Oceánica de Seguros

What Oceánica de Seguros does

Oceánica de Seguros is a Costa Rican insurance carrier founded in 2013 and headquartered in Escazú. The company underwrites a multi-line insurance portfolio covering auto, property, technical risks, and family protection, distributed to both individuals and businesses. Its website (oceanica-cr.com) confirms a Costa Rica operating base, consistent with a private, domestically focused insurer serving the local market.

The firm operates at a small-to-mid scale, with disclosed headcount in the 101-250 range, and is privately held (no public ticker disclosed). As an insurer, its revenue mechanics are driven by net earned premiums, investment income on the float, and ancillary fees, but no premium volume, combined ratio, commission structure, channel mix (direct vs. broker vs. agent), or pricing data was available in the source content reviewed. Underlying technology, claims platform, underwriting tools, and distribution infrastructure are not disclosed beyond the corporate web presence.

The available source material is sparse and largely limited to firmographic identifiers. No information was provided on management team, investor base, ownership structure, parent/subsidiary relationships, regulatory actions, product launch dates, geographic expansion, partnerships, certifications, technology stack, or AI capabilities. Any inferences drawn from the data should be treated as indicative; investors requiring deeper diligence will need to source supplementary information from SUGESE regulatory filings and direct company disclosures.

Name

Oceánica de Seguros

Website

https://oceanica-cr.com

Company type

Private

Founded year

2013

Headcount range

101–250 employees

Short description

Oceánica de Seguros is a privately held Costa Rican insurance carrier founded in 2013, headquartered in Escazú. The company underwrites auto, property, technical, and family protection insurance policies for both individual and business customers across Costa Rica.

Ownership category

akta.pro rank

Product category

Property and Casualty Insurance

NAICS

Insurance Carriers and Related Activities (524)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Inland Marine / Personal Articles & Valuable Items Insurance (FSAJACAJ)

akta.pro secondary industry

Marine & Aviation Insurance (FSAJAMAI)

Keywords

• Auto insurance
• Property insurance
• Technical insurance
• Family protection insurance
• Insurance brokerage

Headquarters

HQ city

Escazú

HQ country

Costa Rica

HQ region

Latin America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Core offering

Oceánica de Seguros is a Costa Rican insurance provider offering a portfolio of auto, property, technical, and family protection insurance products. It serves both individual consumers and business customers across Costa Rica, distributing coverage lines that address personal mobility, household assets, technical/engineering risks, and family welfare needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights1 record

Broad incumbents

• Seguros Sura (Suramericana): Latin American insurer with Costa Rica operations offering personal and commercial lines. Comparable as a multi-line competitor with deeper capital and broader geographic reach across Latin America.
• Zurich Insurance (Costa Rica): Global insurer with presence in Costa Rica offering property, casualty, and specialty lines. Comparable as a multinational multi-line competitor with superior capital base and global reinsurance access.
• HDI Seguros: Latin American insurer (part of HDI Group) with operations across the region including Central America. Comparable as a multi-line carrier with broader geographic reach and stronger brand recognition.
• Instituto Nacional de Seguros (INS): State-owned dominant insurer in Costa Rica offering auto, property, life, and other lines. Directly comparable as it operates in the same regulatory market with overlapping product categories, though it benefits from state backing and vastly larger scale.
• Chubb Seguros (Costa Rica): Global property & casualty insurer with Costa Rica operations offering personal and commercial lines. Comparable as a multinational competitor with superior product engineering and capital strength.

Regional players

• ASSA Compañía de Seguros: Panama-based multi-line insurer with Central American presence. Comparable as a regional multi-line carrier serving similar personal and commercial lines, though focused primarily on Panama and select Central American markets.

Direct peers

• Aseguradora del Istmo (ADISA): Costa Rican multi-line insurer offering personal and commercial coverages. Directly comparable as a domestic peer competing in the same Costa Rican market with similar product breadth.
• MAPFRE Seguros Costa Rica: Subsidiary of Spanish global insurer MAPFRE operating in Costa Rica with multi-line personal and commercial insurance. Directly competes in the same market with overlapping product lines (auto, property, family protection).

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks4 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oceánica de Seguros