MedMal Direct Insurance

What MedMal Direct Insurance does

MedMal Direct Insurance is a medical liability insurance carrier that underwrites and sells medical malpractice policies directly to physicians, bypassing the traditional agent/broker channel. Founded in 2010 and headquartered in Jacksonville, the company operates as a multi-state carrier, with licensed underwriting activity extending beyond its Florida base of operations.

The company's core product is medical professional liability insurance for physicians, structured to be purchased directly online or via direct carrier contact. This distribution approach positions MedMal Direct as a price- and service-focused competitor in a market segment typically dominated by larger mutuals and broker-distributed carriers. The business model generates revenue from recurring insurance premiums on physician policies, with the direct-distribution structure allowing the carrier to retain a higher share of premium versus commission-heavy broker channels.

Operationally, MedMal Direct operates with a small team (11-50 employees), consistent with a lean niche carrier model that leverages direct distribution to keep fixed costs low. The competitive positioning relies on underwriting expertise in medical malpractice, multi-state licensing, and the service-speed advantages of selling directly to physician customers rather than through intermediaries.

Name

MedMal Direct Insurance

Legal name

Integris Group, Inc.

Website

https://medmaldirect.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

51–100 employees

Short description

MedMal Direct Insurance is a multi-state medical liability insurance carrier founded in 2010 and headquartered in Jacksonville, selling medical malpractice policies directly to physicians rather than through traditional agent/broker channels.

Ownership category

akta.pro rank

Product category

Medical Professional Liability Insurance

NAICS

Direct Property and Casualty Insurance Carriers (524126), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Healthcare Professional Liability (Med Mal) (FSAJAGAE)

Keywords

• Medical liability insurance
• Malpractice insurance
• Professional liability coverage
• Healthcare insurance
• Medical practice coverage

Headquarters

HQ city

Jacksonville

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Medical Professional Liability Insurance Premiums: As a mutual insurance company, Integris Group generates revenue through insurance premiums paid by policyholders. Being doctor-led and member-owned, the company shares success with each member, suggesting a structure where surplus may be returned to policyholders.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

MedMal Direct Insurance is a multi-state medical liability insurance corporation that sells its plans exclusively directly to doctors. Founded in 2010 and headquartered in Jacksonville, Florida, the company provides medical professional liability insurance coverage tailored to physicians and healthcare professionals, with coverage available across multiple U.S. states.

Product overview

Integris Group offers a platform of medical professional liability insurance products centered around two core offerings: Medical Professional Liability Insurance and Medical Facility Liability Insurance. The core insurance products provide fully customizable policies for physicians, surgeons, and medical facilities. These are supplemented by member benefits including the Emotional Support Program, Administrative Support (with compliance training and templates), and Member Advantage+. Additional services include Risk Management, Claims handling, and a CME Tracker for continuing medical education. The company operates as a mutual, doctor-led organization founded in 1984, sharing success with each member.

Differentiator

Problem solved

Functional benefit

Products and services

• Medical Professional Liability Insurance Fully customizable medical professional liability insurance policies providing protection and peace of mind for physicians and surgeons across a wide range of exposures.
• Medical Facility Liability Insurance Specialized liability insurance designed to protect medical facilities including urgent care centers, imaging centers, and other healthcare facilities.
• Emotional Support Program Comprehensive emotional support program offering discreet, one-on-one assistance to help with personal and professional challenges unique to the practice of medicine.
• Administrative Support Administrative resources and templates including HIPAA compliance training, sexual harassment education, and practice management tools to simplify day-to-day administrative work.
• Member Advantage+ Member benefit program providing additional advantages and support services to policyholders.
• Risk Management Services Proactive risk management services including training on cybersecurity threats, practice promotion, and tools to help medical offices thrive.
• Claims Services Claims handling services providing support to policyholders when they need it most, including 24/7 support.
• CME Tracker (Continuing Medical Education) CME program designed to fit the needs of healthcare organizations with courses on topics that enhance doctor-patient relationships and address current challenges.

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Integris Insurance AgencycoreChannel Partner/ Reseller/ DistributorIntegris Insurance Agency is a subsidiary distribution channel for Integris Group products. It operates as a separate website (integrisinsagency.com) suggesting an affiliated but distinct insurance agency entity.

Scale indicators2 records

Recent moves2 records

Expansion highlights3 records

Direct peers

• Coverys: Medical professional liability insurer serving physicians, hospitals, and healthcare systems with Med Mal coverage and risk management services — directly comparable specialty Med Mal product and customer segments.
• ProAssurance Corporation: Public specialty insurer focused on medical professional liability for physicians and healthcare providers, including NORCAL Mutual — directly comparable Med Mal product portfolio and physician customer base.
• MagMutual Insurance Company: Physician-owned mutual Med Mal insurer providing medical professional liability and risk management to doctors and healthcare organizations — directly comparable mutual, doctor-led, and Med Mal-focused business model.
• The Doctors Company: The largest physician-owned medical professional liability insurer in the U.S., offering Med Mal coverage to doctors and medical groups — directly comparable mutual/doctor-led positioning, product mix, and target customer.
• Curi (formerly Medical Mutual Insurance Company of NC): Physician-focused Med Mal mutual that has expanded beyond North Carolina into multi-state medical professional liability coverage for doctors — directly comparable mutual Med Mal product with adjacent member-benefit programming.
• NORCAL Mutual Insurance Company: Physician-owned Med Mal mutual (now part of ProAssurance) providing medical professional liability to physicians and medical groups — directly comparable mutual Med Mal product and doctor-led governance model.
• MedPro Group (Medical Protective): One of the oldest U.S. Med Mal insurers, now owned by Berkshire Hathaway; provides medical professional liability to physicians and healthcare facilities across all 50 states — directly comparable specialty Med Mal product and customer base.

Regional players

• Medical Liability Mutual Insurance Company (MLMIC): Physician-founded Med Mal mutual focused primarily on New York State physicians and hospitals — closely comparable mutual Med Mal model with a more concentrated regional footprint than Integris Group.
• ISMIE Mutual Insurance Company: Physician-owned Med Mal mutual providing medical professional liability coverage to Illinois and surrounding-state doctors — directly comparable mutual Med Mal product with regional rather than multi-state scale.
• State Volunteer Mutual Insurance Company (SVMIC): Physician-owned Med Mal mutual primarily serving physicians in Tennessee and adjacent states — closely comparable mutual/doctor-led Med Mal model with a more regional geographic footprint.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/medmaldirect
• Facebookfacebook.com/MedMalDirectInsuranceCompany
• LinkedInlinkedin.com/company/medmaldirect

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MedMal Direct Insurance