Interkassa
- Company typePrivate
- Founded2009
- HeadquartersKyiv, Ukraine
- Headcount251–500
- GTM typeB2B and B2C
- OfferingSoftware
What Interkassa does
Interkassa is a payment aggregation platform operated by International Company Limited, a corporation incorporated in the Marshall Islands. It enables merchants to accept online payments through bank cards, Apple Pay, Google Pay, alternative methods (mobile, cash, e-wallets), and multiple cryptocurrencies, with support for 50+ international currencies across roughly 50 countries, excluding the Russian market. The core product suite spans a hosted Payment Page, an embedded Payment Widget, QR-code payments, shareable payment links, online invoicing, pre-authorization holds, recurring billing, and token-based one-click payments, complemented by a Telegram bot for merchant notifications.
The platform is built around three integration modes: a REST API with Basic Auth and digital-signature security, a PHP SDK, and ready-made CMS modules, plus a no-code self-service path that lets non-technical merchants generate payment links and QR codes from a personal dashboard. Proprietary technology includes an anti-fraud system that screens transactions against 200+ criteria, smart routing for uninterrupted processing, and tokenization for stored card data. The merchant portal is certified to PCI DSS Level 1, and the company maintains KYC/AML compliance programs; merchants using the hosted checkout are not required to hold their own PCI DSS certification.
Interkassa monetizes through transaction-based commissions, with a Standard plan starting at 1% per card transaction and alternative methods from 1%, and an Individual tier with custom pricing negotiated on turnover and business model. The customer base spans three segments — registered legal entities (primary), individual entrepreneurs (primary), and individual sellers (secondary) — acquired through a self-service funnel with dedicated account managers for larger accounts, and reached via the corporate website, a documentation wiki, social channels, and developer-facing assets on GitHub. No venture or private-equity funding rounds have been disclosed.
Interkassa firmographics
Firmographics- Name
- Interkassa
- Legal name
- Інтернешнл Компані Лімітед (International Company Limited)
- Website
- https://interkassa.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Interkassa industry classification
Industry- Product category
- Payment Processing & Merchant Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industries
- Cross-Border & FX Payments Platforms (BPAMAFAK), Cross-border Payments, FX & Multi-currency Checkout (CRAFAJAF), Crypto Payment Gateways & Checkout APIs (FSADAIAA), Cross-border Payments & FX for E-commerce (CRAFALAF)
Keywords
Where Interkassa is headquartered
LocationHeadquarters
- HQ city
- Kyiv
- HQ country
- Ukraine
- HQ region
- Europe
Offices1 record
Markets served
Interkassa business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Infrastructure, Personnel, Marketing or Sales
Revenue model
- Transaction Fees: Interkassa charges merchants a commission fee for each transaction processed. Standard plan offers card processing from 1% per transaction. Alternative payment methods have rates starting from 1% depending on the specific method used. The fee is calculated based on payment method, business sector, and transaction volume.
- Custom/Individual Pricing: For businesses with high transaction volumes or specific business models requiring customized solutions, Interkassa offers individualized pricing arrangements. These are negotiated based on the merchant's turnover and specific business requirements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard plan for small and medium businesses with basic payment acceptance needs |
| Transaction based/ take rate | Pay-as-you-go | Custom pricing for high-volume businesses or those with specific requirements |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Interkassa product offering
Product offeringCore offering
Interkassa is a payment aggregation platform that lets merchants accept online payments through a single integration. It supports bank cards, Apple Pay, Google Pay, alternative methods (mobile payments, cash, e-wallets) and cryptocurrencies, settled in 50+ international currencies. Merchants can integrate via REST API, CMS modules or PHP SDK, or use no-code solutions such as hosted Payment Page, embedded Payment Widget, payment links, QR codes, online invoicing, recurring payments, token-based one-click payments, and pre-authorization holds.
Product overview
Interkassa is a payment aggregation platform that provides merchants with multiple payment acceptance solutions. The core offering consists of the Payment Page (hosted checkout), Payment Widget (embedded form), and various no-code solutions including QR codes, payment links, and online invoicing. Additional features include token payments, recurring billing, pre-authorization holds, and a Telegram bot for payment notifications. The platform supports bank cards, digital wallets (Apple Pay, Google Pay), alternative methods, and cryptocurrencies. Integration options include API, PHP SDK, and ready-made CMS modules.
Differentiator
Problem solved
Functional benefit
Products and services
- Payment Page (Платіжна сторінка) Hosted checkout page that adapts to the merchant's business; Interkassa handles card data collection, processing and transmission so merchants do not need their own PCI DSS certification.
- Payment Widget (Платіжний віджет) Embedded payment form added directly to the merchant's website, allowing customers to complete payments without leaving the site.
- QR Code Payments (QR-код оплата) QR code-based payment solution for accepting payments both online and offline, generated directly from the merchant personal account.
- Payment Link (Платіжне посилання) Shareable payment links sent via messenger, SMS or email to customers for payment collection, usable without website integration.
- Online Invoicing (Онлайн-інвойсинг) Service for creating and sharing online invoices in a few clicks, allowing merchants to bill customers and accept payment through the same flow.
- Pre-authorization / Hold (Холдування) Reserves funds on the customer's card at the moment of payment, with actual charging happening later, supporting delayed capture use cases such as hospitality, rentals or pre-orders.
