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Western Title & Escrow

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Namestring
Western Title & Escrow
Legal namestring
Western Title & Escrow Company
Websiteurl
westerntitle.com
Company typeenum
Public
Founded yearint
1983
Descriptiontext

Western Title & Escrow is a regional title insurance and escrow services company headquartered in Bend, Oregon, founded in 1983 in Newport, Oregon. The firm operates ten physical offices across six Oregon counties (Crook, Deschutes, Douglas, Jefferson, Lane, Lincoln) covering approximately 19,600 square miles, providing title insurance policies (Owner's and Lender's Standard and Extended Coverage), escrow and closing services, ALTA endorsements, and government recording/transfer fee facilitation for residential and commercial real estate transactions.

The company is a direct operating subsidiary of Fidelity National Financial, Inc. (NYSE: FNF), the highest-ranked Fortune 500 title insurer and a Fortune 'Most Admired Company.' Core products include Title & Escrow Services (title searches, commitments, policies, settlement), WesternProfile (24/7 web portal with property profiles, transfer/tax history, plot maps, sales analysis), and Western Power One (a real estate closing app with agent-facing digital marketing assets). Supporting tools include an Estimated Closing Cost Calculator, a TRID-compliant fee calculator, Quick Title Order, List Kits, HomeBooks, Customer Service products, and CC&R downloads. The technology stack integrates county recorder eRecording infrastructure (e.g., Lane County eRecording) and CFPB TRID fee disclosure logic.

Revenue is generated primarily through transaction-based title insurance premiums (calculated on OTIRO filed rates), escrow and closing service fees, ALTA endorsement fees ($50-$100 per endorsement), customer service product fees, and pass-through government recording and transfer fees. Go-to-market combines direct in-person service at the ten offices with referral-driven demand from real estate agents/brokers, mortgage lenders, and a dedicated Commercial & Builder Division serving residential builders and commercial developers. Customer-facing digital tools provide 24/7 self-service ordering for buyers, sellers, and real estate professionals.

Short descriptiontext

Western Title & Escrow is a regional Oregon title insurance and escrow services company operating ten offices across six counties. A direct subsidiary of Fidelity National Financial (NYSE: FNF), it serves buyers, sellers, real estate agents, lenders, and builders with title policies, closing services, and digital tools.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
101–250
akta.pro rankint
HeadquartersBend, United States
HQ citystring
Bend
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices10 records

Each record includes

City, Country, Type, Description, Source

Keyword5 values
title insurance services, escrow closing services, real estate transactions, property title search, escrow management
Industry4 codes
1Closing & Settlement Services (Settlement Agents)
CodeBPAJAOAEPrimaryYes
2Escrow Services
CodeBPAJAOADPrimaryNo
3Closing Coordination & Transaction Management (Broker/Agent Support)
CodeBPAJAOAHPrimaryNo
4Escrow & Fiduciary Escrow Services
CodeFSAAANAHPrimaryNo
NAICS code2 codes
  • Title Abstract and Settlement Offices541191
  • Direct Title Insurance Carriers524127
SIC code2 codes
  • Title Insurance6361
  • Real Estate Agents & Managers (For Others)6531
Product category
Title Insurance & Escrow Services
GTM motion2 records

Each record includes

Type, Description, Source

Revenue model5 records
1Title Insurance Premiums
TypeOne Time License
Description

Title insurance policies including Owner's Standard/Extended Coverage and Lender's Standard/Extended Coverage policies. Premiums calculated based on OTIRO (Old Republic Title Insurance Rate Service) filed rates, with simultaneous issue adjustments available.

westerntitle.com
2Escrow/Closing Services
TypeTransaction Fee
Description

Escrow and settlement/closing fees charged for facilitating real estate transactions, including bundled escrow services and mobile signing options.

westerntitle.com
3Customer Service Products
TypeTransaction Fee
Description

Property information products including custom maps, demographics, HomeBooks, sales comps, list kits, map packs, labels, and farm lists ordered by agents and brokers.

westerntitle.com
4Government Recording & Transfer Fees
TypeTransaction Fee
Description

