People's Trust Federal Credit Union
People's Trust Federal Credit Union is a Houston-based cooperative founded in 1935 that delivers a full range of retail financial products and services — deposits, loans, and member services — to its defined field of membership, operating with a 51–100 employee staff.
- Company typePrivate
- Founded1935
- HeadquartersHouston, United States
- Headcount51–100
- GTM typeB2C
- OfferingServices
What People's Trust Federal Credit Union does
People's Trust Federal Credit Union is a cooperative financial institution headquartered in Houston, Texas, founded in 1935 and operating with a staff of 51–100 employees. Per the firmographic record, it functions as a full-service cooperative offering a "full range of competitive financial products and services," a description consistent with the standard credit union menu of deposit accounts, consumer and member loans, mortgages, and ancillary retail financial services directed at its defined field of membership.
The business model follows the canonical U.S. credit union structure: a member-owned, democratically governed cooperative that earns revenue primarily through net interest margin on deposits and loans, supplemented by fee income from account services, debit/credit card interchange, and other member transaction fees. As a federal credit union charter holder, the institution benefits from tax-exempt status and member-account insurance provided by the National Credit Union Administration, while operating under a regulated field-of-membership constraint that defines its eligible customer base.
The available data does not disclose pricing schedules, product-level detail, technology platform, digital channels, management team, financial statements (NCUA 5300 call report figures), or membership count. Consequently, analysis of unit economics, asset size, product mix, and channel footprint is not supportable from the supplied input; the underlying source material provided consisted primarily of an unrendered browser verification page. This data gap materially limits diligence-grade assessment of scale, growth, and competitive positioning relative to Houston-area peers.
People's Trust Federal Credit Union firmographics
Firmographics- Name
- People's Trust Federal Credit Union
- Legal name
- People's Trust Federal Credit Union
- Website
- https://peoplestrustfcu.org
- Company type
- Private
- Founded year
- 1935
- Headcount range
- 51–100 employees
- Short description
- People's Trust Federal Credit Union is a Houston-based cooperative founded in 1935 that delivers a full range of retail financial products and services — deposits, loans, and member services — to its defined field of membership, operating with a 51–100 employee staff.
- Ownership category
- akta.pro rank
People's Trust Federal Credit Union industry classification
Industry- Product category
- Retail Banking
- NAICS
- Credit Unions (522130), Credit Unions (52213)
- SIC
- Savings Institution, Federally Chartered (6035)
- akta.pro primary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
Keywords
Where People's Trust Federal Credit Union is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Markets served
People's Trust Federal Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
People's Trust Federal Credit Union product offering
Product offeringCore offering
People's Trust Federal Credit Union is a full-service cooperative that offers a full range of competitive financial products and services. As a federally chartered credit union based in Houston, it serves its membership with traditional retail banking offerings including deposit, lending, and related financial services.
Differentiator
Problem solved
Functional benefit
Companies that use People's Trust Federal Credit Union
Customer profileIdeal customer profiles1 record
People's Trust Federal Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
People's Trust Federal Credit Union partnerships and signals
Strategic signalRecent moves1 record
People's Trust Federal Credit Union competitors and assessment
Company assessmentBroad incumbents
- Navy Federal Credit Union: Largest U.S. federal credit union, serving military-affiliated members with a comprehensive product set. Same federal credit union charter and full-service cooperative model, but vastly larger asset base and national reach.
- SchoolsFirst Federal Credit Union: Large California-based federal credit union with broad retail product set. Comparable as a federally chartered full-service cooperative, but materially larger and more technologically advanced.
- Randolph-Brooks Federal Credit Union: Large Texas-based federal credit union serving a defined military/affiliated membership with extensive branch and digital capabilities. Comparable federal charter and Texas presence, with substantially greater scale.
- Alliant Credit Union: Nationwide digital-first federal credit union serving a broad field of membership. Comparable cooperative charter and full-service offerings, but with much greater scale and digital maturity.
Direct peers
- Members Choice Credit Union: Houston-area community credit union offering full-service consumer and small-business banking. Highly comparable in scale, geography, and product mix to People's Trust FCU.
- Houston Texas Fire Fighters Federal Credit Union: Houston-based federal credit union serving a defined occupational/community membership with a comparable suite of deposit and consumer lending products. Direct competitor for members in the same metropolitan field of influence.
- First Community Credit Union: Texas-headquartered community credit union with similar cooperative, full-service retail banking model. Comparable in mission and member base even if serving a broader Texas footprint.
- Associated Credit Union of Texas: Texas-based cooperative credit union offering deposit, lending, and member services. Overlaps with People's Trust on cooperative structure, Texas footprint, and consumer-facing product set.
Regional players
- Space City Credit Union: Houston-area community credit union serving select employer groups and residents. Comparable community-cooperative model with similar geographic concentration around Houston.
Emerging players
- Connexus Credit Union: National digital-first credit union with broad field of membership and strong online/mobile experience. Represents the digital trajectory People's Trust would need to pursue to remain competitive with hybrid members.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
People's Trust Federal Credit Union social profiles
Digital presencePeople's Trust Federal Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
People's Trust Federal Credit Union leadership team
Management profileNumber of profiles
People's Trust Federal Credit Union funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
People's Trust Federal Credit Union M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about People's Trust Federal Credit Union
What does People's Trust Federal Credit Union do?
People's Trust Federal Credit Union is a full-service cooperative that offers a full range of competitive financial products and services. As a federally chartered credit union based in Houston, it serves its membership with traditional retail banking offerings including deposit, lending, and related financial services.
Is People's Trust Federal Credit Union a public or private company?
People's Trust Federal Credit Union is a private company. It is classified as nonprofit foundation owned.
When was People's Trust Federal Credit Union founded?
People's Trust Federal Credit Union was founded in 1935. It employs 51 to 100 people.
Where is People's Trust Federal Credit Union based?
People's Trust Federal Credit Union is headquartered in Houston, United States, in the North America region.
Who are People's Trust Federal Credit Union's main competitors?
Broad incumbents on record are Navy Federal Credit Union, SchoolsFirst Federal Credit Union, Randolph-Brooks Federal Credit Union and Alliant Credit Union. Direct peers are Members Choice Credit Union, Houston Texas Fire Fighters Federal Credit Union, First Community Credit Union and Associated Credit Union of Texas. Space City Credit Union is listed as a regional player. Connexus Credit Union is listed as an emerging player.
Does People's Trust Federal Credit Union have an API?
No public API is recorded for People's Trust Federal Credit Union.
What industry is People's Trust Federal Credit Union in?
People's Trust Federal Credit Union's product category is Retail Banking. Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus). Its NAICS code is 522130 and its SIC code is 6035.