DAVR BANK
DAVR BANK is a private Uzbek commercial bank founded in 2001, providing retail and business banking through branches, ATMs, and digital platforms (DavrMobile 2.0, DavrBusiness 2.0) to individuals and enterprises across Uzbekistan, with products spanning loans, deposits, cards, FX, and merchant acquiring.
- Company typePrivate
- Founded2001
- HeadquartersTashkent, Uzbekistan
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
What DAVR BANK does
DAVR BANK (legal name: Davr Bank Xususiy aksiyadorlik tijorat banki) is a private commercial bank headquartered in Tashkent, Uzbekistan, licensed by the Central Bank of the Republic of Uzbekistan under License No. 71 dated September 29, 2001. The bank provides retail and business banking services to individuals (Jismoniy shaxslar) and enterprises (Biznes uchun) through a multi-channel model that combines physical branches (filials), an ATM network, mobile and internet banking, and a 24/7 contact center. DAVR BANK is ranked among the top 10 commercial banks in Uzbekistan by the Central Bank and operates exclusively within the domestic market.
The bank's product portfolio spans lending (microloans, microcredits, mortgages, car loans, and business loans), deposits (Optimal and Baxor for individuals; Barqaror and Exclusive for businesses), payment cards (Visa, Mastercard, Uzcard, Humo, co-branded, salary, and virtual), currency exchange, and merchant acquiring through Davr Pay (QR/online) and Ekvayring (POS terminals). Its digital platform centers on DavrMobile 2.0 (iOS/Android) for retail customers and DavrBusiness 2.0 for business clients, both supporting online loan origination with rapid approval and card-based disbursement, plus online business account opening. Marketing is conducted via the company website, social media (Telegram, Instagram, Facebook, YouTube), and app store presence.
DAVR BANK's revenue model is built on net interest income from its loan book and deposit spread, supplemented by transaction-based fees on card operations, payment processing, money transfers, and currency exchange. Pricing is quote-based and not publicly disclosed. In June 2026, Azerbaijan's largest state-owned bank, ABB Bank (Moody's Ba1), publicly indicated its intention to acquire a controlling stake in DAVR BANK, a transaction that would represent approximately 12% of ABB's total assets, signaling a potential change of control. In Q1 2026 the Central Bank of Uzbekistan also identified DAVR BANK among the ten commercial banks with the highest consumer complaint index, requiring service quality upgrades.
DAVR BANK firmographics
Firmographics- Name
- DAVR BANK
- Legal name
- Davr Bank Xususiy aksiyadorlik tijorat banki
- Website
- https://davrbank.uz
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- DAVR BANK is a private Uzbek commercial bank founded in 2001, providing retail and business banking through branches, ATMs, and digital platforms (DavrMobile 2.0, DavrBusiness 2.0) to individuals and enterprises across Uzbekistan, with products spanning loans, deposits, cards, FX, and merchant acquiring.
- Ownership category
- akta.pro rank
DAVR BANK industry classification
Industry- Product category
- Retail Banking
- NAICS
- Depository Credit Intermediation (5221), Commercial Banking (522110), Commercial Banking (52211)
- SIC
- State Commercial Banks (6022), National Commercial Banks (6021)
- akta.pro primary industry
- Islamic SME & Commercial Banking (FSABAGAB)
- akta.pro secondary industry
- POS Payment Software & Middleware (Terminal OS, Apps, Device Management) (FSAMADAC)
Keywords
Where DAVR BANK is headquartered
LocationHeadquarters
- HQ city
- Tashkent
- HQ country
- Uzbekistan
- HQ region
- Asia
Offices1 record
Markets served
DAVR BANK business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others
Revenue model
- Interest Income from Loans: DAVR Bank generates revenue through interest income from various loan products including microloans, microcredits, mortgages, car loans, and business loans offered to both individuals and corporate clients.
- Deposit Operations: Revenue from deposit products including term deposits (Optimal, Baxor, Barqaror, Exclusive) for both individuals and businesses, generating spread income.
- Card Services: Revenue from card operations including Visa, Mastercard, Uzcard, Humo, salary cards, and co-branded cards (Kobeyjing).
- Payment and Transfer Services: Revenue from payment processing, money transfers, and Davr Pay merchant payment acceptance services.
- Currency Exchange: Revenue from foreign currency exchange operations, with rates published daily for USD, EUR, CHF, GBP, JPY.
- Acquiring Services: Revenue from merchant acquiring services including terminal (Ekvayring) and online payment acceptance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing for banking services |
Go-to-market motion2 records
Distribution channels7 records
Marketing channels5 records
DAVR BANK product offering
Product offeringCore offering
DAVR BANK is a private commercial bank in Uzbekistan providing retail and business banking services. It offers consumer and commercial loans (microloans, microcredits, mortgages, car loans), term deposits (Optimal, Baxor for individuals; Barqaror, Exclusive for businesses), payment cards (Mastercard, Visa, Uzcard, Humo, virtual, salary, and Kobeyjing co-branded cards), foreign currency exchange, and merchant acquiring services (Davr Pay QR-based and POS terminals). Services are delivered through the DavrMobile 2.0 and DavrBusiness 2.0 mobile apps, internet banking, a physical branch and ATM network, and a 24/7 contact center.
Product overview
DAVR BANK is a private commercial bank in Uzbekistan offering a comprehensive suite of banking services through multiple channels. The core digital banking platform consists of DavrMobile 2.0 for individual customers and DavrBusiness 2.0 for business clients, both available as mobile apps and internet banking. The bank provides loan products (microloans, mortgages, car loans), deposit accounts (Optimal, Baxor for individuals; Barqaror, Exclusive for businesses), payment cards (Mastercard, Visa, Uzcard, Humo, virtual cards), currency exchange services, and merchant acquiring through POS terminals, online acquiring, and Davr Pay QR-based payments. The bank operates a branch and ATM network throughout Uzbekistan.