Pass-through fees for deed recording, trust deed recording, and transfer taxes collected at closing on behalf of county governments.

westerntitle.com
5Endorsement Products
TypeTransaction Fee
Description

ALTA endorsement products including Condominium, Planned Unit Development, Variable Rate Mortgage, Manufactured Housing, Environmental Protection Lien, Restrictions/Encroachments/Minerals, and Location endorsements.

westerntitle.com
Marketing channels7 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels5 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Pricing details3 tiers
1Title Insurance (Owner's/Lender's) — Transaction-based premium
ModelOne time/ perpetual licenseBilling cadencePay-as-you-go
Notes

OTIRO Filed Rates; simultaneous issue adjustments available; CFPB Owner's Premium discounted when applicable; ALTA endorsements priced individually ($50-$100 per endorsement)

westerntitle.com
2Escrow/Closing Services — Service fee
ModelTransaction based/ take rateBilling cadencePay-as-you-go
Notes

Bundled escrow fees to Western Title & Escrow Company; split options (50/50 buyer/seller) available; mobile signing fees may apply

westerntitle.com
3Customer Service/Property Products — Per order/service
ModelUnit PricingBilling cadencePay-as-you-go
Notes

Products include: Enhanced Property Profile (HomeBook), Farm Report, Map Packs, Sales Comps, List Kits, Labels; pricing not publicly disclosed per product

westerntitle.com
GTM typeB2B
B2B
Offering typeServices
Services
Brand1 of 3 records shown
1Western Profile
Description

Round-the-clock access to property profiles, transfer/tax history, plot maps, sales analysis and more

westerntitle.com
+2 more records
Core offering1 text field

Western Title & Escrow provides title insurance, escrow, and closing services for residential and commercial real estate transactions across Oregon. The company operates 10 regional offices covering six counties and serves real estate professionals, lenders, builders, and individual buyers/sellers. Its services are supported by proprietary digital platforms including WesternProfile, Western Power One, a TRID Calculator, and an Electronic Closing Center (ECC).

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 2 values shown
  • Over 160 years of combined title industry experience across the Western Title and FNF family
+1 more record
Product overview1 text field

Western Title & Escrow is a title insurance and escrow services company operating across Oregon with 10 offices serving 6 counties. The company offers a unified portfolio combining core title and escrow services with a suite of digital tools. The core offerings include title insurance policies (Owner's and Lender's Standard/Extended Coverage) and escrow closing services. These are supported by customer-facing digital products: Western Profile (web portal for property data), Western Power One (closing app), the Estimated Closing Cost Calculator, TRID Calculator, Quick Title Order, List Kit, Customer Service order forms, and CC&R downloads. The products work together to serve buyers, sellers, real estate professionals, lenders, and builders throughout the transaction lifecycle.

Product and service8 records
1Title Insurance
CategoryTitle Insurance
2Escrow and Closing Services
CategoryEscrow Services
3WesternProfile
CategoryDigital Platform
4Western Power One
CategoryMobile Application
5TRID Calculator
CategoryCompliance Tool
6Electronic Closing Center (ECC)
CategoryDigital Closing Platform
7eRecording Services
CategoryRecording Services
8Property Information Products
CategoryProperty Data Reports
Scale indicator6 records

Each record includes

Type, Value, Description, Source

Partnership1 partner
1Old Republic Title Insurance Rate Service (OTIRO)
Strategic tierCoreTypeOthers
Description

Western Title & Escrow uses OTIRO (Old Republic Title Insurance Rate Service) filed rates for calculating title insurance premiums. OTIRO is referenced as the rate service organization governing title insurance premium calculations on the company's TRID calculator and closing cost estimator.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Market position
Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment4 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile4 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature5 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles11 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Western Title & Escrow

Title Insurance & Escrow Serviceswesterntitle.com

Western Title & Escrow is a regional Oregon title insurance and escrow services company operating ten offices across six counties. A direct subsidiary of Fidelity National Financial (NYSE: FNF), it serves buyers, sellers, real estate agents, lenders, and builders with title policies, closing services, and digital tools.

