Premium Finance Group

What Premium Finance Group does

Premium Finance Group ("PFG"), founded in 2015 and headquartered in Shanghai, is a privately held wealth management advisory firm serving professional expatriates working in Greater China. The company operates from three general offices — Beijing (primary), Shanghai, and Hong Kong — with claimed global reach into expat communities beyond China. Its service portfolio is organized around four pillars: Property (international property investments focused on Berlin real estate), Capital (savings accounts and access to investment platforms such as Orbis Investment Management and Millennium Management), Planning (retirement planning including UK QROPS transfers, tax planning across multiple jurisdictions, and education planning), and Protection (life and health insurance advisory).

The firm's core offering mixes ongoing advisory work — retirement, tax, estate, education, and insurance — with episodic, high-ticket product introductions such as Berlin property investment packages ranging from €40,000 to €250,000+. Underlying technology is traditional and unstated: there is no proprietary platform, no API or SDK, and no AI/ML components described; service delivery is advisor-led, supported by a content library (blog, email newsletter, educational articles) and a recurring seminar cadence at premium Beijing venues. PFG does not develop financial software; its "technology" is the curated access it brokers to third-party fund managers, insurance carriers, and property partners.

Revenue is generated through three primary streams: (1) professional-services advisory fees on wealth management and cross-border planning; (2) transaction and management fees on Berlin property investments, delivered via the Inspiration Group partnership which handles end-to-end acquisition, financing assistance, re-rent, re-sale, repairs, renovations, and tax filing for international investors in English and Chinese; and (3) insurance licensing/commission economics on life, health, and international life insurance investment products. Customer acquisition is relationship-driven — built on referrals from existing clients, HR-departments of major multinational employers (ABB, Bosch, IKEA, CAT, McKinsey, Volvo, Tesco, Siemens, Qantas), and inbound from community events co-hosted with organizations such as the International Newcomers Network and LGBT Center Beijing.

Name

Premium Finance Group

Legal name

Premium Finance Group

Website

https://premiumfinance-group.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Premium Finance Group is a privately held, Shanghai-based wealth management firm operating in Beijing, Shanghai and Hong Kong that delivers cross-border financial advisory and Berlin property investment services to professional expatriates working in Greater China.

Ownership category

akta.pro rank

Product category

Expatriate Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Alternative Investments for Private Wealth (Hedge Funds, PE/VC Access, Private Credit) (FSAAABAI)

Keywords

• Expatriate wealth management
• Cross-border financial advisory
• International property investment
• Retirement planning services
• Expat tax planning

Headquarters

HQ city

Shanghai

HQ country

China

HQ region

Asia

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Wealth Management Advisory: Ongoing financial planning and advisory services for professional expatriates covering retirement planning, tax planning, estate planning, and investment management. Revenue generated through advisory fees and potentially management fees on investment products recommended to clients.
2. Berlin Property Investments: Facilitation of international property investments in Berlin, Germany. The company offers investment packages in German real estate with full-service management including financing assistance for international investors. Revenue likely generated through advisory fees, property acquisition fees, or ongoing management fees.
3. Insurance Products: Life insurance and health insurance advisory services for expatriates. Includes term insurance, whole of life/universal life, and critical illness coverage. International life insurance investment platforms are also offered for tax-efficient wealth accumulation.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Premium Finance Group provides fee-based wealth management and financial advisory services for professional expatriates worldwide. Core offerings span four pillars: Property (international property investment, primarily in Berlin with full-service management via Inspiration Group), Capital (investment platforms offering access to funds such as Orbis Investment Management and Millennium Management, plus savings accounts), Planning (retirement planning including UK QROPS pension transfers, tax planning across multiple jurisdictions, and education planning), and Protection (life and health insurance advisory for expatriates).

Product overview

Premium Finance Group (PFG) is a wealth management company offering a comprehensive suite of financial services for professional expatriates worldwide. The company operates as a multi-product advisory firm with core offerings in international property investments (primarily Berlin real estate), investment platforms (including access to Orbis and Millennium Management funds), retirement planning (with expertise in UK pension transfers and QROPS), tax planning, life insurance, health insurance, education planning, and wills/trusts. The firm provides personalized financial advice through its offices in Shanghai, Beijing, and Hong Kong, with property investment services including full-service management through Inspiration Group. The product portfolio is organized around four main pillars: Property (international property investments), Capital (investment platforms and savings), Planning (retirement, education, and tax), and Protection (life and health insurance).

