CATIC Title

What CATIC Title does

CATIC Title Insurance Company is a private, regional title insurance underwriter founded in 1966 and operating under the umbrella of CATIC Financial Inc. The company is licensed to issue title insurance policies in New Jersey, New York, and Pennsylvania, with a recently established Florida operation in Orlando, and positions itself as a mutual-like organization that answers to policyholders rather than shareholders. CATIC Title distributes through a delegated-authority network of more than 2,000 independent title insurance agents and approved attorneys, supported by a four-state regional management team, dedicated Agency Advisors, and continuing education through CATIC Academy. Its policies are accepted by Fannie Mae and Freddie Mac for the secondary mortgage market, and reinsurance treaties with CATIC and Lloyd's of London enable automatic issuance of policies up to $30,000,000, with facultative reinsurance available for larger commercial transactions. The company also offers a suite of proprietary agent-facing products — CATICulator (rate calculator), CATICTrac (national lien release tracking), UCPExpress (unclaimed property services), CATIC Academy (online learning), CATIC Business Solutions (bookkeeping and escrow reconciliation), CATIC Exchange (1031 exchanges), and a Municipal Guide mobile app — plus lender-facing services including flood compliance via LERETA and FinCEN Residential Real Estate Reporting support. CATIC Title generates revenue primarily through one-time title insurance premiums on owner and mortgagee policies, supplemented by professional service fees from its ancillary products, with pricing based on coverage amount and policy type and discount structures for simultaneous issuance and refinance transactions.

Name

CATIC Title

Legal name

CATIC Title Insurance Company

Website

https://catictitle.com

Company type

Private

Founded year

1966

Operating status

Operating

Headcount range

1–10 employees

Short description

CATIC Title Insurance Company is a private regional title underwriter licensed in New Jersey, New York, Pennsylvania, and Florida, issuing title insurance policies through a network of more than 2,000 independent agents and approved attorneys serving lenders, attorneys, and homebuyers.

Ownership category

akta.pro rank

Product category

Title Insurance

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers (5241)

SIC

Title Insurance (6361), Insurance Carriers, Nec (6399), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Insurance (FSAJACAL), Title Search & Examination (BPAJAOAB), Real Estate Payoff & Lien Release Services (BPAJAOAI)

Keywords

• Title insurance underwriting
• Title insurance policies
• Real estate closing services
• Mortgagee title insurance
• Title agent support

Headquarters

HQ city

Woodbridge

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance Premiums: One-time premium charged at closing for title insurance policies. Premium is based on the amount of coverage in the policy and the type of policy issued (owner or mortgagee). Protection lasts for the duration of the insured's interest in the property.
2. CATICTrac Lien Tracking: Mortgage release/discharge tracking service that helps agents clear liens and provides peace of mind for clients. Generates revenue as a service to title agents managing real estate closings.
3. UCPExpress Unclaimed Property Services: Complete unclaimed property services including processing, reporting, due diligence, and state reporting for title agents nationwide.
4. CATIC Business Solutions: Professional bookkeeping and reconciliation services for title agents to reduce risk and maintain compliance with escrow account requirements.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

CATIC Title Insurance Company underwrites and issues owner and mortgagee title insurance policies in New Jersey, New York, Pennsylvania, and Florida, protecting real estate buyers and lenders against financial loss from title defects, forged deeds, and undisclosed claims. The company distributes through a network of more than 2,000 independent title agents and approved attorneys under a delegated authority model, and supplements core policies with proprietary digital tools (CATICulator rate calculator, CATICTrac lien tracking, Municipal Guide App, CATIC Academy) and professional services (UCPExpress unclaimed property, CATIC Business Solutions bookkeeping, CATIC Exchange 1031 guidance, closing and flood compliance services).

Product overview

CATIC Title Insurance Company is a title insurance underwriter offering a platform of title insurance products and digital tools to independent title agents and real estate professionals. Its core product is title insurance policies (owner and mortgagee) in New Jersey, New York, and Pennsylvania. The digital product portfolio includes the CATICulator (rate calculator), CATICTrac (lien release tracking), UCPExpress (unclaimed property services), CATICPro (agent business tools), CATIC Exchange (1031 exchange), and the Municipal Guide App (municipal information). These are complemented by professional services including CATIC Business Solutions (reconciliation/bookkeeping), CATIC Academy (continuing education), flood compliance services (via LERETA), FinCEN reporting support, and multiple closing process options (Traditional, Hybrid, RON, IPEN, RIN). The company also publishes the CATIC Title Current newsletter as a resource for agents.

Differentiator

Problem solved

Functional benefit

Brands

• Municipal Guide App: Mobile application providing municipal information including town hall hours, deed registry, assessor contacts, and phone numbers
• UCPExpress
• CATICTrac
• CATICPro, Inc.
• CATIC Exchange
• CATIC Business Solutions
• CATICulator
• CATIC Academy