What Western Title & Escrow does

Western Title & Escrow is a regional title insurance and escrow services company headquartered in Bend, Oregon, founded in 1983 in Newport, Oregon. The firm operates ten physical offices across six Oregon counties (Crook, Deschutes, Douglas, Jefferson, Lane, Lincoln) covering approximately 19,600 square miles, providing title insurance policies (Owner's and Lender's Standard and Extended Coverage), escrow and closing services, ALTA endorsements, and government recording/transfer fee facilitation for residential and commercial real estate transactions.

The company is a direct operating subsidiary of Fidelity National Financial, Inc. (NYSE: FNF), the highest-ranked Fortune 500 title insurer and a Fortune 'Most Admired Company.' Core products include Title & Escrow Services (title searches, commitments, policies, settlement), WesternProfile (24/7 web portal with property profiles, transfer/tax history, plot maps, sales analysis), and Western Power One (a real estate closing app with agent-facing digital marketing assets). Supporting tools include an Estimated Closing Cost Calculator, a TRID-compliant fee calculator, Quick Title Order, List Kits, HomeBooks, Customer Service products, and CC&R downloads. The technology stack integrates county recorder eRecording infrastructure (e.g., Lane County eRecording) and CFPB TRID fee disclosure logic.

Revenue is generated primarily through transaction-based title insurance premiums (calculated on OTIRO filed rates), escrow and closing service fees, ALTA endorsement fees ($50-$100 per endorsement), customer service product fees, and pass-through government recording and transfer fees. Go-to-market combines direct in-person service at the ten offices with referral-driven demand from real estate agents/brokers, mortgage lenders, and a dedicated Commercial & Builder Division serving residential builders and commercial developers. Customer-facing digital tools provide 24/7 self-service ordering for buyers, sellers, and real estate professionals.

Western Title & Escrow firmographics

Firmographics
Name
Western Title & Escrow
Legal name
Western Title & Escrow Company
Website
https://westerntitle.com
Company type
Public
Founded year
1983
Operating status
Operating
Headcount range
101–250 employees
Short description
Western Title & Escrow is a regional Oregon title insurance and escrow services company operating ten offices across six counties. A direct subsidiary of Fidelity National Financial (NYSE: FNF), it serves buyers, sellers, real estate agents, lenders, and builders with title policies, closing services, and digital tools.
Ownership category
akta.pro rank

Western Title & Escrow industry classification

Industry
Product category
Title Insurance & Escrow Services
NAICS
Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)
SIC
Title Insurance (6361), Real Estate Agents & Managers (For Others) (6531)
akta.pro primary industry
Closing & Settlement Services (Settlement Agents) (BPAJAOAE)
akta.pro secondary industries
Escrow Services (BPAJAOAD), Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH), Escrow & Fiduciary Escrow Services (FSAAANAH)

Keywords

  • Title insurance services
  • Escrow closing services
  • Real estate transactions
  • Property title search
  • Escrow management

Where Western Title & Escrow is headquartered

Location

Headquarters

HQ city
Bend
HQ country
United States
HQ region
North America

Offices10 records

Markets served

Western Title & Escrow business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

  1. Title Insurance Premiums: Title insurance policies including Owner's Standard/Extended Coverage and Lender's Standard/Extended Coverage policies. Premiums calculated based on OTIRO (Old Republic Title Insurance Rate Service) filed rates, with simultaneous issue adjustments available.
  2. Escrow/Closing Services: Escrow and settlement/closing fees charged for facilitating real estate transactions, including bundled escrow services and mobile signing options.
  3. Customer Service Products: Property information products including custom maps, demographics, HomeBooks, sales comps, list kits, map packs, labels, and farm lists ordered by agents and brokers.
  4. Government Recording & Transfer Fees: Pass-through fees for deed recording, trust deed recording, and transfer taxes collected at closing on behalf of county governments.
  5. Endorsement Products: ALTA endorsement products including Condominium, Planned Unit Development, Variable Rate Mortgage, Manufactured Housing, Environmental Protection Lien, Restrictions/Encroachments/Minerals, and Location endorsements.

