Unicare
UniCare is a multi-line health insurance brand under Wellpoint (Elevance Health) offering employer group medical, dental, vision, life/disability, and EAP coverage across multiple US states, distributed through brokers and direct employer sales.
- Company typePrivate
- Founded1989
- HeadquartersCamarillo, United States
- Headcount5,001–10,000
- GTM typeB2B
- OfferingServices
What Unicare does
UniCare is a health insurance carrier operating as a brand under Wellpoint Life and Health Insurance Company, which is part of the Elevance Health (formerly Anthem) enterprise. Founded in 1989 with its Employee Assistance Program division, UniCare provides a multi-line benefits portfolio to employer groups across multiple US states, including medical insurance, dental coverage, vision benefits (UniView Vision with 50,000+ providers), life and disability insurance, and an Employee Assistance Program supported by 23,000+ behavioral health professionals in 16,000+ locations. The company also offers Medicaid managed care plans and Medicare Part D prescription drug plans for employer groups, though Individual Medicare Plans transitioned to parent company Wellpoint in 2024.
The underlying technology stack consists of a digital health insurance platform comprising the Sydney Health mobile application for member self-service (doctor finder, ID card access, live chat), the AgentAccess broker portal for producer-sold accounts, and the Availity-powered provider portal for claims and eligibility management. UniCare integrates with clinical decision support tools including MCG Care Guidelines for utilization management, Carelon Medical Benefits Management for medical benefit drug reviews, and CarelonRx for pharmacy clinical criteria. The Total Member View (TMV) integration delivers patient health information from affiliated medical plans to dental offices, and EDI systems support electronic claims submission. Voice-enabled access via Amazon Echo and Google Home extends the member-facing digital surface.
UniCare's revenue model is built on subscription/recurring health insurance premiums from employer groups and individual members, supplemented by Administrative Services Only (ASO) arrangements for self-funded employer plans and EAP subscription services priced by state and group size. The go-to-market motion is sales-led, distributed through licensed insurance brokers and producers (accessed via AgentAccess) and direct employer sales, with three EAP plan tiers (Basic, Enhanced, Customized) addressing small to large national employer segments. Pricing is uniformly quote-based, reflecting the group-size, geography, and plan-selection variables typical of the commercial health insurance market.
Unicare firmographics
Firmographics- Name
- Unicare
- Legal name
- Wellpoint Life and Health Insurance Company
- Website
- https://unicare.com
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- UniCare is a multi-line health insurance brand under Wellpoint (Elevance Health) offering employer group medical, dental, vision, life/disability, and EAP coverage across multiple US states, distributed through brokers and direct employer sales.
- Ownership category
- akta.pro rank
Unicare industry classification
Industry- Product category
- Group Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Accident & Health Insurance (6321), Life Insurance (6311)
- akta.pro primary industry
- Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB)
- akta.pro secondary industries
- Voluntary/Worksite Critical Illness & Hospital Indemnity (Employee-Paid) (FSAIAKAF), Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)
Keywords
Where Unicare is headquartered
LocationHeadquarters
- HQ city
- Camarillo
- HQ country
- United States
- HQ region
- North America
Offices6 records
Markets served
Unicare business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Health Insurance Premiums: Collection of recurring insurance premiums from employer groups and individual members for medical, dental, vision, life and disability coverage
- Administrative Services: Administrative Services Only (ASO) arrangements for self-funded employer plans, providing network access and claims administration without insurance risk
- Employee Assistance Program (EAP): Employer-sponsored EAP services offered at no cost to employees, with pricing determined by state and group size
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Employer Group Health Plans - Quote-based pricing determined by group size and location |
| Subscription | Annual | UniView Vision Plans - Various funding options including full insured, ASO, and voluntary |
| Subscription | Annual | Employee Assistance Program (EAP) - Pricing varies by plan model and group size |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels4 records
Unicare product offering
Product offeringCore offering
UniCare sells employer-sponsored health insurance and ancillary benefit plans, including group medical, UniView Vision, dental, life and disability, and Employee Assistance Program (EAP) coverage. Distribution is carried out through licensed insurance producers/brokers and direct employer relationships, with members accessing care via the Sydney Health mobile app and providers administering claims through the Availity portal.
Product overview
UniCare is a health insurance company offering a comprehensive suite of benefit products organized around employer group plans, individual coverage, and government programs. The core product portfolio centers on health insurance plans with integrated add-ons including UniView Vision® (vision insurance), Life & Disability Insurance, and an Employee Assistance Program (EAP). The company provides dental coverage through affiliated networks and Medicare Part D prescription drug plans. Members access services through multiple platforms including the Sydney Health mobile app, AgentAccess producer portal, and Availity provider portal. The product architecture combines core medical/dental/vision coverage with supplementary wellness and assistance programs, all backed by parent company Wellpoint (formerly Anthem).
Differentiator
Problem solved
Functional benefit
Brands
- UniView Vision: Flexible vision plans offering access to 50,000+ providers with benefits including eye exams, prescription eyewear, and contact lenses
- UniView Vision
- UniCare EAP
Products and services
- UniView Vision
- Employee Assistance Program (EAP)
- Life & Disability Insurance
- Dental Plans Dental insurance offerings providing access to UniCare's 100, 200, and 300 Dental Networks across multiple states, covering preventive, diagnostic, restorative, endodontic, periodontic, implant, oral surgery, and orthodontic services for employer groups.
- Medicare Part D Plans Prescription drug plans available for employer group coverage that include preventive care, prescription savings, and exercise programs.
- Medicaid Plans Medicaid managed care plans offered by UniCare; Individual Medicare Plans transitioned to Wellpoint in 2024 and are no longer provided by UniCare.
