long-term brokerage joint venture with Bain Capital Insurance and Canada Life Irish Holding Company Limited to form Summitas Gruppe as a consolidation platform for insurance intermediaries.
• GothaermajorChannel Partner/ Reseller/ Distributor · 16 March 2022Digital customer and contract platform cooperation for Gothaer agencies enabling digital insurance distribution.
• R+V InsurancemajorChannel Partner/ Reseller/ Distributor · 7 February 20225-year contract to pilot a bancassurance platform for Cooperative Banks (Volks- und Raiffeisenbanken) enabling insurance distribution through R+V network.
• MORGEN & MORGEN GmbHcoreTechnology or Integration · 23 June 2021Acquisition of all shares of data analytics and comparison software company MORGEN & MORGEN GmbH for insurance analytics and comparison capabilities.
• MediolanumminorChannel Partner/ Reseller/ Distributor · 1 March 2021Cooperation in private pension planning products to bring Mediolanum policies to the German market.
• Provinzial GroupmajorStrategic or Co-development Partner · 11 February 2021Strategic collaboration on consumer insurance business of savings banks; 5% stake acquisition; Joint venture Einfach Gut Versichert GmbH established for the Sparkassen insurance business.
• FinanzguruminorChannel Partner/ Reseller/ Distributor · 9 February 2021Leading multibanking app as new platform customer for insurance product distribution.
• comdirectmajorChannel Partner/ Reseller/ Distributor · 22 October 2019Five-year contract for digital insurance platform enabling comdirect to become an insurance broker using JDC's technology.
• Sparda Bank Baden-WürttembergminorChannel Partner/ Reseller/ Distributor · 24 June 2019Exclusive partnership agreement for insurance product distribution through Sparda Bank network.
• FlatexminorChannel Partner/ Reseller/ Distributor · 20 September 2016Strategic partnership for brokerage and financial services integration.

Scale indicators20 records

Recent moves23 records

Expansion highlights6 records

Direct peers

• Hypoport AG: German-based platform operator running the EUROPACE marketplace for mortgage, insurance, and personal finance distribution. Most directly comparable to JDC: both operate multi-sided transaction platforms connecting IFAs, banks, and insurers, with a similar B2B software-plus-distribution revenue model.
• Scalable Capital: Leading German robo-advisor and broker platform offering digital wealth management. Comparable to JDC's easyROBI product and FiNUM advisory segment, competing for retail and affluent end-customers via a pure-D2C platform model.
• Clark Germany: Frankfurt-based insurtech providing a digital insurance manager and broker app for consumers. Competes with JDC's allesmeins and Geld.de offerings for the same retail customer's insurance wallet.
• Getsafe (by Hiscox): German insurtech that was acquired by Hiscox and focuses on digital insurance distribution and embedded insurance products. Directly comparable to JDC's Bancassurance and Insurtech platform plays targeting bank and fintech distribution partners.
• Wefox Holding AG: Berlin-based digital insurance broker operating across Germany, Switzerland, and other European markets. Comparable to JDC in serving independent brokers and consumers via a technology-led distribution model, though with a more D2C-leaning GTM.
• Moneyfarm: European digital wealth manager offering robo-advisory and portfolio management to retail and HNW clients in the UK, Italy, and Germany. Comparable to JDC's FiNUM advisory and easyROBI offerings in the wealth management segment.
• Helvetia Baloise Insurance / finanzen.de Group: finanzen.de is one of Germany's largest financial product comparison and lead-generation portals, recently taken over by Helvetia/Baloise. Directly comparable to JDC's FMK Group and Geld.de portals in the online lead-gen and comparison space.

Emerging players

• ELEMENT Insurance AG: Berlin-based insurance-as-a-platform provider enabling banks and fintechs to launch and distribute insurance products. Comparable to JDC's bancassurance platform ambitions, though smaller and more focused on embedded insurance distribution.
• Friendsurance GmbH: Berlin-based insurtech offering peer-to-peer insurance and digital broker services in Germany. Adjacent competitor to JDC's Geld.de portal in consumer insurance comparison and online brokerage.

Others

• Finanzguru / Schufa Holding AG: Leading German multibanking and personal finance management app, currently a JDC platform partner. Relevant peer given overlapping customer base in consumer-facing financial product comparison and bancassurance enablement.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/jdcgroupDE

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JDC Group