Pricing tiers

ModelBillingPrice
One time/ perpetual licensePay-as-you-goTitle Insurance (Owner's/Lender's) — Transaction-based premium
Transaction based/ take ratePay-as-you-goEscrow/Closing Services — Service fee
Unit PricingPay-as-you-goCustomer Service/Property Products — Per order/service

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Western Title & Escrow product offering

Product offering

Core offering

Western Title & Escrow provides title insurance, escrow, and closing services for residential and commercial real estate transactions across Oregon. The company operates 10 regional offices covering six counties and serves real estate professionals, lenders, builders, and individual buyers/sellers. Its services are supported by proprietary digital platforms including WesternProfile, Western Power One, a TRID Calculator, and an Electronic Closing Center (ECC).

Product overview

Western Title & Escrow is a title insurance and escrow services company operating across Oregon with 10 offices serving 6 counties. The company offers a unified portfolio combining core title and escrow services with a suite of digital tools. The core offerings include title insurance policies (Owner's and Lender's Standard/Extended Coverage) and escrow closing services. These are supported by customer-facing digital products: Western Profile (web portal for property data), Western Power One (closing app), the Estimated Closing Cost Calculator, TRID Calculator, Quick Title Order, List Kit, Customer Service order forms, and CC&R downloads. The products work together to serve buyers, sellers, real estate professionals, lenders, and builders throughout the transaction lifecycle.

Differentiator

Problem solved

Functional benefit

Brands

  • Western Profile: Round-the-clock access to property profiles, transfer/tax history, plot maps, sales analysis and more
  • Western Power One
  • HomeBook

Products and services

  • Title Insurance
  • Escrow and Closing Services
  • WesternProfile
  • Western Power One
  • TRID Calculator
  • Electronic Closing Center (ECC)
  • eRecording Services
  • Property Information Products

Quantifiable outcome

  • Over 160 years of combined title industry experience across the Western Title and FNF family
  • +1 more outcomes

Companies that use Western Title & Escrow

Customer profile

Segments4 records

Ideal customer profiles4 records

Western Title & Escrow technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature5 records

Western Title & Escrow partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Old Republic Title Insurance Rate Service (OTIRO)coreOthersWestern Title & Escrow uses OTIRO (Old Republic Title Insurance Rate Service) filed rates for calculating title insurance premiums. OTIRO is referenced as the rate service organization governing title insurance premium calculations on the company's TRID calculator and closing cost estimator.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Western Title & Escrow competitors and assessment

Company assessment

Market position

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Western Title & Escrow social profiles

Digital presence

Western Title & Escrow financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Western Title & Escrow leadership team

Management profile

Number of profiles

Profiles11 records

Western Title & Escrow funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Western Title & Escrow M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Western Title & Escrow

What does Western Title & Escrow do?

Western Title & Escrow provides title insurance, escrow, and closing services for residential and commercial real estate transactions across Oregon. The company operates 10 regional offices covering six counties and serves real estate professionals, lenders, builders, and individual buyers/sellers. Its services are supported by proprietary digital platforms including WesternProfile, Western Power One, a TRID Calculator, and an Electronic Closing Center (ECC).

Is Western Title & Escrow a public or private company?

Western Title & Escrow is a public company. It is classified as corporate owned and is currently operating.

When was Western Title & Escrow founded?

Western Title & Escrow was founded in 1983. It employs 101 to 250 people.

Where is Western Title & Escrow based?

Western Title & Escrow is headquartered in Bend, United States, in the North America region.

How does Western Title & Escrow make money?

Five revenue lines are on record. Title Insurance Premiums are the primary driver. The others are escrow/Closing Services, customer Service Products, government Recording & Transfer Fees and endorsement Products.

Does Western Title & Escrow have an API?

No public API is recorded for Western Title & Escrow.

What industry is Western Title & Escrow in?

Western Title & Escrow's product category is Title Insurance & Escrow Services. Its primary akta.pro industry code is BPAJAOAE, Closing & Settlement Services (Settlement Agents), with a secondary code of BPAJAOAD, Escrow Services. Its NAICS code is 541191 and its SIC code is 6361.

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