Differentiator

Problem solved

Functional benefit

Products and services

• Berlin Property Investment International property investment services focused on Berlin real estate. Offers access to Altbau apartments and micro-apartment projects with investment packages from €40,000 to €250,000+, including full-service property management through Inspiration Group (English and Chinese customer support, re-rent, re-sale, repairs, renovations, tax filing).
• Investment Platforms Capital investment services providing access to actively managed investment funds (e.g., Orbis Investment Management, Millennium Management) and alternative strategies via Belmont Investments. Supports portfolio diversification across global equities and asset classes for clients seeking actively managed exposure.
• Retirement Planning Financial planning services for retirement, specializing in expatriate solutions including UK pension transfers to QROPS, final salary scheme analysis, and Cash Equivalent Transfer Value (CETV) assessments.
• Tax Planning Tax planning services including advice on UK tax implications for expatriates, Australian expat taxation (FAF rules), and international tax optimization strategies across multiple jurisdictions.
• Life Insurance Life insurance advisory services for expatriates, including term insurance, whole of life/universal life, and critical illness coverage. Includes international life insurance investment platforms offering tax-efficient wealth accumulation with tax-free withdrawals from year 11 onwards.
• Health Insurance International health insurance advisory services covering inpatient and outpatient benefits, direct billing, maternity cover, and access to international standard hospitals worldwide.
• Education Planning Financial planning services specifically designed to help families save and invest for education expenses, particularly for families with children in international schools.
• Wills and Trusts (Estate Planning) Estate planning services including will preparation across multiple jurisdictions and trust structures for asset protection and inheritance tax planning for expatriate families.
• Savings Accounts Advisory Savings account advisory services providing guidance on optimal savings vehicles including ISAs and other tax-efficient savings options.
• Berlin Property Tax Filing Service Annual tax filing service for international Berlin property investors. Single Investor €150 + VAT; Joint Investors €225 + VAT. Delivered in coordination with Inspiration Group.

Quantifiable outcome

• Berlin property investments offering 10%+ annual capital growth over recent years
• +4 more outcomes

Named customers12 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• Inspiration GroupcoreImplementation/ SI/ Consulting PartnerBerlin-based real estate management company providing full-service property management for international investors. Offers English and Chinese customer support including monthly investment updates. Services include re-rent, re-sale, repairs, renovations, and tax filing for Berlin properties.
• Temple Restaurant Beijing (TRB)minorGTM or Marketing PartnerPremium Beijing dining venue hosting PFG's wine tasting and networking events. TRB provides event space and catering while PFG uses venue for client acquisition and relationship building. Events held at TRB's main restaurant and new Copper event space.
• LGBT Center BeijingminorGTM or Marketing PartnerLocal Beijing charity organization co-hosting networking events with PFG. PFG sponsors charity evenings and uses events for community engagement and brand building among expatriate professionals.
• INN (International Newcomers Network)minorGTM or Marketing PartnerBeijing-based community organization for international newcomers. Co-hosts networking events with PFG to introduce new expats to financial planning services available to them.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Others

• April International:

Direct peers

• Holborn Assets: Multi-jurisdiction financial advisory firm specializing in expat wealth management, retirement planning, and international tax planning — closely comparable to PFG's cross-border advisory model.
• deVere Group: One of the world's largest independent expat financial advisory firms, offering cross-border investment, pension, tax, and wealth management services to expatriates globally — directly overlapping with PFG's core value proposition.
• Berkeley International: Independent financial adviser specializing in pensions, investments, and tax planning for British and other expatriates living in Asia and the Middle East.
• Blevins Franks: Long-established expat financial planning firm serving European and Asian expatriates with tax, investment, and pension advisory — overlapping in cross-border QROPS and tax planning services.

Emerging players

• Pacific Prime: International health and life insurance broker specializing in expatriate coverage globally — comparable to PFG's Protection pillar and a potential cross-sell partner or competitor for insurance advisory.
• True Wealth Asia: Asia-focused expat financial advisory offering personalized wealth management and insurance solutions to professional expatriates across Southeast Asia and Greater China.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/premiumfinancegroup

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Premium Finance Group