Products and services

• CATIC Title Insurance (Owner and Mortgagee Policies) Owner and mortgagee title insurance policies protecting against financial loss from title defects, forged deeds, undisclosed heirs, and incorrectly indexed documents. Coverage is issued for one-time premium at closing and lasts as long as the insured has interest in the property. Issued in New Jersey, New York, and Pennsylvania.
• CATICulator Online rate calculator that determines title insurance premiums for owner and lender policies at closing. Available to agents and consumers to estimate costs before the transaction.
• CATICTrac National mortgage release and discharge tracking service that tracks, obtains, and records lien releases for properties nationwide, delivering recorded releases to agents via email.
• UCPExpress (Unclaimed Property Services) Complete unclaimed property services for title agents nationwide, covering due diligence, processing, reporting, and state reporting in all 50 states with electronic filing in 38 states.
• CATICPro, Inc. Agency management and business protection services offering tools and resources to help title agents manage and protect their business operations.
• CATIC Exchange 1031 like-kind exchange guidance service that assists agents and clients in navigating the exchange process for real estate transactions.
• CATIC Municipal Guide App Mobile application providing municipal information including town hall hours, deed registry details, assessor contacts, and phone numbers for municipalities across multiple states. Available on iOS App Store and Google Play.
• CATIC Business Solutions (CBS) Professional bookkeeping and reconciliation services for title agents, providing timely bank account reconciliations and detailed summary reports to reduce escrow account risk and maintain compliance.
• CATIC Academy Online learning platform created exclusively for CATIC agents, offering continuing education courses, webinars, and training on real estate and title insurance topics.
• Closing Services (Traditional, Hybrid, IPEN, RON, RIN) Multiple closing process options including Traditional Closing with wet signatures and notarization, Hybrid Closing with mixed paper and electronic documents, In-Person Electronic Notarization (IPEN), Remote Online Notarization (RON), and Remote Ink Notarization (RIN).
• Flood Compliance Services Flood compliance services delivered in partnership with LERETA, including flood determinations, life-of-loan tracking, flood map change monitoring within 60 days, commercial flood services, portfolio tracking, disaster tracking, and lender-placed insurance.
• FinCEN Residential Real Estate Reporting Support Compliance support for the FinCEN Residential Real Estate Reporting Rule (effective March 1, 2026), including filing guidance, information collection forms, transaction checklists, and partnership with the FinCEN Real Estate Report Company to assist agents with report preparation and submission via the BSA E-Filing System.

Quantifiable outcome

• Policies up to $30,000,000 automatically issuable under reinsurance treaties
• +1 more outcomes

Named customers2 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature5 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Lloyd's of LondoncoreStrategic or Co-development PartnerCATIC Title has a strategic alliance with Lloyd's of London enabling the company to underwrite commercial real estate transactions of all sizes. This partnership provides additional reinsurance capacity and financial strength backing for large commercial policies.
• Fannie MaecoreOthersCATIC Title policies are accepted by Fannie Mae for the secondary mortgage market, indicating the company's policies meet Fannie Mae's standards for title insurance.
• Freddie MaccoreOthersCATIC Title policies are accepted by Freddie Mac for the secondary mortgage market, indicating the company's policies meet Freddie Mac's standards for title insurance.
• American Land Title Association (ALTA)minorOthersCATIC Title Insurance Company is a member of ALTA, the national trade association representing the land title industry.
• CATICcoreStrategic or Co-development PartnerCATIC Title Insurance Company operates under the umbrella of CATIC Financial Inc., its parent company. CATIC (the parent underwriter) operates in 21 states and has reinsurance treaties with CATIC Title. CATIC Title is a separate entity licensed in NJ, NY, and PA.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Fidelity National Title (FNF): The largest U.S. title insurance underwriter, issuing owner and lender policies nationally with both direct and agent distribution. CATIC competes for the same agent and lender relationships on a regional basis against Fidelity's much larger scale and balance sheet.
• First American Title Insurance Company: One of the largest U.S. title underwriters, providing direct title insurance and escrow across all 50 states. Compares to CATIC because it issues owner and mortgagee policies through both direct operations and independent agents—the same distribution model CATIC relies on.
• Stewart Information Services (Stewart Title): A major national title insurer with direct issuing operations and an independent agent network serving lenders and real estate professionals. Stewart is a direct functional peer to CATIC in the agent-issued title insurance market across multiple states.
• Old Republic National Title Insurance: A national title underwriter operating through agency and direct channels, accepted by Fannie Mae and Freddie Mac and competing for lender volume. Comparable to CATIC in product offering and agency-based distribution.

Direct peers

• Westcor Land Title Insurance Company: A national title underwriter focusing on independent title agents as its primary distribution channel. Westcor's agent-first model, smaller scale than the top three, and multi-state licensing make it closely comparable to CATIC Title.
• Title Resources Guaranty Insurance Company: A title insurer focused on independent agents, offering underwriting, claims, and product support similar to CATIC. Comparable in target customer (title agents), product (owner/lender policies), and operating model.
• WFG National Title Insurance Company: An agent-driven title underwriter competing for independent title agent appointments and lender relationships. Operates with a similar agent-support and education playbook to CATIC, including technology and training offerings for agents.
• North American Title Insurance Company: A regional-to-national title insurer issuing owner and lender policies through a combination of direct operations and agents. Compares to CATIC on product mix, distribution model, and focus on lender and real estate professional relationships.
• Investors Title Company: A specialty title underwriter providing title insurance and ancillary services to title agents and lenders. Comparable to CATIC in product scope, mutual-like orientation toward agent customers, and focus on regional expansion.

Others

• CATIC (parent/sister company): CATIC Financial Inc.'s primary title underwriter, licensed in 21 states, operates CATIC Title through a common parent. While not a market competitor, it is the most directly comparable operating entity and the source of CATIC Title's reinsurance capacity and shared agent network.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/CATICTitleInsuranceCompany
• LinkedInlinkedin.com/company/catic-title-insurance-company
• Instagraminstagram.com/catic_title_insurance_co

Revenue estimate

Valuation estimate

Number of profiles

Profiles19 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CATIC Title