- Recurring Payments (Регулярні платежі) Scheduled payment collection feature to simplify the payment process for customers with predefined billing cycles, supporting subscriptions and recurring billing.
- Token Payments (Оплата за токеном) Token-based payments enabling one-click checkout and recurring transactions without storing card details, using Interkassa's tokenization infrastructure.
- Custom Amount (Довільна сума) Allows customers to specify their own payment amount at checkout, supporting donations, top-ups and variable-amount sales.
- Interkassa Telegram Bot (@InterkassaBot) Telegram bot for viewing checkout balances, checking invoice statuses and receiving payment notifications directly in Telegram.
- Antifraud System Proprietary anti-fraud service that checks each transaction against 200+ criteria and blocks suspicious activity to reduce fraud and chargebacks for merchants.
Companies that use Interkassa
Customer profileSegments3 records
Ideal customer profiles3 records
Interkassa technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature6 records
Interkassa partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights5 records
Interkassa competitors and assessment
Company assessmentBroad incumbents
- Stripe: Global integrated payment processor offering API-first payment acceptance, multi-currency support, and developer tooling. Directly comparable to Interkassa's core PSP offering but at significantly larger scale and broader geographic licensing.
- Adyen: Global incumbent PSP offering unified acquiring across cards and APMs with smart routing and 35+ currencies. Competes with Interkassa at the upper end of the merchant spectrum with stronger enterprise brand and license footprint.
- PayPal: Massive incumbent digital wallet and payment processor with global SMB merchant acquiring. Overlaps with Interkassa at the SMB end and increasingly in cross-border checkout, but at vastly different scale and brand strength.
- Block (Square): Payments and financial services ecosystem serving SMBs with card acceptance, invoicing, and online checkout. Comparable to Interkassa's no-code SMB tooling and merchant onboarding philosophy, though primarily US-anchored.
Direct peers
- PayU: Global payment aggregator with strong emerging-market presence (LATAM, Africa, CEE, India). Operates a similar aggregator model with multi-currency support and SMB to enterprise merchant focus — among the closest direct comparables to Interkassa.
- Checkout.com: Global payment processor offering unified acquiring across cards and APMs with smart routing and multi-currency settlement. Closely matches Interkassa's aggregator-plus-routing proposition for cross-border merchants.
- 2Checkout (Verifone): Digital commerce platform serving global merchants with multi-currency, multi-method payment aggregation and localized checkout. Highly comparable to Interkassa's cross-border SMB and digital goods merchant focus.
- Mollie: European payment aggregator offering multi-method acceptance (cards, APMs, wallets) with simple API and SMB-friendly onboarding. Closely parallels Interkassa's aggregator-plus-no-code approach, though regionally concentrated in Europe.
- Fondy: Ukrainian-origin payment aggregator offering multi-currency acceptance, host-to-host and hosted checkout, and SMB merchant focus. Closest regional peer with overlapping geographic and product positioning relative to Interkassa.
- WayForPay: Ukrainian payment service provider offering online payment acceptance with multi-currency support and CMS plugins. Comparable to Interkassa in product scope and target SMB/individual entrepreneur segment within overlapping geographies.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Interkassa social profiles
Digital presenceInterkassa compliance and trust
Trust signalCompliance1 record
Interkassa financial estimates
Financial estimateRevenue estimate
Valuation estimate
Interkassa leadership team
Management profileNumber of profiles
Interkassa funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Interkassa M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Interkassa
What does Interkassa do?
Interkassa is a payment aggregation platform that lets merchants accept online payments through a single integration. It supports bank cards, Apple Pay, Google Pay, alternative methods (mobile payments, cash, e-wallets) and cryptocurrencies, settled in 50+ international currencies. Merchants can integrate via REST API, CMS modules or PHP SDK, or use no-code solutions such as hosted Payment Page, embedded Payment Widget, payment links, QR codes, online invoicing, recurring payments, token-based one-click payments, and pre-authorization holds.
Is Interkassa a public or private company?
Interkassa is a private company. It is classified as unknown and is currently operating.
When was Interkassa founded?
Interkassa was founded in 2009. It employs 251 to 500 people.
Where is Interkassa based?
Interkassa is headquartered in Kyiv, Ukraine, in the Europe region.
How does Interkassa make money?
Two revenue lines are on record. Transaction Fees are the primary driver. The others are custom/Individual Pricing.
Who are Interkassa's main competitors?
Broad incumbents on record are Stripe, Adyen, PayPal and Block (Square). Direct peers are PayU, Checkout.com, 2Checkout (Verifone), Mollie, Fondy and WayForPay.
Does Interkassa have an API?
Yes. Interkassa provides a REST API for payment processing integration. The API enables automation of payment processes, refunds, transfers, and other operations. API requests are authorized using Basic Auth with login as User ID and password as the API key. Digital signature authentication is supported using Base64 hashing encrypted with a secret key for payment transaction security. Webhooks/Callbacks are available for real-time payment notifications. The API documentation is available at docs.interkassa.com. Developer documentation is at docs.interkassa.com.
What industry is Interkassa in?
Interkassa's product category is Payment Processing & Merchant Services. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of BPAMAFAK, Cross-Border & FX Payments Platforms. Its NAICS code is 522320 and its SIC code is 6199.