- UniCare State Indemnity Plan State-specific indemnity insurance plan providing coverage options for eligible populations, registered as a UniCare brand identity.
Quantifiable outcome
- Medical spending for members with behavioral health and medical conditions who used UniCare EAP was $23 per member per month less than members who did not use EAP
- +1 more outcomes
Companies that use Unicare
Customer profileSegments4 records
Ideal customer profiles3 records
Unicare technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
Feature4 records
Unicare partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Wellpoint Life and Health Insurance CompanycoreWellpoint is the parent company of UniCare, providing financial stability and access to the resources of one of the nation's largest health insurance companies. UniCare operates as a subsidiary of Wellpoint and coverage is provided by Wellpoint Life and Health Insurance Company.
- AvailitycoreAvaility provides the primary provider portal for UniCare, enabling providers to verify eligibility, submit claims, view remittances, and perform administrative tasks online. This is the exclusive self-service platform for UniCare providers.
- WellpointcoreIndividual Medicare Plans are now provided by Wellpoint. UniCare no longer provides Individual Medicare Plans, with coverage transitioning to the parent company Wellpoint.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Unicare competitors and assessment
Company assessmentDirect peers
- Anthem Blue Cross Blue Shield: Anthem is the flagship brand of UniCare's parent Elevance Health and offers group health, dental, vision, and life/disability to employers and individuals across the same states UniCare operates in. It is the most direct comparable as it shares the same parent, similar product portfolio, and overlapping broker distribution model.
- Humana: Humana is a major U.S. health insurer focused on employer group medical, dental, vision, and supplemental products, with a strong behavioral health and EAP capability. It competes with UniCare in employer group benefits and shared services markets.
- Kaiser Permanente: Kaiser Permanente is an integrated carrier-provider offering employer group health plans with embedded vision, behavioral health, and pharmacy services in select regions. It competes with UniCare on fully insured and ASO group accounts where its closed-network model overlaps with UniCare's large provider network.
- Molina Healthcare: Molina Healthcare is a government-program-focused health insurer with a sizable Medicaid managed care book overlapping UniCare's Medicaid offerings. It is a direct comparable on Medicaid market segments and ASO arrangements with state agencies.
- Centene Corporation: Centene is the largest U.S. Medicaid managed care carrier and also sells marketplace and Medicare products through subsidiaries. It competes with UniCare's Medicaid plans and is comparable on government program risk management and scale economics.
Broad incumbents
- UnitedHealthcare: UnitedHealthcare (UnitedHealth Group) is the largest U.S. health insurer offering employer group medical, dental, vision, supplemental health, and integrated well-being programs. It competes head-to-head with UniCare/Anthem on national employer accounts with comparable ASO, fully insured, and bundled benefit products.
- Aetna (CVS Health): Aetna, owned by CVS Health, sells employer group medical, dental, vision, life/disability, and behavioral health/EAP products nationally. It mirrors UniCare's full employer benefits stack and competes on the same broker-distributed group accounts.
- Cigna Healthcare: Cigna provides employer-sponsored medical, dental, behavioral health (EAP), and supplemental benefits to U.S. employers. Its portfolio breadth and broker-led distribution make it a direct competitor to UniCare on mid- and large-group accounts.
Regional players
- Blue Shield of California: Blue Shield of California is an independent Blues licensee offering group/employer health, dental, and vision plans, primarily in California. It competes with UniCare on West Coast employer accounts and shares the Blue brand trust signal.
- HCSC (Health Care Service Corporation): HCSC operates Blue Cross Blue Shield plans in Illinois, Texas, New Mexico, Oklahoma, and Montana, offering employer group medical, dental, and supplemental coverage. It is a regional comparable to UniCare's group health and bundled benefits business.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Unicare social profiles
Digital presenceUnicare compliance and trust
Trust signalCompliance3 records
Unicare financial estimates
Financial estimateRevenue estimate
Valuation estimate
Unicare leadership team
Management profileNumber of profiles
Unicare funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Unicare M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Unicare
What does Unicare do?
UniCare sells employer-sponsored health insurance and ancillary benefit plans, including group medical, UniView Vision, dental, life and disability, and Employee Assistance Program (EAP) coverage. Distribution is carried out through licensed insurance producers/brokers and direct employer relationships, with members accessing care via the Sydney Health mobile app and providers administering claims through the Availity portal.
Is Unicare a public or private company?
Unicare is a private company. It is classified as corporate owned and is currently operating.
When was Unicare founded?
Unicare was founded in 1989. It employs 5,001 to 10,000 people.
Where is Unicare based?
Unicare is headquartered in Camarillo, United States, in the North America region.
How does Unicare make money?
Three revenue lines are on record. Health Insurance Premiums are the primary driver. The others are administrative Services and employee Assistance Program (EAP).
Who are Unicare's main competitors?
Direct peers on record are Anthem Blue Cross Blue Shield, Humana, Kaiser Permanente, Molina Healthcare and Centene Corporation. Broad incumbents are UnitedHealthcare, Aetna (CVS Health) and Cigna Healthcare. Regional players are Blue Shield of California and HCSC (Health Care Service Corporation).
Does Unicare have an API?
No public API is recorded for Unicare.
What industry is Unicare in?
Unicare's product category is Group Health Insurance. Its primary akta.pro industry code is FSAIAFAB, Self-Funded (ASO) Group Health Plans & Stop-Loss, with a secondary code of FSAIAKAF, Voluntary/Worksite Critical Illness & Hospital Indemnity (Employee-Paid). Its NAICS code is 524114 and its SIC code is 6321.