Differentiator
Problem solved
Functional benefit
Brands
- DavrMobile 2.0: Mobile banking application for individuals supporting iOS and Android platforms
- DavrBusiness 2.0
- Davr Pay
Products and services
- DavrMobile 2.0 Mobile banking application for individuals enabling instant financial operations including payments, transfers, card management, and online loan and deposit applications. Available on iOS App Store and Google Play.
- DavrBusiness 2.0 Comprehensive business banking platform providing mobile and internet banking, payment acceptance via Davr Pay, loans, deposits, corporate cards, and online account services for business customers. Available on iOS App Store and Google Play.
- Davr Pay
Quantifiable outcome
- Online microloan approval in a few minutes with immediate fund transfer to cards
Companies that use DAVR BANK
Customer profileSegments2 records
Ideal customer profiles2 records
DAVR BANK technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
DAVR BANK partnerships and signals
Strategic signalScale indicators3 records
Recent moves6 records
Expansion highlights5 records
DAVR BANK competitors and assessment
Company assessmentDirect peers
- Asaka Bank: Major Uzbek state-owned commercial bank offering a comparable suite of corporate and retail banking, lending, deposits, and digital services across Uzbekistan. Directly comparable as a domestic competitor targeting the same retail and business segments.
- National Bank of Uzbekistan: Uzbekistan's largest state-owned commercial bank with full-service retail, corporate, and treasury banking. Direct domestic competitor with overlapping product suite and nationwide branch footprint.
- Uzpromstroybank: Uzbek state-owned commercial bank providing corporate lending, retail deposits, mortgages, and digital banking. Directly comparable as a full-service domestic peer with similar regulatory standing.
- Ipoteka Bank: Uzbek state-owned bank active in mortgage lending, retail deposits, and broader commercial banking. Direct peer with overlapping mortgage and deposit product lines serving similar Uzbek retail and SME customers.
- Agrobank: Uzbek commercial bank providing retail loans, deposits, cards, and agricultural/SME financing. Direct domestic competitor with comparable product mix and target customer base.
- Kapital Bank: One of Uzbekistan's largest private commercial banks offering retail deposits, consumer loans, cards, and business banking. Closely comparable in product scope and customer segments to Davr Bank.
- Hamkorbank: Uzbek private commercial bank providing retail and SME lending, deposits, cards, and digital banking. Direct peer with similar private-sector positioning and product offering.
Emerging players
- TBC Uzbekistan (TBC Bank Group): Digital-first banking operation in Uzbekistan backed by Georgia's TBC Bank Group, focusing on retail and SME customers via mobile app. Comparable as a digitally-led foreign entrant competing for the same Uzbek retail and small business customers.
Regional players
- Kaspi.kz: Kazakhstan's leading super-app combining payments, marketplace, and fintech with banking services; operates only in Kazakhstan but is a comparable digital-first commercial banking model in the broader Central Asia region.
- Halyk Bank: Kazakhstan's largest bank with retail, corporate, and SME banking plus digital channels. Comparable as a top-tier Central Asian commercial bank with similar scale ambitions and product breadth, though operating in a different national market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
DAVR BANK social profiles
Digital presenceDAVR BANK financial estimates
Financial estimateRevenue estimate
Valuation estimate
DAVR BANK leadership team
Management profileNumber of profiles
DAVR BANK funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DAVR BANK M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DAVR BANK
What does DAVR BANK do?
DAVR BANK is a private commercial bank in Uzbekistan providing retail and business banking services. It offers consumer and commercial loans (microloans, microcredits, mortgages, car loans), term deposits (Optimal, Baxor for individuals; Barqaror, Exclusive for businesses), payment cards (Mastercard, Visa, Uzcard, Humo, virtual, salary, and Kobeyjing co-branded cards), foreign currency exchange, and merchant acquiring services (Davr Pay QR-based and POS terminals). Services are delivered through the DavrMobile 2.0 and DavrBusiness 2.0 mobile apps, internet banking, a physical branch and ATM network, and a 24/7 contact center.
Is DAVR BANK a public or private company?
DAVR BANK is a private company. It is classified as unknown and is currently operating.
When was DAVR BANK founded?
DAVR BANK was founded in 2001. It employs 5,001 to 10,000 people.
Where is DAVR BANK based?
DAVR BANK is headquartered in Tashkent, Uzbekistan, in the Asia region.
How does DAVR BANK make money?
Six revenue lines are on record. Interest Income from Loans are the primary driver. The others are deposit Operations, card Services, payment and Transfer Services, currency Exchange and acquiring Services.
Who are DAVR BANK's main competitors?
Direct peers on record are Asaka Bank, National Bank of Uzbekistan, Uzpromstroybank, Ipoteka Bank, Agrobank, Kapital Bank and Hamkorbank. TBC Uzbekistan (TBC Bank Group) is listed as an emerging player. Regional players are Kaspi.kz and Halyk Bank.
Does DAVR BANK have an API?
No public API is recorded for DAVR BANK.
What industry is DAVR BANK in?
DAVR BANK's product category is Retail Banking. Its primary akta.pro industry code is FSABAGAB, Islamic SME & Commercial Banking, with a secondary code of FSAMADAC, POS Payment Software & Middleware (Terminal OS, Apps, Device Management). Its NAICS code is 5221 and its SIC code is 6022.